{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","publisher":"Federal Deposit Insurance Corporation","title":"Annual Summary of Deposits, 2015-2025","url":"https://banks.data.fdic.gov/bankfind-suite/SOD","profileHref":"/sources/fdic-sod-2025"},"guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth.","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","matchedCount":11,"count":11,"filters":{"states":[],"statesMatched":true,"matchedStateCodes":[],"county":null,"countyMatched":null,"fips":"40011","fipsMatched":true,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":"true","historyMatched":true,"from":2015,"fromMatched":true,"to":2025,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"year","sortMatched":true,"order":"asc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["year","hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":7,"concentrationClass":"moderately_concentrated","countyFips":"40011","countyName":"Blaine","depositRank":1843,"hhi":2055,"hhiPercentile":33.8,"hhiRank":2060,"leadingOrganization":"WATONGA BANCSHARES, INC.","leadingOrganizationSharePct":33.2,"leaderShareRank":1950,"organizationCount":6,"organizationDepthRank":1459,"organizationsOver5pct":6,"profileHref":"/geographies/banking/40011","stateCode":"OK","stateCountyCount":77,"stateHref":"/geographies/oklahoma","stateHhiRank":56,"stateMedianHhi":2748,"stateName":"Oklahoma","totalDepositsThousands":311991,"year":2015,"annualCountyCount":3112,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":7,"concentrationClass":"moderately_concentrated","countyFips":"40011","countyName":"Blaine","depositRank":1825,"hhi":2141,"hhiPercentile":35.8,"hhiRank":1997,"leadingOrganization":"WATONGA BANCSHARES, INC.","leadingOrganizationSharePct":35.2,"leaderShareRank":1787,"organizationCount":6,"organizationDepthRank":1449,"organizationsOver5pct":6,"profileHref":"/geographies/banking/40011","stateCode":"OK","stateCountyCount":77,"stateHref":"/geographies/oklahoma","stateHhiRank":56,"stateMedianHhi":2685,"stateName":"Oklahoma","totalDepositsThousands":323680,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":7,"concentrationClass":"moderately_concentrated","countyFips":"40011","countyName":"Blaine","depositRank":1683,"hhi":2167,"hhiPercentile":36.4,"hhiRank":1978,"leadingOrganization":"WATONGA BANCSHARES, INC.","leadingOrganizationSharePct":35.8,"leaderShareRank":1770,"organizationCount":6,"organizationDepthRank":1431,"organizationsOver5pct":6,"profileHref":"/geographies/banking/40011","stateCode":"OK","stateCountyCount":77,"stateHref":"/geographies/oklahoma","stateHhiRank":51,"stateMedianHhi":2687,"stateName":"Oklahoma","totalDepositsThousands":391274,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":7,"concentrationClass":"moderately_concentrated","countyFips":"40011","countyName":"Blaine","depositRank":1691,"hhi":2180,"hhiPercentile":36.7,"hhiRank":1968,"leadingOrganization":"WATONGA BANCSHARES, INC.","leadingOrganizationSharePct":36.2,"leaderShareRank":1757,"organizationCount":6,"organizationDepthRank":1415,"organizationsOver5pct":6,"profileHref":"/geographies/banking/40011","stateCode":"OK","stateCountyCount":77,"stateHref":"/geographies/oklahoma","stateHhiRank":54,"stateMedianHhi":2671,"stateName":"Oklahoma","totalDepositsThousands":396591,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":7,"concentrationClass":"moderately_concentrated","countyFips":"40011","countyName":"Blaine","depositRank":1624,"hhi":2196,"hhiPercentile":36.7,"hhiRank":1969,"leadingOrganization":"WATONGA