{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","publisher":"Federal Deposit Insurance Corporation","title":"Annual Summary of Deposits, 2015-2025","url":"https://banks.data.fdic.gov/bankfind-suite/SOD","profileHref":"/sources/fdic-sod-2025"},"guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth.","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","matchedCount":11,"count":11,"filters":{"states":[],"statesMatched":true,"matchedStateCodes":[],"county":null,"countyMatched":null,"fips":"19153","fipsMatched":true,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":"true","historyMatched":true,"from":2015,"fromMatched":true,"to":2025,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"year","sortMatched":true,"order":"asc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["year","hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":143,"concentrationClass":"unconcentrated","countyFips":"19153","countyName":"Polk","depositRank":110,"hhi":1134,"hhiPercentile":4.7,"hhiRank":2966,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":21.3,"leaderShareRank":2851,"organizationCount":35,"organizationDepthRank":58,"organizationsOver5pct":6,"profileHref":"/geographies/banking/19153","stateCode":"IA","stateCountyCount":99,"stateHref":"/geographies/iowa","stateHhiRank":96,"stateMedianHhi":2249,"stateName":"Iowa","totalDepositsThousands":13735389,"year":2015,"annualCountyCount":3112,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":135,"concentrationClass":"unconcentrated","countyFips":"19153","countyName":"Polk","depositRank":114,"hhi":1133,"hhiPercentile":4.7,"hhiRank":2962,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":20.5,"leaderShareRank":2892,"organizationCount":35,"organizationDepthRank":55,"organizationsOver5pct":7,"profileHref":"/geographies/banking/19153","stateCode":"IA","stateCountyCount":99,"stateHref":"/geographies/iowa","stateHhiRank":96,"stateMedianHhi":2358,"stateName":"Iowa","totalDepositsThousands":14232467,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":135,"concentrationClass":"unconcentrated","countyFips":"19153","countyName":"Polk","depositRank":113,"hhi":1110,"hhiPercentile":4,"hhiRank":2984,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":19.5,"leaderShareRank":2943,"organizationCount":35,"organizationDepthRank":49,"organizationsOver5pct":7,"profileHref":"/geographies/banking/19153","stateCode":"IA","stateCountyCount":99,"stateHref":"/geographies/iowa","stateHhiRank":96,"stateMedianHhi":2327,"stateName":"Iowa","totalDepositsThousands":14903519,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":134,"concentrationClass":"unconcentrated","countyFips":"19153","countyName":"Polk","depositRank":107,"hhi":1069,"hhiPercentile":3.3,"hhiRank":3008,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":17.1,"leaderShareRank":3041,"organizationCount":36,"organizationDepthRank":42,"organizationsOver5pct":7,"profileHref":"/geographies/banking/19153","stateCode":"IA","stateCountyCount":99,"stateHref":"/geographies/iowa","stateHhiRank":97,"stateMedianHhi":2358,"stateName":"Iowa","totalDepositsThousands":15914767,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":129,"concentrationClass":"unconcentrated","countyFips":"19153","countyName":"Polk","depositRank":105,"hhi":1108,"hhiPercentile":4.1,"hhiRank":2985,"leadingOrganization":"Principal Bank","leadingOrganizationSharePct":17.5,"leaderShareRank":3030,"organizationCount":37,"organizationDepthRank":39,"organizationsOver5pct":6,"profileHref":"/geographies/banking/19153","stateCode":"IA","stateCountyCount":99,"stateHref":"/geographies/iowa","stateHhiRank":97,"stateMedianHhi":2437,"stateName":"Iowa","totalDepositsThousands":16937695,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":128,"concentrationClass":"unconcentrated","countyFips":"19153","countyName":"Polk","depositRank":107,"hhi":1175,"hhiPercentile":4.9,"hhiRank":2959,"leadingOrganization":"Principal Bank","leadingOrganizationSharePct":19.4,"leaderShareRank":2972,"organizationCount":36,"organizationDepthRank":46,"organizationsOver5pct":7,"profileHref":"/geographies/banking/19153","stateCode":"IA","stateCountyCount":99,"stateHref":"/geographies/iowa","stateHhiRank":96,"stateMedianHhi":2364,"stateName":"Iowa","totalDepositsThousands":19834356,"year":2020,"annualCountyCount":3110,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":128,"concentrationClass":"unconcentrated","countyFips":"19153","countyName":"Polk","depositRank":109,"hhi":1160,"hhiPercentile":4.6,"hhiRank":2968,"leadingOrganization":"Principal Bank","leadingOrganizationSharePct":19.4,"leaderShareRank":2956,"organizationCount":39,"organizationDepthRank":36,"organizationsOver5pct":7,"profileHref":"/geographies/banking/19153","stateCode":"IA","stateCountyCount":99,"stateHref":"/geographies/iowa","stateHhiRank":96,"stateMedianHhi":2346,"stateName":"Iowa","totalDepositsThousands":22122516,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":130,"concentrationClass":"unconcentrated","countyFips":"19153","countyName":"Polk","depositRank":98,"hhi":1432,"hhiPercentile":11.2,"hhiRank":2762,"leadingOrganization":"Principal Bank","leadingOrganizationSharePct":29.4,"leaderShareRank":2347,"organizationCount":41,"organizationDepthRank":32,"organizationsOver5pct":6,"profileHref":"/geographies/banking/19153","stateCode":"IA","stateCountyCount":99,"stateHref":"/geographies/iowa","stateHhiRank":92,"stateMedianHhi":2513,"stateName":"Iowa","totalDepositsThousands":26202221,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":130,"concentrationClass":"unconcentrated","countyFips":"19153","countyName":"Polk","depositRank":95,"hhi":1401,"hhiPercentile":10.3,"hhiRank":2788,"leadingOrganization":"Principal Bank","leadingOrganizationSharePct":28.4,"leaderShareRank":2415,"organizationCount":40,"organizationDepthRank":32,"organizationsOver5pct":6,"profileHref":"/geographies/banking/19153","stateCode":"IA","stateCountyCount":99,"stateHref":"/geographies/iowa","stateHhiRank":92,"stateMedianHhi":2545,"stateName":"Iowa","totalDepositsThousands":26997505,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":130,"concentrationClass":"unconcentrated","countyFips":"19153","countyName":"Polk","depositRank":84,"hhi":1370,"hhiPercentile":9.7,"hhiRank":2804,"leadingOrganization":"Principal Bank","leadingOrganizationSharePct":26.7,"leaderShareRank":2515,"organizationCount":39,"organizationDepthRank":35,"organizationsOver5pct":6,"profileHref":"/geographies/banking/19153","stateCode":"IA","stateCountyCount":99,"stateHref":"/geographies/iowa","stateHhiRank":94,"stateMedianHhi":2607,"stateName":"Iowa","totalDepositsThousands":30757219,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":127,"concentrationClass":"unconcentrated","countyFips":"19153","countyName":"Polk","depositRank":87,"hhi":1404,"hhiPercentile":11.3,"hhiRank":2754,"leadingOrganization":"Principal Bank","leadingOrganizationSharePct":28.1,"leaderShareRank":2422,"organizationCount":40,"organizationDepthRank":34,"organizationsOver5pct":6,"profileHref":"/geographies/banking/19153","stateCode":"IA","stateCountyCount":99,"stateHref":"/geographies/iowa","stateHhiRank":91,"stateMedianHhi":2609,"stateName":"Iowa","totalDepositsThousands":29789810,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}