{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","publisher":"Federal Deposit Insurance Corporation","title":"Annual Summary of Deposits, 2015-2025","url":"https://banks.data.fdic.gov/bankfind-suite/SOD","profileHref":"/sources/fdic-sod-2025"},"guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth.","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","matchedCount":11,"count":11,"filters":{"states":[],"statesMatched":true,"matchedStateCodes":[],"county":null,"countyMatched":null,"fips":"29195","fipsMatched":true,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":"true","historyMatched":true,"from":2015,"fromMatched":true,"to":2025,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"year","sortMatched":true,"order":"asc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["year","hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":14,"concentrationClass":"highly_concentrated","countyFips":"29195","countyName":"Saline","depositRank":1435,"hhi":3223,"hhiPercentile":63.6,"hhiRank":1134,"leadingOrganization":"WOOD & HUSTON BANCORPORATION, INC.","leadingOrganizationSharePct":49.2,"leaderShareRank":967,"organizationCount":6,"organizationDepthRank":1459,"organizationsOver5pct":5,"profileHref":"/geographies/banking/29195","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":26,"stateMedianHhi":2652,"stateName":"Missouri","totalDepositsThousands":478212,"year":2015,"annualCountyCount":3112,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":14,"concentrationClass":"highly_concentrated","countyFips":"29195","countyName":"Saline","depositRank":1403,"hhi":3315,"hhiPercentile":64.5,"hhiRank":1104,"leadingOrganization":"WOOD & HUSTON BANCORPORATION, INC.","leadingOrganizationSharePct":50.5,"leaderShareRank":906,"organizationCount":6,"organizationDepthRank":1449,"organizationsOver5pct":5,"profileHref":"/geographies/banking/29195","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":27,"stateMedianHhi":2574,"stateName":"Missouri","totalDepositsThousands":500929,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":14,"concentrationClass":"highly_concentrated","countyFips":"29195","countyName":"Saline","depositRank":1398,"hhi":3226,"hhiPercentile":62.5,"hhiRank":1166,"leadingOrganization":"WOOD & HUSTON BANCORPORATION, INC.","leadingOrganizationSharePct":49.3,"leaderShareRank":981,"organizationCount":6,"organizationDepthRank":1431,"organizationsOver5pct":5,"profileHref":"/geographies/banking/29195","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":28,"stateMedianHhi":2616,"stateName":"Missouri","totalDepositsThousands":514429,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":14,"concentrationClass":"highly_concentrated","countyFips":"29195","countyName":"Saline","depositRank":1393,"hhi":3209,"hhiPercentile":61.9,"hhiRank":1187,"leadingOrganization":"WOOD & HUSTON BANCORPORATION, INC.","leadingOrganizationSharePct":48.9,"leaderShareRank":997,"organizationCount":6,"organizationDepthRank":1415,"organizationsOver5pct":5,"profileHref":"/geographies/banking/29195","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":34,"stateMedianHhi":2647,"stateName":"Missouri","totalDepositsThousands":526778,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":14,"concentrationClass":"highly_concentrated","countyFips":"29195","countyName":"Saline","depositRank":1450,"hhi":3013,"hhiPercentile":57.4,"hhiRank":1326,"leadingOrganization":"WOOD & HUSTON BANCORPORATION, INC.","leadingOrganizationSharePct":46.2,"leaderShareRank":1150,"organizationCount":6,"organizationDepthRank":1405,"organizationsOver5pct":5,"profileHref":"/geographies/banking/29195","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":38,"stateMedianHhi":2545,"stateName":"Missouri","totalDepositsThousands":510395,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":14,"concentrationClass":"highly_concentrated","countyFips":"29195","countyName":"Saline","depositRank":1413,"hhi":3061,"hhiPercentile":57.7,"hhiRank":1315,"leadingOrganization":"WOOD & HUSTON BANCORPORATION, INC.","leadingOrganizationSharePct":45.9,"leaderShareRank":1185,"organizationCount":6,"organizationDepthRank":1385,"organizationsOver5pct":4,"profileHref":"/geographies/banking/29195","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":33,"stateMedianHhi":2555,"stateName":"Missouri","totalDepositsThousands":592978,"year":2020,"annualCountyCount":3110,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":14,"concentrationClass":"highly_concentrated","countyFips":"29195","countyName":"Saline","depositRank":1400,"hhi":3094,"hhiPercentile":57.6,"hhiRank":1320,"leadingOrganization":"WOOD & HUSTON BANCORPORATION, INC.","leadingOrganizationSharePct":46.2,"leaderShareRank":1197,"organizationCount":6,"organizationDepthRank":1361,"organizationsOver5pct":4,"profileHref":"/geographies/banking/29195","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":37,"stateMedianHhi":2560,"stateName":"Missouri","totalDepositsThousands":677331,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":14,"concentrationClass":"highly_concentrated","countyFips":"29195","countyName":"Saline","depositRank":1400,"hhi":3307,"hhiPercentile":60.5,"hhiRank":1228,"leadingOrganization":"WOOD & HUSTON BANCORPORATION, INC.","leadingOrganizationSharePct":49.3,"leaderShareRank":1085,"organizationCount":6,"organizationDepthRank":1346,"organizationsOver5pct":4,"profileHref":"/geographies/banking/29195","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":34,"stateMedianHhi":2613,"stateName":"Missouri","totalDepositsThousands":718189,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":14,"concentrationClass":"highly_concentrated","countyFips":"29195","countyName":"Saline","depositRank":1392,"hhi":3360,"hhiPercentile":61.3,"hhiRank":1205,"leadingOrganization":"WOOD & HUSTON BANCORPORATION, INC.","leadingOrganizationSharePct":50,"leaderShareRank":1067,"organizationCount":6,"organizationDepthRank":1341,"organizationsOver5pct":3,"profileHref":"/geographies/banking/29195","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":32,"stateMedianHhi":2600,"stateName":"Missouri","totalDepositsThousands":724781,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":14,"concentrationClass":"highly_concentrated","countyFips":"29195","countyName":"Saline","depositRank":1415,"hhi":3342,"hhiPercentile":60.6,"hhiRank":1224,"leadingOrganization":"WOOD & HUSTON BANCORPORATION, INC.","leadingOrganizationSharePct":49,"leaderShareRank":1108,"organizationCount":6,"organizationDepthRank":1340,"organizationsOver5pct":3,"profileHref":"/geographies/banking/29195","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":37,"stateMedianHhi":2647,"stateName":"Missouri","totalDepositsThousands":717804,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":13,"concentrationClass":"highly_concentrated","countyFips":"29195","countyName":"Saline","depositRank":1435,"hhi":3156,"hhiPercentile":57.3,"hhiRank":1327,"leadingOrganization":"WOOD & HUSTON BANCORPORATION, INC.","leadingOrganizationSharePct":45.7,"leaderShareRank":1282,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":3,"profileHref":"/geographies/banking/29195","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":45,"stateMedianHhi":2756,"stateName":"Missouri","totalDepositsThousands":719350,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}