{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","year":2025,"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"branchCount":73568,"countyCount":3104,"highHhiCount":1792,"medianHhi":2826,"singleOrganizationCount":187,"stateCount":51,"totalDepositsThousands":18009447842},"source":{"accessDate":"2026-07-19","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A2025&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each state, groups branches to the FDIC-reported top bank holding company when RSSDHCR is available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","publisher":"Federal Deposit Insurance Corporation","title":"2025 Summary of Deposits","url":"https://banks.data.fdic.gov/bankfind-suite/SOD","profileHref":"/sources/fdic-sod-2025"},"guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions.","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","matchedCount":250,"count":250,"filters":{"states":["TX"],"statesMatched":true,"matchedStateCodes":["TX"],"county":null,"countyMatched":null,"fips":null,"fipsMatched":null,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":null,"historyMatched":true,"from":null,"fromMatched":true,"to":null,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"hhi","sortMatched":true,"order":"desc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":1,"concentrationClass":"highly_concentrated","countyFips":"48011","countyName":"Armstrong","depositRank":3053,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"TRIPLE J FINANCIAL, INC.","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2918,"organizationsOver5pct":1,"profileHref":"/geographies/banking/48011","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":1,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":38840,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":1,"concentrationClass":"highly_concentrated","countyFips":"48079","countyName":"Cochran","depositRank":3028,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"SOUTH PLAINS FINANCIAL, INC.","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2918,"organizationsOver5pct":1,"profileHref":"/geographies/banking/48079","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":1,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":50169,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":1,"concentrationClass":"highly_concentrated","countyFips":"48109","countyName":"Culberson","depositRank":3010,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"PECOS COUNTY BANCSHARES, INC.","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2918,"organizationsOver5pct":1,"profileHref":"/geographies/banking/48109","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":1,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":56978,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":1,"concentrationClass":"highly_concentrated","countyFips":"48125","countyName":"Dickens","depositRank":2864,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"DRY LAKE FINANCIAL, LLC","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2918,"organizationsOver5pct":1,"profileHref":"/geographies/banking/48125","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":1,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":108751,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":1,"concentrationClass":"highly_concentrated","countyFips":"48137","countyName":"Edwards","depositRank":2782,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"Peoples State Bank","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2918,"organizationsOver5pct":1,"profileHref":"/geographies/banking/48137","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":1,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":129524,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":1,"concentrationClass":"highly_concentrated","countyFips":"48155","countyName":"Foard","depositRank":3030,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"CROWELL BANCSHARES, INC.","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2918,"organizationsOver5pct":1,"profileHref":"/geographies/banking/48155","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":1,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":49292,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":1,"concentrationClass":"highly_concentrated","countyFips":"48173","countyName":"Glasscock","depositRank":2911,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"STERLING CITY BANCSHARES, INC.","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2918,"organizationsOver5pct":1,"profileHref":"/geographies/banking/48173","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":1,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":94199,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":1,"concentrationClass":"highly_concentrated","countyFips":"48205","countyName":"Hartley","depositRank":2600,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"STRATFORD BANCSHARES, INC.","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2918,"organizationsOver5pct":1,"profileHref":"/geographies/banking/48205","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":1,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":182678,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":1,"concentrationClass":"highly_concentrated","countyFips":"48229","countyName":"Hudspeth","depositRank":3082,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"PECOS COUNTY BANCSHARES, INC.","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2918,"organizationsOver5pct":1,"profileHref":"/geographies/banking/48229","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":1,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":24861,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":1,"concentrationClass":"highly_concentrated","countyFips":"48235","countyName":"Irion","depositRank":2576,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"The First National Bank of Mertzon","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2918,"organizationsOver5pct":1,"profileHref":"/geographies/banking/48235","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":1,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":189484,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":1,"concentrationClass":"highly_concentrated","countyFips":"48243","countyName":"Jeff Davis","depositRank":3013,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"MAVERICK BANCSHARES, INC.","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2918,"organizationsOver5pct":1,"profileHref":"/geographies/banking/48243","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":1,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":56355,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":1,"concentrationClass":"highly_concentrated","countyFips":"48263","countyName":"Kent","depositRank":3071,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"TALL CITY BANCSHARES, INC.","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2918,"organizationsOver5pct":1,"profileHref":"/geographies/banking/48263","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":1,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":32223,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":1,"concentrationClass":"highly_concentrated","countyFips":"48271","countyName":"Kinney","depositRank":3067,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"WESTEX BANCORP, INC.","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2918,"organizationsOver5pct":1,"profileHref":"/geographies/banking/48271","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":1,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":33514,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":1,"concentrationClass":"highly_concentrated","countyFips":"48283","countyName":"La Salle","depositRank":2896,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"Stockmens National Bank in Cotulla","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2918,"organizationsOver5pct":1,"profileHref":"/geographies/banking/48283","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":1,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":98502,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":1,"concentrationClass":"highly_concentrated","countyFips":"48311","countyName":"McMullen","depositRank":2943,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"SIMMONS FIRST NATIONAL CORPORATION","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2918,"organizationsOver5pct":1,"profileHref":"/geographies/banking/48311","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":1,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":81136,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":1,"concentrationClass":"highly_concentrated","countyFips":"48345","countyName":"Motley","depositRank":3091,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"HOME BANCSHARES, INC.","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2918,"organizationsOver5pct":1,"profileHref":"/geographies/banking/48345","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":1,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":22180,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":1,"concentrationClass":"highly_concentrated","countyFips":"48359","countyName":"Oldham","depositRank":3093,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"OLNEY BANCSHARES OF TEXAS, INC.","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2918,"organizationsOver5pct":1,"profileHref":"/geographies/banking/48359","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":1,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":20870,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":1,"concentrationClass":"highly_concentrated","countyFips":"48393","countyName":"Roberts","depositRank":3076,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"BOC Bank","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2918,"organizationsOver5pct":1,"profileHref":"/geographies/banking/48393","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":1,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":27945,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":1,"concentrationClass":"highly_concentrated","countyFips":"48413","countyName":"Schleicher","depositRank":2952,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"FIRST ELDORADO BANCSHARES, INC.","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2918,"organizationsOver5pct":1,"profileHref":"/geographies/banking/48413","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":1,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":76700,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":1,"concentrationClass":"highly_concentrated","countyFips":"48431","countyName":"Sterling","depositRank":2917,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"STERLING CITY BANCSHARES, INC.","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2918,"organizationsOver5pct":1,"profileHref":"/geographies/banking/48431","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":1,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":91278,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":1,"concentrationClass":"highly_concentrated","countyFips":"48433","countyName":"Stonewall","depositRank":2808,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"ASPERMONT BANKSHARES, INC.","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2918,"organizationsOver5pct":1,"profileHref":"/geographies/banking/48433","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":1,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":122535,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":1,"concentrationClass":"highly_concentrated","countyFips":"48443","countyName":"Terrell","depositRank":3096,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"PECOS COUNTY BANCSHARES, INC.","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2918,"organizationsOver5pct":1,"profileHref":"/geographies/banking/48443","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":1,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":19164,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":7,"concentrationClass":"highly_concentrated","countyFips":"48463","countyName":"Uvalde","depositRank":833,"hhi":8812,"hhiPercentile":93.8,"hhiRank":194,"leadingOrganization":"BRISCOE RANCH, INC.","leadingOrganizationSharePct":93.7,"leaderShareRank":195,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48463","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":23,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1515722,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":159,"concentrationClass":"highly_concentrated","countyFips":"48121","countyName":"Denton","depositRank":14,"hhi":8807,"hhiPercentile":93.8,"hhiRank":195,"leadingOrganization":"CHARLES SCHWAB CORPORATION, THE","leadingOrganizationSharePct":93.8,"leaderShareRank":194,"organizationCount":42,"organizationDepthRank":28,"organizationsOver5pct":1,"profileHref":"/geographies/banking/48121","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":24,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":256426259,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48327","countyName":"Menard","depositRank":2937,"hhi":8657,"hhiPercentile":93.7,"hhiRank":196,"leadingOrganization":"MENARD BANCSHARES, INC.","leadingOrganizationSharePct":92.8,"leaderShareRank":197,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48327","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":25,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":83947,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48447","countyName":"Throckmorton","depositRank":2297,"hhi":7986,"hhiPercentile":93.2,"hhiRank":211,"leadingOrganization":"OLNEY BANCSHARES OF TEXAS, INC.","leadingOrganizationSharePct":88.6,"leaderShareRank":212,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48447","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":26,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":285150,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48377","countyName":"Presidio","depositRank":2649,"hhi":7312,"hhiPercentile":92.4,"hhiRank":236,"leadingOrganization":"BIG BEND BANCSHARES CORPORATION","leadingOrganizationSharePct":84,"leaderShareRank":236,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48377","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":27,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":168781,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48445","countyName":"Terry","depositRank":2488,"hhi":7086,"hhiPercentile":91.9,"hhiRank":251,"leadingOrganization":"PROSPERITY BANCSHARES, INC.","leadingOrganizationSharePct":82.3,"leaderShareRank":254,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48445","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":28,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":215043,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"48051","countyName":"Burleson","depositRank":1521,"hhi":6945,"hhiPercentile":91.6,"hhiRank":263,"leadingOrganization":"C.S.B. BANCSHARES, INC.","leadingOrganizationSharePct":81.2,"leaderShareRank":265,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48051","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":29,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":651790,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48317","countyName":"Martin","depositRank":1942,"hhi":6901,"hhiPercentile":91.4,"hhiRank":268,"leadingOrganization":"The