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Canonical indicator / state-bank-deposit-hhi

State bank-deposit HHI

HHI calculated from statewide 2025 FDIC branch deposits grouped to reported top holding companies or insured institutions.

Geographic screensHHI (0-10,000)Calendar or release year2025

Snapshot median

903Middle of 51 bounded observations
Observations
51
51 bounded entities
Coverage
2025
1 observed period
Sources
1
Federal Deposit Insurance Corporation
Exact pair
r 0.956
51 entity-period matches

01 / Measurement contract

Definition before comparison

The unit, universe, period, and source boundary travel with every observation.

What this series measures

HHI calculated from statewide 2025 FDIC branch deposits grouped to reported top holding companies or insured institutions.

State banking indicators are computed from 2025 FDIC Summary of Deposits branch balances grouped to the reported top holding company when available. They are statewide deposit screens, not local banking-market definitions, and do not cover every banking product.
Indicator ID
state-bank-deposit-hhi
Unit
HHI (0-10,000)
Observation dimension
Jurisdiction
Grouping field
Census region
Period basis
Calendar or release year
Ranking contract
Use the latest available row for each entity

02 / Observed variation

Entity distribution and ranked anchors

2025; absent and withheld values do not enter the distribution.

Minimum
219
25th percentile
669
Median
903
75th percentile
1,265
Maximum
4,967

Observed variation

Each view keeps the same indicator, unit, and evidence boundary.
Selected interval693.8 to 1,168.621 observations / 41.2% of the snapshot
Ranked reference rowsHHI (0-10,000)
  1. 01DelawareDE / 20254,967
  2. 02South DakotaSD / 20254,654
  3. 03AlaskaAK / 20252,678
  4. 04North CarolinaNC / 20252,626
  5. 05HawaiiHI / 20252,569
  6. 06Rhode IslandRI / 20252,083
  7. 07District of ColumbiaDC / 20251,739
  8. 08MassachusettsMA / 20251,637
  9. 50KansasKS / 2025224
  10. 51IowaIA / 2025219

03 / Coverage and quality

Where the series has evidence

Observed rows are counted explicitly by period, group, verification status, and confidence level.

Period ledger1 observed period
202551 entities511 source
Evidence stateAll indicator observations

Data status

100.0%Estimated public / 51

Confidence

100.0%High / 51
Census regionLatest bounded snapshot, largest groups first
GroupRowsAverageRange
South171,148.6360 to 4,967
West131,304.9544 to 2,678
Midwest121,003.9219 to 4,654
Northeast91,238.1696 to 2,083

04 / Exact paired lens

State bank-deposit HHI and leading-holder share

Statewide FDIC branch-deposit HHI and the leading reported holding-company or institution share for the same 2025 screen.

Same entity + same period0.956Pearson correlation across 51 exact pairs

-1 inverse 0 +1 aligned

Pairing rule
Same state, FDIC SOD reporting date, and holding-company aggregation rule
Companion indicator
Bank leader share
Matched current-series rows
51 / 51 (100.0%)
Unpaired current-series rows
0; excluded from correlation

Interpretation boundaryState banking indicators are computed from 2025 FDIC Summary of Deposits branch balances grouped to the reported top holding company when available. They are statewide deposit screens, not local banking-market definitions, and do not cover every banking product. Association between the two measures is mechanical context, not a finding about competition or consumer outcomes.

05 / Source custody

Evidence behind the series

1 source family, 0 contextual references, and 1 encoded methodology note.

Reusable indicator packetExact rows, stable identifier, and explicit route contract
Canonical URL
/indicators/state-bank-deposit-hhi
Indicator filter
indicator=state-bank-deposit-hhi
License
Antitrust Radar compilation: CC BY 4.0; upstream terms remain in force
Method notes encoded on rowsNo inferred methodology is substituted
  1. 01

    Antitrust Radar sums positive June 30, 2025 branch deposits within each state, groups branches to the FDIC-reported top bank holding company when RSSDHCR is available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.

Indicator evidence guardrail

One measure, one contract

This profile documents one bounded indicator at a time. Its ranks, distributions, histories, and paired views remain inside the stated universe, period basis, source, unit, and methodology; they are descriptive research screens, not legal findings or components of a composite score.

State banking indicators are computed from 2025 FDIC Summary of Deposits branch balances grouped to the reported top holding company when available. They are statewide deposit screens, not local banking-market definitions, and do not cover every banking product.

Read methodology