{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","publisher":"Federal Deposit Insurance Corporation","title":"Annual Summary of Deposits, 2015-2025","url":"https://banks.data.fdic.gov/bankfind-suite/SOD","profileHref":"/sources/fdic-sod-2025"},"guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth.","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","matchedCount":11,"count":11,"filters":{"states":[],"statesMatched":true,"matchedStateCodes":[],"county":null,"countyMatched":null,"fips":"26049","fipsMatched":true,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":"true","historyMatched":true,"from":2015,"fromMatched":true,"to":2025,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"year","sortMatched":true,"order":"asc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["year","hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":75,"concentrationClass":"moderately_concentrated","countyFips":"26049","countyName":"Genesee","depositRank":291,"hhi":2207,"hhiPercentile":38.3,"hhiRank":1922,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":34.2,"leaderShareRank":1864,"organizationCount":14,"organizationDepthRank":422,"organizationsOver5pct":5,"profileHref":"/geographies/banking/26049","stateCode":"MI","stateCountyCount":83,"stateHref":"/geographies/michigan","stateHhiRank":50,"stateMedianHhi":2599,"stateName":"Michigan","totalDepositsThousands":3834082,"year":2015,"annualCountyCount":3112,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":75,"concentrationClass":"moderately_concentrated","countyFips":"26049","countyName":"Genesee","depositRank":288,"hhi":2242,"hhiPercentile":38.8,"hhiRank":1903,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":36.4,"leaderShareRank":1697,"organizationCount":14,"organizationDepthRank":425,"organizationsOver5pct":5,"profileHref":"/geographies/banking/26049","stateCode":"MI","stateCountyCount":83,"stateHref":"/geographies/michigan","stateHhiRank":49,"stateMedianHhi":2491,"stateName":"Michigan","totalDepositsThousands":4068546,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":71,"concentrationClass":"moderately_concentrated","countyFips":"26049","countyName":"Genesee","depositRank":307,"hhi":2433,"hhiPercentile":44,"hhiRank":1743,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":39.6,"leaderShareRank":1523,"organizationCount":11,"organizationDepthRank":604,"organizationsOver5pct":5,"profileHref":"/geographies/banking/26049","stateCode":"MI","stateCountyCount":83,"stateHref":"/geographies/michigan","stateHhiRank":47,"stateMedianHhi":2680,"stateName":"Michigan","totalDepositsThousands":3960484,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":70,"concentrationClass":"moderately_concentrated","countyFips":"26049","countyName":"Genesee","depositRank":305,"hhi":2406,"hhiPercentile":42.8,"hhiRank":1780,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":39,"leaderShareRank":1566,"organizationCount":11,"organizationDepthRank":599,"organizationsOver5pct":5,"profileHref":"/geographies/banking/26049","stateCode":"MI","stateCountyCount":83,"stateHref":"/geographies/michigan","stateHhiRank":47,"stateMedianHhi":2713,"stateName":"Michigan","totalDepositsThousands":4131553,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":62,"concentrationClass":"moderately_concentrated","countyFips":"26049","countyName":"Genesee","depositRank":304,"hhi":2440,"hhiPercentile":43,"hhiRank":1775,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":38,"leaderShareRank":1647,"organizationCount":10,"organizationDepthRank":709,"organizationsOver5pct":5,"profileHref":"/geographies/banking/26049","stateCode":"MI","stateCountyCount":83,"stateHref":"/geographies/michigan","stateHhiRank":50,"stateMedianHhi":2775,"stateName":"Michigan","totalDepositsThousands":4306724,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":60,"concentrationClass":"moderately_concentrated","countyFips":"26049","countyName":"Genesee","depositRank":303,"hhi":2426,"hhiPercentile":42.2,"hhiRank":1799,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":39.1,"leaderShareRank":1610,"organizationCount":10,"organizationDepthRank":695,"organizationsOver5pct":5,"profileHref":"/geographies/banking/26049","stateCode":"MI","stateCountyCount":83,"stateHref":"/geographies/michigan","stateHhiRank":52,"stateMedianHhi":2818,"stateName":"Michigan","totalDepositsThousands":5101618,"year":2020,"annualCountyCount":3110,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":57,"concentrationClass":"highly_concentrated","countyFips":"26049","countyName":"Genesee","depositRank":313,"hhi":2864,"hhiPercentile":52.6,"hhiRank":1476,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":41.9,"leaderShareRank":1437,"organizationCount":9,"organizationDepthRank":802,"organizationsOver5pct":4,"profileHref":"/geographies/banking/26049","stateCode":"MI","stateCountyCount":83,"stateHref":"/geographies/michigan","stateHhiRank":46,"stateMedianHhi":2983,"stateName":"Michigan","totalDepositsThousands":5481857,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":49,"concentrationClass":"highly_concentrated","countyFips":"26049","countyName":"Genesee","depositRank":318,"hhi":2978,"hhiPercentile":54.5,"hhiRank":1417,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":43.3,"leaderShareRank":1376,"organizationCount":9,"organizationDepthRank":797,"organizationsOver5pct":4,"profileHref":"/geographies/banking/26049","stateCode":"MI","stateCountyCount":82,"stateHref":"/geographies/michigan","stateHhiRank":40,"stateMedianHhi":2871,"stateName":"Michigan","totalDepositsThousands":5667275,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":47,"concentrationClass":"highly_concentrated","countyFips":"26049","countyName":"Genesee","depositRank":300,"hhi":2891,"hhiPercentile":51.9,"hhiRank":1496,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":41.5,"leaderShareRank":1510,"organizationCount":9,"organizationDepthRank":805,"organizationsOver5pct":4,"profileHref":"/geographies/banking/26049","stateCode":"MI","stateCountyCount":82,"stateHref":"/geographies/michigan","stateHhiRank":42,"stateMedianHhi":2900,"stateName":"Michigan","totalDepositsThousands":5756184,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":47,"concentrationClass":"highly_concentrated","countyFips":"26049","countyName":"Genesee","depositRank":305,"hhi":2812,"hhiPercentile":50.3,"hhiRank":1543,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":40.9,"leaderShareRank":1540,"organizationCount":9,"organizationDepthRank":798,"organizationsOver5pct":4,"profileHref":"/geographies/banking/26049","stateCode":"MI","stateCountyCount":82,"stateHref":"/geographies/michigan","stateHhiRank":42,"stateMedianHhi":2854,"stateName":"Michigan","totalDepositsThousands":5634026,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":45,"concentrationClass":"highly_concentrated","countyFips":"26049","countyName":"Genesee","depositRank":318,"hhi":2795,"hhiPercentile":49.3,"hhiRank":1576,"leadingOrganization":"JPMORGAN CHASE & CO.","leadingOrganizationSharePct":39.4,"leaderShareRank":1646,"organizationCount":8,"organizationDepthRank":947,"organizationsOver5pct":4,"profileHref":"/geographies/banking/26049","stateCode":"MI","stateCountyCount":82,"stateHref":"/geographies/michigan","stateHhiRank":44,"stateMedianHhi":2871,"stateName":"Michigan","totalDepositsThousands":5466527,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}