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County or equivalent screenFIPS 38063North Dakota

Nelson, North Dakota

In Nelson, North Dakota, Tolna Bancorp, Inc. holds 43.6% of bank deposits, and local deposit concentration (HHI 3,496) ranks 1,132 of 3,104 U.S. counties and county equivalents in 2025. Concentration rose 392 points between 2015 and 2025. 3 banking organizations report deposits here; the source is the FDIC Summary of Deposits. What is HHI?

This profile is a branch-booking screen. Its county boundary and deposit denominator are not asserted legal banking markets.

Deposit HHI
3,496National rank #1132
Leading share
43.6%Rank #1380
Organizations
33 above 5%
Reported deposits
$216.5M6 branches

Measurement contract

What this row measures

June 30, 2025
Geography
Nelson, NDFDIC-reported county or equivalent
Denominator
$216.5MPositive reported branch deposits
Organization rule
3 groupsTop holder when available; otherwise certificate
Measure
3,496 HHIHighly concentrated

Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.

Spatial context

Locate this screen in the North Dakota field

Every colored county uses the same 2025 branch-deposit denominator and fixed HHI thresholds. Select another published screen to continue through its evidence profile.

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State county field / ND

North Dakota deposit HHI

State screens
51
State HHI rank
#33
Loading Census boundary layer
0–1,4991,500–2,5002,501–4,9995,000–7,4997,500–10,000Outside NDNo positive-deposit screen

Longitudinal evidence

Trace the annual branch-deposit screen

Compare exact June 30 observations from 2015 through 2025. Annual ranks are rebuilt within each vintage, and unavailable FIPS years remain visibly absent.

Observed span2015-2025June 30 snapshots
Coverage11 / 11Complete annual FIPS series
HHI change+3923,104 to 3,496
Latest annual rank#1132of 3,104 screens
Metric

Deposit HHI

11 exact observationsNelson, ND
First observed2015 / 3,104
Selected vintage2025 / 3,496

The upper field preserves the published metric level. The lower field isolates movement from 2015; annual gaps remain unconnected and unfilled.

Annual evidence ledgerEvery published annual input
Ranks reset within each annual county universe
YearHHINational rankLeader shareOrganizationsBranchesDepositsLeading organization
20153,104#1209 / 3,11244.6%46$170.9MTolna Bancorp, Inc.
20162,994#1299 / 3,10841.5%46$163.5MTolna Bancorp, Inc.
20173,097#1254 / 3,10843.8%46$179.1MTolna Bancorp, Inc.
20183,127#1234 / 3,10944.4%46$182.2MTolna Bancorp, Inc.
20193,570#991 / 3,11145.2%36$175.1MTolna Bancorp, Inc.
20203,523#1046 / 3,11044.4%36$193MTolna Bancorp, Inc.
20213,550#1060 / 3,10945.1%36$214.8MTolna Bancorp, Inc.
20223,451#1132 / 3,10942.1%36$243.4MTolna Bancorp, Inc.
20233,568#1089 / 3,10845.8%36$217.8MTolna Bancorp, Inc.
20243,489#1130 / 3,10543.5%36$207.8MTolna Bancorp, Inc.
20253,496#1132 / 3,10443.6%36$216.5MTolna Bancorp, Inc.

Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.

National benchmark

Position in the complete screen universe

Deposit HHI3,4962,826+670 from national county median
National HHI rank#11323,10463.6% of screens are at or below this HHI
Leading share rank#138043.6%Ranked against the same county-screen universe
Deposit scale rank#2485$216.5MReported branch-booked deposit scale, not resident wealth

Within-state context

North Dakota county screens

This screen ranks #33 of 51; its HHI is -356 from the state screen median of 3,852.

Nearest national peers

Closest published HHI screens

Public evidence packet

Reproduce FIPS 38063

The profile, relationship graph, explorer, annual history, JSON endpoints, and CSV exports resolve to the same FDIC source family with vintage-specific ranking universes.

Publisher
Federal Deposit Insurance Corporation
Accessed
2026-07-20
Coverage
11 exact annual rows / high confidence

County banking screen guardrail

County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions.

Methodology
Nelson, ND | Bank Deposit Concentration | Antitrust Radar