{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. 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Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":73,"concentrationClass":"moderately_concentrated","countyFips":"38017","countyName":"Cass","depositRank":220,"hhi":1655,"hhiPercentile":20.6,"hhiRank":2468,"leadingOrganization":"STATE BANKSHARES, INC.","leadingOrganizationSharePct":35.7,"leaderShareRank":1754,"organizationCount":24,"organizationDepthRank":143,"organizationsOver5pct":6,"profileHref":"/geographies/banking/38017","stateCode":"ND","stateCountyCount":51,"stateHref":"/geographies/north-dakota","stateHhiRank":47,"stateMedianHhi":3547,"stateName":"North Dakota","totalDepositsThousands":6069535,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":71,"concentrationClass":"moderately_concentrated","countyFips":"38017","countyName":"Cass","depositRank":214,"hhi":1721,"hhiPercentile":22.1,"hhiRank":2422,"leadingOrganization":"STATE BANKSHARES, INC.","leadingOrganizationSharePct":36.9,"leaderShareRank":1692,"organizationCount":24,"organizationDepthRank":138,"organizationsOver5pct":5,"profileHref":"/geographies/banking/38017","stateCode":"ND","stateCountyCount":51,"stateHref":"/geographies/north-dakota","stateHhiRank":48,"stateMedianHhi":3584,"stateName":"North Dakota","totalDepositsThousands":6558116,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":72,"concentrationClass":"moderately_concentrated","countyFips":"38017","countyName":"Cass","depositRank":215,"hhi":1746,"hhiPercentile":22.8,"hhiRank":2400,"leadingOrganization":"STATE BANKSHARES, INC.","leadingOrganizationSharePct":37.6,"leaderShareRank":1652,"organizationCount":25,"organizationDepthRank":117,"organizationsOver5pct":5,"profileHref":"/geographies/banking/38017","stateCode":"ND","stateCountyCount":51,"stateHref":"/geographies/north-dakota","stateHhiRank":46,"stateMedianHhi":3634,"stateName":"North Dakota","totalDepositsThousands":6692853,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":73,"concentrationClass":"moderately_concentrated","countyFips":"38017","countyName":"Cass","depositRank":200,"hhi":1926,"hhiPercentile":29.2,"hhiRank":2205,"leadingOrganization":"STATE BANKSHARES, INC.","leadingOrganizationSharePct":40.3,"leaderShareRank":1492,"organizationCount":25,"organizationDepthRank":118,"organizationsOver5pct":5,"profileHref":"/geographies/banking/38017","stateCode":"ND","stateCountyCount":51,"stateHref":"/geographies/north-dakota","stateHhiRank":45,"stateMedianHhi":3638,"stateName":"North Dakota","totalDepositsThousands":7698368,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":77,"concentrationClass":"moderately_concentrated","countyFips":"38017","countyName":"Cass","depositRank":184,"hhi":1926,"hhiPercentile":25.8,"hhiRank":2306,"leadingOrganization":"STATE BANKSHARES, INC.","leadingOrganizationSharePct":40.5,"leaderShareRank":1575,"organizationCount":28,"organizationDepthRank":96,"organizationsOver5pct":5,"profileHref":"/geographies/banking/38017","stateCode":"ND","stateCountyCount":51,"stateHref":"/geographies/north-dakota","stateHhiRank":46,"stateMedianHhi":3980,"stateName":"North Dakota","totalDepositsThousands":11529939,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":77,"concentrationClass":"moderately_concentrated","countyFips":"38017","countyName":"Cass","depositRank":185,"hhi":1811,"hhiPercentile":22.7,"hhiRank":2401,"leadingOrganization":"STATE BANKSHARES, INC.","leadingOrganizationSharePct":38.3,"leaderShareRank":1707,"organizationCount":28,"organizationDepthRank":96,"organizationsOver5pct":4,"profileHref":"/geographies/banking/38017","stateCode":"ND","stateCountyCount":51,"stateHref":"/geographies/north-dakota","stateHhiRank":49,"stateMedianHhi":3923,"stateName":"North Dakota","totalDepositsThousands":11533020,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":76,"concentrationClass":"moderately_concentrated","countyFips":"38017","countyName":"Cass","depositRank":193,"hhi":1515,"hhiPercentile":14.2,"hhiRank":2663,"leadingOrganization":"STATE BANKSHARES, INC.","leadingOrganizationSharePct":33.4,"leaderShareRank":2041,"organizationCount":28,"organizationDepthRank":98,"organizationsOver5pct":5,"profileHref":"/geographies/banking/38017","stateCode":"ND","stateCountyCount":51,"stateHref":"/geographies/north-dakota","stateHhiRank":49,"stateMedianHhi":3852,"stateName":"North Dakota","totalDepositsThousands":11115139,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}