{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"29131","countyName":"Miller","depositRank":1875,"hhi":1955,"hhiPercentile":30.7,"hhiRank":2156,"leadingOrganization":"CENTRAL BANCOMPANY, INC","leadingOrganizationSharePct":24.4,"leaderShareRank":2643,"organizationCount":7,"organizationDepthRank":1215,"organizationsOver5pct":5,"profileHref":"/geographies/banking/29131","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":78,"stateMedianHhi":2574,"stateName":"Missouri","totalDepositsThousands":310968,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"29131","countyName":"Miller","depositRank":1874,"hhi":2027,"hhiPercentile":32,"hhiRank":2114,"leadingOrganization":"CENTRAL BANCOMPANY, INC","leadingOrganizationSharePct":25.8,"leaderShareRank":2560,"organizationCount":6,"organizationDepthRank":1431,"organizationsOver5pct":5,"profileHref":"/geographies/banking/29131","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":78,"stateMedianHhi":2616,"stateName":"Missouri","totalDepositsThousands":320691,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":10,"concentrationClass":"moderately_concentrated","countyFips":"29131","countyName":"Miller","depositRank":1909,"hhi":2012,"hhiPercentile":31.3,"hhiRank":2136,"leadingOrganization":"CITIZENS BANCSHARES OF ELDON, MISSOURI, INC.","leadingOrganizationSharePct":26.2,"leaderShareRank":2509,"organizationCount":6,"organizationDepthRank":1415,"organizationsOver5pct":5,"profileHref":"/geographies/banking/29131","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":78,"stateMedianHhi":2647,"stateName":"Missouri","totalDepositsThousands":314571,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":10,"concentrationClass":"moderately_concentrated","countyFips":"29131","countyName":"Miller","depositRank":1891,"hhi":2036,"hhiPercentile":32.4,"hhiRank":2103,"leadingOrganization":"CENTRAL BANCOMPANY, INC","leadingOrganizationSharePct":26,"leaderShareRank":2527,"organizationCount":6,"organizationDepthRank":1405,"organizationsOver5pct":5,"profileHref":"/geographies/banking/29131","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":78,"stateMedianHhi":2545,"stateName":"Missouri","totalDepositsThousands":327295,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":9,"concentrationClass":"moderately_concentrated","countyFips":"29131","countyName":"Miller","depositRank":1952,"hhi":2182,"hhiPercentile":35.2,"hhiRank":2015,"leadingOrganization":"CENTRAL BANCOMPANY, INC","leadingOrganizationSharePct":30.4,"leaderShareRank":2220,"organizationCount":6,"organizationDepthRank":1385,"organizationsOver5pct":5,"profileHref":"/geographies/banking/29131","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":74,"stateMedianHhi":2555,"stateName":"Missouri","totalDepositsThousands":350151,"year":2020,"annualCountyCount":3110,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":9,"concentrationClass":"moderately_concentrated","countyFips":"29131","countyName":"Miller","depositRank":1884,"hhi":2155,"hhiPercentile":33.9,"hhiRank":2057,"leadingOrganization":"CENTRAL BANCOMPANY, INC","leadingOrganizationSharePct":31.9,"leaderShareRank":2139,"organizationCount":6,"organizationDepthRank":1361,"organizationsOver5pct":5,"profileHref":"/geographies/banking/29131","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":77,"stateMedianHhi":2560,"stateName":"Missouri","totalDepositsThousands":413746,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":9,"concentrationClass":"moderately_concentrated","countyFips":"29131","countyName":"Miller","depositRank":1897,"hhi":2180,"hhiPercentile":34,"hhiRank":2054,"leadingOrganization":"CENTRAL BANCOMPANY, INC","leadingOrganizationSharePct":32.2,"leaderShareRank":2137,"organizationCount":6,"organizationDepthRank":1346,"organizationsOver5pct":5,"profileHref":"/geographies/banking/29131","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":76,"stateMedianHhi":2613,"stateName":"Missouri","totalDepositsThousands":433161,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":9,"concentrationClass":"moderately_concentrated","countyFips":"29131","countyName":"Miller","depositRank":1961,"hhi":2196,"hhiPercentile":33.5,"hhiRank":2068,"leadingOrganization":"CENTRAL BANCOMPANY, INC","leadingOrganizationSharePct":33.3,"leaderShareRank":2066,"organizationCount":6,"organizationDepthRank":1341,"organizationsOver5pct":5,"profileHref":"/geographies/banking/29131","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":75,"stateMedianHhi":2600,"stateName":"Missouri","totalDepositsThousands":400474,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"29131","countyName":"Miller","depositRank":2030,"hhi":2694,"hhiPercentile":47.7,"hhiRank":1624,"leadingOrganization":"CENTRAL BANCOMPANY, INC","leadingOrganizationSharePct":38.4,"leaderShareRank":1698,"organizationCount":5,"organizationDepthRank":1606,"organizationsOver5pct":4,"profileHref":"/geographies/banking/29131","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":56,"stateMedianHhi":2647,"stateName":"Missouri","totalDepositsThousands":375787,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":8,"concentrationClass":"highly_concentrated","countyFips":"29131","countyName":"Miller","depositRank":1980,"hhi":2666,"hhiPercentile":46.4,"hhiRank":1666,"leadingOrganization":"CENTRAL BANCOMPANY, INC","leadingOrganizationSharePct":37,"leaderShareRank":1804,"organizationCount":5,"organizationDepthRank":1597,"organizationsOver5pct":4,"profileHref":"/geographies/banking/29131","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":60,"stateMedianHhi":2756,"stateName":"Missouri","totalDepositsThousands":405773,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}