{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","matchedCount":11,"count":11,"filters":{"states":[],"statesMatched":true,"matchedStateCodes":[],"county":null,"countyMatched":null,"fips":"51620","fipsMatched":true,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":"true","historyMatched":true,"from":2015,"fromMatched":true,"to":2025,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"year","sortMatched":true,"order":"asc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["year","hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"51620","countyName":"Franklin (City)","depositRank":2599,"hhi":3283,"hhiPercentile":64.4,"hhiRank":1109,"leadingOrganization":"BB&T CORPORATION","leadingOrganizationSharePct":47.6,"leaderShareRank":1044,"organizationCount":4,"organizationDepthRank":2016,"organizationsOver5pct":4,"profileHref":"/geographies/banking/51620","stateCode":"VA","stateCountyCount":132,"stateHref":"/geographies/virginia","stateHhiRank":46,"stateMedianHhi":2633,"stateName":"Virginia","totalDepositsThousands":130128,"year":2015,"annualCountyCount":3112,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"51620","countyName":"Franklin (City)","depositRank":2695,"hhi":4676,"hhiPercentile":80.9,"hhiRank":596,"leadingOrganization":"BB&T CORPORATION","leadingOrganizationSharePct":61.5,"leaderShareRank":507,"organizationCount":3,"organizationDepthRank":2340,"organizationsOver5pct":3,"profileHref":"/geographies/banking/51620","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":24,"stateMedianHhi":2636,"stateName":"Virginia","totalDepositsThousands":114957,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"51620","countyName":"Franklin (City)","depositRank":2691,"hhi":4844,"hhiPercentile":81.6,"hhiRank":574,"leadingOrganization":"BB&T CORPORATION","leadingOrganizationSharePct":63.7,"leaderShareRank":463,"organizationCount":3,"organizationDepthRank":2332,"organizationsOver5pct":3,"profileHref":"/geographies/banking/51620","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":23,"stateMedianHhi":2584,"stateName":"Virginia","totalDepositsThousands":116586,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"51620","countyName":"Franklin (City)","depositRank":2827,"hhi":7551,"hhiPercentile":93.9,"hhiRank":192,"leadingOrganization":"BB&T CORPORATION","leadingOrganizationSharePct":85.7,"leaderShareRank":195,"organizationCount":2,"organizationDepthRank":2659,"organizationsOver5pct":2,"profileHref":"/geographies/banking/51620","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":11,"stateMedianHhi":2628,"stateName":"Virginia","totalDepositsThousands":91121,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"51620","countyName":"Franklin (City)","depositRank":2813,"hhi":7473,"hhiPercentile":93.4,"hhiRank":207,"leadingOrganization":"TRUIST FINANCIAL CORPORATION","leadingOrganizationSharePct":85.2,"leaderShareRank":207,"organizationCount":2,"organizationDepthRank":2648,"organizationsOver5pct":2,"profileHref":"/geographies/banking/51620","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":12,"stateMedianHhi":2802,"stateName":"Virginia","totalDepositsThousands":105928,"year":2020,"annualCountyCount":3110,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"51620","countyName":"Franklin (City)","depositRank":2839,"hhi":7444,"hhiPercentile":93.1,"hhiRank":214,"leadingOrganization":"TRUIST FINANCIAL CORPORATION","leadingOrganizationSharePct":85,"leaderShareRank":214,"organizationCount":2,"organizationDepthRank":2632,"organizationsOver5pct":2,"profileHref":"/geographies/banking/51620","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":13,"stateMedianHhi":2798,"stateName":"Virginia","totalDepositsThousands":107801,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"51620","countyName":"Franklin (City)","depositRank":2871,"hhi":7184,"hhiPercentile":92.4,"hhiRank":237,"leadingOrganization":"TRUIST FINANCIAL CORPORATION","leadingOrganizationSharePct":83,"leaderShareRank":238,"organizationCount":2,"organizationDepthRank":2612,"organizationsOver5pct":2,"profileHref":"/geographies/banking/51620","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":15,"stateMedianHhi":2785,"stateName":"Virginia","totalDepositsThousands":103810,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"51620","countyName":"Franklin (City)","depositRank":2855,"hhi":7559,"hhiPercentile":93,"hhiRank":219,"leadingOrganization":"TRUIST FINANCIAL CORPORATION","leadingOrganizationSharePct":85.8,"leaderShareRank":219,"organizationCount":2,"organizationDepthRank":2602,"organizationsOver5pct":2,"profileHref":"/geographies/banking/51620","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":16,"stateMedianHhi":2867,"stateName":"Virginia","totalDepositsThousands":107885,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"51620","countyName":"Franklin (City)","depositRank":2830,"hhi":7721,"hhiPercentile":93,"hhiRank":219,"leadingOrganization":"TRUIST FINANCIAL CORPORATION","leadingOrganizationSharePct":86.9,"leaderShareRank":219,"organizationCount":2,"organizationDepthRank":2590,"organizationsOver5pct":2,"profileHref":"/geographies/banking/51620","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":15,"stateMedianHhi":2800,"stateName":"Virginia","totalDepositsThousands":114903,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"51620","countyName":"Franklin (City)","depositRank":2826,"hhi":7802,"hhiPercentile":93,"hhiRank":217,"leadingOrganization":"TRUIST FINANCIAL CORPORATION","leadingOrganizationSharePct":87.4,"leaderShareRank":218,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/51620","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":13,"stateMedianHhi":2821,"stateName":"Virginia","totalDepositsThousands":118540,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}