{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","publisher":"Federal Deposit Insurance Corporation","title":"Annual Summary of Deposits, 2015-2025","url":"https://banks.data.fdic.gov/bankfind-suite/SOD","profileHref":"/sources/fdic-sod-2025"},"guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth.","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","matchedCount":11,"count":11,"filters":{"states":[],"statesMatched":true,"matchedStateCodes":[],"county":null,"countyMatched":null,"fips":"39023","fipsMatched":true,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":"true","historyMatched":true,"from":2015,"fromMatched":true,"to":2025,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"year","sortMatched":true,"order":"asc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["year","hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":36,"concentrationClass":"moderately_concentrated","countyFips":"39023","countyName":"Clark","depositRank":605,"hhi":1849,"hhiPercentile":27.2,"hhiRank":2265,"leadingOrganization":"PARK NATIONAL CORPORATION","leadingOrganizationSharePct":32.8,"leaderShareRank":1986,"organizationCount":12,"organizationDepthRank":553,"organizationsOver5pct":7,"profileHref":"/geographies/banking/39023","stateCode":"OH","stateCountyCount":88,"stateHref":"/geographies/ohio","stateHhiRank":47,"stateMedianHhi":1921,"stateName":"Ohio","totalDepositsThousands":1461621,"year":2015,"annualCountyCount":3112,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":36,"concentrationClass":"moderately_concentrated","countyFips":"39023","countyName":"Clark","depositRank":617,"hhi":1831,"hhiPercentile":26.8,"hhiRank":2277,"leadingOrganization":"PARK NATIONAL CORPORATION","leadingOrganizationSharePct":32.4,"leaderShareRank":2024,"organizationCount":12,"organizationDepthRank":545,"organizationsOver5pct":7,"profileHref":"/geographies/banking/39023","stateCode":"OH","stateCountyCount":88,"stateHref":"/geographies/ohio","stateHhiRank":47,"stateMedianHhi":1898,"stateName":"Ohio","totalDepositsThousands":1478541,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":36,"concentrationClass":"moderately_concentrated","countyFips":"39023","countyName":"Clark","depositRank":617,"hhi":1806,"hhiPercentile":24.8,"hhiRank":2337,"leadingOrganization":"PARK NATIONAL CORPORATION","leadingOrganizationSharePct":32.2,"leaderShareRank":2029,"organizationCount":12,"organizationDepthRank":528,"organizationsOver5pct":7,"profileHref":"/geographies/banking/39023","stateCode":"OH","stateCountyCount":88,"stateHref":"/geographies/ohio","stateHhiRank":54,"stateMedianHhi":1989,"stateName":"Ohio","totalDepositsThousands":1529161,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":34,"concentrationClass":"moderately_concentrated","countyFips":"39023","countyName":"Clark","depositRank":631,"hhi":1821,"hhiPercentile":25.7,"hhiRank":2312,"leadingOrganization":"PARK NATIONAL CORPORATION","leadingOrganizationSharePct":32.5,"leaderShareRank":2014,"organizationCount":12,"organizationDepthRank":523,"organizationsOver5pct":7,"profileHref":"/geographies/banking/39023","stateCode":"OH","stateCountyCount":88,"stateHref":"/geographies/ohio","stateHhiRank":53,"stateMedianHhi":2013,"stateName":"Ohio","totalDepositsThousands":1545101,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":34,"concentrationClass":"moderately_concentrated","countyFips":"39023","countyName":"Clark","depositRank":633,"hhi":1737,"hhiPercentile":22.4,"hhiRank":2414,"leadingOrganization":"PARK NATIONAL