{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","publisher":"Federal Deposit Insurance Corporation","title":"Annual Summary of Deposits, 2015-2025","url":"https://banks.data.fdic.gov/bankfind-suite/SOD","profileHref":"/sources/fdic-sod-2025"},"guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth.","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","matchedCount":11,"count":11,"filters":{"states":[],"statesMatched":true,"matchedStateCodes":[],"county":null,"countyMatched":null,"fips":"54093","fipsMatched":true,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":"true","historyMatched":true,"from":2015,"fromMatched":true,"to":2025,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"year","sortMatched":true,"order":"asc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["year","hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"54093","countyName":"Tucker","depositRank":2650,"hhi":2613,"hhiPercentile":49.2,"hhiRank":1582,"leadingOrganization":"MOUNTAIN-VALLEY BANCSHARES, INC.","leadingOrganizationSharePct":33.9,"leaderShareRank":1893,"organizationCount":4,"organizationDepthRank":2016,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54093","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":39,"stateMedianHhi":3199,"stateName":"West Virginia","totalDepositsThousands":121258,"year":2015,"annualCountyCount":3112,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"54093","countyName":"Tucker","depositRank":2658,"hhi":2583,"hhiPercentile":48.5,"hhiRank":1602,"leadingOrganization":"MOUNTAIN-VALLEY BANCSHARES, INC.","leadingOrganizationSharePct":32.2,"leaderShareRank":2038,"organizationCount":4,"organizationDepthRank":2009,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54093","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":39,"stateMedianHhi":3200,"stateName":"West Virginia","totalDepositsThousands":120103,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"54093","countyName":"Tucker","depositRank":2645,"hhi":2588,"hhiPercentile":48,"hhiRank":1616,"leadingOrganization":"MOUNTAIN-VALLEY BANCSHARES, INC.","leadingOrganizationSharePct":32.8,"leaderShareRank":1987,"organizationCount":4,"organizationDepthRank":2000,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54093","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":38,"stateMedianHhi":3078,"stateName":"West Virginia","totalDepositsThousands":123623,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"54093","countyName":"Tucker","depositRank":2624,"hhi":2569,"hhiPercentile":46.9,"hhiRank":1651,"leadingOrganization":"MOUNTAIN-VALLEY BANCSHARES, INC.","leadingOrganizationSharePct":31.9,"leaderShareRank":2063,"organizationCount":4,"organizationDepthRank":1990,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54093","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":39,"stateMedianHhi":3034,"stateName":"West Virginia","totalDepositsThousands":129147,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"54093","countyName":"Tucker","depositRank":2625,"hhi":2570,"hhiPercentile":46.5,"hhiRank":1665,"leadingOrganization":"MOUNTAIN-VALLEY BANCSHARES, INC.","leadingOrganizationSharePct":32.1,"leaderShareRank":2071,"organizationCount":4,"organizationDepthRank":1977,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54093","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":38,"stateMedianHhi":2997,"stateName":"West Virginia","totalDepositsThousands":130009,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"54093","countyName":"Tucker","depositRank":2617,"hhi":2569,"hhiPercentile":45.7,"hhiRank":1690,"leadingOrganization":"MOUNTAIN-VALLEY BANCSHARES, INC.","leadingOrganizationSharePct":31.6,"leaderShareRank":2126,"organizationCount":4,"organizationDepthRank":1971,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54093","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":40,"stateMedianHhi":3058,"stateName":"West Virginia","totalDepositsThousands":148111,"year":2020,"annualCountyCount":3110,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"54093","countyName":"Tucker","depositRank":2599,"hhi":2577,"hhiPercentile":45.7,"hhiRank":1689,"leadingOrganization":"MOUNTAIN-VALLEY BANCSHARES, INC.","leadingOrganizationSharePct":30,"leaderShareRank":2292,"organizationCount":4,"organizationDepthRank":1949,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54093","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":38,"stateMedianHhi":3192,"stateName":"West Virginia","totalDepositsThousands":169063,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"54093","countyName":"Tucker","depositRank":2593,"hhi":2582,"hhiPercentile":44.5,"hhiRank":1726,"leadingOrganization":"MOUNTAIN-VALLEY BANCSHARES, INC.","leadingOrganizationSharePct":30.2,"leaderShareRank":2290,"organizationCount":4,"organizationDepthRank":1938,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54093","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":38,"stateMedianHhi":3199,"stateName":"West Virginia","totalDepositsThousands":177233,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"54093","countyName":"Tucker","depositRank":2571,"hhi":2573,"hhiPercentile":44.6,"hhiRank":1722,"leadingOrganization":"HIGHLANDS BANKSHARES, INC.","leadingOrganizationSharePct":29.4,"leaderShareRank":2361,"organizationCount":4,"organizationDepthRank":1931,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54093","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":38,"stateMedianHhi":3183,"stateName":"West Virginia","totalDepositsThousands":182953,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"54093","countyName":"Tucker","depositRank":2557,"hhi":2563,"hhiPercentile":44.2,"hhiRank":1734,"leadingOrganization":"HIGHLANDS BANKSHARES, INC.","leadingOrganizationSharePct":29.9,"leaderShareRank":2313,"organizationCount":4,"organizationDepthRank":1937,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54093","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":39,"stateMedianHhi":3212,"stateName":"West Virginia","totalDepositsThousands":189343,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"54093","countyName":"Tucker","depositRank":2521,"hhi":2580,"hhiPercentile":44.5,"hhiRank":1723,"leadingOrganization":"HIGHLANDS BANKSHARES, INC.","leadingOrganizationSharePct":30.6,"leaderShareRank":2240,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54093","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":38,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":204148,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}