{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","year":2025,"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"branchCount":73568,"countyCount":3104,"highHhiCount":1792,"medianHhi":2826,"singleOrganizationCount":187,"stateCount":51,"totalDepositsThousands":18009447842},"source":{"accessDate":"2026-07-19","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A2025&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each state, groups branches to the FDIC-reported top bank holding company when RSSDHCR is available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","publisher":"Federal Deposit Insurance Corporation","title":"2025 Summary of Deposits","url":"https://banks.data.fdic.gov/bankfind-suite/SOD","profileHref":"/sources/fdic-sod-2025"},"guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions.","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","matchedCount":55,"count":55,"filters":{"states":["WV"],"statesMatched":true,"matchedStateCodes":["WV"],"county":null,"countyMatched":null,"fips":null,"fipsMatched":null,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":null,"historyMatched":true,"from":null,"fromMatched":true,"to":null,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"hhi","sortMatched":true,"order":"desc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"54013","countyName":"Calhoun","depositRank":2830,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"CALHOUN BANKSHARES, INC.","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2918,"organizationsOver5pct":1,"profileHref":"/geographies/banking/54013","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":1,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":117429,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"54015","countyName":"Clay","depositRank":2814,"hhi":8848,"hhiPercentile":93.8,"hhiRank":193,"leadingOrganization":"FIRST CLAY COUNTY BANC CORPORATION","leadingOrganizationSharePct":93.9,"leaderShareRank":193,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/54015","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":2,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":120519,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"54095","countyName":"Tyler","depositRank":2510,"hhi":7939,"hhiPercentile":93.2,"hhiRank":212,"leadingOrganization":"HOMETOWN BANCSHARES, INC.","leadingOrganizationSharePct":88.3,"leaderShareRank":213,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/54095","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":3,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":206205,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"54021","countyName":"Gilmer","depositRank":2578,"hhi":6326,"hhiPercentile":89.9,"hhiRank":313,"leadingOrganization":"UNITED BANKSHARES, INC.","leadingOrganizationSharePct":75.8,"leaderShareRank":323,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/54021","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":4,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":188756,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"54109","countyName":"Wyoming","depositRank":2186,"hhi":6272,"hhiPercentile":89.9,"hhiRank":316,"leadingOrganization":"BURKE & HERBERT FINANCIAL SERVICES CORP.","leadingOrganizationSharePct":75.2,"leaderShareRank":328,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/54109","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":5,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":322570,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"54101","countyName":"Webster","depositRank":2905,"hhi":6139,"hhiPercentile":89.4,"hhiRank":331,"leadingOrganization":"UNITED BANKSHARES, INC.","leadingOrganizationSharePct":73.9,"leaderShareRank":346,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/54101","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":6,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":96158,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"54105","countyName":"Wirt","depositRank":3011,"hhi":5818,"hhiPercentile":87.8,"hhiRank":379,"leadingOrganization":"WESBANCO, INC.","leadingOrganizationSharePct":70.2,"leaderShareRank":411,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/54105","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":7,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":56889,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"54065","countyName":"Morgan","depositRank":2002,"hhi":5493,"hhiPercentile":86.1,"hhiRank":433,"leadingOrganization":"CNB FINANCIAL SERVICES, INC.","leadingOrganizationSharePct":71.6,"leaderShareRank":387,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":3,"profileHref":"/geographies/banking/54065","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":8,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":398151,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"54071","countyName":"Pendleton","depositRank":2392,"hhi":5388,"hhiPercentile":84.9,"hhiRank":470,"leadingOrganization":"ALLEGHENY BANCSHARES, INC.","leadingOrganizationSharePct":69.2,"leaderShareRank":426,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/54071","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":9,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":248962,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"54047","countyName":"McDowell","depositRank":2423,"hhi":5221,"hhiPercentile":83.3,"hhiRank":519,"leadingOrganization":"MCNB