{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","matchedCount":11,"count":11,"filters":{"states":[],"statesMatched":true,"matchedStateCodes":[],"county":null,"countyMatched":null,"fips":"54053","fipsMatched":true,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":"true","historyMatched":true,"from":2015,"fromMatched":true,"to":2025,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"year","sortMatched":true,"order":"asc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["year","hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":9,"concentrationClass":"moderately_concentrated","countyFips":"54053","countyName":"Mason","depositRank":1796,"hhi":2284,"hhiPercentile":40.6,"hhiRank":1848,"leadingOrganization":"CITY HOLDING COMPANY","leadingOrganizationSharePct":27.5,"leaderShareRank":2388,"organizationCount":5,"organizationDepthRank":1714,"organizationsOver5pct":5,"profileHref":"/geographies/banking/54053","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":42,"stateMedianHhi":3199,"stateName":"West Virginia","totalDepositsThousands":328808,"year":2015,"annualCountyCount":3112,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":8,"concentrationClass":"moderately_concentrated","countyFips":"54053","countyName":"Mason","depositRank":1800,"hhi":2313,"hhiPercentile":40.9,"hhiRank":1839,"leadingOrganization":"CITY HOLDING COMPANY","leadingOrganizationSharePct":26.9,"leaderShareRank":2455,"organizationCount":5,"organizationDepthRank":1693,"organizationsOver5pct":5,"profileHref":"/geographies/banking/54053","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":43,"stateMedianHhi":3078,"stateName":"West Virginia","totalDepositsThousands":344234,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":8,"concentrationClass":"moderately_concentrated","countyFips":"54053","countyName":"Mason","depositRank":1763,"hhi":2293,"hhiPercentile":40,"hhiRank":1866,"leadingOrganization":"CITY HOLDING COMPANY","leadingOrganizationSharePct":27,"leaderShareRank":2445,"organizationCount":5,"organizationDepthRank":1679,"organizationsOver5pct":5,"profileHref":"/geographies/banking/54053","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":42,"stateMedianHhi":3034,"stateName":"West Virginia","totalDepositsThousands":365834,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"54053","countyName":"Mason","depositRank":1773,"hhi":2571,"hhiPercentile":46.5,"hhiRank":1664,"leadingOrganization":"OHIO VALLEY BANC CORP.","leadingOrganizationSharePct":29.8,"leaderShareRank":2229,"organizationCount":4,"organizationDepthRank":1977,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54053","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":37,"stateMedianHhi":2997,"stateName":"West Virginia","totalDepositsThousands":369252,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"54053","countyName":"Mason","depositRank":1795,"hhi":2586,"hhiPercentile":46.1,"hhiRank":1676,"leadingOrganization":"OHIO VALLEY BANC CORP.","leadingOrganizationSharePct":31.7,"leaderShareRank":2118,"organizationCount":4,"organizationDepthRank":1971,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54053","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":39,"stateMedianHhi":3058,"stateName":"West Virginia","totalDepositsThousands":402605,"year":2020,"annualCountyCount":3110,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"54053","countyName":"Mason","depositRank":1925,"hhi":2592,"hhiPercentile":44.8,"hhiRank":1717,"leadingOrganization":"OHIO VALLEY BANC CORP.","leadingOrganizationSharePct":32.3,"leaderShareRank":2124,"organizationCount":4,"organizationDepthRank":1938,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54053","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":37,"stateMedianHhi":3199,"stateName":"West Virginia","totalDepositsThousands":422480,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"54053","countyName":"Mason","depositRank":1944,"hhi":2609,"hhiPercentile":45.6,"hhiRank":1691,"leadingOrganization":"OHIO VALLEY BANC CORP.","leadingOrganizationSharePct":33.7,"leaderShareRank":2024,"organizationCount":4,"organizationDepthRank":1931,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54053","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":36,"stateMedianHhi":3183,"stateName":"West Virginia","totalDepositsThousands":407630,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"54053","countyName":"Mason","depositRank":1928,"hhi":2664,"hhiPercentile":47,"hhiRank":1647,"leadingOrganization":"OHIO VALLEY BANC CORP.","leadingOrganizationSharePct":35.9,"leaderShareRank":1859,"organizationCount":4,"organizationDepthRank":1937,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54053","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":37,"stateMedianHhi":3212,"stateName":"West Virginia","totalDepositsThousands":421165,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"54053","countyName":"Mason","depositRank":1907,"hhi":2733,"hhiPercentile":47.8,"hhiRank":1620,"leadingOrganization":"OHIO VALLEY BANC CORP.","leadingOrganizationSharePct":38,"leaderShareRank":1734,"organizationCount":4,"organizationDepthRank":1929,"organizationsOver5pct":4,"profileHref":"/geographies/banking/54053","stateCode":"WV","stateCountyCount":55,"stateHref":"/geographies/west-virginia","stateHhiRank":34,"stateMedianHhi":3298,"stateName":"West Virginia","totalDepositsThousands":438524,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}