{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. 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Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":10,"concentrationClass":"moderately_concentrated","countyFips":"46127","countyName":"Union","depositRank":1478,"hhi":2147,"hhiPercentile":36.1,"hhiRank":1988,"leadingOrganization":"LIBERTY FINANCIAL SERVICES, INC.","leadingOrganizationSharePct":32.2,"leaderShareRank":2038,"organizationCount":6,"organizationDepthRank":1449,"organizationsOver5pct":5,"profileHref":"/geographies/banking/46127","stateCode":"SD","stateCountyCount":63,"stateHref":"/geographies/south-dakota","stateHhiRank":56,"stateMedianHhi":4055,"stateName":"South Dakota","totalDepositsThousands":458561,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":10,"concentrationClass":"moderately_concentrated","countyFips":"46127","countyName":"Union","depositRank":1489,"hhi":2164,"hhiPercentile":36.2,"hhiRank":1983,"leadingOrganization":"LIBERTY FINANCIAL SERVICES, INC.","leadingOrganizationSharePct":32.4,"leaderShareRank":2014,"organizationCount":6,"organizationDepthRank":1431,"organizationsOver5pct":5,"profileHref":"/geographies/banking/46127","stateCode":"SD","stateCountyCount":63,"stateHref":"/geographies/south-dakota","stateHhiRank":57,"stateMedianHhi":4123,"stateName":"South Dakota","totalDepositsThousands":470692,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"46127","countyName":"Union","depositRank":1383,"hhi":1810,"hhiPercentile":25.1,"hhiRank":2331,"leadingOrganization":"LIBERTY FINANCIAL SERVICES, INC.","leadingOrganizationSharePct":29.2,"leaderShareRank":2274,"organizationCount":8,"organizationDepthRank":1009,"organizationsOver5pct":6,"profileHref":"/geographies/banking/46127","stateCode":"SD","stateCountyCount":63,"stateHref":"/geographies/south-dakota","stateHhiRank":59,"stateMedianHhi":4493,"stateName":"South Dakota","totalDepositsThousands":535695,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"46127","countyName":"Union","depositRank":1330,"hhi":2033,"hhiPercentile":32.2,"hhiRank":2109,"leadingOrganization":"LIBERTY FINANCIAL SERVICES, INC.","leadingOrganizationSharePct":35.1,"leaderShareRank":1841,"organizationCount":8,"organizationDepthRank":1001,"organizationsOver5pct":6,"profileHref":"/geographies/banking/46127","stateCode":"SD","stateCountyCount":63,"stateHref":"/geographies/south-dakota","stateHhiRank":58,"stateMedianHhi":4434,"stateName":"South Dakota","totalDepositsThousands":582648,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"46127","countyName":"Union","depositRank":1330,"hhi":1992,"hhiPercentile":29.7,"hhiRank":2187,"leadingOrganization":"LIBERTY FINANCIAL SERVICES, INC.","leadingOrganizationSharePct":34.8,"leaderShareRank":1903,"organizationCount":8,"organizationDepthRank":987,"organizationsOver5pct":6,"profileHref":"/geographies/banking/46127","stateCode":"SD","stateCountyCount":64,"stateHref":"/geographies/south-dakota","stateHhiRank":59,"stateMedianHhi":4506,"stateName":"South Dakota","totalDepositsThousands":657577,"year":2020,"annualCountyCount":3110,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"46127","countyName":"Union","depositRank":1305,"hhi":1849,"hhiPercentile":24.4,"hhiRank":2350,"leadingOrganization":"LIBERTY FINANCIAL SERVICES, INC.","leadingOrganizationSharePct":32,"leaderShareRank":2132,"organizationCount":8,"organizationDepthRank":962,"organizationsOver5pct":6,"profileHref":"/geographies/banking/46127","stateCode":"SD","stateCountyCount":64,"stateHref":"/geographies/south-dakota","stateHhiRank":60,"stateMedianHhi":4630,"stateName":"South Dakota","totalDepositsThousands":755440,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":12,"concentrationClass":"moderately_concentrated","countyFips":"46127","countyName":"Union","depositRank":1349,"hhi":1762,"hhiPercentile":21.2,"hhiRank":2451,"leadingOrganization":"215 HOLDING CO.","leadingOrganizationSharePct":28.8,"leaderShareRank":2399,"organizationCount":9,"organizationDepthRank":805,"organizationsOver5pct":6,"profileHref":"/geographies/banking/46127","stateCode":"SD","stateCountyCount":64,"stateHref":"/geographies/south-dakota","stateHhiRank":60,"stateMedianHhi":4814,"stateName":"South Dakota","totalDepositsThousands":759882,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":12,"concentrationClass":"moderately_concentrated","countyFips":"46127","countyName":"Union","depositRank":1268,"hhi":1737,"hhiPercentile":20.1,"hhiRank":2483,"leadingOrganization":"215 HOLDING CO.","leadingOrganizationSharePct":29.3,"leaderShareRank":2348,"organizationCount":9,"organizationDepthRank":798,"organizationsOver5pct":6,"profileHref":"/geographies/banking/46127","stateCode":"SD","stateCountyCount":64,"stateHref":"/geographies/south-dakota","stateHhiRank":60,"stateMedianHhi":4938,"stateName":"South Dakota","totalDepositsThousands":844986,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":12,"concentrationClass":"moderately_concentrated","countyFips":"46127","countyName":"Union","depositRank":1325,"hhi":1718,"hhiPercentile":20.1,"hhiRank":2480,"leadingOrganization":"215 HOLDING CO.","leadingOrganizationSharePct":29.6,"leaderShareRank":2315,"organizationCount":9,"organizationDepthRank":797,"organizationsOver5pct":7,"profileHref":"/geographies/banking/46127","stateCode":"SD","stateCountyCount":64,"stateHref":"/geographies/south-dakota","stateHhiRank":61,"stateMedianHhi":4820,"stateName":"South Dakota","totalDepositsThousands":809117,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}