{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","matchedCount":11,"count":11,"filters":{"states":[],"statesMatched":true,"matchedStateCodes":[],"county":null,"countyMatched":null,"fips":"45021","fipsMatched":true,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":"true","historyMatched":true,"from":2015,"fromMatched":true,"to":2025,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"year","sortMatched":true,"order":"asc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["year","hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":10,"concentrationClass":"moderately_concentrated","countyFips":"45021","countyName":"Cherokee","depositRank":1453,"hhi":2347,"hhiPercentile":42.2,"hhiRank":1799,"leadingOrganization":"First Piedmont Federal Savings and Loan Association of Gaffney","leadingOrganizationSharePct":38.5,"leaderShareRank":1565,"organizationCount":7,"organizationDepthRank":1233,"organizationsOver5pct":5,"profileHref":"/geographies/banking/45021","stateCode":"SC","stateCountyCount":46,"stateHref":"/geographies/south-carolina","stateHhiRank":23,"stateMedianHhi":2220,"stateName":"South Carolina","totalDepositsThousands":466878,"year":2015,"annualCountyCount":3112,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":10,"concentrationClass":"moderately_concentrated","countyFips":"45021","countyName":"Cherokee","depositRank":1434,"hhi":2359,"hhiPercentile":42.7,"hhiRank":1782,"leadingOrganization":"First Piedmont Federal Savings and Loan Association of Gaffney","leadingOrganizationSharePct":38.8,"leaderShareRank":1547,"organizationCount":7,"organizationDepthRank":1215,"organizationsOver5pct":5,"profileHref":"/geographies/banking/45021","stateCode":"SC","stateCountyCount":46,"stateHref":"/geographies/south-carolina","stateHhiRank":23,"stateMedianHhi":2279,"stateName":"South Carolina","totalDepositsThousands":484605,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":10,"concentrationClass":"moderately_concentrated","countyFips":"45021","countyName":"Cherokee","depositRank":1412,"hhi":2374,"hhiPercentile":42.6,"hhiRank":1785,"leadingOrganization":"First Piedmont Federal Savings and Loan Association of Gaffney","leadingOrganizationSharePct":38.9,"leaderShareRank":1550,"organizationCount":7,"organizationDepthRank":1202,"organizationsOver5pct":5,"profileHref":"/geographies/banking/45021","stateCode":"SC","stateCountyCount":46,"stateHref":"/geographies/south-carolina","stateHhiRank":23,"stateMedianHhi":2278,"stateName":"South Carolina","totalDepositsThousands":509470,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":10,"concentrationClass":"moderately_concentrated","countyFips":"45021","countyName":"Cherokee","depositRank":1382,"hhi":2398,"hhiPercentile":42.6,"hhiRank":1787,"leadingOrganization":"First Piedmont Federal Savings and Loan Association of Gaffney","leadingOrganizationSharePct":39.3,"leaderShareRank":1542,"organizationCount":7,"organizationDepthRank":1192,"organizationsOver5pct":5,"profileHref":"/geographies/banking/45021","stateCode":"SC","stateCountyCount":46,"stateHref":"/geographies/south-carolina","stateHhiRank":22,"stateMedianHhi":2353,"stateName":"South Carolina","totalDepositsThousands":536322,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":10,"concentrationClass":"moderately_concentrated","countyFips":"45021","countyName":"Cherokee","depositRank":1396,"hhi":2347,"hhiPercentile":40.9,"hhiRank":1840,"leadingOrganization":"First Piedmont Federal Savings and Loan Association of Gaffney","leadingOrganizationSharePct":38.8,"leaderShareRank":1603,"organizationCount":7,"organizationDepthRank":1189,"organizationsOver5pct":6,"profileHref":"/geographies/banking/45021","stateCode":"SC","stateCountyCount":46,"stateHref":"/geographies/south-carolina","stateHhiRank":24,"stateMedianHhi":2361,"stateName":"South