{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","publisher":"Federal Deposit Insurance Corporation","title":"Annual Summary of Deposits, 2015-2025","url":"https://banks.data.fdic.gov/bankfind-suite/SOD","profileHref":"/sources/fdic-sod-2025"},"guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth.","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","matchedCount":11,"count":11,"filters":{"states":[],"statesMatched":true,"matchedStateCodes":[],"county":null,"countyMatched":null,"fips":"17137","fipsMatched":true,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":"true","historyMatched":true,"from":2015,"fromMatched":true,"to":2025,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"year","sortMatched":true,"order":"asc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["year","hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":20,"concentrationClass":"unconcentrated","countyFips":"17137","countyName":"Morgan","depositRank":944,"hhi":1442,"hhiPercentile":13.8,"hhiRank":2683,"leadingOrganization":"JACKSONVILLE BANCORP, INC","leadingOrganizationSharePct":24.9,"leaderShareRank":2595,"organizationCount":14,"organizationDepthRank":422,"organizationsOver5pct":5,"profileHref":"/geographies/banking/17137","stateCode":"IL","stateCountyCount":102,"stateHref":"/geographies/illinois","stateHhiRank":74,"stateMedianHhi":1933,"stateName":"Illinois","totalDepositsThousands":837050,"year":2015,"annualCountyCount":3112,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":20,"concentrationClass":"unconcentrated","countyFips":"17137","countyName":"Morgan","depositRank":951,"hhi":1487,"hhiPercentile":15.3,"hhiRank":2633,"leadingOrganization":"JACKSONVILLE BANCORP, INC","leadingOrganizationSharePct":26.5,"leaderShareRank":2470,"organizationCount":14,"organizationDepthRank":425,"organizationsOver5pct":5,"profileHref":"/geographies/banking/17137","stateCode":"IL","stateCountyCount":102,"stateHref":"/geographies/illinois","stateHhiRank":70,"stateMedianHhi":1960,"stateName":"Illinois","totalDepositsThousands":852215,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":18,"concentrationClass":"moderately_concentrated","countyFips":"17137","countyName":"Morgan","depositRank":950,"hhi":1582,"hhiPercentile":17.7,"hhiRank":2559,"leadingOrganization":"JACKSONVILLE BANCORP, INC","leadingOrganizationSharePct":28.2,"leaderShareRank":2340,"organizationCount":13,"organizationDepthRank":466,"organizationsOver5pct":6,"profileHref":"/geographies/banking/17137","stateCode":"IL","stateCountyCount":102,"stateHref":"/geographies/illinois","stateHhiRank":69,"stateMedianHhi":2031,"stateName":"Illinois","totalDepositsThousands":875664,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":18,"concentrationClass":"moderately_concentrated","countyFips":"17137","countyName":"Morgan","depositRank":981,"hhi":1804,"hhiPercentile":24.9,"hhiRank":2335,"leadingOrganization":"CNB BANK SHARES, INC.","leadingOrganizationSharePct":32.3,"leaderShareRank":2032,"organizationCount":12,"organizationDepthRank":523,"organizationsOver5pct":7,"profileHref":"/geographies/banking/17137","stateCode":"IL","stateCountyCount":102,"stateHref":"/geographies/illinois","stateHhiRank":63,"stateMedianHhi":2071,"stateName":"Illinois","totalDepositsThousands":858766,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":17,"concentrationClass":"moderately_concentrated","countyFips":"17137","countyName":"Morgan","depositRank":1012,"hhi":1597,"hhiPercentile":18.1,"hhiRank":2550,"leadingOrganization":"CNB BANK