{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. 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Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":5,"concentrationClass":"moderately_concentrated","countyFips":"40067","countyName":"Jefferson","depositRank":2639,"hhi":2100,"hhiPercentile":34.5,"hhiRank":2036,"leadingOrganization":"The First Farmers National Bank of Waurika","leadingOrganizationSharePct":28.3,"leaderShareRank":2323,"organizationCount":5,"organizationDepthRank":1709,"organizationsOver5pct":5,"profileHref":"/geographies/banking/40067","stateCode":"OK","stateCountyCount":77,"stateHref":"/geographies/oklahoma","stateHhiRank":58,"stateMedianHhi":2685,"stateName":"Oklahoma","totalDepositsThousands":124181,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":5,"concentrationClass":"moderately_concentrated","countyFips":"40067","countyName":"Jefferson","depositRank":2648,"hhi":2126,"hhiPercentile":35.1,"hhiRank":2018,"leadingOrganization":"The First Farmers National Bank of Waurika","leadingOrganizationSharePct":29.4,"leaderShareRank":2259,"organizationCount":5,"organizationDepthRank":1693,"organizationsOver5pct":5,"profileHref":"/geographies/banking/40067","stateCode":"OK","stateCountyCount":77,"stateHref":"/geographies/oklahoma","stateHhiRank":56,"stateMedianHhi":2687,"stateName":"Oklahoma","totalDepositsThousands":123320,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":5,"concentrationClass":"moderately_concentrated","countyFips":"40067","countyName":"Jefferson","depositRank":2685,"hhi":2138,"hhiPercentile":35.1,"hhiRank":2019,"leadingOrganization":"The First Farmers National Bank of Waurika","leadingOrganizationSharePct":29.8,"leaderShareRank":2229,"organizationCount":5,"organizationDepthRank":1679,"organizationsOver5pct":5,"profileHref":"/geographies/banking/40067","stateCode":"OK","stateCountyCount":77,"stateHref":"/geographies/oklahoma","stateHhiRank":56,"stateMedianHhi":2671,"stateName":"Oklahoma","totalDepositsThousands":118780,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":5,"concentrationClass":"moderately_concentrated","countyFips":"40067","countyName":"Jefferson","depositRank":2696,"hhi":2133,"hhiPercentile":35.2,"hhiRank":2016,"leadingOrganization":"The First Farmers National Bank of Waurika","leadingOrganizationSharePct":29.9,"leaderShareRank":2218,"organizationCount":5,"organizationDepthRank":1669,"organizationsOver5pct":5,"profileHref":"/geographies/banking/40067","stateCode":"OK","stateCountyCount":77,"stateHref":"/geographies/oklahoma","stateHhiRank":53,"stateMedianHhi":2651,"stateName":"Oklahoma","totalDepositsThousands":117623,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":5,"concentrationClass":"moderately_concentrated","countyFips":"40067","countyName":"Jefferson","depositRank":2718,"hhi":2164,"hhiPercentile":34.1,"hhiRank":2050,"leadingOrganization":"The First Farmers National Bank of Waurika","leadingOrganizationSharePct":31.1,"leaderShareRank":2193,"organizationCount":5,"organizationDepthRank":1631,"organizationsOver5pct":5,"profileHref":"/geographies/banking/40067","stateCode":"OK","stateCountyCount":77,"stateHref":"/geographies/oklahoma","stateHhiRank":53,"stateMedianHhi":2661,"stateName":"Oklahoma","totalDepositsThousands":137843,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":5,"concentrationClass":"moderately_concentrated","countyFips":"40067","countyName":"Jefferson","depositRank":2707,"hhi":2318,"hhiPercentile":37.4,"hhiRank":1946,"leadingOrganization":"The First Farmers National Bank of Waurika","leadingOrganizationSharePct":30.8,"leaderShareRank":2259,"organizationCount":5,"organizationDepthRank":1605,"organizationsOver5pct":5,"profileHref":"/geographies/banking/40067","stateCode":"OK","stateCountyCount":77,"stateHref":"/geographies/oklahoma","stateHhiRank":54,"stateMedianHhi":2752,"stateName":"Oklahoma","totalDepositsThousands":146369,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":5,"concentrationClass":"moderately_concentrated","countyFips":"40067","countyName":"Jefferson","depositRank":2642,"hhi":2316,"hhiPercentile":37.4,"hhiRank":1944,"leadingOrganization":"FIRST NATIONAL CORPORATION OF ARDMORE, INC.","leadingOrganizationSharePct":30.2,"leaderShareRank":2288,"organizationCount":5,"organizationDepthRank":1606,"organizationsOver5pct":5,"profileHref":"/geographies/banking/40067","stateCode":"OK","stateCountyCount":77,"stateHref":"/geographies/oklahoma","stateHhiRank":52,"stateMedianHhi":2679,"stateName":"Oklahoma","totalDepositsThousands":164988,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":5,"concentrationClass":"moderately_concentrated","countyFips":"40067","countyName":"Jefferson","depositRank":2652,"hhi":2403,"hhiPercentile":39.5,"hhiRank":1879,"leadingOrganization":"FIRST NATIONAL CORPORATION OF ARDMORE, INC.","leadingOrganizationSharePct":32.3,"leaderShareRank":2126,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":5,"profileHref":"/geographies/banking/40067","stateCode":"OK","stateCountyCount":77,"stateHref":"/geographies/oklahoma","stateHhiRank":49,"stateMedianHhi":2756,"stateName":"Oklahoma","totalDepositsThousands":168182,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}