CORPORATION","leadingOrganizationSharePct":31,"leaderShareRank":2153,"organizationCount":12,"organizationDepthRank":519,"organizationsOver5pct":7,"profileHref":"/geographies/banking/39023","stateCode":"OH","stateCountyCount":88,"stateHref":"/geographies/ohio","stateHhiRank":57,"stateMedianHhi":1976,"stateName":"Ohio","totalDepositsThousands":1620651,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":33,"concentrationClass":"moderately_concentrated","countyFips":"39023","countyName":"Clark","depositRank":639,"hhi":1722,"hhiPercentile":21,"hhiRank":2457,"leadingOrganization":"PARK NATIONAL CORPORATION","leadingOrganizationSharePct":30.9,"leaderShareRank":2184,"organizationCount":12,"organizationDepthRank":516,"organizationsOver5pct":8,"profileHref":"/geographies/banking/39023","stateCode":"OH","stateCountyCount":88,"stateHref":"/geographies/ohio","stateHhiRank":57,"stateMedianHhi":1962,"stateName":"Ohio","totalDepositsThousands":1833576,"year":2020,"annualCountyCount":3110,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":29,"concentrationClass":"moderately_concentrated","countyFips":"39023","countyName":"Clark","depositRank":625,"hhi":1615,"hhiPercentile":17.1,"hhiRank":2578,"leadingOrganization":"PARK NATIONAL CORPORATION","leadingOrganizationSharePct":27.8,"leaderShareRank":2452,"organizationCount":12,"organizationDepthRank":518,"organizationsOver5pct":7,"profileHref":"/geographies/banking/39023","stateCode":"OH","stateCountyCount":88,"stateHref":"/geographies/ohio","stateHhiRank":66,"stateMedianHhi":2003,"stateName":"Ohio","totalDepositsThousands":2131611,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":29,"concentrationClass":"moderately_concentrated","countyFips":"39023","countyName":"Clark","depositRank":676,"hhi":1644,"hhiPercentile":17.5,"hhiRank":2566,"leadingOrganization":"PARK NATIONAL CORPORATION","leadingOrganizationSharePct":28.5,"leaderShareRank":2411,"organizationCount":12,"organizationDepthRank":514,"organizationsOver5pct":8,"profileHref":"/geographies/banking/39023","stateCode":"OH","stateCountyCount":88,"stateHref":"/geographies/ohio","stateHhiRank":67,"stateMedianHhi":2062,"stateName":"Ohio","totalDepositsThousands":2014548,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":29,"concentrationClass":"moderately_concentrated","countyFips":"39023","countyName":"Clark","depositRank":674,"hhi":1679,"hhiPercentile":18.6,"hhiRank":2530,"leadingOrganization":"PARK NATIONAL CORPORATION","leadingOrganizationSharePct":29.9,"leaderShareRank":2321,"organizationCount":12,"organizationDepthRank":513,"organizationsOver5pct":8,"profileHref":"/geographies/banking/39023","stateCode":"OH","stateCountyCount":88,"stateHref":"/geographies/ohio","stateHhiRank":63,"stateMedianHhi":2082,"stateName":"Ohio","totalDepositsThousands":1986076,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":28,"concentrationClass":"moderately_concentrated","countyFips":"39023","countyName":"Clark","depositRank":655,"hhi":1694,"hhiPercentile":19,"hhiRank":2515,"leadingOrganization":"PARK NATIONAL CORPORATION","leadingOrganizationSharePct":29.7,"leaderShareRank":2330,"organizationCount":12,"organizationDepthRank":510,"organizationsOver5pct":7,"profileHref":"/geographies/banking/39023","stateCode":"OH","stateCountyCount":88,"stateHref":"/geographies/ohio","stateHhiRank":63,"stateMedianHhi":2107,"stateName":"Ohio","totalDepositsThousands":2096788,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":27,"concentrationClass":"moderately_concentrated","countyFips":"39023","countyName":"Clark","depositRank":645,"hhi":1666,"hhiPercentile":18.5,"hhiRank":2530,"leadingOrganization":"PARK NATIONAL CORPORATION","leadingOrganizationSharePct":29.6,"leaderShareRank":2315,"organizationCount":11,"organizationDepthRank":580,"organizationsOver5pct":7,"profileHref":"/geographies/banking/39023","stateCode":"OH","stateCountyCount":88,"stateHref":"/geographies/ohio","stateHhiRank":63,"stateMedianHhi":2099,"stateName":"Ohio","totalDepositsThousands":2191431,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}