{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","publisher":"Federal Deposit Insurance Corporation","title":"Annual Summary of Deposits, 2015-2025","url":"https://banks.data.fdic.gov/bankfind-suite/SOD","profileHref":"/sources/fdic-sod-2025"},"guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth.","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","matchedCount":11,"count":11,"filters":{"states":[],"statesMatched":true,"matchedStateCodes":[],"county":null,"countyMatched":null,"fips":"37115","fipsMatched":true,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":"true","historyMatched":true,"from":2015,"fromMatched":true,"to":2025,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"year","sortMatched":true,"order":"asc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["year","hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"37115","countyName":"Madison","depositRank":2439,"hhi":3120,"hhiPercentile":61.6,"hhiRank":1196,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":40.8,"leaderShareRank":1411,"organizationCount":4,"organizationDepthRank":2016,"organizationsOver5pct":4,"profileHref":"/geographies/banking/37115","stateCode":"NC","stateCountyCount":100,"stateHref":"/geographies/north-carolina","stateHhiRank":26,"stateMedianHhi":2200,"stateName":"North Carolina","totalDepositsThousands":162614,"year":2015,"annualCountyCount":3112,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"37115","countyName":"Madison","depositRank":2437,"hhi":3115,"hhiPercentile":61,"hhiRank":1214,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":40.8,"leaderShareRank":1415,"organizationCount":4,"organizationDepthRank":2009,"organizationsOver5pct":4,"profileHref":"/geographies/banking/37115","stateCode":"NC","stateCountyCount":100,"stateHref":"/geographies/north-carolina","stateHhiRank":27,"stateMedianHhi":2265,"stateName":"North Carolina","totalDepositsThousands":164004,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"37115","countyName":"Madison","depositRank":2419,"hhi":3049,"hhiPercentile":58.7,"hhiRank":1286,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":39.4,"leaderShareRank":1530,"organizationCount":4,"organizationDepthRank":2000,"organizationsOver5pct":4,"profileHref":"/geographies/banking/37115","stateCode":"NC","stateCountyCount":100,"stateHref":"/geographies/north-carolina","stateHhiRank":29,"stateMedianHhi":2242,"stateName":"North Carolina","totalDepositsThousands":170532,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"37115","countyName":"Madison","depositRank":2802,"hhi":5157,"hhiPercentile":85.3,"hhiRank":457,"leadingOrganization":"FIRST CITIZENS BANCSHARES, INC.","leadingOrganizationSharePct":58.9,"leaderShareRank":588,"organizationCount":2,"organizationDepthRank":2667,"organizationsOver5pct":2,"profileHref":"/geographies/banking/37115","stateCode":"NC","stateCountyCount":100,"stateHref":"/geographies/north-carolina","stateHhiRank":16,"stateMedianHhi":2210,"stateName":"North Carolina","totalDepositsThousands":97357,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"37115","countyName":"Madison","depositRank":2807,"hhi":5077,"hhiPercentile":83.8,"hhiRank":504,"leadingOrganization":"FIRST CITIZENS BANCSHARES, INC.","leadingOrganizationSharePct":56.2,"leaderShareRank":716,"organizationCount":2,"organizationDepthRank":2659,"organizationsOver5pct":2,"profileHref":"/geographies/banking/37115","stateCode":"NC","stateCountyCount":100,"stateHref":"/geographies/north-carolina","stateHhiRank":18,"stateMedianHhi":2273,"stateName":"North Carolina","totalDepositsThousands":95491,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"37115","countyName":"Madison","depositRank":2816,"hhi":5068,"hhiPercentile":83.1,"hhiRank":526,"leadingOrganization":"FIRST CITIZENS BANCSHARES, INC.","leadingOrganizationSharePct":55.9,"leaderShareRank":742,"organizationCount":2,"organizationDepthRank":2648,"organizationsOver5pct":2,"profileHref":"/geographies/banking/37115","stateCode":"NC","stateCountyCount":100,"stateHref":"/geographies/north-carolina","stateHhiRank":18,"stateMedianHhi":2398,"stateName":"North Carolina","totalDepositsThousands":105414,"year":2020,"annualCountyCount":3110,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"37115","countyName":"Madison","depositRank":2735,"hhi":5234,"hhiPercentile":85,"hhiRank":466,"leadingOrganization":"FIRST CITIZENS BANCSHARES, INC.","leadingOrganizationSharePct":60.8,"leaderShareRank":580,"organizationCount":2,"organizationDepthRank":2632,"organizationsOver5pct":2,"profileHref":"/geographies/banking/37115","stateCode":"NC","stateCountyCount":100,"stateHref":"/geographies/north-carolina","stateHhiRank":16,"stateMedianHhi":2302,"stateName":"North Carolina","totalDepositsThousands":133915,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"37115","countyName":"Madison","depositRank":2701,"hhi":5211,"hhiPercentile":83.9,"hhiRank":502,"leadingOrganization":"FIRST CITIZENS BANCSHARES, INC.","leadingOrganizationSharePct":60.3,"leaderShareRank":631,"organizationCount":2,"organizationDepthRank":2612,"organizationsOver5pct":2,"profileHref":"/geographies/banking/37115","stateCode":"NC","stateCountyCount":100,"stateHref":"/geographies/north-carolina","stateHhiRank":18,"stateMedianHhi":2370,"stateName":"North Carolina","totalDepositsThousands":150657,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"37115","countyName":"Madison","depositRank":2694,"hhi":5230,"hhiPercentile":83.8,"hhiRank":503,"leadingOrganization":"FIRST CITIZENS BANCSHARES, INC.","leadingOrganizationSharePct":60.7,"leaderShareRank":632,"organizationCount":2,"organizationDepthRank":2602,"organizationsOver5pct":2,"profileHref":"/geographies/banking/37115","stateCode":"NC","stateCountyCount":98,"stateHref":"/geographies/north-carolina","stateHhiRank":18,"stateMedianHhi":2404,"stateName":"North Carolina","totalDepositsThousands":149305,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"37115","countyName":"Madison","depositRank":2714,"hhi":5204,"hhiPercentile":83.5,"hhiRank":512,"leadingOrganization":"FIRST CITIZENS BANCSHARES, INC.","leadingOrganizationSharePct":60.1,"leaderShareRank":653,"organizationCount":2,"organizationDepthRank":2590,"organizationsOver5pct":2,"profileHref":"/geographies/banking/37115","stateCode":"NC","stateCountyCount":98,"stateHref":"/geographies/north-carolina","stateHhiRank":17,"stateMedianHhi":2448,"stateName":"North Carolina","totalDepositsThousands":144975,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":2,"concentrationClass":"highly_concentrated","countyFips":"37115","countyName":"Madison","depositRank":2679,"hhi":5342,"hhiPercentile":84.4,"hhiRank":485,"leadingOrganization":"FIRST CITIZENS BANCSHARES, INC.","leadingOrganizationSharePct":63.1,"leaderShareRank":575,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/37115","stateCode":"NC","stateCountyCount":98,"stateHref":"/geographies/north-carolina","stateHhiRank":16,"stateMedianHhi":2366,"stateName":"North Carolina","totalDepositsThousands":159591,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}