BANKS, INC.","leadingOrganizationSharePct":60.5,"leaderShareRank":648,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/54047","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":10,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":239476,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":9,"concentrationClass":"highly_concentrated","countyFips":"54027","countyName":"Hampshire","depositRank":1873,"hhi":5039,"hhiPercentile":80.8,"hhiRank":597,"leadingOrganization":"ROMNEY BANKSHARES, INC.","leadingOrganizationSharePct":54.4,"leaderShareRank":862,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/54027","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":11,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":454030,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"54091","countyName":"Taylor","depositRank":2810,"hhi":5010,"hhiPercentile":80,"hhiRank":623,"leadingOrganization":"FIRST COMMUNITY BANKSHARES, INC.","leadingOrganizationSharePct":52.2,"leaderShareRank":955,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/54091","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":12,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":122062,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"54073","countyName":"Pleasants","depositRank":2765,"hhi":5006,"hhiPercentile":79.8,"hhiRank":628,"leadingOrganization":"PLEASANTS COUNTY BANKSHARES, INC.","leadingOrganizationSharePct":51.8,"leaderShareRank":977,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/54073","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":13,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":133736,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"54017","countyName":"Doddridge","depositRank":2458,"hhi":5000,"hhiPercentile":79.4,"hhiRank":641,"leadingOrganization":"BURKE & HERBERT FINANCIAL SERVICES CORP.","leadingOrganizationSharePct":50.2,"leaderShareRank":1073,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/54017","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":14,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":226186,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":7,"concentrationClass":"highly_concentrated","countyFips":"54077","countyName":"Preston","depositRank":1736,"hhi":4982,"hhiPercentile":79.2,"hhiRank":647,"leadingOrganization":"STATE BANCORP, INC.","leadingOrganizationSharePct":65.2,"leaderShareRank":510,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/54077","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":15,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":517914,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":6,"concentrationClass":"highly_concentrated","countyFips":"54007","countyName":"Braxton","depositRank":2285,"hhi":4633,"hhiPercentile":77.4,"hhiRank":702,"leadingOrganization":"PEOPLES BANCORP INC.","leadingOrganizationSharePct":54.1,"leaderShareRank":876,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":2,"profileHref":"/geographies/banking/54007","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":16,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":287275,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":10,"concentrationClass":"highly_concentrated","countyFips":"54031","countyName":"Hardy","depositRank":1643,"hhi":4504,"hhiPercentile":76.2,"hhiRank":740,"leadingOrganization":"BURKE & HERBERT FINANCIAL SERVICES CORP.","leadingOrganizationSharePct":58.3,"leaderShareRank":723,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/54031","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":17,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":579118,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"54063","countyName":"Monroe","depositRank":2535,"hhi":4309,"hhiPercentile":74.6,"hhiRank":789,"leadingOrganization":"UNION BANKSHARES, INC.","leadingOrganizationSharePct":55.2,"leaderShareRank":839,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/54063","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":18,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":199660,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"54087","countyName":"Roane","depositRank":2095,"hhi":4234,"hhiPercentile":73.5,"hhiRank":824,"leadingOrganization":"POCA VALLEY BANKSHARES, INC., THE","leadingOrganizationSharePct":57.8,"leaderShareRank":741,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/54087","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":19,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":361678,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"54009","countyName":"Brooke","depositRank":2021,"hhi":3932,"hhiPercentile":70.2,"hhiRank":925,"leadingOrganization":"WESBANCO, INC.","leadingOrganizationSharePct":53.2,"leaderShareRank":911,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/54009","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":20,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":389543,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"54089","countyName":"Summers","depositRank":2615,"hhi":3926,"hhiPercentile":70.1,"hhiRank":930,"leadingOrganization":"BURKE & HERBERT FINANCIAL SERVICES CORP.","leadingOrganizationSharePct":45,"leaderShareRank":1314,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/54089","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":21,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":178621,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"54041","countyName":"Lewis","depositRank":1801,"hhi":3871,"hhiPercentile":69.5,"hhiRank":947,"leadingOrganization":"CITIZENS BANCSHARES, INC.","leadingOrganizationSharePct":52,"leaderShareRank":970,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/54041","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":22,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":483584,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"54023","countyName":"Grant","depositRank":2090,"hhi":3721,"hhiPercentile":67.4,"hhiRank":1013,"leadingOrganization":"BURKE & HERBERT FINANCIAL SERVICES CORP.","leadingOrganizationSharePct":43.3,"leaderShareRank":1401,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":3,"profileHref":"/geographies/banking/54023","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":23,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":362788,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":13,"concentrationClass":"highly_concentrated","countyFips":"54069","countyName":"Ohio","depositRank":594,"hhi":3648,"hhiPercentile":66.2,"hhiRank":1049,"leadingOrganization":"WESBANCO, INC.","leadingOrganizationSharePct":56.7,"leaderShareRank":778,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/54069","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":24,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":2503086,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"54005","countyName":"Boone","depositRank":2256,"hhi":3561,"hhiPercentile":64.6,"hhiRank":1100,"leadingOrganization":"PEOPLES BANCORP INC.","leadingOrganizationSharePct":51,"leaderShareRank":1032,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54005","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":25,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":296139,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"54001","countyName":"Barbour","depositRank":2261,"hhi":3531,"hhiPercentile":64.1,"hhiRank":1115,"leadingOrganization":"APPALACHIAN FINANCIAL CORPORATION","leadingOrganizationSharePct":41.7,"leaderShareRank":1500,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/54001","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":26,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":294318,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":7,"concentrationClass":"highly_concentrated","countyFips":"54029","countyName":"Hancock","depositRank":1378,"hhi":3459,"hhiPercentile":62.9,"hhiRank":1154,"leadingOrganization":"Hancock County Savings Bank, F.S.B.","leadingOrganizationSharePct":50.1,"leaderShareRank":1078,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54029","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":27,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":768445,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":14,"concentrationClass":"highly_concentrated","countyFips":"54049","countyName":"Marion","depositRank":817,"hhi":3298,"hhiPercentile":59.6,"hhiRank":1255,"leadingOrganization":"MVB FINANCIAL CORP.","leadingOrganizationSharePct":52.5,"leaderShareRank":943,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":5,"profileHref":"/geographies/banking/54049","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":28,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":1560156,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":6,"concentrationClass":"highly_concentrated","countyFips":"54043","countyName":"Lincoln","depositRank":2529,"hhi":3221,"hhiPercentile":58.6,"hhiRank":1285,"leadingOrganization":"CITY HOLDING COMPANY","leadingOrganizationSharePct":38.8,"leaderShareRank":1689,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54043","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":29,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":201767,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"54099","countyName":"Wayne","depositRank":2152,"hhi":3051,"hhiPercentile":55.3,"hhiRank":1388,"leadingOrganization":"UNITED BANKSHARES, INC.","leadingOrganizationSharePct":43.1,"leaderShareRank":1417,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54099","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":30,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":336862,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":9,"concentrationClass":"highly_concentrated","countyFips":"54059","countyName":"Mingo","depositRank":1848,"hhi":2998,"hhiPercentile":54.2,"hhiRank":1424,"leadingOrganization":"TRUIST FINANCIAL CORPORATION","leadingOrganizationSharePct":43.1,"leaderShareRank":1417,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54059","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":31,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":466266,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":12,"concentrationClass":"highly_concentrated","countyFips":"54045","countyName":"Logan","depositRank":1528,"hhi":2956,"hhiPercentile":53.1,"hhiRank":1458,"leadingOrganization":"LOGAN COUNTY BANCSHARES, INC.","leadingOrganizationSharePct":47.3,"leaderShareRank":1206,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":5,"profileHref":"/geographies/banking/54045","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":32,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":644746,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":10,"concentrationClass":"highly_concentrated","countyFips":"54103","countyName":"Wetzel","depositRank":1661,"hhi":2889,"hhiPercentile":51.4,"hhiRank":1509,"leadingOrganization":"WESBANCO, INC.","leadingOrganizationSharePct":45.5,"leaderShareRank":1288,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/54103","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":33,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":566127,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"54053","countyName":"Mason","depositRank":1907,"hhi":2733,"hhiPercentile":47.8,"hhiRank":1620,"leadingOrganization":"OHIO VALLEY BANC