{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. 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Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"46055","countyName":"Haakon","depositRank":2398,"hhi":9285,"hhiPercentile":95.3,"hhiRank":148,"leadingOrganization":"PHILIP BANCORPORATION, INC.","leadingOrganizationSharePct":96.3,"leaderShareRank":148,"organizationCount":2,"organizationDepthRank":2680,"organizationsOver5pct":1,"profileHref":"/geographies/banking/46055","stateCode":"SD","stateCountyCount":63,"stateHref":"/geographies/south-dakota","stateHhiRank":10,"stateMedianHhi":4055,"stateName":"South Dakota","totalDepositsThousands":171710,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"46055","countyName":"Haakon","depositRank":2392,"hhi":9228,"hhiPercentile":95.3,"hhiRank":148,"leadingOrganization":"PHILIP BANCORPORATION, INC.","leadingOrganizationSharePct":96,"leaderShareRank":148,"organizationCount":2,"organizationDepthRank":2671,"organizationsOver5pct":1,"profileHref":"/geographies/banking/46055","stateCode":"SD","stateCountyCount":63,"stateHref":"/geographies/south-dakota","stateHhiRank":10,"stateMedianHhi":4123,"stateName":"South Dakota","totalDepositsThousands":176504,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"46055","countyName":"Haakon","depositRank":2382,"hhi":9294,"hhiPercentile":94.7,"hhiRank":167,"leadingOrganization":"PHILIP BANCORPORATION, INC.","leadingOrganizationSharePct":96.3,"leaderShareRank":167,"organizationCount":2,"organizationDepthRank":2659,"organizationsOver5pct":1,"profileHref":"/geographies/banking/46055","stateCode":"SD","stateCountyCount":63,"stateHref":"/geographies/south-dakota","stateHhiRank":10,"stateMedianHhi":4434,"stateName":"South Dakota","totalDepositsThousands":188055,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"46055","countyName":"Haakon","depositRank":2351,"hhi":9372,"hhiPercentile":94.3,"hhiRank":179,"leadingOrganization":"PHILIP BANCORPORATION, INC.","leadingOrganizationSharePct":96.8,"leaderShareRank":179,"organizationCount":2,"organizationDepthRank":2632,"organizationsOver5pct":1,"profileHref":"/geographies/banking/46055","stateCode":"SD","stateCountyCount":64,"stateHref":"/geographies/south-dakota","stateHhiRank":13,"stateMedianHhi":4630,"stateName":"South Dakota","totalDepositsThousands":246789,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"46055","countyName":"Haakon","depositRank":2329,"hhi":9386,"hhiPercentile":94,"hhiRank":186,"leadingOrganization":"PHILIP BANCORPORATION, INC.","leadingOrganizationSharePct":96.8,"leaderShareRank":186,"organizationCount":2,"organizationDepthRank":2612,"organizationsOver5pct":1,"profileHref":"/geographies/banking/46055","stateCode":"SD","stateCountyCount":64,"stateHref":"/geographies/south-dakota","stateHhiRank":12,"stateMedianHhi":4825,"stateName":"South Dakota","totalDepositsThousands":266529,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"46055","countyName":"Haakon","depositRank":2297,"hhi":9396,"hhiPercentile":94,"hhiRank":189,"leadingOrganization":"PHILIP BANCORPORATION, INC.","leadingOrganizationSharePct":96.9,"leaderShareRank":189,"organizationCount":2,"organizationDepthRank":2602,"organizationsOver5pct":1,"profileHref":"/geographies/banking/46055","stateCode":"SD","stateCountyCount":64,"stateHref":"/geographies/south-dakota","stateHhiRank":12,"stateMedianHhi":4814,"stateName":"South Dakota","totalDepositsThousands":268362,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"46055","countyName":"Haakon","depositRank":2321,"hhi":9426,"hhiPercentile":94,"hhiRank":188,"leadingOrganization":"PHILIP BANCORPORATION, INC.","leadingOrganizationSharePct":97,"leaderShareRank":188,"organizationCount":2,"organizationDepthRank":2590,"organizationsOver5pct":1,"profileHref":"/geographies/banking/46055","stateCode":"SD","stateCountyCount":64,"stateHref":"/geographies/south-dakota","stateHhiRank":12,"stateMedianHhi":4938,"stateName":"South Dakota","totalDepositsThousands":264200,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"46055","countyName":"Haakon","depositRank":2270,"hhi":9419,"hhiPercentile":93.9,"hhiRank":190,"leadingOrganization":"PHILIP BANCORPORATION, INC.","leadingOrganizationSharePct":97,"leaderShareRank":190,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":1,"profileHref":"/geographies/banking/46055","stateCode":"SD","stateCountyCount":64,"stateHref":"/geographies/south-dakota","stateHhiRank":12,"stateMedianHhi":4820,"stateName":"South Dakota","totalDepositsThousands":292597,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}