{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","year":2025,"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"branchCount":73568,"countyCount":3104,"highHhiCount":1792,"medianHhi":2826,"singleOrganizationCount":187,"stateCount":51,"totalDepositsThousands":18009447842},"source":{"accessDate":"2026-07-19","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A2025&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each state, groups branches to the FDIC-reported top bank holding company when RSSDHCR is available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","publisher":"Federal Deposit Insurance Corporation","title":"2025 Summary of Deposits","url":"https://banks.data.fdic.gov/bankfind-suite/SOD","profileHref":"/sources/fdic-sod-2025"},"guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions.","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","matchedCount":56,"count":56,"filters":{"states":["CA"],"statesMatched":true,"matchedStateCodes":["CA"],"county":null,"countyMatched":null,"fips":null,"fipsMatched":null,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":null,"historyMatched":true,"from":null,"fromMatched":true,"to":null,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"hhi","sortMatched":true,"order":"desc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"06105","countyName":"Trinity","depositRank":2840,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"TRICO BANCSHARES","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2918,"organizationsOver5pct":1,"profileHref":"/geographies/banking/06105","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":1,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":115223,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"06063","countyName":"Plumas","depositRank":1585,"hhi":7026,"hhiPercentile":91.7,"hhiRank":258,"leadingOrganization":"PLUMAS BANCORP","leadingOrganizationSharePct":81.8,"leaderShareRank":262,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/06063","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":2,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":612276,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"06049","countyName":"Modoc","depositRank":2623,"hhi":5612,"hhiPercentile":86.7,"hhiRank":414,"leadingOrganization":"PLUMAS BANCORP","leadingOrganizationSharePct":67.5,"leaderShareRank":463,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/06049","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":3,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":176138,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"06051","countyName":"Mono","depositRank":2454,"hhi":5187,"hhiPercentile":82.8,"hhiRank":534,"leadingOrganization":"U.S. BANCORP","leadingOrganizationSharePct":59.7,"leaderShareRank":676,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/06051","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":4,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":227172,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"06035","countyName":"Lassen","depositRank":2325,"hhi":5162,"hhiPercentile":82.4,"hhiRank":547,"leadingOrganization":"PLUMAS BANCORP","leadingOrganizationSharePct":59,"leaderShareRank":700,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/06035","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":5,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":270978,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"06043","countyName":"Mariposa","depositRank":2516,"hhi":5121,"hhiPercentile":81.8,"hhiRank":565,"leadingOrganization":"UMB FINANCIAL CORPORATION","leadingOrganizationSharePct":57.8,"leaderShareRank":741,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/06043","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":6,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":205109,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"06115","countyName":"Yuba","depositRank":1562,"hhi":4839,"hhiPercentile":78.4,"hhiRank":672,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":66.5,"leaderShareRank":480,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/06115","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":7,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":621990,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":200,"concentrationClass":"highly_concentrated","countyFips":"06075","countyName":"San Francisco","depositRank":10,"hhi":4728,"hhiPercentile":77.7,"hhiRank":693,"leadingOrganization":"BANK OF AMERICA CORPORATION","leadingOrganizationSharePct":66.3,"leaderShareRank":485,"organizationCount":41,"organizationDepthRank":32,"organizationsOver5pct":3,"profileHref":"/geographies/banking/06075","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":8,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":298989676,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"06015","countyName":"Del