First National Bank of Stanton","leadingOrganizationSharePct":80.8,"leaderShareRank":270,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48317","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":30,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":424845,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48045","countyName":"Briscoe","depositRank":2768,"hhi":6814,"hhiPercentile":91.1,"hhiRank":277,"leadingOrganization":"QUITAQUE NATIONAL CORPORATION","leadingOrganizationSharePct":80.1,"leaderShareRank":279,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48045","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":31,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":132657,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"48163","countyName":"Frio","depositRank":1543,"hhi":6796,"hhiPercentile":91.1,"hhiRank":278,"leadingOrganization":"BRISCOE RANCH, INC.","leadingOrganizationSharePct":80.9,"leaderShareRank":267,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48163","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":32,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":635420,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48003","countyName":"Andrews","depositRank":2189,"hhi":6483,"hhiPercentile":90.6,"hhiRank":294,"leadingOrganization":"ANDREWS BANCSHARES, INC.","leadingOrganizationSharePct":77.2,"leaderShareRank":302,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48003","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":33,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":319448,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48333","countyName":"Mills","depositRank":2446,"hhi":6482,"hhiPercentile":90.5,"hhiRank":295,"leadingOrganization":"GOLDTHWAITE BANCSHARES, INC.","leadingOrganizationSharePct":77.2,"leaderShareRank":302,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48333","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":34,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":231525,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48101","countyName":"Cottle","depositRank":3024,"hhi":6466,"hhiPercentile":90.5,"hhiRank":296,"leadingOrganization":"WSB BANCSHARES, INC.","leadingOrganizationSharePct":77.1,"leaderShareRank":304,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48101","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":35,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":51357,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48417","countyName":"Shackelford","depositRank":2149,"hhi":6248,"hhiPercentile":89.8,"hhiRank":318,"leadingOrganization":"ALBANY BANCSHARES, INC.","leadingOrganizationSharePct":75,"leaderShareRank":331,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48417","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":36,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":338168,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48087","countyName":"Collingsworth","depositRank":2763,"hhi":6238,"hhiPercentile":89.8,"hhiRank":319,"leadingOrganization":"WSB BANCSHARES, INC.","leadingOrganizationSharePct":74.9,"leaderShareRank":333,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48087","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":37,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":133793,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48435","countyName":"Sutton","depositRank":2596,"hhi":6001,"hhiPercentile":88.9,"hhiRank":347,"leadingOrganization":"FIRST SONORA BANCSHARES, INC.","leadingOrganizationSharePct":72.4,"leaderShareRank":373,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48435","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":38,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":183312,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48095","countyName":"Concho","depositRank":2938,"hhi":5976,"hhiPercentile":88.7,"hhiRank":352,"leadingOrganization":"PAINT ROCK BANCSHARES, INC.","leadingOrganizationSharePct":72.1,"leaderShareRank":377,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48095","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":39,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":83104,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48385","countyName":"Real","depositRank":2882,"hhi":5935,"hhiPercentile":88.5,"hhiRank":358,"leadingOrganization":"BRISCOE RANCH, INC.","leadingOrganizationSharePct":71.6,"leaderShareRank":387,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48385","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":40,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":102252,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48065","countyName":"Carson","depositRank":2593,"hhi":5933,"hhiPercentile":88.5,"hhiRank":359,"leadingOrganization":"HOME BANCSHARES, INC.","leadingOrganizationSharePct":71.6,"leaderShareRank":387,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48065","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":41,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":185010,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48315","countyName":"Marion","depositRank":2794,"hhi":5843,"hhiPercentile":87.9,"hhiRank":376,"leadingOrganization":"VERABANK, INC.","leadingOrganizationSharePct":74,"leaderShareRank":344,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48315","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":42,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":125362,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48505","countyName":"Zapata","depositRank":2235,"hhi":5797,"hhiPercentile":87.8,"hhiRank":381,"leadingOrganization":"INTERNATIONAL BANCSHARES CORPORATION","leadingOrganizationSharePct":72.4,"leaderShareRank":373,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48505","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":43,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":306017,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48211","countyName":"Hemphill","depositRank":2274,"hhi":5793,"hhiPercentile":87.7,"hhiRank":382,"leadingOrganization":"HOME BANCSHARES, INC.","leadingOrganizationSharePct":73.1,"leaderShareRank":355,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48211","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":44,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":290278,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48421","countyName":"Sherman","depositRank":2850,"hhi":5645,"hhiPercentile":86.9,"hhiRank":407,"leadingOrganization":"STRATFORD BANCSHARES, INC.","leadingOrganizationSharePct":68,"leaderShareRank":453,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48421","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":45,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":113933,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48127","countyName":"Dimmit","depositRank":2503,"hhi":5593,"hhiPercentile":86.6,"hhiRank":416,"leadingOrganization":"BRISCOE RANCH, INC.","leadingOrganizationSharePct":67.2,"leaderShareRank":469,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48127","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":46,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":208353,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48119","countyName":"Delta","depositRank":2966,"hhi":5481,"hhiPercentile":85.9,"hhiRank":438,"leadingOrganization":"COOPER LAKE FINANCIAL CORPORATION","leadingOrganizationSharePct":65.5,"leaderShareRank":501,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48119","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":47,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":71705,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48151","countyName":"Fisher","depositRank":2795,"hhi":5463,"hhiPercentile":85.8,"hhiRank":442,"leadingOrganization":"ROTAN BANCSHARES, INC.","leadingOrganizationSharePct":65.2,"leaderShareRank":510,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48151","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":48,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":125124,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48383","countyName":"Reagan","depositRank":2701,"hhi":5451,"hhiPercentile":85.7,"hhiRank":446,"leadingOrganization":"ADAM CORPORATION/GROUP, THE","leadingOrganizationSharePct":65,"leaderShareRank":517,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48383","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":49,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":151473,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48169","countyName":"Garza","depositRank":2880,"hhi":5430,"hhiPercentile":85.4,"hhiRank":453,"leadingOrganization":"HOME BANCSHARES, INC.","leadingOrganizationSharePct":64.7,"leaderShareRank":526,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48169","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":50,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":102438,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48083","countyName":"Coleman","depositRank":2348,"hhi":5424,"hhiPercentile":85.3,"hhiRank":456,"leadingOrganization":"COLEMAN BANCSHARES, INC.","leadingOrganizationSharePct":64.6,"leaderShareRank":531,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48083","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":51,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":262533,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48307","countyName":"McCulloch","depositRank":2077,"hhi":5392,"hhiPercentile":85,"hhiRank":468,"leadingOrganization":"COMMERCIAL NATIONAL CORPORATION","leadingOrganizationSharePct":64,"leaderShareRank":552,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48307","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":52,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":367437,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48429","countyName":"Stephens","depositRank":2204,"hhi":5392,"hhiPercentile":85,"hhiRank":468,"leadingOrganization":"ALBANY BANCSHARES, INC.","leadingOrganizationSharePct":68.6,"leaderShareRank":441,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48429","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":52,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":315087,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48507","countyName":"Zavala","depositRank":2885,"hhi":5375,"hhiPercentile":84.7,"hhiRank":476,"leadingOrganization":"Zavala County Bank","leadingOrganizationSharePct":63.7,"leaderShareRank":559,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48507","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":54,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":101781,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48267","countyName":"Kimble","depositRank":2781,"hhi":5359,"hhiPercentile":84.6,"hhiRank":479,"leadingOrganization":"Junction National Bank","leadingOrganizationSharePct":63.4,"leaderShareRank":569,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48267","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":55,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":129873,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48105","countyName":"Crockett","depositRank":2664,"hhi":5334,"hhiPercentile":84.3,"hhiRank":487,"leadingOrganization":"ONB BANCSHARES, INC.","leadingOrganizationSharePct":62.9,"leaderShareRank":581,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48105","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":56,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":163870,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":28,"concentrationClass":"highly_concentrated","countyFips":"48375","countyName":"Potter","depositRank":245,"hhi":5332,"hhiPercentile":84.3,"hhiRank":488,"leadingOrganization":"AMARILLO NATIONAL BANCORP, INC.","leadingOrganizationSharePct":71.9,"leaderShareRank":381,"organizationCount":12,"organizationDepthRank":515,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48375","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":57,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":7644611,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48461","countyName":"Upton","depositRank":2799,"hhi":5290,"hhiPercentile":83.9,"hhiRank":500,"leadingOrganization":"PATRONS HOLDINGS, INC.","leadingOrganizationSharePct":62,"leaderShareRank":608,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48461","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":58,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":124355,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48313","countyName":"Madison","depositRank":2397,"hhi":5261,"hhiPercentile":83.7,"hhiRank":508,"leadingOrganization":"PROSPERITY BANCSHARES, INC.","leadingOrganizationSharePct":66.4,"leaderShareRank":484,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48313","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":59,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":247265,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48081","countyName":"Coke","depositRank":2993,"hhi":5244,"hhiPercentile":83.5,"hhiRank":514,"leadingOrganization":"ROBERT LEE BANCSHARES, INC.","leadingOrganizationSharePct":61,"leaderShareRank":629,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48081","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":60,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":63848,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":9,"concentrationClass":"highly_concentrated","countyFips":"48133","countyName":"Eastland","depositRank":1616,"hhi":5216,"hhiPercentile":83.2,"hhiRank":521,"leadingOrganization":"FIRST FINANCIAL BANKSHARES, INC.","leadingOrganizationSharePct":69.2,"leaderShareRank":426,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48133","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":61,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":594673,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48017","countyName":"Bailey","depositRank":2686,"hhi":5207,"hhiPercentile":83.2,"hhiRank":522,"leadingOrganization":"UMB FINANCIAL CORPORATION","leadingOrganizationSharePct":60.2,"leaderShareRank":656,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48017","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":62,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":157632,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"48247","countyName":"Jim Hogg","depositRank":2837,"hhi":5187,"hhiPercentile":82.8,"hhiRank":534,"leadingOrganization":"HEBBRONVILLE REGIONAL BANCSHARES, INC.","leadingOrganizationSharePct":69.3,"leaderShareRank":424,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48247","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":63,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":116476,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48075","countyName":"Childress","depositRank":2630,"hhi":5149,"hhiPercentile":82.2,"hhiRank":553,"leadingOrganization":"PLAINS BANCORP, INC.","leadingOrganizationSharePct":68.1,"leaderShareRank":447,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48075","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":64,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":174769,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48351","countyName":"Newton","depositRank":3019,"hhi":5137,"hhiPercentile":82.1,"hhiRank":557,"leadingOrganization":"FIRST FINANCIAL