{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","year":2025,"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"branchCount":73568,"countyCount":3104,"highHhiCount":1792,"medianHhi":2826,"singleOrganizationCount":187,"stateCount":51,"totalDepositsThousands":18009447842},"source":{"accessDate":"2026-07-19","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A2025&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each state, groups branches to the FDIC-reported top bank holding company when RSSDHCR is available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","publisher":"Federal Deposit Insurance Corporation","title":"2025 Summary of Deposits","url":"https://banks.data.fdic.gov/bankfind-suite/SOD","profileHref":"/sources/fdic-sod-2025"},"guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions.","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","matchedCount":24,"count":24,"filters":{"states":["MD"],"statesMatched":true,"matchedStateCodes":["MD"],"county":null,"countyMatched":null,"fips":null,"fipsMatched":null,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":null,"historyMatched":true,"from":null,"fromMatched":true,"to":null,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"hhi","sortMatched":true,"order":"desc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":10,"concentrationClass":"highly_concentrated","countyFips":"24023","countyName":"Garrett","depositRank":1307,"hhi":4531,"hhiPercentile":76.4,"hhiRank":735,"leadingOrganization":"FIRST UNITED CORPORATION","leadingOrganizationSharePct":64.6,"leaderShareRank":531,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":4,"profileHref":"/geographies/banking/24023","stateCode":"MD","stateCountyCount":24,"stateHref":"/geographies/maryland","stateHhiRank":1,"stateMedianHhi":1907,"stateName":"Maryland","totalDepositsThousands":830608,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"24039","countyName":"Somerset","depositRank":2250,"hhi":3985,"hhiPercentile":70.9,"hhiRank":904,"leadingOrganization":"PNC FINANCIAL SERVICES GROUP, INC., THE","leadingOrganizationSharePct":48.8,"leaderShareRank":1128,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/24039","stateCode":"MD","stateCountyCount":24,"stateHref":"/geographies/maryland","stateHhiRank":2,"stateMedianHhi":1907,"stateName":"Maryland","totalDepositsThousands":298237,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":15,"concentrationClass":"highly_concentrated","countyFips":"24041","countyName":"Talbot","depositRank":666,"hhi":3167,"hhiPercentile":57.5,"hhiRank":1320,"leadingOrganization":"SHORE BANCSHARES, INC.","leadingOrganizationSharePct":52.1,"leaderShareRank":962,"organizationCount":9,"organizationDepthRank":797,"organizationsOver5pct":6,"profileHref":"/geographies/banking/24041","stateCode":"MD","stateCountyCount":24,"stateHref":"/geographies/maryland","stateHhiRank":3,"stateMedianHhi":1907,"stateName":"Maryland","totalDepositsThousands":2085522,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":9,"concentrationClass":"highly_concentrated","countyFips":"24011","countyName":"Caroline","depositRank":1621,"hhi":3010,"hhiPercentile":54.4,"hhiRank":1415,"leadingOrganization":"BURKE & HERBERT FINANCIAL SERVICES CORP.","leadingOrganizationSharePct":43.3,"leaderShareRank":1401,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":4,"profileHref":"/geographies/banking/24011","stateCode":"MD","stateCountyCount":24,"stateHref":"/geographies/maryland","stateHhiRank":4,"stateMedianHhi":1907,"stateName":"Maryland","totalDepositsThousands":592462,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":93,"concentrationClass":"highly_concentrated","countyFips":"24510","countyName":"Baltimore (City)","depositRank":74,"hhi":2801,"hhiPercentile":49.4,"hhiRank":1572,"leadingOrganization":"BANK OF AMERICA