Norte","depositRank":2251,"hhi":3642,"hhiPercentile":66.2,"hhiRank":1051,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":43.5,"leaderShareRank":1385,"organizationCount":3,"organizationDepthRank":2247,"organizationsOver5pct":3,"profileHref":"/geographies/banking/06015","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":9,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":297759,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":7,"concentrationClass":"highly_concentrated","countyFips":"06021","countyName":"Glenn","depositRank":1552,"hhi":3617,"hhiPercentile":65.7,"hhiRank":1066,"leadingOrganization":"TRICO BANCSHARES","leadingOrganizationSharePct":51.7,"leaderShareRank":985,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/06021","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":10,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":628302,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":174,"concentrationClass":"highly_concentrated","countyFips":"06067","countyName":"Sacramento","depositRank":39,"hhi":3051,"hhiPercentile":55.3,"hhiRank":1388,"leadingOrganization":"U.S. BANCORP","leadingOrganizationSharePct":52.3,"leaderShareRank":952,"organizationCount":31,"organizationDepthRank":81,"organizationsOver5pct":5,"profileHref":"/geographies/banking/06067","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":11,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":72068170,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":18,"concentrationClass":"highly_concentrated","countyFips":"06045","countyName":"Mendocino","depositRank":644,"hhi":2956,"hhiPercentile":53.1,"hhiRank":1458,"leadingOrganization":"Savings Bank of Mendocino County","leadingOrganizationSharePct":44.2,"leaderShareRank":1343,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":4,"profileHref":"/geographies/banking/06045","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":12,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":2193142,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"06027","countyName":"Inyo","depositRank":1743,"hhi":2795,"hhiPercentile":49.3,"hhiRank":1576,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":38.5,"leaderShareRank":1706,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/06027","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":13,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":515766,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":6,"concentrationClass":"moderately_concentrated","countyFips":"06011","countyName":"Colusa","depositRank":1604,"hhi":2427,"hhiPercentile":40.2,"hhiRank":1856,"leadingOrganization":"TRICO BANCSHARES","leadingOrganizationSharePct":31.1,"leaderShareRank":2204,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":4,"profileHref":"/geographies/banking/06011","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":14,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":601625,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":14,"concentrationClass":"moderately_concentrated","countyFips":"06093","countyName":"Siskiyou","depositRank":1087,"hhi":2242,"hhiPercentile":35,"hhiRank":2019,"leadingOrganization":"2011 TCRT","leadingOrganizationSharePct":34.4,"leaderShareRank":1959,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/06093","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":15,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":1070730,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":7,"concentrationClass":"moderately_concentrated","countyFips":"06069","countyName":"San Benito","depositRank":1014,"hhi":2026,"hhiPercentile":29.2,"hhiRank":2198,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":24.1,"leaderShareRank":2674,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":6,"profileHref":"/geographies/banking/06069","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":16,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":1170089,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":10,"concentrationClass":"moderately_concentrated","countyFips":"06009","countyName":"Calaveras","depositRank":1431,"hhi":1975,"hhiPercentile":27.6,"hhiRank":2248,"leadingOrganization":"El Dorado Savings Bank, F.S.B.","leadingOrganizationSharePct":26.6,"leaderShareRank":2516,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":6,"profileHref":"/geographies/banking/06009","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":17,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":721465,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":10,"concentrationClass":"moderately_concentrated","countyFips":"06005","countyName":"Amador","depositRank":1221,"hhi":1942,"hhiPercentile":26.6,"hhiRank":2280,"leadingOrganization":"El Dorado Savings Bank, F.S.B.","leadingOrganizationSharePct":26.7,"leaderShareRank":2508,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":6,"profileHref":"/geographies/banking/06005","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":18,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":918690,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":24,"concentrationClass":"moderately_concentrated","countyFips":"06113","countyName":"Yolo","depositRank":337,"hhi":1865,"hhiPercentile":24.5,"hhiRank":2346,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":26.8,"leaderShareRank":2497,"organizationCount":11,"organizationDepthRank":580,"organizationsOver5pct":5,"profileHref":"/geographies/banking/06113","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":19,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":5052618,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":36,"concentrationClass":"moderately_concentrated","countyFips":"06017","countyName":"El