{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","year":2025,"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"branchCount":73568,"countyCount":3104,"highHhiCount":1792,"medianHhi":2826,"singleOrganizationCount":187,"stateCount":51,"totalDepositsThousands":18009447842},"source":{"accessDate":"2026-07-19","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A2025&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each state, groups branches to the FDIC-reported top bank holding company when RSSDHCR is available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","publisher":"Federal Deposit Insurance Corporation","title":"2025 Summary of Deposits","url":"https://banks.data.fdic.gov/bankfind-suite/SOD","profileHref":"/sources/fdic-sod-2025"},"guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions.","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","matchedCount":66,"count":66,"filters":{"states":["PA"],"statesMatched":true,"matchedStateCodes":["PA"],"county":null,"countyMatched":null,"fips":null,"fipsMatched":null,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":null,"historyMatched":true,"from":null,"fromMatched":true,"to":null,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"hhi","sortMatched":true,"order":"desc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"42123","countyName":"Warren","depositRank":556,"hhi":8078,"hhiPercentile":93.3,"hhiRank":209,"leadingOrganization":"NORTHWEST BANCSHARES INC","leadingOrganizationSharePct":89.7,"leaderShareRank":208,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":2,"profileHref":"/geographies/banking/42123","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":1,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":2688559,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"42113","countyName":"Sullivan","depositRank":2633,"hhi":5658,"hhiPercentile":87.1,"hhiRank":402,"leadingOrganization":"CITIZENS & NORTHERN CORPORATION","leadingOrganizationSharePct":68.1,"leaderShareRank":447,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/42113","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":2,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":173886,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"42023","countyName":"Cameron","depositRank":2914,"hhi":5353,"hhiPercentile":84.5,"hhiRank":482,"leadingOrganization":"NORTHWEST BANCSHARES INC","leadingOrganizationSharePct":63.3,"leaderShareRank":571,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/42023","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":3,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":93477,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"42057","countyName":"Fulton","depositRank":2580,"hhi":5012,"hhiPercentile":80.1,"hhiRank":620,"leadingOrganization":"ORBISONIA COMMUNITY BANCORP, INC.","leadingOrganizationSharePct":52.5,"leaderShareRank":943,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/42057","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":4,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":188621,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":16,"concentrationClass":"highly_concentrated","countyFips":"42001","countyName":"Adams","depositRank":754,"hhi":4601,"hhiPercentile":77.1,"hhiRank":712,"leadingOrganization":"ACNB CORPORATION","leadingOrganizationSharePct":60.8,"leaderShareRank":637,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":3,"profileHref":"/geographies/banking/42001","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":5,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":1767194,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":14,"concentrationClass":"highly_concentrated","countyFips":"42117","countyName":"Tioga","depositRank":1016,"hhi":3695,"hhiPercentile":67.1,"hhiRank":1023,"leadingOrganization":"CITIZENS FINANCIAL SERVICES, INC.","leadingOrganizationSharePct":42.1,"leaderShareRank":1479,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/42117","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":6,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":1167653,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":13,"concentrationClass":"highly_concentrated","countyFips":"42067","countyName":"Juniata","depositRank":1515,"hhi":3685,"hhiPercentile":66.9,"hhiRank":1029,"leadingOrganization":"FIRST COMMUNITY FINANCIAL CORPORATION","leadingOrganizationSharePct":43.9,"leaderShareRank":1355,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/42067","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":7,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":654995,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":14,"concentrationClass":"highly_concentrated","countyFips":"42115","countyName":"Susquehanna","depositRank":891,"hhi":3556,"hhiPercentile":64.5,"hhiRank":1102,"leadingOrganization":"PEOPLES FINANCIAL SERVICES CORP.","leadingOrganizationSharePct":54,"leaderShareRank":879,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":5,"profileHref":"/geographies/banking/42115","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":8,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":1400502,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":24,"concentrationClass":"highly_concentrated","countyFips":"42033","countyName":"Clearfield","depositRank":546,"hhi":3491,"hhiPercentile":63.5,"hhiRank":1135,"leadingOrganization":"CNB