{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","publisher":"Federal Deposit Insurance Corporation","title":"Annual Summary of Deposits, 2015-2025","url":"https://banks.data.fdic.gov/bankfind-suite/SOD","profileHref":"/sources/fdic-sod-2025"},"guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth.","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","matchedCount":11,"count":11,"filters":{"states":[],"statesMatched":true,"matchedStateCodes":[],"county":null,"countyMatched":null,"fips":"51047","fipsMatched":true,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":"true","historyMatched":true,"from":2015,"fromMatched":true,"to":2025,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"year","sortMatched":true,"order":"asc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["year","hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":13,"concentrationClass":"moderately_concentrated","countyFips":"51047","countyName":"Culpeper","depositRank":1210,"hhi":2462,"hhiPercentile":45.3,"hhiRank":1703,"leadingOrganization":"UNION BANKSHARES CORPORATION","leadingOrganizationSharePct":34.5,"leaderShareRank":1842,"organizationCount":7,"organizationDepthRank":1233,"organizationsOver5pct":4,"profileHref":"/geographies/banking/51047","stateCode":"VA","stateCountyCount":132,"stateHref":"/geographies/virginia","stateHhiRank":71,"stateMedianHhi":2633,"stateName":"Virginia","totalDepositsThousands":600502,"year":2015,"annualCountyCount":3112,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":12,"concentrationClass":"highly_concentrated","countyFips":"51047","countyName":"Culpeper","depositRank":1184,"hhi":2522,"hhiPercentile":47,"hhiRank":1647,"leadingOrganization":"UNION BANKSHARES CORPORATION","leadingOrganizationSharePct":37,"leaderShareRank":1650,"organizationCount":7,"organizationDepthRank":1215,"organizationsOver5pct":4,"profileHref":"/geographies/banking/51047","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":69,"stateMedianHhi":2632,"stateName":"Virginia","totalDepositsThousands":634099,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":11,"concentrationClass":"highly_concentrated","countyFips":"51047","countyName":"Culpeper","depositRank":1184,"hhi":2508,"hhiPercentile":45.8,"hhiRank":1686,"leadingOrganization":"UNION BANKSHARES CORPORATION","leadingOrganizationSharePct":36.6,"leaderShareRank":1705,"organizationCount":7,"organizationDepthRank":1202,"organizationsOver5pct":4,"profileHref":"/geographies/banking/51047","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":71,"stateMedianHhi":2636,"stateName":"Virginia","totalDepositsThousands":656681,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":10,"concentrationClass":"highly_concentrated","countyFips":"51047","countyName":"Culpeper","depositRank":1171,"hhi":2515,"hhiPercentile":45.3,"hhiRank":1701,"leadingOrganization":"UNION BANKSHARES CORPORATION","leadingOrganizationSharePct":37.5,"leaderShareRank":1662,"organizationCount":7,"organizationDepthRank":1192,"organizationsOver5pct":4,"profileHref":"/geographies/banking/51047","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":70,"stateMedianHhi":2584,"stateName":"Virginia","totalDepositsThousands":686108,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":10,"concentrationClass":"highly_concentrated","countyFips":"51047","countyName":"Culpeper","depositRank":1149,"hhi":2568,"hhiPercentile":46.5,"hhiRank":1666,"leadingOrganization":"ATLANTIC UNION BANKSHARES CORPORATION","leadingOrganizationSharePct":38.7,"leaderShareRank":1611,"organizationCount":7,"organizationDepthRank":1189,"organizationsOver5pct":4,"profileHref":"/geographies/banking/51047","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":70,"stateMedianHhi":2628,"stateName":"Virginia","totalDepositsThousands":717898,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":10,"concentrationClass":"highly_concentrated","countyFips":"51047","countyName":"Culpeper","depositRank":1140,"hhi":2802,"hhiPercentile":51.7,"hhiRank":1502,"leadingOrganization":"ATLANTIC UNION BANKSHARES CORPORATION","leadingOrganizationSharePct":38.2,"leaderShareRank":1663,"organizationCount":6,"organizationDepthRank":1385,"organizationsOver5pct":4,"profileHref":"/geographies/banking/51047","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":67,"stateMedianHhi":2802,"stateName":"Virginia","totalDepositsThousands":811814,"year":2020,"annualCountyCount":3110,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":9,"concentrationClass":"highly_concentrated","countyFips":"51047","countyName":"Culpeper","depositRank":1155,"hhi":2801,"hhiPercentile":51.4,"hhiRank":1512,"leadingOrganization":"ATLANTIC UNION BANKSHARES CORPORATION","leadingOrganizationSharePct":38.9,"leaderShareRank":1650,"organizationCount":6,"organizationDepthRank":1361,"organizationsOver5pct":4,"profileHref":"/geographies/banking/51047","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":66,"stateMedianHhi":2798,"stateName":"Virginia","totalDepositsThousands":897495,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":9,"concentrationClass":"highly_concentrated","countyFips":"51047","countyName":"Culpeper","depositRank":868,"hhi":3625,"hhiPercentile":66.5,"hhiRank":1043,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":52.8,"leaderShareRank":907,"organizationCount":6,"organizationDepthRank":1346,"organizationsOver5pct":3,"profileHref":"/geographies/banking/51047","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":48,"stateMedianHhi":2785,"stateName":"Virginia","totalDepositsThousands":1406261,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"51047","countyName":"Culpeper","depositRank":1122,"hhi":2654,"hhiPercentile":46.6,"hhiRank":1662,"leadingOrganization":"ATLANTIC UNION BANKSHARES CORPORATION","leadingOrganizationSharePct":34.2,"leaderShareRank":1993,"organizationCount":6,"organizationDepthRank":1341,"organizationsOver5pct":4,"profileHref":"/geographies/banking/51047","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":77,"stateMedianHhi":2867,"stateName":"Virginia","totalDepositsThousands":963684,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"51047","countyName":"Culpeper","depositRank":1163,"hhi":2622,"hhiPercentile":45.9,"hhiRank":1681,"leadingOrganization":"ATLANTIC UNION BANKSHARES CORPORATION","leadingOrganizationSharePct":36.9,"leaderShareRank":1799,"organizationCount":6,"organizationDepthRank":1340,"organizationsOver5pct":4,"profileHref":"/geographies/banking/51047","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":76,"stateMedianHhi":2800,"stateName":"Virginia","totalDepositsThousands":947737,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":7,"concentrationClass":"highly_concentrated","countyFips":"51047","countyName":"Culpeper","depositRank":1194,"hhi":2621,"hhiPercentile":45.4,"hhiRank":1695,"leadingOrganization":"ATLANTIC UNION BANKSHARES CORPORATION","leadingOrganizationSharePct":36.3,"leaderShareRank":1843,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":5,"profileHref":"/geographies/banking/51047","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":74,"stateMedianHhi":2821,"stateName":"Virginia","totalDepositsThousands":942908,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}