BANKSHARES, INC.","leadingOrganizationSharePct":58.3,"leaderShareRank":723,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48351","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":65,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":54293,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48077","countyName":"Clay","depositRank":2828,"hhi":5134,"hhiPercentile":82.1,"hhiRank":558,"leadingOrganization":"LEGEND BANCORP, INC.","leadingOrganizationSharePct":58.2,"leaderShareRank":728,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48077","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":66,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":118094,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48103","countyName":"Crane","depositRank":2944,"hhi":5076,"hhiPercentile":81.3,"hhiRank":580,"leadingOrganization":"FIRST WEST TEXAS BANCSHARES, INC.","leadingOrganizationSharePct":56.2,"leaderShareRank":800,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48103","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":67,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":79926,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48275","countyName":"Knox","depositRank":2893,"hhi":5071,"hhiPercentile":81.2,"hhiRank":584,"leadingOrganization":"FIRST BAIRD BANCSHARES, INC.","leadingOrganizationSharePct":55.9,"leaderShareRank":820,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48275","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":68,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":98944,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"48487","countyName":"Wilbarger","depositRank":2012,"hhi":5051,"hhiPercentile":81,"hhiRank":591,"leadingOrganization":"WAGGONER NATIONAL BANCSHARES, INC.","leadingOrganizationSharePct":65.5,"leaderShareRank":501,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48487","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":69,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":391472,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48389","countyName":"Reeves","depositRank":904,"hhi":5025,"hhiPercentile":80.5,"hhiRank":607,"leadingOrganization":"TRANSPECOS FINANCIAL CORP.","leadingOrganizationSharePct":53.5,"leaderShareRank":899,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48389","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":70,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1367572,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"48495","countyName":"Winkler","depositRank":2857,"hhi":5002,"hhiPercentile":79.6,"hhiRank":634,"leadingOrganization":"FIRST WEST TEXAS BANCSHARES, INC.","leadingOrganizationSharePct":51,"leaderShareRank":1032,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48495","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":71,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":112126,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48153","countyName":"Floyd","depositRank":2513,"hhi":4981,"hhiPercentile":79.2,"hhiRank":648,"leadingOrganization":"FLOYD COUNTY BANCSHARES, INC.","leadingOrganizationSharePct":66.5,"leaderShareRank":480,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48153","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":72,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":205526,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"48407","countyName":"San Jacinto","depositRank":2575,"hhi":4967,"hhiPercentile":79.1,"hhiRank":649,"leadingOrganization":"ODOM AMTEX HOLDINGS TRUST, THE","leadingOrganizationSharePct":66.1,"leaderShareRank":491,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48407","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":73,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":190339,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48115","countyName":"Dawson","depositRank":1575,"hhi":4852,"hhiPercentile":78.4,"hhiRank":671,"leadingOrganization":"The Lamesa National Bank","leadingOrganizationSharePct":60.2,"leaderShareRank":656,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48115","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":74,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":615843,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"48233","countyName":"Hutchinson","depositRank":2324,"hhi":4839,"hhiPercentile":78.4,"hhiRank":672,"leadingOrganization":"AMARILLO NATIONAL BANCORP, INC.","leadingOrganizationSharePct":64.8,"leaderShareRank":524,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48233","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":75,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":271110,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":11,"concentrationClass":"highly_concentrated","countyFips":"48323","countyName":"Maverick","depositRank":982,"hhi":4814,"hhiPercentile":78.1,"hhiRank":680,"leadingOrganization":"INTERNATIONAL BANCSHARES CORPORATION","leadingOrganizationSharePct":64.5,"leaderShareRank":538,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48323","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":76,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1217876,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":11,"concentrationClass":"highly_concentrated","countyFips":"48097","countyName":"Cooke","depositRank":877,"hhi":4633,"hhiPercentile":77.4,"hhiRank":702,"leadingOrganization":"RED RIVER BANCORP, INC.","leadingOrganizationSharePct":65.6,"leaderShareRank":497,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48097","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":77,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1421546,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48191","countyName":"Hall","depositRank":2904,"hhi":4628,"hhiPercentile":77.3,"hhiRank":705,"leadingOrganization":"FALCON BANCORPORATION, INC.","leadingOrganizationSharePct":62.5,"leaderShareRank":591,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48191","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":78,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":96263,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48335","countyName":"Mitchell","depositRank":2133,"hhi":4591,"hhiPercentile":77.1,"hhiRank":713,"leadingOrganization":"CITY NATIONAL BANCSHARES, INC.","leadingOrganizationSharePct":48.6,"leaderShareRank":1135,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48335","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":79,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":344263,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"48297","countyName":"Live Oak","depositRank":2142,"hhi":4568,"hhiPercentile":76.9,"hhiRank":718,"leadingOrganization":"LIVE OAK BANCSHARES CORPORATION","leadingOrganizationSharePct":56,"leaderShareRank":817,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48297","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":80,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":341757,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"48371","countyName":"Pecos","depositRank":2160,"hhi":4530,"hhiPercentile":76.3,"hhiRank":736,"leadingOrganization":"PECOS COUNTY BANCSHARES, INC.","leadingOrganizationSharePct":53.6,"leaderShareRank":893,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48371","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":81,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":333647,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":6,"concentrationClass":"highly_concentrated","countyFips":"48365","countyName":"Panola","depositRank":1472,"hhi":4486,"hhiPercentile":76.1,"hhiRank":743,"leadingOrganization":"MURPHY-PAYNE INVESTMENTS, LTD.","leadingOrganizationSharePct":64.6,"leaderShareRank":531,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48365","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":82,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":686536,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"48009","countyName":"Archer","depositRank":2933,"hhi":4429,"hhiPercentile":75.7,"hhiRank":756,"leadingOrganization":"PILGRIM BANCORPORATION","leadingOrganizationSharePct":58.6,"leaderShareRank":714,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48009","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":83,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":85206,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"48391","countyName":"Refugio","depositRank":2818,"hhi":4429,"hhiPercentile":75.7,"hhiRank":756,"leadingOrganization":"VBT FINANCIAL CORPORATION, INC","leadingOrganizationSharePct":49.4,"leaderShareRank":1107,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48391","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":83,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":119507,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"48483","countyName":"Wheeler","depositRank":2451,"hhi":4394,"hhiPercentile":75.3,"hhiRank":768,"leadingOrganization":"WSB BANCSHARES, INC.","leadingOrganizationSharePct":48.6,"leaderShareRank":1135,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48483","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":85,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":228335,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"48043","countyName":"Brewster","depositRank":2468,"hhi":4385,"hhiPercentile":75.2,"hhiRank":770,"leadingOrganization":"FIRST WEST TEXAS BANCSHARES, INC.","leadingOrganizationSharePct":59.2,"leaderShareRank":693,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48043","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":86,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":223301,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"48369","countyName":"Parmer","depositRank":1888,"hhi":4307,"hhiPercentile":74.6,"hhiRank":790,"leadingOrganization":"Security State Bank","leadingOrganizationSharePct":62,"leaderShareRank":608,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48369","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":87,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":448391,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48425","countyName":"Somervell","depositRank":1957,"hhi":4301,"hhiPercentile":74.5,"hhiRank":793,"leadingOrganization":"OLNEY BANCSHARES OF TEXAS, INC.","leadingOrganizationSharePct":53.6,"leaderShareRank":893,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48425","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":88,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":417984,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"48179","countyName":"Gray","depositRank":1856,"hhi":4296,"hhiPercentile":74.4,"hhiRank":795,"leadingOrganization":"FIRSTPERRYTON BANCORP, INC.","leadingOrganizationSharePct":60.3,"leaderShareRank":651,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48179","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":89,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":460514,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48047","countyName":"Brooks","depositRank":2827,"hhi":4294,"hhiPercentile":74.4,"hhiRank":796,"leadingOrganization":"The First National Bank in Falfurrias","leadingOrganizationSharePct":58.2,"leaderShareRank":728,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48047","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":90,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":118277,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"48321","countyName":"Matagorda","depositRank":1721,"hhi":4279,"hhiPercentile":74.3,"hhiRank":800,"leadingOrganization":"PROSPERITY BANCSHARES, INC.","leadingOrganizationSharePct":62,"leaderShareRank":608,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48321","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":91,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":526124,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":6,"concentrationClass":"highly_concentrated","countyFips":"48159","countyName":"Franklin","depositRank":2278,"hhi":4215,"hhiPercentile":73.3,"hhiRank":831,"leadingOrganization":"ALLIANCE BANCSHARES, INC.","leadingOrganizationSharePct":60,"leaderShareRank":667,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48159","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":92,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":289191,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":12,"concentrationClass":"highly_concentrated","countyFips":"48401","countyName":"Rusk","depositRank":1013,"hhi":4165,"hhiPercentile":72.7,"hhiRank":849,"leadingOrganization":"VERABANK, INC.","leadingOrganizationSharePct":56.9,"leaderShareRank":772,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48401","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":93,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1170198,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"48131","countyName":"Duval","depositRank":2721,"hhi":4150,"hhiPercentile":72.5,"hhiRank":854,"leadingOrganization":"SAN DIEGO BANCSHARES, INC.","leadingOrganizationSharePct":48,"leaderShareRank":1178,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48131","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":94,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":145783,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48253","countyName":"Jones","depositRank":2737,"hhi":4101,"hhiPercentile":72.1,"hhiRank":868,"leadingOrganization":"ANSON BANCSHARES, INC.","leadingOrganizationSharePct":56,"leaderShareRank":817,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48253","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":95,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":141757,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48475","countyName":"Ward","depositRank":2073,"hhi":4091,"hhiPercentile":72,"hhiRank":869,"leadingOrganization":"SANDHILLS BANCSHARES, INC.","leadingOrganizationSharePct":55.4,"leaderShareRank":835,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48475","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":96,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":368172,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48281","countyName":"Lampasas","depositRank":1809,"hhi":4088,"hhiPercentile":72,"hhiRank":870,"leadingOrganization":"FIRST TEXAS BANCORP, INC.","leadingOrganizationSharePct":44.6,"leaderShareRank":1326,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48281","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":97,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":480933,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":34,"concentrationClass":"highly_concentrated","countyFips":"48441","countyName":"Taylor","depositRank":371,"hhi":4080,"hhiPercentile":71.9,"hhiRank":873,"leadingOrganization":"FIRST FINANCIAL BANKSHARES, INC.","leadingOrganizationSharePct":62.5,"leaderShareRank":591,"organizationCount":16,"organizationDepthRank":316,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48441","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":98,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":4528087,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48295","countyName":"Lipscomb","depositRank":2829,"hhi":3983,"hhiPercentile":70.8,"hhiRank":906,"leadingOrganization":"FIRSTPERRYTON