FINANCIAL CORPORATION","leadingOrganizationSharePct":56.2,"leaderShareRank":800,"organizationCount":8,"organizationDepthRank":947,"organizationsOver5pct":6,"profileHref":"/geographies/banking/42033","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":9,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":2761145,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":352,"concentrationClass":"highly_concentrated","countyFips":"42003","countyName":"Allegheny","depositRank":16,"hhi":3479,"hhiPercentile":63.3,"hhiRank":1139,"leadingOrganization":"PNC FINANCIAL SERVICES GROUP, INC., THE","leadingOrganizationSharePct":55.9,"leaderShareRank":820,"organizationCount":30,"organizationDepthRank":84,"organizationsOver5pct":3,"profileHref":"/geographies/banking/42003","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":10,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":179512740,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":16,"concentrationClass":"highly_concentrated","countyFips":"42065","countyName":"Jefferson","depositRank":1100,"hhi":3424,"hhiPercentile":62.1,"hhiRank":1177,"leadingOrganization":"S&T BANCORP, INC.","leadingOrganizationSharePct":53.3,"leaderShareRank":908,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/42065","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":11,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":1054483,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":18,"concentrationClass":"highly_concentrated","countyFips":"42087","countyName":"Mifflin","depositRank":1121,"hhi":3289,"hhiPercentile":59.5,"hhiRank":1259,"leadingOrganization":"KISH BANCORP, INC.","leadingOrganizationSharePct":48.1,"leaderShareRank":1170,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/42087","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":12,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":1030212,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":11,"concentrationClass":"highly_concentrated","countyFips":"42047","countyName":"Elk","depositRank":1341,"hhi":3276,"hhiPercentile":59.4,"hhiRank":1261,"leadingOrganization":"NORTHWEST BANCSHARES INC","leadingOrganizationSharePct":45.3,"leaderShareRank":1302,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":3,"profileHref":"/geographies/banking/42047","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":13,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":798722,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":22,"concentrationClass":"highly_concentrated","countyFips":"42037","countyName":"Columbia","depositRank":818,"hhi":3216,"hhiPercentile":58.5,"hhiRank":1289,"leadingOrganization":"MUNCY COLUMBIA FINANCIAL CORPORATION","leadingOrganizationSharePct":45.2,"leaderShareRank":1305,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":4,"profileHref":"/geographies/banking/42037","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":14,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":1558473,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":23,"concentrationClass":"highly_concentrated","countyFips":"42111","countyName":"Somerset","depositRank":755,"hhi":3202,"hhiPercentile":58.2,"hhiRank":1299,"leadingOrganization":"SOMERSET TRUST HOLDING COMPANY","leadingOrganizationSharePct":51.6,"leaderShareRank":997,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":5,"profileHref":"/geographies/banking/42111","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":15,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":1765196,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":13,"concentrationClass":"highly_concentrated","countyFips":"42083","countyName":"McKean","depositRank":1251,"hhi":3112,"hhiPercentile":56.3,"hhiRank":1356,"leadingOrganization":"NORTHWEST BANCSHARES INC","leadingOrganizationSharePct":39.9,"leaderShareRank":1622,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":5,"profileHref":"/geographies/banking/42083","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":16,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":888851,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":11,"concentrationClass":"highly_concentrated","countyFips":"42059","countyName":"Greene","depositRank":905,"hhi":3035,"hhiPercentile":54.8,"hhiRank":1404,"leadingOrganization":"CB FINANCIAL SERVICES, INC.","leadingOrganizationSharePct":38.5,"leaderShareRank":1706,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":4,"profileHref":"/geographies/banking/42059","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":17,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":1366318,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":22,"concentrationClass":"highly_concentrated","countyFips":"42063","countyName":"Indiana","depositRank":478,"hhi":3005,"hhiPercentile":54.3,"hhiRank":1419,"leadingOrganization":"S&T BANCORP, INC.","leadingOrganizationSharePct":45.8,"leaderShareRank":1277,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":5,"profileHref":"/geographies/banking/42063","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":18,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":3239953,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":7,"concentrationClass":"highly_concentrated","countyFips":"42093","countyName":"Montour","depositRank":2045,"hhi":2957,"hhiPercentile":53.1,"hhiRank":1457,"leadingOrganization":"FULTON