BANCSHARES, INC.","leadingOrganizationSharePct":36.5,"leaderShareRank":1734,"organizationCount":6,"organizationDepthRank":1405,"organizationsOver5pct":6,"profileHref":"/geographies/banking/40011","stateCode":"OK","stateCountyCount":77,"stateHref":"/geographies/oklahoma","stateHhiRank":51,"stateMedianHhi":2651,"stateName":"Oklahoma","totalDepositsThousands":428425,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":7,"concentrationClass":"moderately_concentrated","countyFips":"40011","countyName":"Blaine","depositRank":1719,"hhi":2098,"hhiPercentile":32.9,"hhiRank":2088,"leadingOrganization":"WATONGA BANCSHARES, INC.","leadingOrganizationSharePct":35,"leaderShareRank":1888,"organizationCount":6,"organizationDepthRank":1385,"organizationsOver5pct":6,"profileHref":"/geographies/banking/40011","stateCode":"OK","stateCountyCount":77,"stateHref":"/geographies/oklahoma","stateHhiRank":56,"stateMedianHhi":2672,"stateName":"Oklahoma","totalDepositsThousands":439678,"year":2020,"annualCountyCount":3110,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":7,"concentrationClass":"moderately_concentrated","countyFips":"40011","countyName":"Blaine","depositRank":1818,"hhi":2123,"hhiPercentile":32.9,"hhiRank":2086,"leadingOrganization":"WATONGA BANCSHARES, INC.","leadingOrganizationSharePct":35.5,"leaderShareRank":1874,"organizationCount":6,"organizationDepthRank":1361,"organizationsOver5pct":6,"profileHref":"/geographies/banking/40011","stateCode":"OK","stateCountyCount":77,"stateHref":"/geographies/oklahoma","stateHhiRank":54,"stateMedianHhi":2661,"stateName":"Oklahoma","totalDepositsThousands":434785,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":7,"concentrationClass":"moderately_concentrated","countyFips":"40011","countyName":"Blaine","depositRank":1784,"hhi":2468,"hhiPercentile":41.7,"hhiRank":1814,"leadingOrganization":"BANK7 CORP","leadingOrganizationSharePct":42,"leaderShareRank":1465,"organizationCount":6,"organizationDepthRank":1346,"organizationsOver5pct":6,"profileHref":"/geographies/banking/40011","stateCode":"OK","stateCountyCount":77,"stateHref":"/geographies/oklahoma","stateHhiRank":50,"stateMedianHhi":2694,"stateName":"Oklahoma","totalDepositsThousands":480937,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":7,"concentrationClass":"highly_concentrated","countyFips":"40011","countyName":"Blaine","depositRank":1785,"hhi":2534,"hhiPercentile":43.4,"hhiRank":1759,"leadingOrganization":"BANK7 CORP","leadingOrganizationSharePct":43.1,"leaderShareRank":1406,"organizationCount":6,"organizationDepthRank":1341,"organizationsOver5pct":6,"profileHref":"/geographies/banking/40011","stateCode":"OK","stateCountyCount":77,"stateHref":"/geographies/oklahoma","stateHhiRank":46,"stateMedianHhi":2752,"stateName":"Oklahoma","totalDepositsThousands":469971,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":7,"concentrationClass":"highly_concentrated","countyFips":"40011","countyName":"Blaine","depositRank":1810,"hhi":2530,"hhiPercentile":43.5,"hhiRank":1754,"leadingOrganization":"BANK7 CORP","leadingOrganizationSharePct":43,"leaderShareRank":1409,"organizationCount":6,"organizationDepthRank":1340,"organizationsOver5pct":6,"profileHref":"/geographies/banking/40011","stateCode":"OK","stateCountyCount":77,"stateHref":"/geographies/oklahoma","stateHhiRank":46,"stateMedianHhi":2679,"stateName":"Oklahoma","totalDepositsThousands":470708,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":7,"concentrationClass":"highly_concentrated","countyFips":"40011","countyName":"Blaine","depositRank":1838,"hhi":2528,"hhiPercentile":43.1,"hhiRank":1766,"leadingOrganization":"BANK7 CORP","leadingOrganizationSharePct":42.7,"leaderShareRank":1439,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":6,"profileHref":"/geographies/banking/40011","stateCode":"OK","stateCountyCount":77,"stateHref":"/geographies/oklahoma","stateHhiRank":44,"stateMedianHhi":2756,"stateName":"Oklahoma","totalDepositsThousands":469283,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}