County or equivalent screenFIPS 51630Virginia

Fredericksburg (City), Virginia

In Fredericksburg (City), Virginia, Truist Financial Corporation holds 22% of bank deposits, and local deposit concentration (HHI 1,383) ranks 2,772 of 3,104 U.S. counties and county equivalents in 2025. Concentration fell 191 points between 2015 and 2025. 14 banking organizations report deposits here; the source is the FDIC Summary of Deposits. What is HHI?

This profile is a branch-booking screen. Its county boundary and deposit denominator are not asserted legal banking markets.

Deposit HHI: 1,383National rank #2772
Leading share: 22%Rank #2815
Organizations: 146 above 5%
Reported deposits: $1.9B16 branches

Local banking profileFredericksburg (City), VAHHI 1,383 / rank #2772

Measurement contract

What this row measures

June 30, 2025

Geography: Fredericksburg (City), VAFDIC-reported county or equivalent
Denominator: $1.9BPositive reported branch deposits
Organization rule: 14 groupsTop holder when available; otherwise certificate
Measure: 1,383 HHIUnconcentrated

Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.

Spatial context

Locate this screen in the Virginia field

Every colored county uses the same 2025 branch-deposit denominator and fixed HHI thresholds. Select another published screen to continue through its evidence profile.

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State county field / VA

Virginia deposit HHI

State screens: 133
State HHI rank: #127

Loading Census boundary layer

0–1,4991,500–2,5002,501–4,9995,000–7,4997,500–10,000Outside VANo positive-deposit screen

Longitudinal evidence

Trace the annual branch-deposit screen

Compare exact June 30 observations from 2015 through 2025. Annual ranks are rebuilt within each vintage, and unavailable FIPS years remain visibly absent.

History JSON History CSV

Observed span2015-2025June 30 snapshots

Coverage11 / 11Complete annual FIPS series

HHI change-1911,574 to 1,383

Latest annual rank#2772of 3,104 screens

Metric

Deposit HHI

11 exact observationsFredericksburg (City), VA

First observed2015 / 1,574

Selected vintage2025 / 1,383

Selected FDIC vintageJune 30, 20252015Observed row2025

The upper field preserves the published metric level. The lower field isolates movement from 2015; annual gaps remain unconnected and unfilled.

Annual evidence ledgerEvery published annual input

Ranks reset within each annual county universe

Year	HHI	National rank	Leader share	Organizations	Branches	Deposits	Leading organization
2015	1,574	#2552 / 3,112	27.1%	14	21	$1.3B	Bb&T Corporation
2016	1,540	#2586 / 3,108	25.1%	14	23	$1.3B	Bb&T Corporation
2017	1,599	#2541 / 3,108	26.8%	12	20	$1.3B	Bb&T Corporation
2018	1,431	#2711 / 3,109	19.4%	12	18	$1.3B	Bb&T Corporation
2019	1,424	#2721 / 3,111	19.6%	12	17	$1.4B	Atlantic Union Bankshares Corporation
2020	1,366	#2799 / 3,110	19.7%	12	17	$1.6B	Atlantic Union Bankshares Corporation
2021	1,580	#2613 / 3,109	26.4%	12	15	$1.9B	Truist Financial Corporation
2022	1,633	#2575 / 3,109	27.8%	13	15	$2.1B	Truist Financial Corporation
2023	1,560	#2647 / 3,108	27.1%	14	16	$1.9B	Truist Financial Corporation
2024	1,448	#2734 / 3,105	23.7%	14	16	$1.9B	Truist Financial Corporation
2025	1,383	#2772 / 3,104	22.0%	14	16	$1.9B	Truist Financial Corporation

Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.

National benchmark

Position in the complete screen universe

MeasureThis screenBenchmarkRead

Deposit HHI1,3832,826-1,443 from national county median

National HHI rank#27723,10410.7% of screens are at or below this HHI

Leading share rank#281522%Ranked against the same county-screen universe

Deposit scale rank#726$1.9BReported branch-booked deposit scale, not resident wealth

Within-state context

Virginia county screens

This screen ranks #127 of 133; its HHI is -1,438 from the state screen median of 2,821.

Virginia profile All VA screens

RankCountyHHI positionHHI

#1Bland10,000 #1Caroline10,000 #1Charles (City)10,000 #1Craig10,000 #1Cumberland10,000 #1King and Queen10,000 #1Lunenburg10,000 #1Manassas Park (City)10,000 #124Albemarle1,433 #125Tazewell1,417 #126Henrico1,399 #127Fredericksburg (City)1,383 #128Harrisonburg (City)1,282 #129Wythe1,270 #130Arlington1,257

Nearest national peers

Closest published HHI screens

Floyd, GAFIPS 13115 / rank #2770

1,384+1 HHI

Lucas, OHFIPS 39095 / rank #2773

1,382-1 HHI

Monona, IAFIPS 19133 / rank #2770

1,384+1 HHI

Kern, CAFIPS 06029 / rank #2774

1,381-2 HHI

Pottawattamie, IAFIPS 19155 / rank #2769

1,386+3 HHI

Dougherty, GAFIPS 13095 / rank #2768

1,387+4 HHI

Public evidence packet

Reproduce FIPS 51630

The profile, relationship graph, explorer, annual history, JSON endpoints, and CSV exports resolve to the same FDIC source family with vintage-specific ranking universes.

Publisher: Federal Deposit Insurance Corporation
Accessed: 2026-07-20
Coverage: 11 exact annual rows / high confidence

County banking screen guardrail

County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions.

Methodology