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County or equivalent screenFIPS 05023Arkansas

Cleburne, Arkansas

In Cleburne, Arkansas, State Holding Company holds 29.3% of bank deposits, and local deposit concentration (HHI 2,095) ranks 2,155 of 3,104 U.S. counties and county equivalents in 2025. Concentration fell 118 points between 2015 and 2025. 6 banking organizations report deposits here; the source is the FDIC Summary of Deposits. What is HHI?

This profile is a branch-booking screen. Its county boundary and deposit denominator are not asserted legal banking markets.

Deposit HHI
2,095National rank #2155
Leading share
29.3%Rank #2337
Organizations
66 above 5%
Reported deposits
$726.3M15 branches

Measurement contract

What this row measures

June 30, 2025
Geography
Cleburne, ARFDIC-reported county or equivalent
Denominator
$726.3MPositive reported branch deposits
Organization rule
6 groupsTop holder when available; otherwise certificate
Measure
2,095 HHIModerately concentrated

Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.

Spatial context

Locate this screen in the Arkansas field

Every colored county uses the same 2025 branch-deposit denominator and fixed HHI thresholds. Select another published screen to continue through its evidence profile.

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State county field / AR

Arkansas deposit HHI

State screens
75
State HHI rank
#62
Loading Census boundary layer
0–1,4991,500–2,5002,501–4,9995,000–7,4997,500–10,000Outside ARNo positive-deposit screen

Longitudinal evidence

Trace the annual branch-deposit screen

Compare exact June 30 observations from 2015 through 2025. Annual ranks are rebuilt within each vintage, and unavailable FIPS years remain visibly absent.

Observed span2015-2025June 30 snapshots
Coverage11 / 11Complete annual FIPS series
HHI change-1182,213 to 2,095
Latest annual rank#2155of 3,104 screens
Metric

Deposit HHI

11 exact observationsCleburne, AR
First observed2015 / 2,213
Selected vintage2025 / 2,095

The upper field preserves the published metric level. The lower field isolates movement from 2015; annual gaps remain unconnected and unfilled.

Annual evidence ledgerEvery published annual input
Ranks reset within each annual county universe
YearHHINational rankLeader shareOrganizationsBranchesDepositsLeading organization
20152,213#1916 / 3,11233.5%718$485.9MState Holding Company
20162,069#2058 / 3,10832.9%719$513.3MState Holding Company
20172,015#2127 / 3,10832.5%719$524.2MState Holding Company
20181,945#2189 / 3,10931.2%719$554.2MState Holding Company
20191,938#2195 / 3,11131.3%718$556.7MState Holding Company
20201,966#2214 / 3,11032.0%718$638.4MState Holding Company
20211,985#2230 / 3,10931.6%716$693MState Holding Company
20222,040#2187 / 3,10932.1%716$735.7MState Holding Company
20231,941#2291 / 3,10830.7%716$724.9MState Holding Company
20241,946#2277 / 3,10529.2%716$744.8MState Holding Company
20252,095#2155 / 3,10429.3%615$726.3MState Holding Company

Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.

National benchmark

Position in the complete screen universe

Deposit HHI2,0952,826-731 from national county median
National HHI rank#21553,10430.6% of screens are at or below this HHI
Leading share rank#233729.3%Ranked against the same county-screen universe
Deposit scale rank#1426$726.3MReported branch-booked deposit scale, not resident wealth

Within-state context

Arkansas county screens

This screen ranks #62 of 75; its HHI is -1,177 from the state screen median of 3,272.

Nearest national peers

Closest published HHI screens

Public evidence packet

Reproduce FIPS 05023

The profile, relationship graph, explorer, annual history, JSON endpoints, and CSV exports resolve to the same FDIC source family with vintage-specific ranking universes.

Publisher
Federal Deposit Insurance Corporation
Accessed
2026-07-20
Coverage
11 exact annual rows / high confidence

County banking screen guardrail

County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions.

Methodology
Cleburne, AR | Bank Deposit Concentration | Antitrust Radar