CORPORATION","leadingOrganizationSharePct":40.8,"leaderShareRank":1565,"organizationCount":19,"organizationDepthRank":219,"organizationsOver5pct":5,"profileHref":"/geographies/banking/24510","stateCode":"MD","stateCountyCount":24,"stateHref":"/geographies/maryland","stateHhiRank":5,"stateMedianHhi":1907,"stateName":"Maryland","totalDepositsThousands":39133344,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":14,"concentrationClass":"highly_concentrated","countyFips":"24015","countyName":"Cecil","depositRank":962,"hhi":2791,"hhiPercentile":49.1,"hhiRank":1581,"leadingOrganization":"PNC FINANCIAL SERVICES GROUP, INC., THE","leadingOrganizationSharePct":47,"leaderShareRank":1216,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":6,"profileHref":"/geographies/banking/24015","stateCode":"MD","stateCountyCount":24,"stateHref":"/geographies/maryland","stateHhiRank":6,"stateMedianHhi":1907,"stateName":"Maryland","totalDepositsThousands":1248074,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":13,"concentrationClass":"highly_concentrated","countyFips":"24001","countyName":"Allegany","depositRank":1309,"hhi":2687,"hhiPercentile":46.8,"hhiRank":1652,"leadingOrganization":"FIRST UNITED CORPORATION","leadingOrganizationSharePct":33.2,"leaderShareRank":2065,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":4,"profileHref":"/geographies/banking/24001","stateCode":"MD","stateCountyCount":24,"stateHref":"/geographies/maryland","stateHhiRank":7,"stateMedianHhi":1907,"stateName":"Maryland","totalDepositsThousands":830214,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"24029","countyName":"Kent","depositRank":1396,"hhi":2315,"hhiPercentile":37.2,"hhiRank":1949,"leadingOrganization":"PNC FINANCIAL SERVICES GROUP, INC., THE","leadingOrganizationSharePct":30.1,"leaderShareRank":2276,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":5,"profileHref":"/geographies/banking/24029","stateCode":"MD","stateCountyCount":24,"stateHref":"/geographies/maryland","stateHhiRank":8,"stateMedianHhi":1907,"stateName":"Maryland","totalDepositsThousands":755115,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":16,"concentrationClass":"moderately_concentrated","countyFips":"24035","countyName":"Queen Anne's","depositRank":800,"hhi":2221,"hhiPercentile":34.2,"hhiRank":2042,"leadingOrganization":"QUEENSTOWN BANCORP OF MARYLAND, INC.","leadingOrganizationSharePct":31.5,"leaderShareRank":2179,"organizationCount":8,"organizationDepthRank":947,"organizationsOver5pct":6,"profileHref":"/geographies/banking/24035","stateCode":"MD","stateCountyCount":24,"stateHref":"/geographies/maryland","stateHhiRank":9,"stateMedianHhi":1907,"stateName":"Maryland","totalDepositsThousands":1598200,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":13,"concentrationClass":"moderately_concentrated","countyFips":"24037","countyName":"St. Mary's","depositRank":692,"hhi":2146,"hhiPercentile":31.9,"hhiRank":2114,"leadingOrganization":"SHORE BANCSHARES, INC.","leadingOrganizationSharePct":28.9,"leaderShareRank":2362,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":5,"profileHref":"/geographies/banking/24037","stateCode":"MD","stateCountyCount":24,"stateHref":"/geographies/maryland","stateHhiRank":10,"stateMedianHhi":1907,"stateName":"Maryland","totalDepositsThousands":2003777,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":14,"concentrationClass":"moderately_concentrated","countyFips":"24009","countyName":"Calvert","depositRank":654,"hhi":1939,"hhiPercentile":26.4,"hhiRank":2285,"leadingOrganization":"SHORE BANCSHARES, INC.","leadingOrganizationSharePct":25.6,"leaderShareRank":2573,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":6,"profileHref":"/geographies/banking/24009","stateCode":"MD","stateCountyCount":24,"stateHref":"/geographies/maryland","stateHhiRank":11,"stateMedianHhi":1907,"stateName":"Maryland","totalDepositsThousands":2163090,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":37,"concentrationClass":"moderately_concentrated","countyFips":"24013","countyName":"Carroll","depositRank":340,"hhi":1912,"hhiPercentile":25.5,"hhiRank":2312,"leadingOrganization":"TRUIST