Dorado","depositRank":400,"hhi":1789,"hhiPercentile":22.4,"hhiRank":2410,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":27.7,"leaderShareRank":2444,"organizationCount":9,"organizationDepthRank":797,"organizationsOver5pct":6,"profileHref":"/geographies/banking/06017","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":20,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":4069222,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":20,"concentrationClass":"moderately_concentrated","countyFips":"06023","countyName":"Humboldt","depositRank":613,"hhi":1751,"hhiPercentile":21.2,"hhiRank":2446,"leadingOrganization":"REDWOOD CAPITAL BANCORP","leadingOrganizationSharePct":20.8,"leaderShareRank":2888,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":6,"profileHref":"/geographies/banking/06023","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":21,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":2362097,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":12,"concentrationClass":"moderately_concentrated","countyFips":"06025","countyName":"Imperial","depositRank":590,"hhi":1747,"hhiPercentile":21.1,"hhiRank":2449,"leadingOrganization":"2011 TCRT","leadingOrganizationSharePct":24.5,"leaderShareRank":2646,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":6,"profileHref":"/geographies/banking/06025","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":22,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":2532957,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"06033","countyName":"Lake","depositRank":1293,"hhi":1726,"hhiPercentile":20.4,"hhiRank":2472,"leadingOrganization":"WESTAMERICA BANCORPORATION","leadingOrganizationSharePct":25.1,"leaderShareRank":2613,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":7,"profileHref":"/geographies/banking/06033","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":23,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":845539,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":38,"concentrationClass":"moderately_concentrated","countyFips":"06087","countyName":"Santa Cruz","depositRank":241,"hhi":1721,"hhiPercentile":20.3,"hhiRank":2475,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":26.6,"leaderShareRank":2516,"organizationCount":9,"organizationDepthRank":797,"organizationsOver5pct":6,"profileHref":"/geographies/banking/06087","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":24,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":7738923,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":117,"concentrationClass":"moderately_concentrated","countyFips":"06111","countyName":"Ventura","depositRank":105,"hhi":1714,"hhiPercentile":20,"hhiRank":2484,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":25.8,"leaderShareRank":2561,"organizationCount":20,"organizationDepthRank":196,"organizationsOver5pct":5,"profileHref":"/geographies/banking/06111","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":25,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":23434505,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":42,"concentrationClass":"moderately_concentrated","countyFips":"06095","countyName":"Solano","depositRank":274,"hhi":1672,"hhiPercentile":18.8,"hhiRank":2522,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":23.4,"leaderShareRank":2727,"organizationCount":11,"organizationDepthRank":580,"organizationsOver5pct":6,"profileHref":"/geographies/banking/06095","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":26,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":6618864,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":140,"concentrationClass":"moderately_concentrated","countyFips":"06081","countyName":"San Mateo","depositRank":77,"hhi":1664,"hhiPercentile":18.5,"hhiRank":2532,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":24,"leaderShareRank":2689,"organizationCount":28,"organizationDepthRank":98,"organizationsOver5pct":5,"profileHref":"/geographies/banking/06081","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":27,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":37225504,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":64,"concentrationClass":"moderately_concentrated","countyFips":"06053","countyName":"Monterey","depositRank":183,"hhi":1646,"hhiPercentile":18,"hhiRank":2545,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":25.2,"leaderShareRank":2603,"organizationCount":13,"organizationDepthRank":451,"organizationsOver5pct":6,"profileHref":"/geographies/banking/06053","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":28,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":11662149,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":168,"concentrationClass":"moderately_concentrated","countyFips":"06013","countyName":"Contra