CORP.","leadingOrganizationSharePct":38,"leaderShareRank":1734,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54053","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":34,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":438524,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"54075","countyName":"Pocahontas","depositRank":2352,"hhi":2733,"hhiPercentile":47.8,"hhiRank":1620,"leadingOrganization":"FIRST CITIZENS BANCSHARES, INC.","leadingOrganizationSharePct":34.4,"leaderShareRank":1959,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54075","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":34,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":260606,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":7,"concentrationClass":"highly_concentrated","countyFips":"54085","countyName":"Ritchie","depositRank":2294,"hhi":2687,"hhiPercentile":46.8,"hhiRank":1652,"leadingOrganization":"HOMETOWN BANCSHARES, INC.","leadingOrganizationSharePct":32.6,"leaderShareRank":2103,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54085","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":36,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":285887,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":7,"concentrationClass":"highly_concentrated","countyFips":"54057","countyName":"Mineral","depositRank":2089,"hhi":2626,"hhiPercentile":45.5,"hhiRank":1694,"leadingOrganization":"FIRST UNITED CORPORATION","leadingOrganizationSharePct":38.6,"leaderShareRank":1701,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":5,"profileHref":"/geographies/banking/54057","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":37,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":362906,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"54093","countyName":"Tucker","depositRank":2521,"hhi":2580,"hhiPercentile":44.5,"hhiRank":1723,"leadingOrganization":"HIGHLANDS BANKSHARES, INC.","leadingOrganizationSharePct":30.6,"leaderShareRank":2240,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54093","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":38,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":204148,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":11,"concentrationClass":"highly_concentrated","countyFips":"54083","countyName":"Randolph","depositRank":1399,"hhi":2569,"hhiPercentile":44.3,"hhiRank":1729,"leadingOrganization":"CITIZENS FINANCIAL CORP.","leadingOrganizationSharePct":38.3,"leaderShareRank":1717,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54083","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":39,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":751409,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":6,"concentrationClass":"highly_concentrated","countyFips":"54067","countyName":"Nicholas","depositRank":1781,"hhi":2501,"hhiPercentile":42.3,"hhiRank":1792,"leadingOrganization":"FIRST COMMUNITY BANKSHARES, INC.","leadingOrganizationSharePct":28.8,"leaderShareRank":2369,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54067","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":40,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":497680,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":16,"concentrationClass":"moderately_concentrated","countyFips":"54055","countyName":"Mercer","depositRank":966,"hhi":2497,"hhiPercentile":42.1,"hhiRank":1799,"leadingOrganization":"FIRST COMMUNITY BANKSHARES, INC.","leadingOrganizationSharePct":35.7,"leaderShareRank":1884,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":5,"profileHref":"/geographies/banking/54055","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":41,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":1240880,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":6,"concentrationClass":"moderately_concentrated","countyFips":"54097","countyName":"Upshur","depositRank":1676,"hhi":2413,"hhiPercentile":39.8,"hhiRank":1871,"leadingOrganization":"CITIZENS FINANCIAL CORP.","leadingOrganizationSharePct":31.9,"leaderShareRank":2150,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/54097","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":42,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":558744,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":8,"concentrationClass":"moderately_concentrated","countyFips":"54051","countyName":"Marshall","depositRank":1400,"hhi":2277,"hhiPercentile":36,"hhiRank":1988,"leadingOrganization":"UNITED BANKSHARES, INC.","leadingOrganizationSharePct":29.8,"leaderShareRank":2296,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/54051","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":43,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":751266,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":13,"concentrationClass":"moderately_concentrated","countyFips":"54037","countyName":"Jefferson","depositRank":923,"hhi":2175,"hhiPercentile":32.8,"hhiRank":2088,"leadingOrganization":"POTOMAC BANCSHARES, INC.","leadingOrganizationSharePct":30.7,"leaderShareRank":2236,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/54037","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":44,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":1331034,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":34,"concentrationClass":"moderately_concentrated","countyFips":"54061","countyName":"Monongalia","depositRank":332,"hhi":2049,"hhiPercentile":29.8,"hhiRank":2179,"leadingOrganization":"UNITED