FINANCIAL CORPORATION","leadingOrganizationSharePct":48.7,"leaderShareRank":1129,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/42093","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":19,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":380113,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":10,"concentrationClass":"highly_concentrated","countyFips":"42131","countyName":"Wyoming","depositRank":1366,"hhi":2782,"hhiPercentile":48.9,"hhiRank":1587,"leadingOrganization":"PEOPLES FINANCIAL SERVICES CORP.","leadingOrganizationSharePct":40.7,"leaderShareRank":1574,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":5,"profileHref":"/geographies/banking/42131","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":20,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":775364,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"42105","countyName":"Potter","depositRank":2218,"hhi":2751,"hhiPercentile":48.1,"hhiRank":1611,"leadingOrganization":"CITIZENS FINANCIAL SERVICES, INC.","leadingOrganizationSharePct":31.8,"leaderShareRank":2158,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/42105","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":21,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":310049,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":16,"concentrationClass":"highly_concentrated","countyFips":"42025","countyName":"Carbon","depositRank":1045,"hhi":2693,"hhiPercentile":47,"hhiRank":1647,"leadingOrganization":"MAUCH CHUNK TRUST FINANCIAL CORP.","leadingOrganizationSharePct":41.7,"leaderShareRank":1500,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":5,"profileHref":"/geographies/banking/42025","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":22,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":1120349,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":12,"concentrationClass":"highly_concentrated","countyFips":"42099","countyName":"Perry","depositRank":1270,"hhi":2583,"hhiPercentile":44.6,"hhiRank":1720,"leadingOrganization":"The Bank of Landisburg","leadingOrganizationSharePct":39.2,"leaderShareRank":1664,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":5,"profileHref":"/geographies/banking/42099","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":23,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":865284,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":23,"concentrationClass":"highly_concentrated","countyFips":"42015","countyName":"Bradford","depositRank":809,"hhi":2550,"hhiPercentile":43.8,"hhiRank":1744,"leadingOrganization":"CITIZENS & NORTHERN CORPORATION","leadingOrganizationSharePct":35,"leaderShareRank":1924,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":4,"profileHref":"/geographies/banking/42015","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":24,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":1570717,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":35,"concentrationClass":"highly_concentrated","countyFips":"42055","countyName":"Franklin","depositRank":427,"hhi":2541,"hhiPercentile":43.5,"hhiRank":1754,"leadingOrganization":"FRANKLIN FINANCIAL SERVICES CORPORATION","leadingOrganizationSharePct":34.1,"leaderShareRank":1990,"organizationCount":9,"organizationDepthRank":797,"organizationsOver5pct":4,"profileHref":"/geographies/banking/42055","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":25,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":3719925,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":21,"concentrationClass":"moderately_concentrated","countyFips":"42127","countyName":"Wayne","depositRank":691,"hhi":2375,"hhiPercentile":38.8,"hhiRank":1901,"leadingOrganization":"DIMECO, INC","leadingOrganizationSharePct":34.1,"leaderShareRank":1990,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":4,"profileHref":"/geographies/banking/42127","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":26,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":2005661,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":24,"concentrationClass":"moderately_concentrated","countyFips":"42005","countyName":"Armstrong","depositRank":752,"hhi":2346,"hhiPercentile":38,"hhiRank":1924,"leadingOrganization":"NEXTIER INCORPORATED","leadingOrganizationSharePct":41,"leaderShareRank":1550,"organizationCount":9,"organizationDepthRank":797,"organizationsOver5pct":5,"profileHref":"/geographies/banking/42005","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":27,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":1769060,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":26,"concentrationClass":"moderately_concentrated","countyFips":"42085","countyName":"Mercer","depositRank":541,"hhi":2331,"hhiPercentile":37.7,"hhiRank":1936,"leadingOrganization":"F.N.B. CORPORATION","leadingOrganizationSharePct":41.1,"leaderShareRank":1541,"organizationCount":9,"organizationDepthRank":797,"organizationsOver5pct":6,"profileHref":"/geographies/banking/42085","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":28,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":2782261,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":12,"concentrationClass":"moderately_concentrated","countyFips":"42061","countyName":"Huntingdon","depositRank":1393,"hhi":2326,"hhiPercentile":37.5,"hhiRank":1940,"leadingOrganization":"ORBISONIA