{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. 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Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":33,"concentrationClass":"moderately_concentrated","countyFips":"51121","countyName":"Montgomery","depositRank":510,"hhi":1658,"hhiPercentile":20.3,"hhiRank":2477,"leadingOrganization":"UNION BANKSHARES CORPORATION","leadingOrganizationSharePct":23.3,"leaderShareRank":2715,"organizationCount":13,"organizationDepthRank":466,"organizationsOver5pct":6,"profileHref":"/geographies/banking/51121","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":110,"stateMedianHhi":2636,"stateName":"Virginia","totalDepositsThousands":2018046,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":33,"concentrationClass":"moderately_concentrated","countyFips":"51121","countyName":"Montgomery","depositRank":519,"hhi":1628,"hhiPercentile":19.2,"hhiRank":2514,"leadingOrganization":"ATLANTIC UNION BANKSHARES CORPORATION","leadingOrganizationSharePct":22.6,"leaderShareRank":2763,"organizationCount":13,"organizationDepthRank":456,"organizationsOver5pct":8,"profileHref":"/geographies/banking/51121","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":114,"stateMedianHhi":2628,"stateName":"Virginia","totalDepositsThousands":2100955,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":30,"concentrationClass":"moderately_concentrated","countyFips":"51121","countyName":"Montgomery","depositRank":502,"hhi":1796,"hhiPercentile":22.2,"hhiRank":2418,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":24.4,"leaderShareRank":2694,"organizationCount":13,"organizationDepthRank":446,"organizationsOver5pct":5,"profileHref":"/geographies/banking/51121","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":115,"stateMedianHhi":2867,"stateName":"Virginia","totalDepositsThousands":2914842,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":28,"concentrationClass":"moderately_concentrated","countyFips":"51121","countyName":"Montgomery","depositRank":505,"hhi":1813,"hhiPercentile":22.8,"hhiRank":2398,"leadingOrganization":"ATLANTIC UNION BANKSHARES CORPORATION","leadingOrganizationSharePct":24.1,"leaderShareRank":2688,"organizationCount":12,"organizationDepthRank":510,"organizationsOver5pct":6,"profileHref":"/geographies/banking/51121","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":114,"stateMedianHhi":2800,"stateName":"Virginia","totalDepositsThousands":2964462,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":28,"concentrationClass":"moderately_concentrated","countyFips":"51121","countyName":"Montgomery","depositRank":510,"hhi":1767,"hhiPercentile":21.6,"hhiRank":2433,"leadingOrganization":"ATLANTIC UNION BANKSHARES CORPORATION","leadingOrganizationSharePct":23.9,"leaderShareRank":2698,"organizationCount":12,"organizationDepthRank":515,"organizationsOver5pct":5,"profileHref":"/geographies/banking/51121","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":114,"stateMedianHhi":2821,"stateName":"Virginia","totalDepositsThousands":2993207,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}