{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","publisher":"Federal Deposit Insurance Corporation","title":"Annual Summary of Deposits, 2015-2025","url":"https://banks.data.fdic.gov/bankfind-suite/SOD","profileHref":"/sources/fdic-sod-2025"},"guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth.","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","matchedCount":11,"count":11,"filters":{"states":[],"statesMatched":true,"matchedStateCodes":[],"county":null,"countyMatched":null,"fips":"51171","fipsMatched":true,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":"true","historyMatched":true,"from":2015,"fromMatched":true,"to":2025,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"year","sortMatched":true,"order":"asc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["year","hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":17,"concentrationClass":"moderately_concentrated","countyFips":"51171","countyName":"Shenandoah","depositRank":1000,"hhi":2175,"hhiPercentile":37.4,"hhiRank":1949,"leadingOrganization":"FIRST NATIONAL CORPORATION","leadingOrganizationSharePct":33.7,"leaderShareRank":1908,"organizationCount":7,"organizationDepthRank":1233,"organizationsOver5pct":7,"profileHref":"/geographies/banking/51171","stateCode":"VA","stateCountyCount":132,"stateHref":"/geographies/virginia","stateHhiRank":82,"stateMedianHhi":2633,"stateName":"Virginia","totalDepositsThousands":772720,"year":2015,"annualCountyCount":3112,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":15,"concentrationClass":"moderately_concentrated","countyFips":"51171","countyName":"Shenandoah","depositRank":1044,"hhi":2116,"hhiPercentile":35,"hhiRank":2020,"leadingOrganization":"FIRST NATIONAL CORPORATION","leadingOrganizationSharePct":33.8,"leaderShareRank":1899,"organizationCount":7,"organizationDepthRank":1215,"organizationsOver5pct":7,"profileHref":"/geographies/banking/51171","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":89,"stateMedianHhi":2632,"stateName":"Virginia","totalDepositsThousands":748233,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":15,"concentrationClass":"moderately_concentrated","countyFips":"51171","countyName":"Shenandoah","depositRank":1008,"hhi":2162,"hhiPercentile":36.2,"hhiRank":1985,"leadingOrganization":"FIRST NATIONAL CORPORATION","leadingOrganizationSharePct":32.9,"leaderShareRank":1977,"organizationCount":7,"organizationDepthRank":1202,"organizationsOver5pct":7,"profileHref":"/geographies/banking/51171","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":88,"stateMedianHhi":2636,"stateName":"Virginia","totalDepositsThousands":804367,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":15,"concentrationClass":"moderately_concentrated","countyFips":"51171","countyName":"Shenandoah","depositRank":1018,"hhi":2179,"hhiPercentile":36.6,"hhiRank":1971,"leadingOrganization":"FIRST NATIONAL CORPORATION","leadingOrganizationSharePct":32.7,"leaderShareRank":2004,"organizationCount":7,"organizationDepthRank":1192,"organizationsOver5pct":6,"profileHref":"/geographies/banking/51171","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":85,"stateMedianHhi":2584,"stateName":"Virginia","totalDepositsThousands":808571,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":14,"concentrationClass":"moderately_concentrated","countyFips":"51171","countyName":"Shenandoah","depositRank":1046,"hhi":2016,"hhiPercentile":31.7,"hhiRank":2126,"leadingOrganization":"FIRST NATIONAL CORPORATION","leadingOrganizationSharePct":31.2,"leaderShareRank":2133,"organizationCount":7,"organizationDepthRank":1189,"organizationsOver5pct":7,"profileHref":"/geographies/banking/51171","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":92,"stateMedianHhi":2628,"stateName":"Virginia","totalDepositsThousands":807330,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":15,"concentrationClass":"moderately_concentrated","countyFips":"51171","countyName":"Shenandoah","depositRank":1113,"hhi":2449,"hhiPercentile":42.8,"hhiRank":1780,"leadingOrganization":"FIRST NATIONAL CORPORATION","leadingOrganizationSharePct":34.3,"leaderShareRank":1934,"organizationCount":7,"organizationDepthRank":1168,"organizationsOver5pct":5,"profileHref":"/geographies/banking/51171","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":79,"stateMedianHhi":2802,"stateName":"Virginia","totalDepositsThousands":839109,"year":2020,"annualCountyCount":3110,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":15,"concentrationClass":"moderately_concentrated","countyFips":"51171","countyName":"Shenandoah","depositRank":1138,"hhi":2436,"hhiPercentile":42,"hhiRank":1804,"leadingOrganization":"FIRST NATIONAL CORPORATION","leadingOrganizationSharePct":35.7,"leaderShareRank":1854,"organizationCount":7,"organizationDepthRank":1148,"organizationsOver5pct":5,"profileHref":"/geographies/banking/51171","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":80,"stateMedianHhi":2798,"stateName":"Virginia","totalDepositsThousands":918390,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":13,"concentrationClass":"highly_concentrated","countyFips":"51171","countyName":"Shenandoah","depositRank":1161,"hhi":2612,"hhiPercentile":45.5,"hhiRank":1694,"leadingOrganization":"FIRST NATIONAL CORPORATION","leadingOrganizationSharePct":39.8,"leaderShareRank":1607,"organizationCount":6,"organizationDepthRank":1346,"organizationsOver5pct":5,"profileHref":"/geographies/banking/51171","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":79,"stateMedianHhi":2785,"stateName":"Virginia","totalDepositsThousands":950981,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":12,"concentrationClass":"highly_concentrated","countyFips":"51171","countyName":"Shenandoah","depositRank":1120,"hhi":2576,"hhiPercentile":44.7,"hhiRank":1721,"leadingOrganization":"FIRST NATIONAL CORPORATION","leadingOrganizationSharePct":39.7,"leaderShareRank":1610,"organizationCount":6,"organizationDepthRank":1341,"organizationsOver5pct":5,"profileHref":"/geographies/banking/51171","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":81,"stateMedianHhi":2867,"stateName":"Virginia","totalDepositsThousands":964575,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":12,"concentrationClass":"highly_concentrated","countyFips":"51171","countyName":"Shenandoah","depositRank":1133,"hhi":2520,"hhiPercentile":43.2,"hhiRank":1764,"leadingOrganization":"FIRST NATIONAL CORPORATION","leadingOrganizationSharePct":39.2,"leaderShareRank":1652,"organizationCount":6,"organizationDepthRank":1340,"organizationsOver5pct":5,"profileHref":"/geographies/banking/51171","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":82,"stateMedianHhi":2800,"stateName":"Virginia","totalDepositsThousands":975593,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":12,"concentrationClass":"highly_concentrated","countyFips":"51171","countyName":"Shenandoah","depositRank":1132,"hhi":2518,"hhiPercentile":42.7,"hhiRank":1780,"leadingOrganization":"FIRST NATIONAL CORPORATION","leadingOrganizationSharePct":39.9,"leaderShareRank":1622,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/51171","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":83,"stateMedianHhi":2821,"stateName":"Virginia","totalDepositsThousands":1016081,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}