BANCORP, INC.","leadingOrganizationSharePct":52.7,"leaderShareRank":934,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48295","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":99,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":118051,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48305","countyName":"Lynn","depositRank":2855,"hhi":3977,"hhiPercentile":70.7,"hhiRank":909,"leadingOrganization":"UMB FINANCIAL CORPORATION","leadingOrganizationSharePct":47.4,"leaderShareRank":1201,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48305","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":100,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":113058,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"48353","countyName":"Nolan","depositRank":1592,"hhi":3943,"hhiPercentile":70.4,"hhiRank":920,"leadingOrganization":"Cornerstone Capital Bank, SSB","leadingOrganizationSharePct":49.2,"leaderShareRank":1112,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48353","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":101,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":609458,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48175","countyName":"Goliad","depositRank":2598,"hhi":3850,"hhiPercentile":69.2,"hhiRank":957,"leadingOrganization":"INDUSTRY BANCSHARES, INC.","leadingOrganizationSharePct":50.6,"leaderShareRank":1058,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48175","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":102,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":183113,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"48331","countyName":"Milam","depositRank":1582,"hhi":3836,"hhiPercentile":69,"hhiRank":962,"leadingOrganization":"CAMERON FINANCIAL CORPORATION","leadingOrganizationSharePct":46,"leaderShareRank":1268,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48331","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":103,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":614379,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"48069","countyName":"Castro","depositRank":2552,"hhi":3806,"hhiPercentile":68.7,"hhiRank":972,"leadingOrganization":"PLAINS BANCORP, INC.","leadingOrganizationSharePct":51.1,"leaderShareRank":1024,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48069","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":104,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":195281,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":6,"concentrationClass":"highly_concentrated","countyFips":"48341","countyName":"Moore","depositRank":2081,"hhi":3798,"hhiPercentile":68.6,"hhiRank":977,"leadingOrganization":"HOME BANCSHARES, INC.","leadingOrganizationSharePct":57,"leaderShareRank":768,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48341","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":105,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":366687,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"48197","countyName":"Hardeman","depositRank":2863,"hhi":3793,"hhiPercentile":68.2,"hhiRank":987,"leadingOrganization":"AMERIBANCSHARES, INC.","leadingOrganizationSharePct":48.9,"leaderShareRank":1126,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48197","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":106,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":109539,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48489","countyName":"Willacy","depositRank":2724,"hhi":3788,"hhiPercentile":68.2,"hhiRank":989,"leadingOrganization":"FIRST SAN BENITO BANCSHARES CORPORATION","leadingOrganizationSharePct":50.1,"leaderShareRank":1078,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48489","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":107,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":145166,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"48395","countyName":"Robertson","depositRank":1730,"hhi":3770,"hhiPercentile":67.9,"hhiRank":997,"leadingOrganization":"SOUTHERN BANCSHARES, INC.","leadingOrganizationSharePct":55.7,"leaderShareRank":829,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48395","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":108,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":522157,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48023","countyName":"Baylor","depositRank":2750,"hhi":3766,"hhiPercentile":67.9,"hhiRank":998,"leadingOrganization":"OLNEY BANCSHARES OF TEXAS, INC.","leadingOrganizationSharePct":47.6,"leaderShareRank":1193,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48023","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":109,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":137629,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"48237","countyName":"Jack","depositRank":2345,"hhi":3667,"hhiPercentile":66.5,"hhiRank":1041,"leadingOrganization":"JACKSBORO NATIONAL BANCSHARES, INC.","leadingOrganizationSharePct":53.4,"leaderShareRank":904,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48237","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":110,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":265037,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48319","countyName":"Mason","depositRank":2337,"hhi":3657,"hhiPercentile":66.3,"hhiRank":1047,"leadingOrganization":"MASON BANK EMPLOYEE'S STOCK OWNERSHIP PLAN AND TRUST","leadingOrganizationSharePct":43.4,"leaderShareRank":1393,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48319","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":111,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":267531,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"48059","countyName":"Callahan","depositRank":2447,"hhi":3630,"hhiPercentile":65.9,"hhiRank":1058,"leadingOrganization":"FIRST FINANCIAL BANKSHARES, INC.","leadingOrganizationSharePct":42,"leaderShareRank":1484,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48059","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":112,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":231105,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":266,"concentrationClass":"highly_concentrated","countyFips":"48029","countyName":"Bexar","depositRank":18,"hhi":3626,"hhiPercentile":65.9,"hhiRank":1060,"leadingOrganization":"UNITED SERVICES AUTOMOBILE ASSOCIATION","leadingOrganizationSharePct":56.5,"leaderShareRank":786,"organizationCount":51,"organizationDepthRank":16,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48029","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":113,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":164242796,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":6,"concentrationClass":"highly_concentrated","countyFips":"48165","countyName":"Gaines","depositRank":1660,"hhi":3610,"hhiPercentile":65.6,"hhiRank":1068,"leadingOrganization":"PLAINS BANCORP, INC.","leadingOrganizationSharePct":51.1,"leaderShareRank":1024,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48165","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":114,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":566265,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"48057","countyName":"Calhoun","depositRank":1775,"hhi":3590,"hhiPercentile":65.2,"hhiRank":1080,"leadingOrganization":"First National Bank in Port Lavaca","leadingOrganizationSharePct":54.1,"leaderShareRank":876,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48057","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":115,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":500790,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48455","countyName":"Trinity","depositRank":2605,"hhi":3584,"hhiPercentile":65.1,"hhiRank":1085,"leadingOrganization":"CITIZENS STATE FINANCIAL CORPORATION","leadingOrganizationSharePct":43.8,"leaderShareRank":1365,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48455","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":116,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":180343,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"48357","countyName":"Ochiltree","depositRank":1290,"hhi":3564,"hhiPercentile":64.8,"hhiRank":1094,"leadingOrganization":"FIRSTPERRYTON BANCORP, INC.","leadingOrganizationSharePct":49.4,"leaderShareRank":1107,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48357","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":117,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":847203,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"48255","countyName":"Karnes","depositRank":1147,"hhi":3562,"hhiPercentile":64.7,"hhiRank":1097,"leadingOrganization":"KARNES COUNTY NATIONAL BANCSHARES, INC.","leadingOrganizationSharePct":44.1,"leaderShareRank":1348,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48255","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":118,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1003221,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48411","countyName":"San Saba","depositRank":2621,"hhi":3541,"hhiPercentile":64.3,"hhiRank":1109,"leadingOrganization":"CNB NATIONAL FINANCIAL CORPORATION","leadingOrganizationSharePct":43,"leaderShareRank":1424,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48411","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":119,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":176300,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":6,"concentrationClass":"highly_concentrated","countyFips":"48273","countyName":"Kleberg","depositRank":1694,"hhi":3534,"hhiPercentile":64.2,"hhiRank":1111,"leadingOrganization":"KLEBERG AND COMPANY BANKERS, INC.","leadingOrganizationSharePct":52.8,"leaderShareRank":928,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48273","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":120,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":546837,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":7,"concentrationClass":"highly_concentrated","countyFips":"48343","countyName":"Morris","depositRank":2159,"hhi":3511,"hhiPercentile":63.7,"hhiRank":1127,"leadingOrganization":"DAINGERFIELD HOLDING COMPANY","leadingOrganizationSharePct":52.9,"leaderShareRank":921,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48343","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":121,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":333754,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":6,"concentrationClass":"highly_concentrated","countyFips":"48457","countyName":"Tyler","depositRank":2389,"hhi":3502,"hhiPercentile":63.6,"hhiRank":1130,"leadingOrganization":"GRAHAMJB6 CO.","leadingOrganizationSharePct":54.2,"leaderShareRank":869,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48457","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":122,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":249568,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48129","countyName":"Donley","depositRank":2883,"hhi":3473,"hhiPercentile":63.1,"hhiRank":1145,"leadingOrganization":"HERRING BANCORP, INC.","leadingOrganizationSharePct":39.5,"leaderShareRank":1642,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48129","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":123,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":102124,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":6,"concentrationClass":"highly_concentrated","countyFips":"48403","countyName":"Sabine","depositRank":2523,"hhi":3458,"hhiPercentile":62.8,"hhiRank":1156,"leadingOrganization":"SOUTHSIDE BANCSHARES, INC.","leadingOrganizationSharePct":50.5,"leaderShareRank":1062,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48403","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":124,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":202959,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":7,"concentrationClass":"highly_concentrated","countyFips":"48025","countyName":"Bee","depositRank":1969,"hhi":3452,"hhiPercentile":62.7,"hhiRank":1159,"leadingOrganization":"PROSPERITY BANCSHARES, INC.","leadingOrganizationSharePct":45.4,"leaderShareRank":1295,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48025","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":125,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":412665,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"48107","countyName":"Crosby","depositRank":2702,"hhi":3439,"hhiPercentile":62.4,"hhiRank":1168,"leadingOrganization":"CITIZENS BANCSHARES, INC.","leadingOrganizationSharePct":40,"leaderShareRank":1618,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48107","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":126,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":151308,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"48111","countyName":"Dallam","depositRank":2603,"hhi":3424,"hhiPercentile":62.1,"hhiRank":1177,"leadingOrganization":"WSB BANCSHARES, INC.","leadingOrganizationSharePct":40.9,"leaderShareRank":1555,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48111","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":127,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":181883,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":10,"concentrationClass":"highly_concentrated","countyFips":"48373","countyName":"Polk","depositRank":1230,"hhi":3389,"hhiPercentile":61.4,"hhiRank":1199,"leadingOrganization":"FNB COMPANY","leadingOrganizationSharePct":42.8,"leaderShareRank":1436,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48373","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":128,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":912970,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":841,"concentrationClass":"highly_concentrated","countyFips":"48201","countyName":"Harris","depositRank":11,"hhi":3366,"hhiPercentile":61,"hhiRank":1211,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":56.6,"leaderShareRank":783,"organizationCount":81,"organizationDepthRank":4,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48201","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":129,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":293639047,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":22,"concentrationClass":"highly_concentrated","countyFips":"48469","countyName":"Victoria","depositRank":612,"hhi":3345,"hhiPercentile":60.6,"hhiRank":1225,"leadingOrganization":"PROSPERITY BANCSHARES, INC.","leadingOrganizationSharePct":53.1,"leaderShareRank":916,"organizationCount":12,"organizationDepthRank":515,"organizationsOver5pct":3,"profileHref":"/geographies/banking/48469","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":130,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":2363630,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":12,"concentrationClass":"highly_concentrated","countyFips":"48015","countyName":"Austin","depositRank":718,"hhi":3276,"hhiPercentile":59.4,"hhiRank":1261,"leadingOrganization":"INDUSTRY BANCSHARES, INC.","leadingOrganizationSharePct":50,"leaderShareRank":1085,"organizationCount":8,"organizationDepthRank":947,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48015","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":131,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1886717,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":7,"concentrationClass":"highly_concentrated","countyFips":"48337","countyName":"Montague","depositRank":1457,"hhi":3253,"hhiPercentile":59.1,"hhiRank":1271,"leadingOrganization":"LEGEND