SHARES, INC.","leadingOrganizationSharePct":27.4,"leaderShareRank":2413,"organizationCount":12,"organizationDepthRank":519,"organizationsOver5pct":7,"profileHref":"/geographies/banking/17137","stateCode":"IL","stateCountyCount":102,"stateHref":"/geographies/illinois","stateHhiRank":71,"stateMedianHhi":1990,"stateName":"Illinois","totalDepositsThousands":840656,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":17,"concentrationClass":"moderately_concentrated","countyFips":"17137","countyName":"Morgan","depositRank":1050,"hhi":1543,"hhiPercentile":15.2,"hhiRank":2639,"leadingOrganization":"CNB BANK SHARES, INC.","leadingOrganizationSharePct":26,"leaderShareRank":2546,"organizationCount":12,"organizationDepthRank":516,"organizationsOver5pct":7,"profileHref":"/geographies/banking/17137","stateCode":"IL","stateCountyCount":102,"stateHref":"/geographies/illinois","stateHhiRank":75,"stateMedianHhi":2044,"stateName":"Illinois","totalDepositsThousands":899770,"year":2020,"annualCountyCount":3110,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":17,"concentrationClass":"moderately_concentrated","countyFips":"17137","countyName":"Morgan","depositRank":1046,"hhi":1513,"hhiPercentile":13.8,"hhiRank":2681,"leadingOrganization":"CNB BANK SHARES, INC.","leadingOrganizationSharePct":25.2,"leaderShareRank":2628,"organizationCount":12,"organizationDepthRank":518,"organizationsOver5pct":7,"profileHref":"/geographies/banking/17137","stateCode":"IL","stateCountyCount":102,"stateHref":"/geographies/illinois","stateHhiRank":76,"stateMedianHhi":1923,"stateName":"Illinois","totalDepositsThousands":1009145,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":18,"concentrationClass":"unconcentrated","countyFips":"17137","countyName":"Morgan","depositRank":1063,"hhi":1430,"hhiPercentile":11.1,"hhiRank":2764,"leadingOrganization":"CNB BANK SHARES, INC.","leadingOrganizationSharePct":23.4,"leaderShareRank":2765,"organizationCount":13,"organizationDepthRank":456,"organizationsOver5pct":7,"profileHref":"/geographies/banking/17137","stateCode":"IL","stateCountyCount":102,"stateHref":"/geographies/illinois","stateHhiRank":85,"stateMedianHhi":2033,"stateName":"Illinois","totalDepositsThousands":1053278,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":18,"concentrationClass":"unconcentrated","countyFips":"17137","countyName":"Morgan","depositRank":1088,"hhi":1398,"hhiPercentile":10.2,"hhiRank":2793,"leadingOrganization":"CNB BANK SHARES, INC.","leadingOrganizationSharePct":24.1,"leaderShareRank":2718,"organizationCount":13,"organizationDepthRank":446,"organizationsOver5pct":7,"profileHref":"/geographies/banking/17137","stateCode":"IL","stateCountyCount":102,"stateHref":"/geographies/illinois","stateHhiRank":85,"stateMedianHhi":2129,"stateName":"Illinois","totalDepositsThousands":1005525,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":18,"concentrationClass":"unconcentrated","countyFips":"17137","countyName":"Morgan","depositRank":1102,"hhi":1355,"hhiPercentile":9.3,"hhiRank":2816,"leadingOrganization":"CNB BANK SHARES, INC.","leadingOrganizationSharePct":23.5,"leaderShareRank":2734,"organizationCount":12,"organizationDepthRank":510,"organizationsOver5pct":9,"profileHref":"/geographies/banking/17137","stateCode":"IL","stateCountyCount":102,"stateHref":"/geographies/illinois","stateHhiRank":88,"stateMedianHhi":2108,"stateName":"Illinois","totalDepositsThousands":1010754,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":18,"concentrationClass":"unconcentrated","countyFips":"17137","countyName":"Morgan","depositRank":1113,"hhi":1330,"hhiPercentile":9.2,"hhiRank":2820,"leadingOrganization":"CNB BANK SHARES, INC.","leadingOrganizationSharePct":23.2,"leaderShareRank":2740,"organizationCount":12,"organizationDepthRank":515,"organizationsOver5pct":9,"profileHref":"/geographies/banking/17137","stateCode":"IL","stateCountyCount":102,"stateHref":"/geographies/illinois","stateHhiRank":89,"stateMedianHhi":2104,"stateName":"Illinois","totalDepositsThousands":1037615,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}