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State competition atlas

Subnational banking observatory

Local banking screens

Explore county and county-equivalent FDIC branch-deposit screens. Ownership grouping and geographic boundaries are documented. A county screen is not a legal banking market definition.

Loading county HHI field
National county fieldDeposit HHI2025 FDIC SOD / Census 2025
0–1,4991,500–2,5002,501–4,9995,000–7,4997,500–10,000
Explore map
Mapped screens
3,1043,144 current boundaries
High-HHI share
58%1,792 above 2,500
Median HHI
2,826County screen median
One organization
187Reported deposit screen
  1. 01Lincoln, SD$531.7B / 9,650 HHI
  2. 02Mecklenburg, NC$452.1B / 5,359 HHI
  3. 03New Castle, DE$437.6B / 4,474 HHI

Comparable here

Rows share the June 30, 2025 FDIC Summary of Deposits vintage, positive branch-balance filter, county grouping, and holder-or-certificate ownership rule.

Bounded interpretation

A branch-booked county balance can differ from customer residence and competitive reach. County screens are navigation and triage evidence, not legal market definitions.

Local deposit screen workbench

County and county-equivalent branch-deposit screens

National and within-state ranks retain the complete 2025 FDIC screen universe. County boundaries remain screening units, not asserted banking markets.

102 screens
Screen universe3,10451 jurisdictions
National median HHI2,826Complete county screen
Highly concentrated1,792HHI above 2,500
Single organization187HHI 10,000 screens
Filtered median2,10444 high-HHI rows

Map lens

IL / County deposit HHI / 2025

National county field

County deposit HHI

In current filter
102
FDIC screens
3,104
Loading Census boundary layer
0–1,4991,500–2,5002,501–4,9995,000–7,4997,500–10,000Outside filterNo positive-deposit screen

County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions.

FDIC source

Evidence route

State context remains separately inspectable

The county layer reuses the FDIC branch records and ownership rule, while the statewide banking screen preserves its own denominator. Neither is combined with the KFF individual-insurance system.