BANCORP, INC.","leadingOrganizationSharePct":51.7,"leaderShareRank":985,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48337","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":132,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":696702,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"48501","countyName":"Yoakum","depositRank":2098,"hhi":3221,"hhiPercentile":58.6,"hhiRank":1285,"leadingOrganization":"PLAINS ACQUISITION CORPORATION","leadingOrganizationSharePct":50.7,"leaderShareRank":1052,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48501","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":133,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":359580,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"48473","countyName":"Waller","depositRank":2132,"hhi":3216,"hhiPercentile":58.5,"hhiRank":1289,"leadingOrganization":"PROSPERITY BANCSHARES, INC.","leadingOrganizationSharePct":47.8,"leaderShareRank":1184,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48473","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":134,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":344743,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"48193","countyName":"Hamilton","depositRank":2269,"hhi":3161,"hhiPercentile":57.4,"hhiRank":1324,"leadingOrganization":"GOLDTHWAITE BANCSHARES, INC.","leadingOrganizationSharePct":43.7,"leaderShareRank":1373,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48193","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":135,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":293004,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":6,"concentrationClass":"highly_concentrated","countyFips":"48379","countyName":"Rains","depositRank":2320,"hhi":3137,"hhiPercentile":56.8,"hhiRank":1341,"leadingOrganization":"NACOGDOCHES COMMERCIAL BANCSHARES, INC.","leadingOrganizationSharePct":43.3,"leaderShareRank":1401,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48379","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":136,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":273128,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"48207","countyName":"Haskell","depositRank":2550,"hhi":3130,"hhiPercentile":56.7,"hhiRank":1344,"leadingOrganization":"PLAINS BANCORP, INC.","leadingOrganizationSharePct":43,"leaderShareRank":1424,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48207","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":137,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":195447,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"48035","countyName":"Bosque","depositRank":2113,"hhi":3109,"hhiPercentile":56.3,"hhiRank":1358,"leadingOrganization":"BOSQUE BANCSHARES, INC.","leadingOrganizationSharePct":39.6,"leaderShareRank":1636,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48035","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":138,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":352605,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":18,"concentrationClass":"highly_concentrated","countyFips":"48257","countyName":"Kaufman","depositRank":504,"hhi":3079,"hhiPercentile":55.9,"hhiRank":1371,"leadingOrganization":"A.N.B. HOLDING COMPANY, LTD.","leadingOrganizationSharePct":52.4,"leaderShareRank":949,"organizationCount":11,"organizationDepthRank":580,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48257","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":139,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":3017711,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":7,"concentrationClass":"highly_concentrated","countyFips":"48055","countyName":"Caldwell","depositRank":1744,"hhi":3072,"hhiPercentile":55.7,"hhiRank":1376,"leadingOrganization":"LOCKHART BANKSHARES, INC.","leadingOrganizationSharePct":47.4,"leaderShareRank":1201,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48055","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":140,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":515730,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":13,"concentrationClass":"highly_concentrated","countyFips":"48465","countyName":"Val Verde","depositRank":1404,"hhi":3044,"hhiPercentile":55.1,"hhiRank":1395,"leadingOrganization":"WESTEX BANCORP, INC.","leadingOrganizationSharePct":44.1,"leaderShareRank":1348,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48465","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":141,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":750262,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":13,"concentrationClass":"highly_concentrated","countyFips":"48073","countyName":"Cherokee","depositRank":1089,"hhi":3038,"hhiPercentile":54.9,"hhiRank":1402,"leadingOrganization":"JSA FAMILY LIMITED PARTNERSHIP","leadingOrganizationSharePct":48.2,"leaderShareRank":1166,"organizationCount":8,"organizationDepthRank":947,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48073","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":142,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1066589,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":19,"concentrationClass":"highly_concentrated","countyFips":"48021","countyName":"Bastrop","depositRank":704,"hhi":3023,"hhiPercentile":54.5,"hhiRank":1413,"leadingOrganization":"BASTROP BANCSHARES, INC.","leadingOrganizationSharePct":46.7,"leaderShareRank":1231,"organizationCount":11,"organizationDepthRank":580,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48021","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":143,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1965448,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"48449","countyName":"Titus","depositRank":1179,"hhi":2995,"hhiPercentile":54,"hhiRank":1428,"leadingOrganization":"GUARANTY BANCSHARES, INC.","leadingOrganizationSharePct":46.6,"leaderShareRank":1237,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48449","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":144,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":964391,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"48405","countyName":"San Augustine","depositRank":2467,"hhi":2944,"hhiPercentile":52.8,"hhiRank":1465,"leadingOrganization":"SHELBY BANCSHARES, INC.","leadingOrganizationSharePct":36,"leaderShareRank":1864,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48405","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":145,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":223472,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":6,"concentrationClass":"highly_concentrated","countyFips":"48031","countyName":"Blanco","depositRank":2011,"hhi":2924,"hhiPercentile":52.2,"hhiRank":1484,"leadingOrganization":"TEXAS STATE BANKSHARES, INC.","leadingOrganizationSharePct":38.9,"leaderShareRank":1680,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48031","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":146,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":391614,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"48437","countyName":"Swisher","depositRank":2540,"hhi":2920,"hhiPercentile":52.1,"hhiRank":1489,"leadingOrganization":"HOME BANCSHARES, INC.","leadingOrganizationSharePct":41.3,"leaderShareRank":1528,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48437","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":147,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":197484,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":16,"concentrationClass":"highly_concentrated","countyFips":"48481","countyName":"Wharton","depositRank":789,"hhi":2916,"hhiPercentile":51.9,"hhiRank":1494,"leadingOrganization":"PROSPERITY BANCSHARES, INC.","leadingOrganizationSharePct":46.8,"leaderShareRank":1230,"organizationCount":9,"organizationDepthRank":797,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48481","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":148,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1644710,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":7,"concentrationClass":"highly_concentrated","countyFips":"48227","countyName":"Howard","depositRank":888,"hhi":2900,"hhiPercentile":51.6,"hhiRank":1503,"leadingOrganization":"PROSPERITY BANCSHARES, INC.","leadingOrganizationSharePct":38,"leaderShareRank":1734,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48227","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":149,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1403583,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":14,"concentrationClass":"highly_concentrated","countyFips":"48419","countyName":"Shelby","depositRank":1573,"hhi":2844,"hhiPercentile":50.5,"hhiRank":1537,"leadingOrganization":"FARMERS BANCSHARES, INC.","leadingOrganizationSharePct":40.5,"leaderShareRank":1591,"organizationCount":8,"organizationDepthRank":947,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48419","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":150,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":616212,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":14,"concentrationClass":"highly_concentrated","countyFips":"48099","countyName":"Coryell","depositRank":1059,"hhi":2842,"hhiPercentile":50.4,"hhiRank":1541,"leadingOrganization":"Cadence Bank","leadingOrganizationSharePct":47.3,"leaderShareRank":1206,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48099","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":151,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1102609,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":10,"concentrationClass":"highly_concentrated","countyFips":"48223","countyName":"Hopkins","depositRank":976,"hhi":2834,"hhiPercentile":50.3,"hhiRank":1545,"leadingOrganization":"ALLIANCE BANCSHARES, INC.","leadingOrganizationSharePct":40,"leaderShareRank":1618,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48223","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":152,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1225132,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"48195","countyName":"Hansford","depositRank":1988,"hhi":2827,"hhiPercentile":50.1,"hhiRank":1551,"leadingOrganization":"FIRST STATE BANKSHARES, INC.","leadingOrganizationSharePct":34.1,"leaderShareRank":1990,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48195","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":153,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":403363,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":13,"concentrationClass":"highly_concentrated","countyFips":"48143","countyName":"Erath","depositRank":1056,"hhi":2814,"hhiPercentile":49.6,"hhiRank":1565,"leadingOrganization":"FIRST FINANCIAL BANKSHARES, INC.","leadingOrganizationSharePct":46,"leaderShareRank":1268,"organizationCount":9,"organizationDepthRank":797,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48143","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":154,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1107982,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":12,"concentrationClass":"highly_concentrated","countyFips":"48049","countyName":"Brown","depositRank":1355,"hhi":2803,"hhiPercentile":49.4,"hhiRank":1571,"leadingOrganization":"TEXAS BANC FINANCIAL CORP","leadingOrganizationSharePct":38,"leaderShareRank":1734,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48049","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":155,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":786395,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":14,"concentrationClass":"highly_concentrated","countyFips":"48361","countyName":"Orange","depositRank":1038,"hhi":2801,"hhiPercentile":49.4,"hhiRank":1572,"leadingOrganization":"FIRST FINANCIAL BANKSHARES, INC.","leadingOrganizationSharePct":47.3,"leaderShareRank":1206,"organizationCount":8,"organizationDepthRank":947,"organizationsOver5pct":7,"profileHref":"/geographies/banking/48361","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":156,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1126356,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":7,"concentrationClass":"highly_concentrated","countyFips":"48287","countyName":"Lee","depositRank":1387,"hhi":2792,"hhiPercentile":49.1,"hhiRank":1580,"leadingOrganization":"GIDDINGS BANCSHARES, INC.","leadingOrganizationSharePct":39.6,"leaderShareRank":1636,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48287","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":157,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":761116,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"48019","countyName":"Bandera","depositRank":2170,"hhi":2758,"hhiPercentile":48.4,"hhiRank":1604,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":33,"leaderShareRank":2077,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48019","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":158,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":330828,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":6,"concentrationClass":"highly_concentrated","countyFips":"48117","countyName":"Deaf Smith","depositRank":1636,"hhi":2739,"hhiPercentile":47.9,"hhiRank":1618,"leadingOrganization":"LA PLATA BANCSHARES, INC.","leadingOrganizationSharePct":34.6,"leaderShareRank":1950,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48117","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":159,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":582377,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":10,"concentrationClass":"highly_concentrated","countyFips":"48241","countyName":"Jasper","depositRank":1798,"hhi":2733,"hhiPercentile":47.8,"hhiRank":1620,"leadingOrganization":"EAST TEXAS BANCSHARES, INC.","leadingOrganizationSharePct":39,"leaderShareRank":1672,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48241","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":160,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":486071,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"48415","countyName":"Scurry","depositRank":1691,"hhi":2731,"hhiPercentile":47.7,"hhiRank":1624,"leadingOrganization":"SNYDER HOLDING COMPANY","leadingOrganizationSharePct":40.4,"leaderShareRank":1593,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48415","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":161,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":548684,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"48063","countyName":"Camp","depositRank":2182,"hhi":2725,"hhiPercentile":47.5,"hhiRank":1630,"leadingOrganization":"PILGRIM BANCORPORATION","leadingOrganizationSharePct":34.8,"leaderShareRank":1934,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48063","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":162,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":323808,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":11,"concentrationClass":"highly_concentrated","countyFips":"48459","countyName":"Upshur","depositRank":980,"hhi":2691,"hhiPercentile":46.9,"hhiRank":1648,"leadingOrganization":"DAINGERFIELD HOLDING COMPANY","leadingOrganizationSharePct":37.4,"leaderShareRank":1774,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48459","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":163,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1221951,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":10,"concentrationClass":"highly_concentrated","countyFips":"48363","countyName":"Palo Pinto","depositRank":909,"hhi":2668,"hhiPercentile":46.5,"hhiRank":1663,"leadingOrganization":"BMC