Costa","depositRank":59,"hhi":1637,"hhiPercentile":17.9,"hhiRank":2549,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":31.2,"leaderShareRank":2194,"organizationCount":30,"organizationDepthRank":84,"organizationsOver5pct":5,"profileHref":"/geographies/banking/06013","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":29,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":51645077,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":248,"concentrationClass":"moderately_concentrated","countyFips":"06065","countyName":"Riverside","depositRank":72,"hhi":1558,"hhiPercentile":15.9,"hhiRank":2613,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":23.9,"leaderShareRank":2698,"organizationCount":28,"organizationDepthRank":98,"organizationsOver5pct":4,"profileHref":"/geographies/banking/06065","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":30,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":41506150,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":13,"concentrationClass":"unconcentrated","countyFips":"06109","countyName":"Tuolumne","depositRank":849,"hhi":1492,"hhiPercentile":13.7,"hhiRank":2681,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":24.2,"leaderShareRank":2664,"organizationCount":11,"organizationDepthRank":580,"organizationsOver5pct":5,"profileHref":"/geographies/banking/06109","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":31,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":1481128,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":287,"concentrationClass":"unconcentrated","countyFips":"06085","countyName":"Santa Clara","depositRank":21,"hhi":1489,"hhiPercentile":13.5,"hhiRank":2685,"leadingOrganization":"FIRST CITIZENS BANCSHARES, INC.","leadingOrganizationSharePct":24.5,"leaderShareRank":2646,"organizationCount":43,"organizationDepthRank":25,"organizationsOver5pct":5,"profileHref":"/geographies/banking/06085","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":32,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":158436201,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":199,"concentrationClass":"unconcentrated","countyFips":"06071","countyName":"San Bernardino","depositRank":76,"hhi":1478,"hhiPercentile":13.2,"hhiRank":2695,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":23.9,"leaderShareRank":2698,"organizationCount":29,"organizationDepthRank":95,"organizationsOver5pct":6,"profileHref":"/geographies/banking/06071","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":33,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":38468325,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":13,"concentrationClass":"unconcentrated","countyFips":"06103","countyName":"Tehama","depositRank":1133,"hhi":1467,"hhiPercentile":12.9,"hhiRank":2705,"leadingOrganization":"CORNERSTONE COMMUNITY BANCORP","leadingOrganizationSharePct":18.8,"leaderShareRank":2966,"organizationCount":8,"organizationDepthRank":947,"organizationsOver5pct":7,"profileHref":"/geographies/banking/06103","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":34,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":1015645,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":21,"concentrationClass":"unconcentrated","countyFips":"06057","countyName":"Nevada","depositRank":588,"hhi":1444,"hhiPercentile":12.3,"hhiRank":2723,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":21.7,"leaderShareRank":2833,"organizationCount":11,"organizationDepthRank":580,"organizationsOver5pct":6,"profileHref":"/geographies/banking/06057","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":35,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":2542649,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":14,"concentrationClass":"unconcentrated","countyFips":"06039","countyName":"Madera","depositRank":827,"hhi":1433,"hhiPercentile":12,"hhiRank":2731,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":23.1,"leaderShareRank":2747,"organizationCount":10,"organizationDepthRank":680,"organizationsOver5pct":8,"profileHref":"/geographies/banking/06039","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":36,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":1540801,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":236,"concentrationClass":"unconcentrated","countyFips":"06001","countyName":"Alameda","depositRank":44,"hhi":1416,"hhiPercentile":11.6,"hhiRank":2744,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":22.1,"leaderShareRank":2806,"organizationCount":37,"organizationDepthRank":45,"organizationsOver5pct":5,"profileHref":"/geographies/banking/06001","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":37,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":66805956,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":93,"concentrationClass":"unconcentrated","countyFips":"06097","countyName":"Sonoma","depositRank":117,"hhi":1396,"hhiPercentile":11.1,"hhiRank":2760,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":25.5,"leaderShareRank":2580,"organizationCount":14,"organizationDepthRank":398,"organizationsOver5pct":6,"profileHref":"/geographies/banking/06097","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":38,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":19364031,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":72,"concentrationClass":"unconcentrated","countyFips":"06029","countyName":"Kern","depositRank":189,"hhi":1381,"hhiPercentile":10.7,"hhiRank":2774,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":22.2,"leaderShareRank":2798,"organizationCount":16,"organizationDepthRank":316,"organizationsOver5pct":6,"profileHref":"/geographies/banking/06029","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":39,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":11351221,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":55,"concentrationClass":"unconcentrated","countyFips":"06079","countyName":"San