{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":7,"concentrationClass":"highly_concentrated","countyFips":"54085","countyName":"Ritchie","depositRank":2485,"hhi":2826,"hhiPercentile":53.8,"hhiRank":1438,"leadingOrganization":"HOMETOWN BANCSHARES, INC.","leadingOrganizationSharePct":32.7,"leaderShareRank":1994,"organizationCount":4,"organizationDepthRank":2000,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54085","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":33,"stateMedianHhi":3078,"stateName":"West Virginia","totalDepositsThousands":158374,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":7,"concentrationClass":"highly_concentrated","countyFips":"54085","countyName":"Ritchie","depositRank":2416,"hhi":2769,"hhiPercentile":52.3,"hhiRank":1484,"leadingOrganization":"HOMETOWN BANCSHARES, INC.","leadingOrganizationSharePct":33.2,"leaderShareRank":1971,"organizationCount":4,"organizationDepthRank":1990,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54085","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":33,"stateMedianHhi":3034,"stateName":"West Virginia","totalDepositsThousands":173604,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":7,"concentrationClass":"highly_concentrated","countyFips":"54085","countyName":"Ritchie","depositRank":2379,"hhi":2675,"hhiPercentile":48.5,"hhiRank":1602,"leadingOrganization":"HOMETOWN BANCSHARES, INC.","leadingOrganizationSharePct":32.8,"leaderShareRank":2063,"organizationCount":4,"organizationDepthRank":1949,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54085","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":36,"stateMedianHhi":3192,"stateName":"West Virginia","totalDepositsThousands":236595,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":7,"concentrationClass":"highly_concentrated","countyFips":"54085","countyName":"Ritchie","depositRank":2328,"hhi":2636,"hhiPercentile":46.3,"hhiRank":1670,"leadingOrganization":"HOMETOWN BANCSHARES, INC.","leadingOrganizationSharePct":31.4,"leaderShareRank":2201,"organizationCount":4,"organizationDepthRank":1938,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54085","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":36,"stateMedianHhi":3199,"stateName":"West Virginia","totalDepositsThousands":266683,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":7,"concentrationClass":"highly_concentrated","countyFips":"54085","countyName":"Ritchie","depositRank":2315,"hhi":2628,"hhiPercentile":46,"hhiRank":1678,"leadingOrganization":"TRI-COUNTY BANCORP, INC.","leadingOrganizationSharePct":30.8,"leaderShareRank":2259,"organizationCount":4,"organizationDepthRank":1931,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54085","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":35,"stateMedianHhi":3183,"stateName":"West Virginia","totalDepositsThousands":262286,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":7,"concentrationClass":"highly_concentrated","countyFips":"54085","countyName":"Ritchie","depositRank":2352,"hhi":2677,"hhiPercentile":47.3,"hhiRank":1637,"leadingOrganization":"TRI-COUNTY BANCORP, INC.","leadingOrganizationSharePct":31,"leaderShareRank":2229,"organizationCount":4,"organizationDepthRank":1937,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54085","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":35,"stateMedianHhi":3212,"stateName":"West Virginia","totalDepositsThousands":255480,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":7,"concentrationClass":"highly_concentrated","countyFips":"54085","countyName":"Ritchie","depositRank":2294,"hhi":2687,"hhiPercentile":46.8,"hhiRank":1652,"leadingOrganization":"HOMETOWN BANCSHARES, INC.","leadingOrganizationSharePct":32.6,"leaderShareRank":2103,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54085","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":36,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":285887,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}