BANCSHARES, INC.","leadingOrganizationSharePct":41.9,"leaderShareRank":1491,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48363","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":164,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1357342,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"48285","countyName":"Lavaca","depositRank":1174,"hhi":2662,"hhiPercentile":46.2,"hhiRank":1672,"leadingOrganization":"BOZKA INVESTMENTS, LTD.","leadingOrganizationSharePct":34.8,"leaderShareRank":1934,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48285","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":165,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":972705,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":14,"concentrationClass":"highly_concentrated","countyFips":"48189","countyName":"Hale","depositRank":1415,"hhi":2593,"hhiPercentile":44.8,"hhiRank":1713,"leadingOrganization":"HOME BANCSHARES, INC.","leadingOrganizationSharePct":44.4,"leaderShareRank":1337,"organizationCount":10,"organizationDepthRank":680,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48189","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":166,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":737863,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":6,"concentrationClass":"highly_concentrated","countyFips":"48177","countyName":"Gonzales","depositRank":1487,"hhi":2591,"hhiPercentile":44.7,"hhiRank":1716,"leadingOrganization":"ANB BANCSHARES, INC.","leadingOrganizationSharePct":43.3,"leaderShareRank":1401,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48177","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":167,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":677545,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":6,"concentrationClass":"highly_concentrated","countyFips":"48007","countyName":"Aransas","depositRank":1855,"hhi":2532,"hhiPercentile":43.3,"hhiRank":1762,"leadingOrganization":"PROSPERITY BANCSHARES, INC.","leadingOrganizationSharePct":38.5,"leaderShareRank":1706,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48007","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":168,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":460612,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":53,"concentrationClass":"highly_concentrated","countyFips":"48479","countyName":"Webb","depositRank":229,"hhi":2532,"hhiPercentile":43.3,"hhiRank":1762,"leadingOrganization":"INTERNATIONAL BANCSHARES CORPORATION","leadingOrganizationSharePct":43,"leaderShareRank":1424,"organizationCount":9,"organizationDepthRank":797,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48479","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":168,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":8414796,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":8,"concentrationClass":"moderately_concentrated","countyFips":"48503","countyName":"Young","depositRank":1291,"hhi":2498,"hhiPercentile":42.1,"hhiRank":1798,"leadingOrganization":"OLNEY BANCSHARES OF TEXAS, INC.","leadingOrganizationSharePct":31.1,"leaderShareRank":2204,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48503","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":170,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":845871,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":15,"concentrationClass":"moderately_concentrated","countyFips":"48427","countyName":"Starr","depositRank":1603,"hhi":2476,"hhiPercentile":41.6,"hhiRank":1813,"leadingOrganization":"LONE STAR NATIONAL BANCSHARES--TEXAS, INC.","leadingOrganizationSharePct":37.7,"leaderShareRank":1755,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48427","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":171,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":602770,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":6,"concentrationClass":"moderately_concentrated","countyFips":"48239","countyName":"Jackson","depositRank":2172,"hhi":2474,"hhiPercentile":41.5,"hhiRank":1817,"leadingOrganization":"PROSPERITY BANCSHARES, INC.","leadingOrganizationSharePct":39.1,"leaderShareRank":1670,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48239","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":172,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":330566,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":9,"concentrationClass":"moderately_concentrated","countyFips":"48289","countyName":"Leon","depositRank":1395,"hhi":2469,"hhiPercentile":41.3,"hhiRank":1824,"leadingOrganization":"INDUSTRY BANCSHARES, INC.","leadingOrganizationSharePct":41.6,"leaderShareRank":1509,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48289","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":173,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":755984,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":7,"concentrationClass":"moderately_concentrated","countyFips":"48161","countyName":"Freestone","depositRank":2205,"hhi":2468,"hhiPercentile":41.2,"hhiRank":1826,"leadingOrganization":"COMMUNITY BANK HOLDINGS OF TEXAS, INC.","leadingOrganizationSharePct":40.8,"leaderShareRank":1565,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48161","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":174,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":314419,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":5,"concentrationClass":"moderately_concentrated","countyFips":"48387","countyName":"Red River","depositRank":2466,"hhi":2449,"hhiPercentile":40.8,"hhiRank":1840,"leadingOrganization":"GUARANTY BANCSHARES, INC.","leadingOrganizationSharePct":31.8,"leaderShareRank":2158,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48387","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":175,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":223708,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":16,"concentrationClass":"moderately_concentrated","countyFips":"48347","countyName":"Nacogdoches","depositRank":769,"hhi":2434,"hhiPercentile":40.5,"hhiRank":1849,"leadingOrganization":"Cadence Bank","leadingOrganizationSharePct":33.6,"leaderShareRank":2026,"organizationCount":9,"organizationDepthRank":797,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48347","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":176,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1704762,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":8,"concentrationClass":"moderately_concentrated","countyFips":"48249","countyName":"Jim Wells","depositRank":1656,"hhi":2433,"hhiPercentile":40.4,"hhiRank":1851,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":33.6,"leaderShareRank":2026,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48249","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":177,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":569503,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":9,"concentrationClass":"moderately_concentrated","countyFips":"48493","countyName":"Wilson","depositRank":1525,"hhi":2432,"hhiPercentile":40.3,"hhiRank":1853,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":36.7,"leaderShareRank":1821,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48493","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":178,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":645888,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":10,"concentrationClass":"moderately_concentrated","countyFips":"48071","countyName":"Chambers","depositRank":1593,"hhi":2428,"hhiPercentile":40.3,"hhiRank":1855,"leadingOrganization":"ANAHUAC BANCSHARES, INC.","leadingOrganizationSharePct":38.9,"leaderShareRank":1680,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48071","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":179,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":609002,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":10,"concentrationClass":"moderately_concentrated","countyFips":"48279","countyName":"Lamb","depositRank":2038,"hhi":2414,"hhiPercentile":39.8,"hhiRank":1869,"leadingOrganization":"PLAINS BANCORP, INC.","leadingOrganizationSharePct":40.7,"leaderShareRank":1574,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48279","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":180,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":383536,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":22,"concentrationClass":"moderately_concentrated","countyFips":"48221","countyName":"Hood","depositRank":731,"hhi":2407,"hhiPercentile":39.7,"hhiRank":1874,"leadingOrganization":"FIRST GRANBURY BANCORPORATION","leadingOrganizationSharePct":43.2,"leaderShareRank":1410,"organizationCount":13,"organizationDepthRank":451,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48221","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":181,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1838056,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":6,"concentrationClass":"moderately_concentrated","countyFips":"48185","countyName":"Grimes","depositRank":1729,"hhi":2397,"hhiPercentile":39.3,"hhiRank":1884,"leadingOrganization":"FIRST ANDERSON BANCSHARES, INC.","leadingOrganizationSharePct":35,"leaderShareRank":1924,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48185","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":182,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":522213,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":8,"concentrationClass":"moderately_concentrated","countyFips":"48219","countyName":"Hockley","depositRank":1502,"hhi":2396,"hhiPercentile":39.3,"hhiRank":1885,"leadingOrganization":"SOUTH PLAINS FINANCIAL, INC.","leadingOrganizationSharePct":32.6,"leaderShareRank":2103,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48219","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":183,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":667784,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":7,"concentrationClass":"moderately_concentrated","countyFips":"48093","countyName":"Comanche","depositRank":1924,"hhi":2381,"hhiPercentile":39,"hhiRank":1895,"leadingOrganization":"TEXAS BANC FINANCIAL CORP","leadingOrganizationSharePct":32.5,"leaderShareRank":2114,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48093","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":184,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":433646,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":18,"concentrationClass":"moderately_concentrated","countyFips":"48499","countyName":"Wood","depositRank":1043,"hhi":2375,"hhiPercentile":38.8,"hhiRank":1901,"leadingOrganization":"SULPHUR SPRINGS BANCSHARES, INC.","leadingOrganizationSharePct":34.7,"leaderShareRank":1941,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48499","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":185,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1123417,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":9,"concentrationClass":"moderately_concentrated","countyFips":"48293","countyName":"Limestone","depositRank":1943,"hhi":2368,"hhiPercentile":38.6,"hhiRank":1906,"leadingOrganization":"BI-STONE BANCSHARES, INC.","leadingOrganizationSharePct":30.2,"leaderShareRank":2264,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48293","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":186,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":424184,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"48325","countyName":"Medina","depositRank":1115,"hhi":2350,"hhiPercentile":38.3,"hhiRank":1915,"leadingOrganization":"TXN BANCSHARES, INC.","leadingOrganizationSharePct":37.7,"leaderShareRank":1755,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48325","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":187,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1035532,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":9,"concentrationClass":"moderately_concentrated","countyFips":"48147","countyName":"Fannin","depositRank":1352,"hhi":2337,"hhiPercentile":37.8,"hhiRank":1932,"leadingOrganization":"SPEND LIFE WISELY COMPANY, INC.","leadingOrganizationSharePct":32.4,"leaderShareRank":2121,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48147","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":188,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":787652,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":10,"concentrationClass":"moderately_concentrated","countyFips":"48217","countyName":"Hill","depositRank":1357,"hhi":2329,"hhiPercentile":37.6,"hhiRank":1939,"leadingOrganization":"INDUSTRY BANCSHARES, INC.","leadingOrganizationSharePct":35.2,"leaderShareRank":1909,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48217","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":189,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":785137,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":549,"concentrationClass":"moderately_concentrated","countyFips":"48113","countyName":"Dallas","depositRank":12,"hhi":2296,"hhiPercentile":36.6,"hhiRank":1968,"leadingOrganization":"BANK OF AMERICA CORPORATION","leadingOrganizationSharePct":42.1,"leaderShareRank":1479,"organizationCount":110,"organizationDepthRank":1,"organizationsOver5pct":2,"profileHref":"/geographies/banking/48113","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":190,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":286724584,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":5,"concentrationClass":"moderately_concentrated","countyFips":"48399","countyName":"Runnels","depositRank":2047,"hhi":2290,"hhiPercentile":36.4,"hhiRank":1976,"leadingOrganization":"CSB FINANCIAL CORPORATION","leadingOrganizationSharePct":27.8,"leaderShareRank":2438,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48399","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":191,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":378768,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":29,"concentrationClass":"moderately_concentrated","countyFips":"48381","countyName":"Randall","depositRank":495,"hhi":2258,"hhiPercentile":35.4,"hhiRank":2006,"leadingOrganization":"AMARILLO NATIONAL BANCORP, INC.","leadingOrganizationSharePct":38.8,"leaderShareRank":1689,"organizationCount":14,"organizationDepthRank":398,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48381","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":192,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":3083967,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":42,"concentrationClass":"moderately_concentrated","countyFips":"48245","countyName":"Jefferson","depositRank":296,"hhi":2257,"hhiPercentile":35.4,"hhiRank":2007,"leadingOrganization":"STELLAR BANCORP INC.","leadingOrganizationSharePct":43.2,"leaderShareRank":1410,"organizationCount":16,"organizationDepthRank":316,"organizationsOver5pct":7,"profileHref":"/geographies/banking/48245","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":193,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":6047570,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"48199","countyName":"Hardin","depositRank":1865,"hhi":2245,"hhiPercentile":35.1,"hhiRank":2015,"leadingOrganization":"PNC FINANCIAL SERVICES GROUP, INC., THE","leadingOrganizationSharePct":34.3,"leaderShareRank":1969,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48199","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":194,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":458152,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":7,"concentrationClass":"moderately_concentrated","countyFips":"48145","countyName":"Falls","depositRank":2243,"hhi":2234,"hhiPercentile":34.8,"hhiRank":2024,"leadingOrganization":"CAMERON