{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","matchedCount":11,"count":11,"filters":{"states":[],"statesMatched":true,"matchedStateCodes":[],"county":null,"countyMatched":null,"fips":"18033","fipsMatched":true,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":"true","historyMatched":true,"from":2015,"fromMatched":true,"to":2025,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"year","sortMatched":true,"order":"asc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["year","hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":16,"concentrationClass":"moderately_concentrated","countyFips":"18033","countyName":"DeKalb","depositRank":1335,"hhi":1718,"hhiPercentile":23,"hhiRank":2397,"leadingOrganization":"Peoples Federal Savings Bank of DeKalb County","leadingOrganizationSharePct":30.8,"leaderShareRank":2122,"organizationCount":11,"organizationDepthRank":630,"organizationsOver5pct":6,"profileHref":"/geographies/banking/18033","stateCode":"IN","stateCountyCount":92,"stateHref":"/geographies/indiana","stateHhiRank":74,"stateMedianHhi":2522,"stateName":"Indiana","totalDepositsThousands":524620,"year":2015,"annualCountyCount":3112,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":17,"concentrationClass":"unconcentrated","countyFips":"18033","countyName":"DeKalb","depositRank":1325,"hhi":1468,"hhiPercentile":14.7,"hhiRank":2653,"leadingOrganization":"HORIZON BANCORP","leadingOrganizationSharePct":25.1,"leaderShareRank":2579,"organizationCount":11,"organizationDepthRank":616,"organizationsOver5pct":8,"profileHref":"/geographies/banking/18033","stateCode":"IN","stateCountyCount":92,"stateHref":"/geographies/indiana","stateHhiRank":83,"stateMedianHhi":2463,"stateName":"Indiana","totalDepositsThousands":540764,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":17,"concentrationClass":"unconcentrated","countyFips":"18033","countyName":"DeKalb","depositRank":1319,"hhi":1402,"hhiPercentile":12.1,"hhiRank":2733,"leadingOrganization":"HORIZON BANCORP","leadingOrganizationSharePct":23.1,"leaderShareRank":2730,"organizationCount":11,"organizationDepthRank":604,"organizationsOver5pct":8,"profileHref":"/geographies/banking/18033","stateCode":"IN","stateCountyCount":92,"stateHref":"/geographies/indiana","stateHhiRank":86,"stateMedianHhi":2457,"stateName":"Indiana","totalDepositsThousands":560726,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":17,"concentrationClass":"unconcentrated","countyFips":"18033","countyName":"DeKalb","depositRank":1323,"hhi":1409,"hhiPercentile":12.1,"hhiRank":2734,"leadingOrganization":"G.S.B. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":17,"concentrationClass":"unconcentrated","countyFips":"18033","countyName":"DeKalb","depositRank":1216,"hhi":1416,"hhiPercentile":12.2,"hhiRank":2733,"leadingOrganization":"G.S.B. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":18,"concentrationClass":"unconcentrated","countyFips":"18033","countyName":"Dekalb","depositRank":1156,"hhi":1386,"hhiPercentile":10.5,"hhiRank":2784,"leadingOrganization":"G.S.B. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":18,"concentrationClass":"unconcentrated","countyFips":"18033","countyName":"Dekalb","depositRank":1197,"hhi":1353,"hhiPercentile":9.2,"hhiRank":2823,"leadingOrganization":"LAKELAND FINANCIAL CORPORATION","leadingOrganizationSharePct":21,"leaderShareRank":2873,"organizationCount":12,"organizationDepthRank":518,"organizationsOver5pct":7,"profileHref":"/geographies/banking/18033","stateCode":"IN","stateCountyCount":92,"stateHref":"/geographies/indiana","stateHhiRank":87,"stateMedianHhi":2578,"stateName":"Indiana","totalDepositsThousands":852388,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":16,"concentrationClass":"moderately_concentrated","countyFips":"18033","countyName":"Dekalb","depositRank":1193,"hhi":1532,"hhiPercentile":14.2,"hhiRank":2669,"leadingOrganization":"LAKELAND FINANCIAL CORPORATION","leadingOrganizationSharePct":25.7,"leaderShareRank":2603,"organizationCount":11,"organizationDepthRank":577,"organizationsOver5pct":7,"profileHref":"/geographies/banking/18033","stateCode":"IN","stateCountyCount":92,"stateHref":"/geographies/indiana","stateHhiRank":84,"stateMedianHhi":2682,"stateName":"Indiana","totalDepositsThousands":915332,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":16,"concentrationClass":"unconcentrated","countyFips":"18033","countyName":"Dekalb","depositRank":1205,"hhi":1449,"hhiPercentile":11.7,"hhiRank":2746,"leadingOrganization":"G.S.B. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":16,"concentrationClass":"unconcentrated","countyFips":"18033","countyName":"DeKalb","depositRank":1164,"hhi":1458,"hhiPercentile":12.3,"hhiRank":2723,"leadingOrganization":"LAKELAND FINANCIAL CORPORATION","leadingOrganizationSharePct":22.9,"leaderShareRank":2778,"organizationCount":11,"organizationDepthRank":570,"organizationsOver5pct":7,"profileHref":"/geographies/banking/18033","stateCode":"IN","stateCountyCount":92,"stateHref":"/geographies/indiana","stateHhiRank":87,"stateMedianHhi":2652,"stateName":"Indiana","totalDepositsThousands":946092,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":15,"concentrationClass":"unconcentrated","countyFips":"18033","countyName":"DeKalb","depositRank":1171,"hhi":1491,"hhiPercentile":13.6,"hhiRank":2683,"leadingOrganization":"G.S.B. FINANCIAL CORPORATION","leadingOrganizationSharePct":22.8,"leaderShareRank":2760,"organizationCount":11,"organizationDepthRank":580,"organizationsOver5pct":8,"profileHref":"/geographies/banking/18033","stateCode":"IN","stateCountyCount":92,"stateHref":"/geographies/indiana","stateHhiRank":86,"stateMedianHhi":2629,"stateName":"Indiana","totalDepositsThousands":974857,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}