{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","matchedCount":11,"count":11,"filters":{"states":[],"statesMatched":true,"matchedStateCodes":[],"county":null,"countyMatched":null,"fips":"26111","fipsMatched":true,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":"true","historyMatched":true,"from":2015,"fromMatched":true,"to":2025,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"year","sortMatched":true,"order":"asc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["year","hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":19,"concentrationClass":"highly_concentrated","countyFips":"26111","countyName":"Midland","depositRank":674,"hhi":4256,"hhiPercentile":78.1,"hhiRank":682,"leadingOrganization":"CHEMICAL FINANCIAL CORPORATION","leadingOrganizationSharePct":62.1,"leaderShareRank":488,"organizationCount":9,"organizationDepthRank":872,"organizationsOver5pct":3,"profileHref":"/geographies/banking/26111","stateCode":"MI","stateCountyCount":83,"stateHref":"/geographies/michigan","stateHhiRank":14,"stateMedianHhi":2599,"stateName":"Michigan","totalDepositsThousands":1282710,"year":2015,"annualCountyCount":3112,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":18,"concentrationClass":"highly_concentrated","countyFips":"26111","countyName":"Midland","depositRank":511,"hhi":5719,"hhiPercentile":89.5,"hhiRank":327,"leadingOrganization":"CHEMICAL FINANCIAL CORPORATION","leadingOrganizationSharePct":74.4,"leaderShareRank":276,"organizationCount":7,"organizationDepthRank":1202,"organizationsOver5pct":3,"profileHref":"/geographies/banking/26111","stateCode":"MI","stateCountyCount":83,"stateHref":"/geographies/michigan","stateHhiRank":10,"stateMedianHhi":2680,"stateName":"Michigan","totalDepositsThousands":2017366,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":16,"concentrationClass":"highly_concentrated","countyFips":"26111","countyName":"Midland","depositRank":406,"hhi":6846,"hhiPercentile":92.9,"hhiRank":221,"leadingOrganization":"CHEMICAL FINANCIAL CORPORATION","leadingOrganizationSharePct":82.3,"leaderShareRank":209,"organizationCount":7,"organizationDepthRank":1192,"organizationsOver5pct":2,"profileHref":"/geographies/banking/26111","stateCode":"MI","stateCountyCount":83,"stateHref":"/geographies/michigan","stateHhiRank":7,"stateMedianHhi":2713,"stateName":"Michigan","totalDepositsThousands":2697035,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":16,"concentrationClass":"highly_concentrated","countyFips":"26111","countyName":"Midland","depositRank":894,"hhi":3999,"hhiPercentile":72.9,"hhiRank":843,"leadingOrganization":"HUNTINGTON BANCSHARES INCORPORATED","leadingOrganizationSharePct":60.7,"leaderShareRank":585,"organizationCount":7,"organizationDepthRank":1148,"organizationsOver5pct":4,"profileHref":"/geographies/banking/26111","stateCode":"MI","stateCountyCount":83,"stateHref":"/geographies/michigan","stateHhiRank":26,"stateMedianHhi":2983,"stateName":"Michigan","totalDepositsThousands":1288595,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":15,"concentrationClass":"highly_concentrated","countyFips":"26111","countyName":"Midland","depositRank":991,"hhi":2816,"hhiPercentile":51,"hhiRank":1525,"leadingOrganization":"HUNTINGTON BANCSHARES INCORPORATED","leadingOrganizationSharePct":46.7,"leaderShareRank":1192,"organizationCount":7,"organizationDepthRank":1128,"organizationsOver5pct":5,"profileHref":"/geographies/banking/26111","stateCode":"MI","stateCountyCount":82,"stateHref":"/geographies/michigan","stateHhiRank":43,"stateMedianHhi":2871,"stateName":"Michigan","totalDepositsThousands":1155251,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":15,"concentrationClass":"highly_concentrated","countyFips":"26111","countyName":"Midland","depositRank":1012,"hhi":2711,"hhiPercentile":48.1,"hhiRank":1613,"leadingOrganization":"HUNTINGTON BANCSHARES INCORPORATED","leadingOrganizationSharePct":45.2,"leaderShareRank":1298,"organizationCount":7,"organizationDepthRank":1130,"organizationsOver5pct":5,"profileHref":"/geographies/banking/26111","stateCode":"MI","stateCountyCount":82,"stateHref":"/geographies/michigan","stateHhiRank":45,"stateMedianHhi":2900,"stateName":"Michigan","totalDepositsThousands":1114457,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":14,"concentrationClass":"highly_concentrated","countyFips":"26111","countyName":"Midland","depositRank":1012,"hhi":2928,"hhiPercentile":53,"hhiRank":1461,"leadingOrganization":"HUNTINGTON BANCSHARES INCORPORATED","leadingOrganizationSharePct":48,"leaderShareRank":1155,"organizationCount":8,"organizationDepthRank":950,"organizationsOver5pct":5,"profileHref":"/geographies/banking/26111","stateCode":"MI","stateCountyCount":82,"stateHref":"/geographies/michigan","stateHhiRank":40,"stateMedianHhi":2854,"stateName":"Michigan","totalDepositsThousands":1141397,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":14,"concentrationClass":"highly_concentrated","countyFips":"26111","countyName":"Midland","depositRank":952,"hhi":2845,"hhiPercentile":50.5,"hhiRank":1536,"leadingOrganization":"HUNTINGTON BANCSHARES INCORPORATED","leadingOrganizationSharePct":46.7,"leaderShareRank":1231,"organizationCount":8,"organizationDepthRank":947,"organizationsOver5pct":4,"profileHref":"/geographies/banking/26111","stateCode":"MI","stateCountyCount":82,"stateHref":"/geographies/michigan","stateHhiRank":42,"stateMedianHhi":2871,"stateName":"Michigan","totalDepositsThousands":1270021,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}