Carolina","totalDepositsThousands":539897,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":9,"concentrationClass":"moderately_concentrated","countyFips":"45021","countyName":"Cherokee","depositRank":1400,"hhi":2368,"hhiPercentile":40.9,"hhiRank":1838,"leadingOrganization":"First Piedmont Federal Savings and Loan Association of Gaffney","leadingOrganizationSharePct":39,"leaderShareRank":1618,"organizationCount":7,"organizationDepthRank":1168,"organizationsOver5pct":5,"profileHref":"/geographies/banking/45021","stateCode":"SC","stateCountyCount":46,"stateHref":"/geographies/south-carolina","stateHhiRank":24,"stateMedianHhi":2434,"stateName":"South Carolina","totalDepositsThousands":602498,"year":2020,"annualCountyCount":3110,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":9,"concentrationClass":"moderately_concentrated","countyFips":"45021","countyName":"Cherokee","depositRank":1432,"hhi":2405,"hhiPercentile":40.9,"hhiRank":1837,"leadingOrganization":"First Piedmont Federal Savings and Loan Association of Gaffney","leadingOrganizationSharePct":40,"leaderShareRank":1578,"organizationCount":7,"organizationDepthRank":1148,"organizationsOver5pct":5,"profileHref":"/geographies/banking/45021","stateCode":"SC","stateCountyCount":46,"stateHref":"/geographies/south-carolina","stateHhiRank":23,"stateMedianHhi":2370,"stateName":"South Carolina","totalDepositsThousands":653069,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"45021","countyName":"Cherokee","depositRank":1634,"hhi":3202,"hhiPercentile":58.9,"hhiRank":1278,"leadingOrganization":"First Piedmont Federal Savings and Loan Association of Gaffney","leadingOrganizationSharePct":50.2,"leaderShareRank":1042,"organizationCount":6,"organizationDepthRank":1346,"organizationsOver5pct":5,"profileHref":"/geographies/banking/45021","stateCode":"SC","stateCountyCount":46,"stateHref":"/geographies/south-carolina","stateHhiRank":17,"stateMedianHhi":2401,"stateName":"South Carolina","totalDepositsThousands":562639,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"45021","countyName":"Cherokee","depositRank":1630,"hhi":3172,"hhiPercentile":57.9,"hhiRank":1308,"leadingOrganization":"First Piedmont Federal Savings and Loan Association of Gaffney","leadingOrganizationSharePct":49.6,"leaderShareRank":1087,"organizationCount":6,"organizationDepthRank":1341,"organizationsOver5pct":4,"profileHref":"/geographies/banking/45021","stateCode":"SC","stateCountyCount":46,"stateHref":"/geographies/south-carolina","stateHhiRank":19,"stateMedianHhi":2286,"stateName":"South Carolina","totalDepositsThousands":555028,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"45021","countyName":"Cherokee","depositRank":1682,"hhi":3144,"hhiPercentile":57.6,"hhiRank":1317,"leadingOrganization":"First Piedmont Federal Savings and Loan Association of Gaffney","leadingOrganizationSharePct":49.3,"leaderShareRank":1095,"organizationCount":6,"organizationDepthRank":1340,"organizationsOver5pct":4,"profileHref":"/geographies/banking/45021","stateCode":"SC","stateCountyCount":46,"stateHref":"/geographies/south-carolina","stateHhiRank":19,"stateMedianHhi":2241,"stateName":"South Carolina","totalDepositsThousands":537330,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"45021","countyName":"Cherokee","depositRank":1679,"hhi":3188,"hhiPercentile":58,"hhiRank":1306,"leadingOrganization":"First Piedmont Federal Savings and Loan Association of Gaffney","leadingOrganizationSharePct":49.8,"leaderShareRank":1095,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":4,"profileHref":"/geographies/banking/45021","stateCode":"SC","stateCountyCount":46,"stateHref":"/geographies/south-carolina","stateHhiRank":19,"stateMedianHhi":2352,"stateName":"South Carolina","totalDepositsThousands":554921,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}