COMMUNITY BANCORP, INC.","leadingOrganizationSharePct":31.9,"leaderShareRank":2150,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":4,"profileHref":"/geographies/banking/42061","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":29,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":757710,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":15,"concentrationClass":"moderately_concentrated","countyFips":"42109","countyName":"Snyder","depositRank":1022,"hhi":2294,"hhiPercentile":36.5,"hhiRank":1973,"leadingOrganization":"FULTON FINANCIAL CORPORATION","leadingOrganizationSharePct":30.4,"leaderShareRank":2251,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":4,"profileHref":"/geographies/banking/42109","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":30,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":1156187,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":13,"concentrationClass":"moderately_concentrated","countyFips":"42119","countyName":"Union","depositRank":989,"hhi":2235,"hhiPercentile":34.9,"hhiRank":2023,"leadingOrganization":"MIFFLINBURG BANCORP, INC.","leadingOrganizationSharePct":32.5,"leaderShareRank":2114,"organizationCount":8,"organizationDepthRank":947,"organizationsOver5pct":6,"profileHref":"/geographies/banking/42119","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":31,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":1209534,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":18,"concentrationClass":"moderately_concentrated","countyFips":"42073","countyName":"Lawrence","depositRank":677,"hhi":2192,"hhiPercentile":33.4,"hhiRank":2069,"leadingOrganization":"F.N.B. CORPORATION","leadingOrganizationSharePct":31.8,"leaderShareRank":2158,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":5,"profileHref":"/geographies/banking/42073","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":32,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":2053864,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":82,"concentrationClass":"moderately_concentrated","countyFips":"42011","countyName":"Berks","depositRank":110,"hhi":2167,"hhiPercentile":32.6,"hhiRank":2093,"leadingOrganization":"CUSTOMERS BANCORP, INC","leadingOrganizationSharePct":34.7,"leaderShareRank":1941,"organizationCount":17,"organizationDepthRank":277,"organizationsOver5pct":5,"profileHref":"/geographies/banking/42011","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":33,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":21180952,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":12,"concentrationClass":"moderately_concentrated","countyFips":"42103","countyName":"Pike","depositRank":1170,"hhi":2023,"hhiPercentile":29,"hhiRank":2204,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":32.5,"leaderShareRank":2114,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":6,"profileHref":"/geographies/banking/42103","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":34,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":977845,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":28,"concentrationClass":"moderately_concentrated","countyFips":"42007","countyName":"Beaver","depositRank":520,"hhi":1959,"hhiPercentile":27.2,"hhiRank":2262,"leadingOrganization":"F.N.B. CORPORATION","leadingOrganizationSharePct":26.5,"leaderShareRank":2527,"organizationCount":9,"organizationDepthRank":797,"organizationsOver5pct":5,"profileHref":"/geographies/banking/42007","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":35,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":2886545,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":33,"concentrationClass":"moderately_concentrated","countyFips":"42075","countyName":"Lebanon","depositRank":483,"hhi":1957,"hhiPercentile":27,"hhiRank":2266,"leadingOrganization":"FULTON FINANCIAL CORPORATION","leadingOrganizationSharePct":34.3,"leaderShareRank":1969,"organizationCount":12,"organizationDepthRank":515,"organizationsOver5pct":6,"profileHref":"/geographies/banking/42075","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":36,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":3186332,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":61,"concentrationClass":"moderately_concentrated","countyFips":"42049","countyName":"Erie","depositRank":257,"hhi":1921,"hhiPercentile":25.8,"hhiRank":2304,"leadingOrganization":"PNC FINANCIAL SERVICES GROUP, INC., THE","leadingOrganizationSharePct":31.7,"leaderShareRank":2166,"organizationCount":11,"organizationDepthRank":580,"organizationsOver5pct":5,"profileHref":"/geographies/banking/42049","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":37,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":7195564,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":56,"concentrationClass":"moderately_concentrated","countyFips":"42041","countyName":"Cumberland","depositRank":184,"hhi":1854,"hhiPercentile":24.1,"hhiRank":2358,"leadingOrganization":"PNC FINANCIAL SERVICES