BANKSHARES, INC.","leadingOrganizationSharePct":30.7,"leaderShareRank":2236,"organizationCount":13,"organizationDepthRank":451,"organizationsOver5pct":5,"profileHref":"/geographies/banking/54061","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":45,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":5107335,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":17,"concentrationClass":"moderately_concentrated","countyFips":"54025","countyName":"Greenbrier","depositRank":1227,"hhi":2037,"hhiPercentile":29.5,"hhiRank":2189,"leadingOrganization":"CITY HOLDING COMPANY","leadingOrganizationSharePct":32.7,"leaderShareRank":2097,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":6,"profileHref":"/geographies/banking/54025","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":46,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":913635,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":26,"concentrationClass":"moderately_concentrated","countyFips":"54107","countyName":"Wood","depositRank":653,"hhi":1909,"hhiPercentile":25.4,"hhiRank":2317,"leadingOrganization":"UNITED BANKSHARES, INC.","leadingOrganizationSharePct":34.8,"leaderShareRank":1934,"organizationCount":9,"organizationDepthRank":797,"organizationsOver5pct":7,"profileHref":"/geographies/banking/54107","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":47,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":2167113,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":10,"concentrationClass":"moderately_concentrated","countyFips":"54035","countyName":"Jackson","depositRank":1649,"hhi":1890,"hhiPercentile":24.9,"hhiRank":2332,"leadingOrganization":"UNITED BANKSHARES, INC.","leadingOrganizationSharePct":27.7,"leaderShareRank":2444,"organizationCount":8,"organizationDepthRank":947,"organizationsOver5pct":5,"profileHref":"/geographies/banking/54035","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":48,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":574304,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":19,"concentrationClass":"moderately_concentrated","countyFips":"54079","countyName":"Putnam","depositRank":798,"hhi":1798,"hhiPercentile":22.6,"hhiRank":2405,"leadingOrganization":"PUTNAM BANCSHARES, INC.","leadingOrganizationSharePct":35.1,"leaderShareRank":1918,"organizationCount":13,"organizationDepthRank":451,"organizationsOver5pct":7,"profileHref":"/geographies/banking/54079","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":49,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":1613901,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":13,"concentrationClass":"moderately_concentrated","countyFips":"54019","countyName":"Fayette","depositRank":1597,"hhi":1778,"hhiPercentile":22,"hhiRank":2422,"leadingOrganization":"UNITED BANKSHARES, INC.","leadingOrganizationSharePct":23.9,"leaderShareRank":2698,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":6,"profileHref":"/geographies/banking/54019","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":50,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":606927,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":45,"concentrationClass":"moderately_concentrated","countyFips":"54039","countyName":"Kanawha","depositRank":265,"hhi":1754,"hhiPercentile":21.3,"hhiRank":2444,"leadingOrganization":"TRUIST FINANCIAL CORPORATION","leadingOrganizationSharePct":29.5,"leaderShareRank":2321,"organizationCount":12,"organizationDepthRank":515,"organizationsOver5pct":6,"profileHref":"/geographies/banking/54039","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":51,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":6845463,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":25,"concentrationClass":"moderately_concentrated","countyFips":"54003","countyName":"Berkeley","depositRank":681,"hhi":1677,"hhiPercentile":19,"hhiRank":2516,"leadingOrganization":"UNITED BANKSHARES, INC.","leadingOrganizationSharePct":29.1,"leaderShareRank":2352,"organizationCount":9,"organizationDepthRank":797,"organizationsOver5pct":8,"profileHref":"/geographies/banking/54003","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":52,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":2032525,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":28,"concentrationClass":"moderately_concentrated","countyFips":"54081","countyName":"Raleigh","depositRank":768,"hhi":1633,"hhiPercentile":17.8,"hhiRank":2553,"leadingOrganization":"CITY HOLDING COMPANY","leadingOrganizationSharePct":27.1,"leaderShareRank":2478,"organizationCount":11,"organizationDepthRank":580,"organizationsOver5pct":6,"profileHref":"/geographies/banking/54081","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":53,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":1710900,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":27,"concentrationClass":"unconcentrated","countyFips":"54033","countyName":"Harrison","depositRank":678,"hhi":1287,"hhiPercentile":8.3,"hhiRank":2847,"leadingOrganization":"WESBANCO, INC.","leadingOrganizationSharePct":17.4,"leaderShareRank":3023,"organizationCount":14,"organizationDepthRank":398,"organizationsOver5pct":6,"profileHref":"/geographies/banking/54033","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":54,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":2051729,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":28,"concentrationClass":"unconcentrated","countyFips":"54011","countyName":"Cabell","depositRank":524,"hhi":1060,"hhiPercentile":3.1,"hhiRank":3010,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":17.4,"leaderShareRank":3023,"organizationCount":13,"organizationDepthRank":451,"organizationsOver5pct":8,"profileHref":"/geographies/banking/54011","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":55,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":2860934,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."}]}