Luis Obispo","depositRank":226,"hhi":1371,"hhiPercentile":10.5,"hhiRank":2780,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":21.4,"leaderShareRank":2853,"organizationCount":15,"organizationDepthRank":364,"organizationsOver5pct":6,"profileHref":"/geographies/banking/06079","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":40,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":8609992,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":32,"concentrationClass":"unconcentrated","countyFips":"06089","countyName":"Shasta","depositRank":374,"hhi":1362,"hhiPercentile":10.1,"hhiRank":2791,"leadingOrganization":"TRICO BANCSHARES","leadingOrganizationSharePct":24,"leaderShareRank":2689,"organizationCount":12,"organizationDepthRank":515,"organizationsOver5pct":7,"profileHref":"/geographies/banking/06089","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":41,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":4481397,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":46,"concentrationClass":"unconcentrated","countyFips":"06107","countyName":"Tulare","depositRank":254,"hhi":1349,"hhiPercentile":9.7,"hhiRank":2803,"leadingOrganization":"SIERRA BANCORP","leadingOrganizationSharePct":21.6,"leaderShareRank":2839,"organizationCount":13,"organizationDepthRank":451,"organizationsOver5pct":6,"profileHref":"/geographies/banking/06107","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":42,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":7302827,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":25,"concentrationClass":"unconcentrated","countyFips":"06047","countyName":"Merced","depositRank":469,"hhi":1330,"hhiPercentile":9.2,"hhiRank":2820,"leadingOrganization":"WESTAMERICA BANCORPORATION","leadingOrganizationSharePct":18,"leaderShareRank":2997,"organizationCount":10,"organizationDepthRank":680,"organizationsOver5pct":7,"profileHref":"/geographies/banking/06047","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":43,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":3319794,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":66,"concentrationClass":"unconcentrated","countyFips":"06041","countyName":"Marin","depositRank":153,"hhi":1301,"hhiPercentile":8.6,"hhiRank":2839,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":20.3,"leaderShareRank":2910,"organizationCount":17,"organizationDepthRank":277,"organizationsOver5pct":6,"profileHref":"/geographies/banking/06041","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":44,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":14890800,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":12,"concentrationClass":"unconcentrated","countyFips":"06031","countyName":"Kings","depositRank":805,"hhi":1300,"hhiPercentile":8.5,"hhiRank":2841,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":22.1,"leaderShareRank":2806,"organizationCount":10,"organizationDepthRank":680,"organizationsOver5pct":8,"profileHref":"/geographies/banking/06031","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":45,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":1580450,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":88,"concentrationClass":"unconcentrated","countyFips":"06077","countyName":"San Joaquin","depositRank":147,"hhi":1275,"hhiPercentile":8,"hhiRank":2856,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":18,"leaderShareRank":2997,"organizationCount":16,"organizationDepthRank":316,"organizationsOver5pct":6,"profileHref":"/geographies/banking/06077","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":46,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":15159437,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":36,"concentrationClass":"unconcentrated","countyFips":"06007","countyName":"Butte","depositRank":286,"hhi":1271,"hhiPercentile":7.9,"hhiRank":2861,"leadingOrganization":"TRICO BANCSHARES","leadingOrganizationSharePct":21.5,"leaderShareRank":2844,"organizationCount":13,"organizationDepthRank":451,"organizationsOver5pct":8,"profileHref":"/geographies/banking/06007","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":47,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":6353262,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":31,"concentrationClass":"unconcentrated","countyFips":"06055","countyName":"Napa","depositRank":389,"hhi":1264,"hhiPercentile":7.7,"hhiRank":2867,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":18.1,"leaderShareRank":2991,"organizationCount":13,"organizationDepthRank":451,"organizationsOver5pct":7,"profileHref":"/geographies/banking/06055","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":48,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