GROUP, INC., THE","leadingOrganizationSharePct":38.5,"leaderShareRank":1706,"organizationCount":20,"organizationDepthRank":196,"organizationsOver5pct":4,"profileHref":"/geographies/banking/42041","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":38,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":11642442,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":29,"concentrationClass":"moderately_concentrated","countyFips":"42051","countyName":"Fayette","depositRank":550,"hhi":1836,"hhiPercentile":23.6,"hhiRank":2371,"leadingOrganization":"PNC FINANCIAL SERVICES GROUP, INC., THE","leadingOrganizationSharePct":28.8,"leaderShareRank":2369,"organizationCount":10,"organizationDepthRank":680,"organizationsOver5pct":5,"profileHref":"/geographies/banking/42051","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":39,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":2732783,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":14,"concentrationClass":"moderately_concentrated","countyFips":"42031","countyName":"Clarion","depositRank":1177,"hhi":1775,"hhiPercentile":21.9,"hhiRank":2424,"leadingOrganization":"FRYBURG BANKING COMPANY, INC.","leadingOrganizationSharePct":23.2,"leaderShareRank":2740,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":6,"profileHref":"/geographies/banking/42031","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":40,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":965580,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":14,"concentrationClass":"moderately_concentrated","countyFips":"42121","countyName":"Venango","depositRank":1200,"hhi":1774,"hhiPercentile":21.9,"hhiRank":2425,"leadingOrganization":"NORTHWEST BANCSHARES INC","leadingOrganizationSharePct":29.2,"leaderShareRank":2348,"organizationCount":9,"organizationDepthRank":797,"organizationsOver5pct":6,"profileHref":"/geographies/banking/42121","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":41,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":937829,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":12,"concentrationClass":"moderately_concentrated","countyFips":"42035","countyName":"Clinton","depositRank":1436,"hhi":1762,"hhiPercentile":21.6,"hhiRank":2436,"leadingOrganization":"FIRST COMMONWEALTH FINANCIAL CORPORATION","leadingOrganizationSharePct":23.9,"leaderShareRank":2698,"organizationCount":8,"organizationDepthRank":947,"organizationsOver5pct":6,"profileHref":"/geographies/banking/42035","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":42,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":719231,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":45,"concentrationClass":"moderately_concentrated","countyFips":"42013","countyName":"Blair","depositRank":412,"hhi":1730,"hhiPercentile":20.6,"hhiRank":2465,"leadingOrganization":"M&T BANK CORPORATION","leadingOrganizationSharePct":31.2,"leaderShareRank":2194,"organizationCount":16,"organizationDepthRank":316,"organizationsOver5pct":5,"profileHref":"/geographies/banking/42013","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":43,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":3947126,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":40,"concentrationClass":"moderately_concentrated","countyFips":"42089","countyName":"Monroe","depositRank":439,"hhi":1670,"hhiPercentile":18.7,"hhiRank":2526,"leadingOrganization":"ESSA BANCORP, INC.","leadingOrganizationSharePct":26.7,"leaderShareRank":2508,"organizationCount":14,"organizationDepthRank":398,"organizationsOver5pct":6,"profileHref":"/geographies/banking/42089","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":44,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":3584328,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":20,"concentrationClass":"moderately_concentrated","countyFips":"42009","countyName":"Bedford","depositRank":1072,"hhi":1616,"hhiPercentile":17.4,"hhiRank":2566,"leadingOrganization":"Hometown Bank of Pennsylvania","leadingOrganizationSharePct":29.8,"leaderShareRank":2296,"organizationCount":9,"organizationDepthRank":797,"organizationsOver5pct":7,"profileHref":"/geographies/banking/42009","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":45,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":1089131,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":55,"concentrationClass":"moderately_concentrated","countyFips":"42021","countyName":"Cambria","depositRank":403,"hhi":1606,"hhiPercentile":17.2,"hhiRank":2572,"leadingOrganization":"1ST SUMMIT BANCORP OF JOHNSTOWN, INC.","leadingOrganizationSharePct":22.6,"leaderShareRank":2771,"organizationCount":13,"organizationDepthRank":451,"organizationsOver5pct":6,"profileHref":"/geographies/banking/42021","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":46,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":4039259,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":16,"concentrationClass":"moderately_concentrated","countyFips":"42039","countyName":"Crawford","depositRank":799,"hhi":1536,"hhiPercentile":15.1,"hhiRank":2637,"leadingOrganization":"PNC FINANCIAL SERVICES GROUP, INC., THE","leadingOrganizationSharePct":21.1,"leaderShareRank":2874,"organizationCount":8,"organizationDepthRank":947,"organizationsOver5pct":7,"profileHref":"/geographies/banking/42039","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":47,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":1607095,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":72,"concentrationClass":"moderately_concentrated","countyFips":"42069","countyName":"Lackawanna","depositRank":249,"hhi":1524,"hhiPercentile":14.7,"hhiRank":2650,"leadingOrganization":"PNC