{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","publisher":"Federal Deposit Insurance Corporation","title":"Annual Summary of Deposits, 2015-2025","url":"https://banks.data.fdic.gov/bankfind-suite/SOD","profileHref":"/sources/fdic-sod-2025"},"guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth.","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","matchedCount":11,"count":11,"filters":{"states":[],"statesMatched":true,"matchedStateCodes":[],"county":null,"countyMatched":null,"fips":"48329","fipsMatched":true,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":"true","historyMatched":true,"from":2015,"fromMatched":true,"to":2025,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"year","sortMatched":true,"order":"asc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["year","hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":45,"concentrationClass":"unconcentrated","countyFips":"48329","countyName":"Midland","depositRank":207,"hhi":1240,"hhiPercentile":7.6,"hhiRank":2878,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":21.4,"leaderShareRank":2845,"organizationCount":18,"organizationDepthRank":249,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48329","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":236,"stateMedianHhi":3293,"stateName":"Texas","totalDepositsThousands":6014835,"year":2015,"annualCountyCount":3112,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":45,"concentrationClass":"unconcentrated","countyFips":"48329","countyName":"Midland","depositRank":230,"hhi":1240,"hhiPercentile":7.2,"hhiRank":2884,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":22.2,"leaderShareRank":2782,"organizationCount":18,"organizationDepthRank":251,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48329","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":235,"stateMedianHhi":3311,"stateName":"Texas","totalDepositsThousands":5777713,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":44,"concentrationClass":"unconcentrated","countyFips":"48329","countyName":"Midland","depositRank":210,"hhi":1244,"hhiPercentile":7.2,"hhiRank":2886,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":22.1,"leaderShareRank":2791,"organizationCount":18,"organizationDepthRank":242,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48329","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":234,"stateMedianHhi":3362,"stateName":"Texas","totalDepositsThousands":6629931,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":43,"concentrationClass":"unconcentrated","countyFips":"48329","countyName":"Midland","depositRank":208,"hhi":1153,"hhiPercentile":5,"hhiRank":2953,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":19.3,"leaderShareRank":2953,"organizationCount":18,"organizationDepthRank":241,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48329","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":241,"stateMedianHhi":3283,"stateName":"Texas","totalDepositsThousands":6951832,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":43,"concentrationClass":"unconcentrated","countyFips":"48329","countyName":"Midland","depositRank":212,"hhi":1121,"hhiPercentile":4.4,"hhiRank":2975,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":17.1,"leaderShareRank":3043,"organizationCount":18,"organizationDepthRank":244,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48329","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":241,"stateMedianHhi":3328,"stateName":"Texas","totalDepositsThousands":7010482,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":43,"concentrationClass":"unconcentrated","countyFips":"48329","countyName":"Midland","depositRank":228,"hhi":1166,"hhiPercentile":4.6,"hhiRank":2968,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":16,"leaderShareRank":3077,"organizationCount":17,"organizationDepthRank":268,"organizationsOver5pct":8,"profileHref":"/geographies/banking/48329","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":239,"stateMedianHhi":3362,"stateName":"Texas","totalDepositsThousands":7262428,"year":2020,"annualCountyCount":3110,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":40,"concentrationClass":"unconcentrated","countyFips":"48329","countyName":"Midland","depositRank":235,"hhi":1124,"hhiPercentile":3.8,"hhiRank":2993,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":16,"leaderShareRank":3067,"organizationCount":17,"organizationDepthRank":264,"organizationsOver5pct":7,"profileHref":"/geographies/banking/48329","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":241,"stateMedianHhi":3408,"stateName":"Texas","totalDepositsThousands":7644692,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":40,"concentrationClass":"unconcentrated","countyFips":"48329","countyName":"Midland","depositRank":218,"hhi":1136,"hhiPercentile":3.7,"hhiRank":2994,"leadingOrganization":"CULLEN/FROST BANKERS, INC.","leadingOrganizationSharePct":17.1,"leaderShareRank":3041,"organizationCount":17,"organizationDepthRank":261,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48329","stateCode":"TX","stateCountyCount":249,"stateHref":"/geographies/texas","stateHhiRank":240,"stateMedianHhi":3517,"stateName":"Texas","totalDepositsThousands":9201776,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":38,"concentrationClass":"unconcentrated","countyFips":"48329","countyName":"Midland","depositRank":217,"hhi":1213,"hhiPercentile":5.5,"hhiRank":2938,"leadingOrganization":"CULLEN/FROST BANKERS, INC.","leadingOrganizationSharePct":17.2,"leaderShareRank":3041,"organizationCount":16,"organizationDepthRank":304,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48329","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":235,"stateMedianHhi":3440,"stateName":"Texas","totalDepositsThousands":8739785,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":38,"concentrationClass":"unconcentrated","countyFips":"48329","countyName":"Midland","depositRank":217,"hhi":1317,"hhiPercentile":8.5,"hhiRank":2841,"leadingOrganization":"MIDLAND BANCSHARES, INC.","leadingOrganizationSharePct":18.8,"leaderShareRank":2973,"organizationCount":15,"organizationDepthRank":360,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48329","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":231,"stateMedianHhi":3545,"stateName":"Texas","totalDepositsThousands":8981217,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":37,"concentrationClass":"unconcentrated","countyFips":"48329","countyName":"Midland","depositRank":217,"hhi":1376,"hhiPercentile":10.5,"hhiRank":2778,"leadingOrganization":"CULLEN/FROST BANKERS, INC.","leadingOrganizationSharePct":20.7,"leaderShareRank":2895,"organizationCount":15,"organizationDepthRank":364,"organizationsOver5pct":6,"profileHref":"/geographies/banking/48329","stateCode":"TX","stateCountyCount":250,"stateHref":"/geographies/texas","stateHhiRank":224,"stateMedianHhi":3446,"stateName":"Texas","totalDepositsThousands":9121294,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}