FINANCIAL CORPORATION","leadingOrganizationSharePct":28.7,"leaderShareRank":2377,"organizationCount":10,"organizationDepthRank":680,"organizationsOver5pct":7,"profileHref":"/geographies/banking/24013","stateCode":"MD","stateCountyCount":24,"stateHref":"/geographies/maryland","stateHhiRank":12,"stateMedianHhi":1907,"stateName":"Maryland","totalDepositsThousands":4986726,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":12,"concentrationClass":"moderately_concentrated","countyFips":"24019","countyName":"Dorchester","depositRank":1506,"hhi":1902,"hhiPercentile":25.2,"hhiRank":2323,"leadingOrganization":"BV FINANCIAL, INC.","leadingOrganizationSharePct":29.3,"leaderShareRank":2337,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":7,"profileHref":"/geographies/banking/24019","stateCode":"MD","stateCountyCount":24,"stateHref":"/geographies/maryland","stateHhiRank":13,"stateMedianHhi":1907,"stateName":"Maryland","totalDepositsThousands":662116,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":105,"concentrationClass":"moderately_concentrated","countyFips":"24033","countyName":"Prince George's","depositRank":164,"hhi":1784,"hhiPercentile":22.1,"hhiRank":2418,"leadingOrganization":"BANK OF AMERICA CORPORATION","leadingOrganizationSharePct":30.2,"leaderShareRank":2264,"organizationCount":16,"organizationDepthRank":316,"organizationsOver5pct":5,"profileHref":"/geographies/banking/24033","stateCode":"MD","stateCountyCount":24,"stateHref":"/geographies/maryland","stateHhiRank":14,"stateMedianHhi":1907,"stateName":"Maryland","totalDepositsThousands":14032843,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":18,"concentrationClass":"moderately_concentrated","countyFips":"24017","countyName":"Charles","depositRank":527,"hhi":1727,"hhiPercentile":20.5,"hhiRank":2469,"leadingOrganization":"SHORE BANCSHARES, INC.","leadingOrganizationSharePct":25.5,"leaderShareRank":2580,"organizationCount":8,"organizationDepthRank":947,"organizationsOver5pct":5,"profileHref":"/geographies/banking/24017","stateCode":"MD","stateCountyCount":24,"stateHref":"/geographies/maryland","stateHhiRank":15,"stateMedianHhi":1907,"stateName":"Maryland","totalDepositsThousands":2843492,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":30,"concentrationClass":"moderately_concentrated","countyFips":"24047","countyName":"Worcester","depositRank":587,"hhi":1522,"hhiPercentile":14.5,"hhiRank":2654,"leadingOrganization":"CALVIN B. TAYLOR BANKSHARES, INC.","leadingOrganizationSharePct":26.1,"leaderShareRank":2544,"organizationCount":13,"organizationDepthRank":451,"organizationsOver5pct":6,"profileHref":"/geographies/banking/24047","stateCode":"MD","stateCountyCount":24,"stateHref":"/geographies/maryland","stateHhiRank":16,"stateMedianHhi":1907,"stateName":"Maryland","totalDepositsThousands":2543059,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":38,"concentrationClass":"unconcentrated","countyFips":"24043","countyName":"Washington","depositRank":472,"hhi":1426,"hhiPercentile":11.9,"hhiRank":2737,"leadingOrganization":"FULTON FINANCIAL CORPORATION","leadingOrganizationSharePct":19.2,"leaderShareRank":2951,"organizationCount":13,"organizationDepthRank":451,"organizationsOver5pct":6,"profileHref":"/geographies/banking/24043","stateCode":"MD","stateCountyCount":24,"stateHref":"/geographies/maryland","stateHhiRank":17,"stateMedianHhi":1907,"stateName":"Maryland","totalDepositsThousands":3275973,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":58,"concentrationClass":"unconcentrated","countyFips":"24021","countyName":"Frederick","depositRank":283,"hhi":1377,"hhiPercentile":10.6,"hhiRank":2777,"leadingOrganization":"PNC FINANCIAL SERVICES