FINANCIAL SERVICES GROUP, INC., THE","leadingOrganizationSharePct":24,"leaderShareRank":2689,"organizationCount":17,"organizationDepthRank":277,"organizationsOver5pct":6,"profileHref":"/geographies/banking/42069","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":48,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":7535485,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":242,"concentrationClass":"unconcentrated","countyFips":"42101","countyName":"Philadelphia","depositRank":38,"hhi":1464,"hhiPercentile":12.8,"hhiRank":2708,"leadingOrganization":"BANK OF AMERICA CORPORATION","leadingOrganizationSharePct":21.8,"leaderShareRank":2828,"organizationCount":34,"organizationDepthRank":59,"organizationsOver5pct":6,"profileHref":"/geographies/banking/42101","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":49,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":73428857,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":84,"concentrationClass":"unconcentrated","countyFips":"42133","countyName":"York","depositRank":212,"hhi":1462,"hhiPercentile":12.8,"hhiRank":2709,"leadingOrganization":"M&T BANK CORPORATION","leadingOrganizationSharePct":28.2,"leaderShareRank":2412,"organizationCount":14,"organizationDepthRank":398,"organizationsOver5pct":7,"profileHref":"/geographies/banking/42133","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":50,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":9534965,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":41,"concentrationClass":"unconcentrated","countyFips":"42081","countyName":"Lycoming","depositRank":498,"hhi":1417,"hhiPercentile":11.8,"hhiRank":2739,"leadingOrganization":"PENNS WOODS BANCORP, INC.","leadingOrganizationSharePct":21.5,"leaderShareRank":2844,"organizationCount":11,"organizationDepthRank":580,"organizationsOver5pct":7,"profileHref":"/geographies/banking/42081","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":51,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":3061102,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":63,"concentrationClass":"unconcentrated","countyFips":"42019","countyName":"Butler","depositRank":288,"hhi":1397,"hhiPercentile":11.1,"hhiRank":2759,"leadingOrganization":"PNC FINANCIAL SERVICES GROUP, INC., THE","leadingOrganizationSharePct":25.5,"leaderShareRank":2580,"organizationCount":19,"organizationDepthRank":219,"organizationsOver5pct":6,"profileHref":"/geographies/banking/42019","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":52,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":6334733,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":131,"concentrationClass":"unconcentrated","countyFips":"42071","countyName":"Lancaster","depositRank":134,"hhi":1347,"hhiPercentile":9.6,"hhiRank":2807,"leadingOrganization":"FULTON FINANCIAL CORPORATION","leadingOrganizationSharePct":28.4,"leaderShareRank":2405,"organizationCount":24,"organizationDepthRank":137,"organizationsOver5pct":6,"profileHref":"/geographies/banking/42071","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":53,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":17665841,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":111,"concentrationClass":"unconcentrated","countyFips":"42129","countyName":"Westmoreland","depositRank":200,"hhi":1340,"hhiPercentile":9.5,"hhiRank":2811,"leadingOrganization":"PNC FINANCIAL SERVICES GROUP, INC., THE","leadingOrganizationSharePct":25.9,"leaderShareRank":2556,"organizationCount":22,"organizationDepthRank":167,"organizationsOver5pct":6,"profileHref":"/geographies/banking/42129","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":54,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":10351043,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":30,"concentrationClass":"unconcentrated","countyFips":"42107","countyName":"Schuylkill","depositRank":547,"hhi":1311,"hhiPercentile":8.7,"hhiRank":2834,"leadingOrganization":"M&T BANK CORPORATION","leadingOrganizationSharePct":20.1,"leaderShareRank":2917,"organizationCount":12,"organizationDepthRank":515,"organizationsOver5pct":8,"profileHref":"/geographies/banking/42107","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":55,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":2757624,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":41,"concentrationClass":"unconcentrated","countyFips":"42027","countyName":"Centre","depositRank":368,"hhi":1275,"hhiPercentile":8,"hhiRank":2856,"leadingOrganization":"PNC FINANCIAL SERVICES GROUP, INC., THE","leadingOrganizationSharePct":24,"leaderShareRank":2689,"organizationCount":16,"organizationDepthRank":316,"organizationsOver5pct":6,"profileHref":"/geographies/banking/42027","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":56,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":4565611,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":54,"concentrationClass":"unconcentrated","countyFips":"42125","countyName":"Washington","depositRank":271,"hhi":1272,"hhiPercentile":7.9,"hhiRank":2860,"leadingOrganization":"PNC FINANCIAL SERVICES