":4310646,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":69,"concentrationClass":"unconcentrated","countyFips":"06061","countyName":"Placer","depositRank":167,"hhi":1225,"hhiPercentile":6.7,"hhiRank":2898,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":20.9,"leaderShareRank":2881,"organizationCount":26,"organizationDepthRank":117,"organizationsOver5pct":6,"profileHref":"/geographies/banking/06061","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":49,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":13558136,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":14,"concentrationClass":"unconcentrated","countyFips":"06101","countyName":"Sutter","depositRank":545,"hhi":1222,"hhiPercentile":6.5,"hhiRank":2902,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":21.2,"leaderShareRank":2866,"organizationCount":12,"organizationDepthRank":515,"organizationsOver5pct":8,"profileHref":"/geographies/banking/06101","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":50,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":2764596,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":432,"concentrationClass":"unconcentrated","countyFips":"06073","countyName":"San Diego","depositRank":24,"hhi":1215,"hhiPercentile":6.3,"hhiRank":2908,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":20.5,"leaderShareRank":2902,"organizationCount":45,"organizationDepthRank":23,"organizationsOver5pct":6,"profileHref":"/geographies/banking/06073","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":51,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":127506318,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":83,"concentrationClass":"unconcentrated","countyFips":"06083","countyName":"Santa Barbara","depositRank":159,"hhi":1162,"hhiPercentile":5,"hhiRank":2950,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":18.1,"leaderShareRank":2991,"organizationCount":18,"organizationDepthRank":244,"organizationsOver5pct":7,"profileHref":"/geographies/banking/06083","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":52,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":14177262,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":76,"concentrationClass":"unconcentrated","countyFips":"06099","countyName":"Stanislaus","depositRank":191,"hhi":1120,"hhiPercentile":4.2,"hhiRank":2974,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":16.7,"leaderShareRank":3042,"organizationCount":17,"organizationDepthRank":277,"organizationsOver5pct":7,"profileHref":"/geographies/banking/06099","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":53,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":11285773,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":528,"concentrationClass":"unconcentrated","countyFips":"06059","countyName":"Orange","depositRank":19,"hhi":1024,"hhiPercentile":2.6,"hhiRank":3023,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":18.2,"leaderShareRank":2988,"organizationCount":69,"organizationDepthRank":8,"organizationsOver5pct":5,"profileHref":"/geographies/banking/06059","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":54,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":163258010,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":1380,"concentrationClass":"unconcentrated","countyFips":"06037","countyName":"Los Angeles","depositRank":4,"hhi":995,"hhiPercentile":2.1,"hhiRank":3039,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":18.8,"leaderShareRank":2966,"organizationCount":89,"organizationDepthRank":2,"organizationsOver5pct":6,"profileHref":"/geographies/banking/06037","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":55,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":501718319,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."},{"branchCount":110,"concentrationClass":"unconcentrated","countyFips":"06019","countyName":"Fresno","depositRank":119,"hhi":990,"hhiPercentile":2.1,"hhiRank":3041,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":18.1,"leaderShareRank":2991,"organizationCount":22,"organizationDepthRank":167,"organizationsOver5pct":8,"profileHref":"/geographies/banking/06019","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":56,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":19250175,"year":2025,"sourceId":"fdic-sod-2025","sourceTitle":"2025 Summary of Deposits","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-19","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar sums positive June 30, 2025 branch deposits within each FDIC-reported county or county equivalent, groups branches to the FDIC-reported top bank holding company when available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","methodologyHref":"/methodology#county-banking-screen","guardrail":"County rows are screens of positive FDIC Summary of Deposits branch balances grouped to the reported top bank holding company when available and otherwise to the insured institution. Branch-reported deposits may not represent where every customer lives or competes, county boundaries may not match a banking market, deposits are not every banking product, and these screens are not legal market definitions."}]}