FINANCIAL CORPORATION","leadingOrganizationSharePct":30.9,"leaderShareRank":2224,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48145","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":195,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":301536,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":29,"concentrationClass":"moderately_concentrated","countyFips":"48485","countyName":"Wichita","depositRank":396,"hhi":2234,"hhiPercentile":34.8,"hhiRank":2024,"leadingOrganization":"AMERIBANCSHARES, INC.","leadingOrganizationSharePct":39.7,"leaderShareRank":1634,"organizationCount":13,"organizationDepthRank":451,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48485","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":195,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":4137514,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":10,"concentrationClass":"moderately_concentrated","countyFips":"48067","countyName":"Cass","depositRank":2085,"hhi":2230,"hhiPercentile":34.6,"hhiRank":2032,"leadingOrganization":"CHALYBEATE SPRINGS CORPORATION","leadingOrganizationSharePct":30,"leaderShareRank":2285,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48067","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":197,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":364777,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":9,"concentrationClass":"moderately_concentrated","countyFips":"48089","countyName":"Colorado","depositRank":1359,"hhi":2225,"hhiPercentile":34.4,"hhiRank":2037,"leadingOrganization":"CENTRAL TEXAS BANKSHARE HOLDINGS, INC.","leadingOrganizationSharePct":32,"leaderShareRank":2147,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48089","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":198,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":784341,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":10,"concentrationClass":"moderately_concentrated","countyFips":"48471","countyName":"Walker","depositRank":1084,"hhi":2196,"hhiPercentile":33.6,"hhiRank":2063,"leadingOrganization":"FIRST NATIONAL BANCSHARES OF HUNTSVILLE, INC.","leadingOrganizationSharePct":29.2,"leaderShareRank":2348,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48471","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":199,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1072730,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":10,"concentrationClass":"moderately_concentrated","countyFips":"48001","countyName":"Anderson","depositRank":1326,"hhi":2180,"hhiPercentile":32.9,"hhiRank":2084,"leadingOrganization":"JSA FAMILY LIMITED PARTNERSHIP","leadingOrganizationSharePct":35.8,"leaderShareRank":1873,"organizationCount":8,"organizationDepthRank":947,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48001","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":200,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":807551,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":15,"concentrationClass":"moderately_concentrated","countyFips":"48259","countyName":"Kendall","depositRank":711,"hhi":2180,"hhiPercentile":32.9,"hhiRank":2084,"leadingOrganization":"CULLEN/FROST BANKERS, INC.","leadingOrganizationSharePct":41.4,"leaderShareRank":1520,"organizationCount":12,"organizationDepthRank":515,"organizationsOver5pct":8,"profileHref":"/geographies/banking/48259","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":200,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1931746,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":17,"concentrationClass":"moderately_concentrated","countyFips":"48409","countyName":"San Patricio","depositRank":1250,"hhi":2097,"hhiPercentile":30.7,"hhiRank":2152,"leadingOrganization":"CULLEN/FROST BANKERS, INC.","leadingOrganizationSharePct":32.5,"leaderShareRank":2114,"organizationCount":8,"organizationDepthRank":947,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48409","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":202,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":889142,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":39,"concentrationClass":"moderately_concentrated","countyFips":"48181","countyName":"Grayson","depositRank":411,"hhi":2019,"hhiPercentile":28.9,"hhiRank":2208,"leadingOrganization":"SPEND LIFE WISELY COMPANY, INC.","leadingOrganizationSharePct":36.4,"leaderShareRank":1836,"organizationCount":17,"organizationDepthRank":277,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48181","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":203,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":3954385,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":15,"concentrationClass":"moderately_concentrated","countyFips":"48171","countyName":"Gillespie","depositRank":788,"hhi":2000,"hhiPercentile":28.4,"hhiRank":2222,"leadingOrganization":"SECURITY HOLDING COMPANY","leadingOrganizationSharePct":34.1,"leaderShareRank":1990,"organizationCount":13,"organizationDepthRank":451,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48171","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":204,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1646666,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":12,"concentrationClass":"moderately_concentrated","countyFips":"48477","countyName":"Washington","depositRank":749,"hhi":2000,"hhiPercentile":28.4,"hhiRank":2222,"leadingOrganization":"INDUSTRY BANCSHARES, INC.","leadingOrganizationSharePct":31,"leaderShareRank":2219,"organizationCount":9,"organizationDepthRank":797,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48477","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":204,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1780037,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":15,"concentrationClass":"moderately_concentrated","countyFips":"48349","countyName":"Navarro","depositRank":1074,"hhi":1987,"hhiPercentile":28.1,"hhiRank":2234,"leadingOrganization":"COMMUNITY BANK HOLDINGS OF TEXAS, INC.","leadingOrganizationSharePct":30.8,"leaderShareRank":2231,"organizationCount":10,"organizationDepthRank":680,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48349","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":206,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1086174,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":18,"concentrationClass":"moderately_concentrated","countyFips":"48291","countyName":"Liberty","depositRank":892,"hhi":1985,"hhiPercentile":28,"hhiRank":2237,"leadingOrganization":"PROSPERITY BANCSHARES, INC.","leadingOrganizationSharePct":31.7,"leaderShareRank":2166,"organizationCount":10,"organizationDepthRank":680,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48291","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":207,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1400362,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":16,"concentrationClass":"moderately_concentrated","countyFips":"48149","countyName":"Fayette","depositRank":694,"hhi":1948,"hhiPercentile":26.7,"hhiRank":2277,"leadingOrganization":"INDUSTRY BANCSHARES, INC.","leadingOrganizationSharePct":32.7,"leaderShareRank":2097,"organizationCount":8,"organizationDepthRank":947,"organizationsOver5pct":7,"profileHref":"/geographies/banking/48149","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":208,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1998938,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":8,"concentrationClass":"moderately_concentrated","countyFips":"48225","countyName":"Houston","depositRank":1887,"hhi":1923,"hhiPercentile":25.9,"hhiRank":2301,"leadingOrganization":"PROSPERITY BANCSHARES, INC.","leadingOrganizationSharePct":33,"leaderShareRank":2077,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":7,"profileHref":"/geographies/banking/48225","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":209,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":449000,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":23,"concentrationClass":"moderately_concentrated","countyFips":"48213","countyName":"Henderson","depositRank":815,"hhi":1915,"hhiPercentile":25.6,"hhiRank":2310,"leadingOrganization":"JSA FAMILY LIMITED PARTNERSHIP","leadingOrganizationSharePct":32.9,"leaderShareRank":2083,"organizationCount":9,"organizationDepthRank":797,"organizationsOver5pct":7,"profileHref":"/geographies/banking/48213","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":210,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1562251,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":14,"concentrationClass":"moderately_concentrated","countyFips":"48277","countyName":"Lamar","depositRank":765,"hhi":1890,"hhiPercentile":24.9,"hhiRank":2332,"leadingOrganization":"First Federal Community Bank, SSB","leadingOrganizationSharePct":25.6,"leaderShareRank":2573,"organizationCount":8,"organizationDepthRank":947,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48277","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":211,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1717439,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":83,"concentrationClass":"moderately_concentrated","countyFips":"48423","countyName":"Smith","depositRank":214,"hhi":1859,"hhiPercentile":24.3,"hhiRank":2352,"leadingOrganization":"SOUTHSIDE BANCSHARES, INC.","leadingOrganizationSharePct":39.3,"leaderShareRank":1658,"organizationCount":27,"organizationDepthRank":107,"organizationsOver5pct":7,"profileHref":"/geographies/banking/48423","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":212,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":9243161,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":36,"concentrationClass":"moderately_concentrated","countyFips":"48139","countyName":"Ellis","depositRank":424,"hhi":1854,"hhiPercentile":24.1,"hhiRank":2358,"leadingOrganization":"FIRST CITIZENS BANCSHARES, INC.","leadingOrganizationSharePct":37.9,"leaderShareRank":1744,"organizationCount":15,"organizationDepthRank":364,"organizationsOver5pct":7,"profileHref":"/geographies/banking/48139","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":213,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":3783535,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":17,"concentrationClass":"moderately_concentrated","countyFips":"48231","countyName":"Hunt","depositRank":843,"hhi":1832,"hhiPercentile":23.5,"hhiRank":2375,"leadingOrganization":"ALLIANCE BANCSHARES, INC.","leadingOrganizationSharePct":23.6,"leaderShareRank":2717,"organizationCount":10,"organizationDepthRank":680,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48231","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":214,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1490491,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":23,"concentrationClass":"moderately_concentrated","countyFips":"48005","countyName":"Angelina","depositRank":703,"hhi":1762,"hhiPercentile":21.6,"hhiRank":2436,"leadingOrganization":"SOUTHSIDE BANCSHARES, INC.","leadingOrganizationSharePct":25.8,"leaderShareRank":2561,"organizationCount":11,"organizationDepthRank":580,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48005","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":215,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1966149,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":51,"concentrationClass":"moderately_concentrated","countyFips":"48183","countyName":"Gregg","depositRank":370,"hhi":1741,"hhiPercentile":21,"hhiRank":2454,"leadingOrganization":"RJ POPE MANAGEMENT GP, LLC","leadingOrganizationSharePct":36.9,"leaderShareRank":1811,"organizationCount":23,"organizationDepthRank":156,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48183","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":216,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":4538202,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":17,"concentrationClass":"moderately_concentrated","countyFips":"48467","countyName":"Van Zandt","depositRank":1073,"hhi":1687,"hhiPercentile":19.4,"hhiRank":2504,"leadingOrganization":"SULPHUR SPRINGS BANCSHARES, INC.","leadingOrganizationSharePct":24.1,"leaderShareRank":2674,"organizationCount":8,"organizationDepthRank":947,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48467","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":217,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1087644,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":18,"concentrationClass":"moderately_concentrated","countyFips":"48497","countyName":"Wise","depositRank":838,"hhi":1618,"hhiPercentile":17.4,"hhiRank":2565,"leadingOrganization":"FIRST FINANCIAL BANKSHARES, INC.","leadingOrganizationSharePct":24.7,"leaderShareRank":2636,"organizationCount":11,"organizationDepthRank":580,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48497","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":218,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1501948,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":81,"concentrationClass":"moderately_concentrated","countyFips":"48141","countyName":"El Paso","depositRank":192,"hhi":1610,"hhiPercentile":17.2,"hhiRank":2570,"leadingOrganization":"WESTSTAR BANK HOLDING COMPANY, INC.","leadingOrganizationSharePct":25,"leaderShareRank":2619,"organizationCount":15,"organizationDepthRank":364,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48141","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":219,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":11232729,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":25,"concentrationClass":"moderately_concentrated","countyFips":"48451","countyName":"Tom Green","depositRank":481,"hhi":1597,"hhiPercentile":16.9,"hhiRank":2580,"leadingOrganization":"FIRST FINANCIAL BANKSHARES, INC.","leadingOrganizationSharePct":32.2,"leaderShareRank":2134,"organizationCount":16,"organizationDepthRank":316,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48451","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":220,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":3198618,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":13,"concentrationClass":"moderately_concentrated","countyFips":"48299","countyName":"Llano","depositRank":1206,"hhi":1562,"hhiPercentile":16.1,"hhiRank":2606,"leadingOrganization":"HILL COUNTRY BANCSHARES, INC.","leadingOrganizationSharePct":22.1,"leaderShareRank":2806,"organizationCount":9,"organizationDepthRank":797,"organizationsOver5pct":7,"profileHref":"/geographies/banking/48299","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":221,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":932188,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":14,"concentrationClass":"unconcentrated","countyFips":"48203","countyName":"Harrison","depositRank":1066,"hhi":1406,"hhiPercentile":11.4,"hhiRank":2751,"leadingOrganization":"RJ POPE MANAGEMENT GP, LLC","leadingOrganizationSharePct":20.7,"leaderShareRank":2895,"organizationCount":11,"organizationDepthRank":580,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48203","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":222,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1095674,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":22,"concentrationClass":"unconcentrated","countyFips":"48187","countyName":"Guadalupe","depositRank":558,"hhi":1390,"hhiPercentile":11,"hhiRank":2765,"leadingOrganization":"SPEND