GROUP, INC., THE","leadingOrganizationSharePct":22.1,"leaderShareRank":2806,"organizationCount":16,"organizationDepthRank":316,"organizationsOver5pct":6,"profileHref":"/geographies/banking/42125","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":57,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":6659946,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":65,"concentrationClass":"unconcentrated","countyFips":"42043","countyName":"Dauphin","depositRank":244,"hhi":1230,"hhiPercentile":6.8,"hhiRank":2895,"leadingOrganization":"F.N.B. CORPORATION","leadingOrganizationSharePct":20.2,"leaderShareRank":2912,"organizationCount":18,"organizationDepthRank":244,"organizationsOver5pct":7,"profileHref":"/geographies/banking/42043","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":58,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":7647085,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":113,"concentrationClass":"unconcentrated","countyFips":"42045","countyName":"Delaware","depositRank":142,"hhi":1124,"hhiPercentile":4.4,"hhiRank":2968,"leadingOrganization":"TORONTO-DOMINION BANK, THE","leadingOrganizationSharePct":18.9,"leaderShareRank":2960,"organizationCount":23,"organizationDepthRank":156,"organizationsOver5pct":8,"profileHref":"/geographies/banking/42045","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":59,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":15866851,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":84,"concentrationClass":"unconcentrated","countyFips":"42079","countyName":"Luzerne","depositRank":234,"hhi":1117,"hhiPercentile":4.1,"hhiRank":2979,"leadingOrganization":"PNC FINANCIAL SERVICES GROUP, INC., THE","leadingOrganizationSharePct":20.6,"leaderShareRank":2900,"organizationCount":18,"organizationDepthRank":244,"organizationsOver5pct":8,"profileHref":"/geographies/banking/42079","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":60,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":8033055,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":232,"concentrationClass":"unconcentrated","countyFips":"42091","countyName":"Montgomery","depositRank":75,"hhi":1089,"hhiPercentile":3.7,"hhiRank":2991,"leadingOrganization":"TORONTO-DOMINION BANK, THE","leadingOrganizationSharePct":23.2,"leaderShareRank":2740,"organizationCount":31,"organizationDepthRank":81,"organizationsOver5pct":6,"profileHref":"/geographies/banking/42091","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":61,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":38974038,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":64,"concentrationClass":"unconcentrated","countyFips":"42095","countyName":"Northampton","depositRank":250,"hhi":1034,"hhiPercentile":2.8,"hhiRank":3017,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":15.9,"leaderShareRank":3056,"organizationCount":19,"organizationDepthRank":219,"organizationsOver5pct":8,"profileHref":"/geographies/banking/42095","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":62,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":7529211,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":23,"concentrationClass":"unconcentrated","countyFips":"42097","countyName":"Northumberland","depositRank":784,"hhi":1025,"hhiPercentile":2.7,"hhiRank":3021,"leadingOrganization":"NORTHUMBERLAND BANCORP","leadingOrganizationSharePct":15.8,"leaderShareRank":3058,"organizationCount":14,"organizationDepthRank":398,"organizationsOver5pct":8,"profileHref":"/geographies/banking/42097","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":63,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":1660680,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":82,"concentrationClass":"unconcentrated","countyFips":"42077","countyName":"Lehigh","depositRank":202,"hhi":918,"hhiPercentile":1.3,"hhiRank":3065,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":22,"leaderShareRank":2815,"organizationCount":24,"organizationDepthRank":137,"organizationsOver5pct":8,"profileHref":"/geographies/banking/42077","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":64,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":10319469,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":182,"concentrationClass":"unconcentrated","countyFips":"42017","countyName":"Bucks","depositRank":98,"hhi":856,"hhiPercentile":0.9,"hhiRank":3077,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":17.4,"leaderShareRank":3023,"organizationCount":27,"organizationDepthRank":107,"organizationsOver5pct":7,"profileHref":"/geographies/banking/42017","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":65,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":25495835,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":129,"concentrationClass":"unconcentrated","countyFips":"42029","countyName":"Chester","depositRank":138,"hhi":758,"hhiPercentile":0.4,"hhiRank":3092,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":15.2,"leaderShareRank":3071,"organizationCount":27,"organizationDepthRank":107,"organizationsOver5pct":7,"profileHref":"/geographies/banking/42029","stateCode":"PA","stateCountyCount":66,"stateHref":"/geographies/pennsylvania","stateHhiRank":66,"stateMedianHhi":2095,"stateName":"Pennsylvania","totalDepositsThousands":16495221,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."}]}