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Public source dossierPublic datasetFederal Deposit Insurance Corporation

2025 Summary of Deposits

Annual branch-level deposits for FDIC-insured institutions as of June 30 2025 with institution state and reported bank holding company identifiers.

This dossier follows one source through the observatory without widening its stated scope.

Evidence topology

Where this source enters the observatory

2/7 direct domains · 6,310 normalized indicators · 0 markets · 2025-2026
Data
Encoded row volume · log scaleExact counts shown
3155 high / 0 medium / 0 low
5 explicit zero states · Reports + Geographies
  • Record identityfdic-sod-2025Federal Deposit Insurance Corporation, 2025
  • Source classPublic datasetAccessed Jul 19, 2026
  • Encoded scope3 active routes3,157 direct / 6,310 indicator rows
  • Permitted inferenceTrace + reproduceNo automatic endorsement or comparability

Evidence topology

Where this record enters the observatory

3 active routes / 5 not encoded

A zero means this source has no encoded row in that evidence domain. It is a boundary in the current observatory release, not a claim that the underlying institution publishes no relevant evidence. Indicator observations are shown as a separate normalized route and are not added to direct-domain totals.

Market context

Markets reached by this source

0 linked contexts

No market profile link encoded

This source enters through one explicitly bounded state geography layer, not through the curated product-market profiles.

Open state atlas

Measurement releases

Definitions, observations, and participant rows

0 encoded rows

No market measurement rows encoded

This source currently contributes through policy chronology, report citation, or industry evidence rather than market definitions, observations, or participant shares.

Inspect empty rows

Official record chronology

Policy records backed by this source

0 official records

No official policy record encoded

This source is not currently attached to an enforcement, inquiry, remedy, settlement, or agency-report event in the public chronology.

Inspect empty chronology

Research reuse

Public reports citing this record

2 citations

Published report

Jul 20, 2026

State Banking Structure, 2015-2025

A source-backed research brief on eleven annual FDIC statewide branch-deposit screens, the changing geography beneath stable national aggregates, and the limits of statewide concentration measures.

FDIC annual Summary of Deposits branch records for 2015-2025, independently grouped to the reported top bank holding company when available and otherwise to the insured institution.

Read report

Published report

Jul 19, 2026

The U.S. Competition Landscape

A national briefing that aligns defined-market signals, industry structure, state and local geographic concentration screens, merger activity, and enforcement records without collapsing their different scopes.

2022 and 2017 U.S. Economic Census industry concentration tables, USDA ERS historical meatpacking CR4, KFF 2024 state individual-market HHI, FDIC 2025 statewide and county Summary of Deposits screens, the FY2025 FTC/DOJ HSR report, and source-backed market and enforcement records.

Read report

Industry observatory

NAICS concentration evidence

0 industry rows

No NAICS industry rows encoded

This source does not back the Census national industry-concentration tables in the current release. Its other evidence-domain counts remain independently inspectable.

Inspect source row

Geographic observatory

Place concentration evidence

2025 / 3,155 screens
Screen universe
FDIC-insured branch deposits
State rows
51
County screens
3,104
County median HHI
2,826

Antitrust Radar sums positive June 30, 2025 branch deposits within each state, groups branches to the FDIC-reported top bank holding company when RSSDHCR is available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.

County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions.

Citation custody

The record behind the rows

Federal Deposit Insurance Corporation, 2025 Summary of Deposits, branch-level public API records as of June 30 2025.

Annual branch-level deposits for FDIC-insured institutions as of June 30 2025 with institution state and reported bank holding company identifiers.

Canonical source citation

Federal Deposit Insurance Corporation, 2025 Summary of Deposits, branch-level public API records as of June 30 2025. Available at https://banks.data.fdic.gov/bankfind-suite/SOD. Accessed Jul 19, 2026. Antitrust Radar source record fdic-sod-2025: https://antitrustradar.org/sources/fdic-sod-2025

BibTeXRIS

Publisher
Federal Deposit Insurance Corporation
Access date
Jul 19, 2026
License note
Public federal government dataset
Archive
No archive URL recorded

Source-scoped data packet

Reusable public endpoints

Data console
1

Source record

Citation, publisher, access, and license

0

Definitions

Product, geography, denominator, and limits

0

Observations

HHI, market size, status, and methodology

0

Participants

Firm shares, rank, aggregate flags, and custody

0

Official records

Dated enforcement and policy chronology

0

Named edges

Exact organization roles in official records

0

Event windows

Bounded pre, event-year, and post HHI context

6,310

Indicator observations

Bounded measures carrying this source's custody

2

Reports

Published observatory work citing this source

51

State geography rows

2025 statewide branch-deposit screen

3,104

County banking screens

2025 branch-deposit screens with FIPS profile handoffs

Interpretation boundary

Use the source at its encoded scope

A source dossier documents how this observatory uses one public record. It does not endorse every claim in that record, make unlike measures comparable, or extend the source beyond its stated product, geography, population, and vintage.

Evidence standard