{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. 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Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"47121","countyName":"Meigs","depositRank":2798,"hhi":7225,"hhiPercentile":93.8,"hhiRank":193,"leadingOrganization":"EDUCATIONAL SERVICES OF AMERICA, INC.","leadingOrganizationSharePct":83.4,"leaderShareRank":195,"organizationCount":2,"organizationDepthRank":2671,"organizationsOver5pct":2,"profileHref":"/geographies/banking/47121","stateCode":"TN","stateCountyCount":95,"stateHref":"/geographies/tennessee","stateHhiRank":4,"stateMedianHhi":2688,"stateName":"Tennessee","totalDepositsThousands":97451,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"47121","countyName":"Meigs","depositRank":2838,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"EDUCATIONAL SERVICES OF AMERICA, INC.","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2956,"organizationsOver5pct":1,"profileHref":"/geographies/banking/47121","stateCode":"TN","stateCountyCount":95,"stateHref":"/geographies/tennessee","stateHhiRank":1,"stateMedianHhi":2698,"stateName":"Tennessee","totalDepositsThousands":88220,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":1,"concentrationClass":"highly_concentrated","countyFips":"47121","countyName":"Meigs","depositRank":2872,"hhi":10000,"hhiPercentile":100,"hhiRank":1,"leadingOrganization":"EDUCATIONAL SERVICES OF AMERICA, INC.","leadingOrganizationSharePct":100,"leaderShareRank":1,"organizationCount":1,"organizationDepthRank":2946,"organizationsOver5pct":1,"profileHref":"/geographies/banking/47121","stateCode":"TN","stateCountyCount":95,"stateHref":"/geographies/tennessee","stateHhiRank":1,"stateMedianHhi":2662,"stateName":"Tennessee","totalDepositsThousands":79286,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"47121","countyName":"Meigs","depositRank":2825,"hhi":8243,"hhiPercentile":93.7,"hhiRank":196,"leadingOrganization":"EDUCATION LOAN FINANCE, INC.","leadingOrganizationSharePct":90.3,"leaderShareRank":195,"organizationCount":2,"organizationDepthRank":2612,"organizationsOver5pct":2,"profileHref":"/geographies/banking/47121","stateCode":"TN","stateCountyCount":95,"stateHref":"/geographies/tennessee","stateHhiRank":4,"stateMedianHhi":2736,"stateName":"Tennessee","totalDepositsThousands":117726,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"47121","countyName":"Meigs","depositRank":2773,"hhi":7918,"hhiPercentile":93.3,"hhiRank":208,"leadingOrganization":"EDUCATION LOAN FINANCE, INC.","leadingOrganizationSharePct":88.2,"leaderShareRank":207,"organizationCount":2,"organizationDepthRank":2602,"organizationsOver5pct":2,"profileHref":"/geographies/banking/47121","stateCode":"TN","stateCountyCount":95,"stateHref":"/geographies/tennessee","stateHhiRank":4,"stateMedianHhi":2894,"stateName":"Tennessee","totalDepositsThousands":128588,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"47121","countyName":"Meigs","depositRank":2741,"hhi":7751,"hhiPercentile":93,"hhiRank":217,"leadingOrganization":"EDUCATION LOAN FINANCE, INC.","leadingOrganizationSharePct":87.1,"leaderShareRank":218,"organizationCount":2,"organizationDepthRank":2590,"organizationsOver5pct":2,"profileHref":"/geographies/banking/47121","stateCode":"TN","stateCountyCount":95,"stateHref":"/geographies/tennessee","stateHhiRank":5,"stateMedianHhi":2793,"stateName":"Tennessee","totalDepositsThousands":138558,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"47121","countyName":"Meigs","depositRank":2720,"hhi":8210,"hhiPercentile":93.4,"hhiRank":207,"leadingOrganization":"EDUCATION LOAN FINANCE, INC.","leadingOrganizationSharePct":90.1,"leaderShareRank":207,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/47121","stateCode":"TN","stateCountyCount":95,"stateHref":"/geographies/tennessee","stateHhiRank":5,"stateMedianHhi":2731,"stateName":"Tennessee","totalDepositsThousands":145869,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}