County or equivalent screenFIPS 51680Virginia

Lynchburg (City), Virginia

In Lynchburg (City), Virginia, Truist Financial Corporation holds 29.7% of bank deposits, and local deposit concentration (HHI 1,806) ranks 2,395 of 3,104 U.S. counties and county equivalents in 2025. Concentration fell 53 points between 2015 and 2025. 12 banking organizations report deposits here; the source is the FDIC Summary of Deposits. What is HHI?

This profile is a branch-booking screen. Its county boundary and deposit denominator are not asserted legal banking markets.

Deposit HHI: 1,806National rank #2395
Leading share: 29.7%Rank #2303
Organizations: 125 above 5%
Reported deposits: $2.2B25 branches

Local banking profileLynchburg (City), VAHHI 1,806 / rank #2395

Measurement contract

What this row measures

June 30, 2025

Geography: Lynchburg (City), VAFDIC-reported county or equivalent
Denominator: $2.2BPositive reported branch deposits
Organization rule: 12 groupsTop holder when available; otherwise certificate
Measure: 1,806 HHIModerately concentrated

Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.

Spatial context

Locate this screen in the Virginia field

Every colored county uses the same 2025 branch-deposit denominator and fixed HHI thresholds. Select another published screen to continue through its evidence profile.

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State county field / VA

Virginia deposit HHI

State screens: 133
State HHI rank: #113

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0–1,4991,500–2,5002,501–4,9995,000–7,4997,500–10,000Outside VANo positive-deposit screen

Longitudinal evidence

Trace the annual branch-deposit screen

Compare exact June 30 observations from 2015 through 2025. Annual ranks are rebuilt within each vintage, and unavailable FIPS years remain visibly absent.

History JSON History CSV

Observed span2015-2025June 30 snapshots

Coverage11 / 11Complete annual FIPS series

HHI change-531,859 to 1,806

Latest annual rank#2395of 3,104 screens

Metric

Deposit HHI

11 exact observationsLynchburg (City), VA

First observed2015 / 1,859

Selected vintage2025 / 1,806

Selected FDIC vintageJune 30, 20252015Observed row2025

The upper field preserves the published metric level. The lower field isolates movement from 2015; annual gaps remain unconnected and unfilled.

Annual evidence ledgerEvery published annual input

Ranks reset within each annual county universe

Year	HHI	National rank	Leader share	Organizations	Branches	Deposits	Leading organization
2015	1,859	#2252 / 3,112	27.8%	12	33	$2B	Suntrust Banks, Inc.
2016	1,781	#2337 / 3,108	24.3%	12	32	$1.9B	Wells Fargo & Company
2017	1,873	#2265 / 3,108	29.9%	12	33	$2.1B	Wells Fargo & Company
2018	1,873	#2258 / 3,109	29.6%	13	32	$2.2B	Wells Fargo & Company
2019	1,713	#2442 / 3,111	25.7%	13	29	$2.1B	Wells Fargo & Company
2020	2,234	#1967 / 3,110	31.1%	12	26	$2.3B	Truist Financial Corporation
2021	2,276	#1938 / 3,109	31.1%	12	25	$2.6B	Wells Fargo & Company
2022	2,355	#1905 / 3,109	33.2%	11	22	$2.8B	Truist Financial Corporation
2023	2,250	#2017 / 3,108	33.7%	11	22	$2.5B	Truist Financial Corporation
2024	2,140	#2109 / 3,105	32.7%	11	21	$2.4B	Truist Financial Corporation
2025	1,806	#2395 / 3,104	29.7%	12	25	$2.2B	Truist Financial Corporation

Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.

National benchmark

Position in the complete screen universe

MeasureThis screenBenchmarkRead

Deposit HHI1,8062,826-1,020 from national county median

National HHI rank#23953,10422.9% of screens are at or below this HHI

Leading share rank#230329.7%Ranked against the same county-screen universe

Deposit scale rank#642$2.2BReported branch-booked deposit scale, not resident wealth

Within-state context

Virginia county screens

This screen ranks #113 of 133; its HHI is -1,015 from the state screen median of 2,821.

Virginia profile All VA screens

RankCountyHHI positionHHI

#1Bland10,000 #1Caroline10,000 #1Charles (City)10,000 #1Craig10,000 #1Cumberland10,000 #1King and Queen10,000 #1Lunenburg10,000 #1Manassas Park (City)10,000 #110Newport News (City)1,918 #111Winchester (City)1,877 #112Spotsylvania1,870 #113Lynchburg (City)1,806 #114Montgomery1,767 #115Chesterfield1,765 #116Virginia Beach (City)1,707

Nearest national peers

Closest published HHI screens

Clinton, IAFIPS 19045 / rank #2395

1,806+0 HHI

Beaufort, NCFIPS 37013 / rank #2397

1,805-1 HHI

Black Hawk, IAFIPS 19013 / rank #2397

1,805-1 HHI

Bullitt, KYFIPS 21029 / rank #2393

1,807+1 HHI

Pima, AZFIPS 04019 / rank #2393

1,807+1 HHI

Clinton, MOFIPS 29049 / rank #2399

1,803-3 HHI

Public evidence packet

Reproduce FIPS 51680

The profile, relationship graph, explorer, annual history, JSON endpoints, and CSV exports resolve to the same FDIC source family with vintage-specific ranking universes.

Publisher: Federal Deposit Insurance Corporation
Accessed: 2026-07-20
Coverage: 11 exact annual rows / high confidence

County banking screen guardrail

County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions.

Methodology