{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","publisher":"Federal Deposit Insurance Corporation","title":"Annual Summary of Deposits, 2015-2025","url":"https://banks.data.fdic.gov/bankfind-suite/SOD","profileHref":"/sources/fdic-sod-2025"},"guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth.","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","matchedCount":11,"count":11,"filters":{"states":[],"statesMatched":true,"matchedStateCodes":[],"county":null,"countyMatched":null,"fips":"29069","fipsMatched":true,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":"true","historyMatched":true,"from":2015,"fromMatched":true,"to":2025,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"year","sortMatched":true,"order":"asc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["year","hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"29069","countyName":"Dunklin","depositRank":1300,"hhi":1625,"hhiPercentile":19.9,"hhiRank":2495,"leadingOrganization":"SOUTHERN MISSOURI BANCORP, INC.","leadingOrganizationSharePct":22.1,"leaderShareRank":2803,"organizationCount":7,"organizationDepthRank":1233,"organizationsOver5pct":7,"profileHref":"/geographies/banking/29069","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":90,"stateMedianHhi":2652,"stateName":"Missouri","totalDepositsThousands":546887,"year":2015,"annualCountyCount":3112,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"29069","countyName":"Dunklin","depositRank":1338,"hhi":1649,"hhiPercentile":20.3,"hhiRank":2477,"leadingOrganization":"SOUTHERN MISSOURI BANCORP, INC.","leadingOrganizationSharePct":24,"leaderShareRank":2677,"organizationCount":7,"organizationDepthRank":1215,"organizationsOver5pct":7,"profileHref":"/geographies/banking/29069","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":90,"stateMedianHhi":2574,"stateName":"Missouri","totalDepositsThousands":533226,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"29069","countyName":"Dunklin","depositRank":1295,"hhi":1640,"hhiPercentile":19.7,"hhiRank":2497,"leadingOrganization":"SOUTHERN MISSOURI BANCORP, INC.","leadingOrganizationSharePct":24.6,"leaderShareRank":2628,"organizationCount":7,"organizationDepthRank":1202,"organizationsOver5pct":7,"profileHref":"/geographies/banking/29069","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":93,"stateMedianHhi":2616,"stateName":"Missouri","totalDepositsThousands":579141,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"29069","countyName":"Dunklin","depositRank":1304,"hhi":1640,"hhiPercentile":19.7,"hhiRank":2497,"leadingOrganization":"SOUTHERN MISSOURI BANCORP, INC.","leadingOrganizationSharePct":24.2,"leaderShareRank":2656,"organizationCount":7,"organizationDepthRank":1192,"organizationsOver5pct":7,"profileHref":"/geographies/banking/29069","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":91,"stateMedianHhi":2647,"stateName":"Missouri","totalDepositsThousands":583631,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":12,"concentrationClass":"moderately_concentrated","countyFips":"29069","countyName":"Dunklin","depositRank":1262,"hhi":1634,"hhiPercentile":19.5,"hhiRank":2506,"leadingOrganization":"SOUTHERN MISSOURI BANCORP, INC.","leadingOrganizationSharePct":22,"leaderShareRank":2798,"organizationCount":7,"organizationDepthRank":1189,"organizationsOver5pct":7,"profileHref":"/geographies/banking/29069","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":94,"stateMedianHhi":2545,"stateName":"Missouri","totalDepositsThousands":624091,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":12,"concentrationClass":"moderately_concentrated","countyFips":"29069","countyName":"Dunklin","depositRank":1310,"hhi":1607,"hhiPercentile":17.4,"hhiRank":2569,"leadingOrganization":"SOUTHERN MISSOURI BANCORP, INC.","leadingOrganizationSharePct":23.2,"leaderShareRank":2748,"organizationCount":7,"organizationDepthRank":1168,"organizationsOver5pct":7,"profileHref":"/geographies/banking/29069","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":96,"stateMedianHhi":2555,"stateName":"Missouri","totalDepositsThousands":670860,"year":2020,"annualCountyCount":3110,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":12,"concentrationClass":"moderately_concentrated","countyFips":"29069","countyName":"Dunklin","depositRank":1339,"hhi":1605,"hhiPercentile":16.9,"hhiRank":2586,"leadingOrganization":"SOUTHERN MISSOURI BANCORP, INC.","leadingOrganizationSharePct":22.7,"leaderShareRank":2795,"organizationCount":7,"organizationDepthRank":1148,"organizationsOver5pct":7,"profileHref":"/geographies/banking/29069","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":97,"stateMedianHhi":2560,"stateName":"Missouri","totalDepositsThousands":729363,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"29069","countyName":"Dunklin","depositRank":1335,"hhi":1604,"hhiPercentile":16.3,"hhiRank":2602,"leadingOrganization":"SOUTHERN MISSOURI BANCORP, INC.","leadingOrganizationSharePct":22.4,"leaderShareRank":2822,"organizationCount":7,"organizationDepthRank":1128,"organizationsOver5pct":7,"profileHref":"/geographies/banking/29069","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":98,"stateMedianHhi":2613,"stateName":"Missouri","totalDepositsThousands":773782,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"29069","countyName":"Dunklin","depositRank":1314,"hhi":1581,"hhiPercentile":16,"hhiRank":2613,"leadingOrganization":"SOUTHERN MISSOURI BANCORP, INC.","leadingOrganizationSharePct":22.5,"leaderShareRank":2816,"organizationCount":7,"organizationDepthRank":1130,"organizationsOver5pct":7,"profileHref":"/geographies/banking/29069","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":97,"stateMedianHhi":2600,"stateName":"Missouri","totalDepositsThousands":788028,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"29069","countyName":"Dunklin","depositRank":1303,"hhi":1573,"hhiPercentile":16,"hhiRank":2608,"leadingOrganization":"SOUTHERN MISSOURI BANCORP, INC.","leadingOrganizationSharePct":23.3,"leaderShareRank":2749,"organizationCount":7,"organizationDepthRank":1133,"organizationsOver5pct":7,"profileHref":"/geographies/banking/29069","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":98,"stateMedianHhi":2647,"stateName":"Missouri","totalDepositsThousands":805416,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"29069","countyName":"Dunklin","depositRank":1354,"hhi":1631,"hhiPercentile":17.7,"hhiRank":2555,"leadingOrganization":"SOUTHERN MISSOURI BANCORP, INC.","leadingOrganizationSharePct":24.4,"leaderShareRank":2652,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":7,"profileHref":"/geographies/banking/29069","stateCode":"MO","stateCountyCount":115,"stateHref":"/geographies/missouri","stateHhiRank":97,"stateMedianHhi":2756,"stateName":"Missouri","totalDepositsThousands":787211,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}