GROUP, INC., THE","leadingOrganizationSharePct":26.7,"leaderShareRank":2508,"organizationCount":16,"organizationDepthRank":316,"organizationsOver5pct":7,"profileHref":"/geographies/banking/24021","stateCode":"MD","stateCountyCount":24,"stateHref":"/geographies/maryland","stateHhiRank":18,"stateMedianHhi":1907,"stateName":"Maryland","totalDepositsThousands":6379647,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":31,"concentrationClass":"unconcentrated","countyFips":"24045","countyName":"Wicomico","depositRank":631,"hhi":1353,"hhiPercentile":9.9,"hhiRank":2799,"leadingOrganization":"HSB BANCORP, INC.","leadingOrganizationSharePct":17.4,"leaderShareRank":3023,"organizationCount":10,"organizationDepthRank":680,"organizationsOver5pct":8,"profileHref":"/geographies/banking/24045","stateCode":"MD","stateCountyCount":24,"stateHref":"/geographies/maryland","stateHhiRank":19,"stateMedianHhi":1907,"stateName":"Maryland","totalDepositsThousands":2244740,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":42,"concentrationClass":"unconcentrated","countyFips":"24025","countyName":"Harford","depositRank":341,"hhi":1292,"hhiPercentile":8.4,"hhiRank":2845,"leadingOrganization":"M&T BANK CORPORATION","leadingOrganizationSharePct":20.4,"leaderShareRank":2906,"organizationCount":13,"organizationDepthRank":451,"organizationsOver5pct":7,"profileHref":"/geographies/banking/24025","stateCode":"MD","stateCountyCount":24,"stateHref":"/geographies/maryland","stateHhiRank":20,"stateMedianHhi":1907,"stateName":"Maryland","totalDepositsThousands":4970273,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":161,"concentrationClass":"unconcentrated","countyFips":"24005","countyName":"Baltimore","depositRank":96,"hhi":1268,"hhiPercentile":7.8,"hhiRank":2864,"leadingOrganization":"BANK OF AMERICA CORPORATION","leadingOrganizationSharePct":20.4,"leaderShareRank":2906,"organizationCount":24,"organizationDepthRank":137,"organizationsOver5pct":6,"profileHref":"/geographies/banking/24005","stateCode":"MD","stateCountyCount":24,"stateHref":"/geographies/maryland","stateHhiRank":21,"stateMedianHhi":1907,"stateName":"Maryland","totalDepositsThousands":26452761,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":53,"concentrationClass":"unconcentrated","countyFips":"24027","countyName":"Howard","depositRank":211,"hhi":1262,"hhiPercentile":7.6,"hhiRank":2870,"leadingOrganization":"BANK OF AMERICA CORPORATION","leadingOrganizationSharePct":26,"leaderShareRank":2550,"organizationCount":17,"organizationDepthRank":277,"organizationsOver5pct":8,"profileHref":"/geographies/banking/24027","stateCode":"MD","stateCountyCount":24,"stateHref":"/geographies/maryland","stateHhiRank":22,"stateMedianHhi":1907,"stateName":"Maryland","totalDepositsThousands":9591310,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":105,"concentrationClass":"unconcentrated","countyFips":"24003","countyName":"Anne Arundel","depositRank":150,"hhi":1217,"hhiPercentile":6.4,"hhiRank":2907,"leadingOrganization":"BANK OF AMERICA CORPORATION","leadingOrganizationSharePct":18.8,"leaderShareRank":2966,"organizationCount":24,"organizationDepthRank":137,"organizationsOver5pct":7,"profileHref":"/geographies/banking/24003","stateCode":"MD","stateCountyCount":24,"stateHref":"/geographies/maryland","stateHhiRank":23,"stateMedianHhi":1907,"stateName":"Maryland","totalDepositsThousands":15036416,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":218,"concentrationClass":"unconcentrated","countyFips":"24031","countyName":"Montgomery","depositRank":53,"hhi":938,"hhiPercentile":1.5,"hhiRank":3059,"leadingOrganization":"CAPITAL ONE FINANCIAL CORPORATION","leadingOrganizationSharePct":13.6,"leaderShareRank":3094,"organizationCount":28,"organizationDepthRank":98,"organizationsOver5pct":7,"profileHref":"/geographies/banking/24031","stateCode":"MD","stateCountyCount":24,"stateHref":"/geographies/maryland","stateHhiRank":24,"stateMedianHhi":1907,"stateName":"Maryland","totalDepositsThousands":55502497,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."}]}