{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","publisher":"Federal Deposit Insurance Corporation","title":"Annual Summary of Deposits, 2015-2025","url":"https://banks.data.fdic.gov/bankfind-suite/SOD","profileHref":"/sources/fdic-sod-2025"},"guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth.","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","matchedCount":11,"count":11,"filters":{"states":[],"statesMatched":true,"matchedStateCodes":[],"county":null,"countyMatched":null,"fips":"51009","fipsMatched":true,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":"true","historyMatched":true,"from":2015,"fromMatched":true,"to":2025,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"year","sortMatched":true,"order":"asc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["year","hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"51009","countyName":"Amherst","depositRank":1599,"hhi":2358,"hhiPercentile":42.5,"hhiRank":1789,"leadingOrganization":"BB&T CORPORATION","leadingOrganizationSharePct":36.1,"leaderShareRank":1719,"organizationCount":7,"organizationDepthRank":1233,"organizationsOver5pct":5,"profileHref":"/geographies/banking/51009","stateCode":"VA","stateCountyCount":132,"stateHref":"/geographies/virginia","stateHhiRank":75,"stateMedianHhi":2633,"stateName":"Virginia","totalDepositsThousands":404296,"year":2015,"annualCountyCount":3112,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"51009","countyName":"Amherst","depositRank":1568,"hhi":2305,"hhiPercentile":41,"hhiRank":1835,"leadingOrganization":"BB&T CORPORATION","leadingOrganizationSharePct":35.1,"leaderShareRank":1799,"organizationCount":7,"organizationDepthRank":1215,"organizationsOver5pct":5,"profileHref":"/geographies/banking/51009","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":75,"stateMedianHhi":2632,"stateName":"Virginia","totalDepositsThousands":419616,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"51009","countyName":"Amherst","depositRank":1569,"hhi":2318,"hhiPercentile":41.1,"hhiRank":1832,"leadingOrganization":"BB&T CORPORATION","leadingOrganizationSharePct":34.9,"leaderShareRank":1825,"organizationCount":7,"organizationDepthRank":1202,"organizationsOver5pct":5,"profileHref":"/geographies/banking/51009","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":75,"stateMedianHhi":2636,"stateName":"Virginia","totalDepositsThousands":429116,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"51009","countyName":"Amherst","depositRank":1568,"hhi":2326,"hhiPercentile":41.1,"hhiRank":1831,"leadingOrganization":"BB&T CORPORATION","leadingOrganizationSharePct":35.7,"leaderShareRank":1797,"organizationCount":7,"organizationDepthRank":1192,"organizationsOver5pct":5,"profileHref":"/geographies/banking/51009","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":75,"stateMedianHhi":2584,"stateName":"Virginia","totalDepositsThousands":437736,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":10,"concentrationClass":"moderately_concentrated","countyFips":"51009","countyName":"Amherst","depositRank":1580,"hhi":2317,"hhiPercentile":40.1,"hhiRank":1866,"leadingOrganization":"BB&T CORPORATION","leadingOrganizationSharePct":35.9,"leaderShareRank":1780,"organizationCount":7,"organizationDepthRank":1189,"organizationsOver5pct":5,"profileHref":"/geographies/banking/51009","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":79,"stateMedianHhi":2628,"stateName":"Virginia","totalDepositsThousands":446377,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":9,"concentrationClass":"highly_concentrated","countyFips":"51009","countyName":"Amherst","depositRank":1619,"hhi":3098,"hhiPercentile":58.5,"hhiRank":1291,"leadingOrganization":"TRUIST FINANCIAL CORPORATION","leadingOrganizationSharePct":46.7,"leaderShareRank":1142,"organizationCount":6,"organizationDepthRank":1385,"organizationsOver5pct":5,"profileHref":"/geographies/banking/51009","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":57,"stateMedianHhi":2802,"stateName":"Virginia","totalDepositsThousands":488691,"year":2020,"annualCountyCount":3110,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":9,"concentrationClass":"highly_concentrated","countyFips":"51009","countyName":"Amherst","depositRank":1690,"hhi":2884,"hhiPercentile":53,"hhiRank":1463,"leadingOrganization":"TRUIST FINANCIAL CORPORATION","leadingOrganizationSharePct":42.8,"leaderShareRank":1391,"organizationCount":6,"organizationDepthRank":1361,"organizationsOver5pct":5,"profileHref":"/geographies/banking/51009","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":64,"stateMedianHhi":2798,"stateName":"Virginia","totalDepositsThousands":503086,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"51009","countyName":"Amherst","depositRank":1720,"hhi":2785,"hhiPercentile":50.4,"hhiRank":1542,"leadingOrganization":"TRUIST FINANCIAL CORPORATION","leadingOrganizationSharePct":40.7,"leaderShareRank":1541,"organizationCount":6,"organizationDepthRank":1346,"organizationsOver5pct":5,"profileHref":"/geographies/banking/51009","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":67,"stateMedianHhi":2785,"stateName":"Virginia","totalDepositsThousands":516618,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"51009","countyName":"Amherst","depositRank":1713,"hhi":2817,"hhiPercentile":50.4,"hhiRank":1542,"leadingOrganization":"TRUIST FINANCIAL CORPORATION","leadingOrganizationSharePct":41.7,"leaderShareRank":1487,"organizationCount":6,"organizationDepthRank":1341,"organizationsOver5pct":5,"profileHref":"/geographies/banking/51009","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":69,"stateMedianHhi":2867,"stateName":"Virginia","totalDepositsThousands":512228,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"51009","countyName":"Amherst","depositRank":1669,"hhi":2790,"hhiPercentile":49.9,"hhiRank":1557,"leadingOrganization":"TRUIST FINANCIAL CORPORATION","leadingOrganizationSharePct":40.6,"leaderShareRank":1559,"organizationCount":6,"organizationDepthRank":1340,"organizationsOver5pct":5,"profileHref":"/geographies/banking/51009","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":68,"stateMedianHhi":2800,"stateName":"Virginia","totalDepositsThousands":542461,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"51009","countyName":"Amherst","depositRank":1688,"hhi":2821,"hhiPercentile":49.8,"hhiRank":1558,"leadingOrganization":"TRUIST FINANCIAL CORPORATION","leadingOrganizationSharePct":41.6,"leaderShareRank":1509,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/51009","stateCode":"VA","stateCountyCount":133,"stateHref":"/geographies/virginia","stateHhiRank":67,"stateMedianHhi":2821,"stateName":"Virginia","totalDepositsThousands":549312,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}