LIFE WISELY COMPANY, INC.","leadingOrganizationSharePct":23.9,"leaderShareRank":2698,"organizationCount":13,"organizationDepthRank":451,"organizationsOver5pct":8,"profileHref":"/geographies/banking/48187","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":223,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":2683290,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":37,"concentrationClass":"unconcentrated","countyFips":"48329","countyName":"Midland","depositRank":217,"hhi":1376,"hhiPercentile":10.5,"hhiRank":2778,"leadingOrganization":"CULLEN/FROST BANKERS, INC.","leadingOrganizationSharePct":20.7,"leaderShareRank":2895,"organizationCount":15,"organizationDepthRank":364,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48329","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":224,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":9121294,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":69,"concentrationClass":"unconcentrated","countyFips":"48355","countyName":"Nueces","depositRank":272,"hhi":1348,"hhiPercentile":9.7,"hhiRank":2804,"leadingOrganization":"CULLEN/FROST BANKERS, INC.","leadingOrganizationSharePct":23.4,"leaderShareRank":2727,"organizationCount":17,"organizationDepthRank":277,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48355","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":225,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":6632820,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":11,"concentrationClass":"unconcentrated","countyFips":"48013","countyName":"Atascosa","depositRank":1442,"hhi":1331,"hhiPercentile":9.3,"hhiRank":2817,"leadingOrganization":"BRISCOE RANCH, INC.","leadingOrganizationSharePct":19.4,"leaderShareRank":2946,"organizationCount":10,"organizationDepthRank":680,"organizationsOver5pct":7,"profileHref":"/geographies/banking/48013","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":226,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":713725,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":11,"concentrationClass":"unconcentrated","countyFips":"48123","countyName":"De Witt","depositRank":786,"hhi":1323,"hhiPercentile":9,"hhiRank":2826,"leadingOrganization":"INDUSTRY BANCSHARES, INC.","leadingOrganizationSharePct":16.3,"leaderShareRank":3047,"organizationCount":8,"organizationDepthRank":947,"organizationsOver5pct":8,"profileHref":"/geographies/banking/48123","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":227,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1655074,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":152,"concentrationClass":"unconcentrated","countyFips":"48339","countyName":"Montgomery","depositRank":133,"hhi":1312,"hhiPercentile":8.8,"hhiRank":2833,"leadingOrganization":"WOODFOREST FINANCIAL GROUP EMPLOYEE STOCK OWNERSHIP PLAN (WITH 401(K) PROVISIONS) (AMENDED AND RESTATED EFF. 01/01/21)","leadingOrganizationSharePct":24.3,"leaderShareRank":2657,"organizationCount":36,"organizationDepthRank":52,"organizationsOver5pct":7,"profileHref":"/geographies/banking/48339","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":228,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":17764259,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":18,"concentrationClass":"unconcentrated","countyFips":"48265","countyName":"Kerr","depositRank":776,"hhi":1296,"hhiPercentile":8.4,"hhiRank":2843,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":18.6,"leaderShareRank":2976,"organizationCount":14,"organizationDepthRank":398,"organizationsOver5pct":7,"profileHref":"/geographies/banking/48265","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":229,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1686796,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":34,"concentrationClass":"unconcentrated","countyFips":"48135","countyName":"Ector","depositRank":420,"hhi":1287,"hhiPercentile":8.3,"hhiRank":2847,"leadingOrganization":"PROSPERITY BANCSHARES, INC.","leadingOrganizationSharePct":26.9,"leaderShareRank":2489,"organizationCount":18,"organizationDepthRank":244,"organizationsOver5pct":7,"profileHref":"/geographies/banking/48135","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":230,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":3840147,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":42,"concentrationClass":"unconcentrated","countyFips":"48209","countyName":"Hays","depositRank":457,"hhi":1267,"hhiPercentile":7.7,"hhiRank":2866,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":21.9,"leaderShareRank":2826,"organizationCount":22,"organizationDepthRank":167,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48209","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":231,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":3426448,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":61,"concentrationClass":"unconcentrated","countyFips":"48027","countyName":"Bell","depositRank":321,"hhi":1256,"hhiPercentile":7.4,"hhiRank":2875,"leadingOrganization":"FIRST COMMUNITY BANCSHARES, INC.","leadingOrganizationSharePct":22.9,"leaderShareRank":2756,"organizationCount":19,"organizationDepthRank":219,"organizationsOver5pct":7,"profileHref":"/geographies/banking/48027","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":232,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":5425972,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":24,"concentrationClass":"unconcentrated","countyFips":"48397","countyName":"Rockwall","depositRank":511,"hhi":1252,"hhiPercentile":7.3,"hhiRank":2878,"leadingOrganization":"A.N.B. HOLDING COMPANY, LTD.","leadingOrganizationSharePct":22.3,"leaderShareRank":2792,"organizationCount":16,"organizationDepthRank":316,"organizationsOver5pct":7,"profileHref":"/geographies/banking/48397","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":233,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":2987926,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":29,"concentrationClass":"unconcentrated","countyFips":"48037","countyName":"Bowie","depositRank":643,"hhi":1233,"hhiPercentile":6.9,"hhiRank":2892,"leadingOrganization":"MAGNOLIA BANKING CORPORATION","leadingOrganizationSharePct":21.3,"leaderShareRank":2860,"organizationCount":16,"organizationDepthRank":316,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48037","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":234,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":2200752,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":34,"concentrationClass":"unconcentrated","countyFips":"48367","countyName":"Parker","depositRank":416,"hhi":1227,"hhiPercentile":6.7,"hhiRank":2896,"leadingOrganization":"FIRST FINANCIAL BANKSHARES, INC.","leadingOrganizationSharePct":25.9,"leaderShareRank":2556,"organizationCount":20,"organizationDepthRank":196,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48367","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":235,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":3899712,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":34,"concentrationClass":"unconcentrated","countyFips":"48251","countyName":"Johnson","depositRank":477,"hhi":1218,"hhiPercentile":6.4,"hhiRank":2906,"leadingOrganization":"FIRST FINANCIAL BANKSHARES, INC.","leadingOrganizationSharePct":17.6,"leaderShareRank":3014,"organizationCount":18,"organizationDepthRank":244,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48251","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":236,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":3249520,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":19,"concentrationClass":"unconcentrated","countyFips":"48053","countyName":"Burnet","depositRank":830,"hhi":1203,"hhiPercentile":6,"hhiRank":2918,"leadingOrganization":"SPEND LIFE WISELY COMPANY, INC.","leadingOrganizationSharePct":21.6,"leaderShareRank":2839,"organizationCount":15,"organizationDepthRank":364,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48053","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":237,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":1529135,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":71,"concentrationClass":"unconcentrated","countyFips":"48061","countyName":"Cameron","depositRank":287,"hhi":1158,"hhiPercentile":4.9,"hhiRank":2953,"leadingOrganization":"INTERNATIONAL BANCSHARES CORPORATION","leadingOrganizationSharePct":21.4,"leaderShareRank":2853,"organizationCount":18,"organizationDepthRank":244,"organizationsOver5pct":7,"profileHref":"/geographies/banking/48061","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":238,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":6346842,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":391,"concentrationClass":"unconcentrated","countyFips":"48439","countyName":"Tarrant","depositRank":50,"hhi":1154,"hhiPercentile":4.9,"hhiRank":2954,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":27.1,"leaderShareRank":2478,"organizationCount":70,"organizationDepthRank":7,"organizationsOver5pct":4,"profileHref":"/geographies/banking/48439","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":239,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":61957671,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":150,"concentrationClass":"unconcentrated","countyFips":"48157","countyName":"Fort Bend","depositRank":114,"hhi":1120,"hhiPercentile":4.2,"hhiRank":2974,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":23.8,"leaderShareRank":2708,"organizationCount":44,"organizationDepthRank":24,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48157","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":240,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":19698171,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":227,"concentrationClass":"unconcentrated","countyFips":"48453","countyName":"Travis","depositRank":60,"hhi":1120,"hhiPercentile":4.2,"hhiRank":2974,"leadingOrganization":"TEXAS CAPITAL BANCSHARES, INC.","leadingOrganizationSharePct":20.1,"leaderShareRank":2917,"organizationCount":60,"organizationDepthRank":11,"organizationsOver5pct":5,"profileHref":"/geographies/banking/48453","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":240,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":50897355,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":67,"concentrationClass":"unconcentrated","countyFips":"48167","countyName":"Galveston","depositRank":264,"hhi":1062,"hhiPercentile":3.1,"hhiRank":3009,"leadingOrganization":"TEXAS INDEPENDENT BANCSHARES, INC.","leadingOrganizationSharePct":16.6,"leaderShareRank":3043,"organizationCount":20,"organizationDepthRank":196,"organizationsOver5pct":7,"profileHref":"/geographies/banking/48167","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":242,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":6889811,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":59,"concentrationClass":"unconcentrated","countyFips":"48041","countyName":"Brazos","depositRank":248,"hhi":1030,"hhiPercentile":2.8,"hhiRank":3018,"leadingOrganization":"TRUIST FINANCIAL CORPORATION","leadingOrganizationSharePct":15.6,"leaderShareRank":3064,"organizationCount":24,"organizationDepthRank":137,"organizationsOver5pct":7,"profileHref":"/geographies/banking/48041","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":243,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":7557910,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":33,"concentrationClass":"unconcentrated","countyFips":"48091","countyName":"Comal","depositRank":467,"hhi":1020,"hhiPercentile":2.5,"hhiRank":3026,"leadingOrganization":"CULLEN/FROST BANKERS, INC.","leadingOrganizationSharePct":19.7,"leaderShareRank":2936,"organizationCount":21,"organizationDepthRank":186,"organizationsOver5pct":7,"profileHref":"/geographies/banking/48091","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":244,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":3321647,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":135,"concentrationClass":"unconcentrated","countyFips":"48491","countyName":"Williamson","depositRank":171,"hhi":1016,"hhiPercentile":2.5,"hhiRank":3028,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":22.7,"leaderShareRank":2768,"organizationCount":38,"organizationDepthRank":41,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48491","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":245,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":12747405,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":144,"concentrationClass":"unconcentrated","countyFips":"48215","countyName":"Hidalgo","depositRank":145,"hhi":945,"hhiPercentile":1.6,"hhiRank":3056,"leadingOrganization":"INTERNATIONAL BANCSHARES CORPORATION","leadingOrganizationSharePct":15.7,"leaderShareRank":3062,"organizationCount":19,"organizationDepthRank":219,"organizationsOver5pct":10,"profileHref":"/geographies/banking/48215","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":246,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":15368016,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":93,"concentrationClass":"unconcentrated","countyFips":"48303","countyName":"Lubbock","depositRank":181,"hhi":938,"hhiPercentile":1.5,"hhiRank":3059,"leadingOrganization":"SOUTH PLAINS FINANCIAL, INC.","leadingOrganizationSharePct":18.2,"leaderShareRank":2988,"organizationCount":27,"organizationDepthRank":107,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48303","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":247,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":11828925,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":260,"concentrationClass":"unconcentrated","countyFips":"48085","countyName":"Collin","depositRank":73,"hhi":908,"hhiPercentile":1.2,"hhiRank":3067,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":21.1,"leaderShareRank":2874,"organizationCount":71,"organizationDepthRank":6,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48085","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":248,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":39997170,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":63,"concentrationClass":"unconcentrated","countyFips":"48039","countyName":"Brazoria","depositRank":298,"hhi":903,"hhiPercentile":1.2,"hhiRank":3069,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":18.7,"leaderShareRank":2972,"organizationCount":27,"organizationDepthRank":107,"organizationsOver5pct":7,"profileHref":"/geographies/banking/48039","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":249,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":6009340,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":61,"concentrationClass":"unconcentrated","countyFips":"48309","countyName":"McLennan","depositRank":240,"hhi":788,"hhiPercentile":0.6,"hhiRank":3085,"leadingOrganization":"2013 MONTE HULSE FAMILY IRREVOCABLE TRUST I, THE","leadingOrganizationSharePct":14.7,"leaderShareRank":3080,"organizationCount":24,"organizationDepthRank":137,"organizationsOver5pct":8,"profileHref":"/geographies/banking/48309","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":250,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":7834325,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."}]}