{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","publisher":"Federal Deposit Insurance Corporation","title":"Annual Summary of Deposits, 2015-2025","url":"https://banks.data.fdic.gov/bankfind-suite/SOD","profileHref":"/sources/fdic-sod-2025"},"guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth.","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","matchedCount":11,"count":11,"filters":{"states":[],"statesMatched":true,"matchedStateCodes":[],"county":null,"countyMatched":null,"fips":"13013","fipsMatched":true,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":"true","historyMatched":true,"from":2015,"fromMatched":true,"to":2025,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"year","sortMatched":true,"order":"asc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["year","hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":14,"concentrationClass":"moderately_concentrated","countyFips":"13013","countyName":"Barrow","depositRank":1047,"hhi":2342,"hhiPercentile":42,"hhiRank":1806,"leadingOrganization":"COMMUNITY & SOUTHERN HOLDINGS, INC.","leadingOrganizationSharePct":44.3,"leaderShareRank":1208,"organizationCount":10,"organizationDepthRank":745,"organizationsOver5pct":7,"profileHref":"/geographies/banking/13013","stateCode":"GA","stateCountyCount":158,"stateHref":"/geographies/georgia","stateHhiRank":109,"stateMedianHhi":3172,"stateName":"Georgia","totalDepositsThousands":731660,"year":2015,"annualCountyCount":3112,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":14,"concentrationClass":"moderately_concentrated","countyFips":"13013","countyName":"Barrow","depositRank":991,"hhi":1786,"hhiPercentile":25.1,"hhiRank":2329,"leadingOrganization":"COMMUNITY & SOUTHERN HOLDINGS, INC.","leadingOrganizationSharePct":32.5,"leaderShareRank":2014,"organizationCount":10,"organizationDepthRank":732,"organizationsOver5pct":6,"profileHref":"/geographies/banking/13013","stateCode":"GA","stateCountyCount":156,"stateHref":"/geographies/georgia","stateHhiRank":127,"stateMedianHhi":3146,"stateName":"Georgia","totalDepositsThousands":804449,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":14,"concentrationClass":"moderately_concentrated","countyFips":"13013","countyName":"Barrow","depositRank":922,"hhi":1823,"hhiPercentile":25.5,"hhiRank":2315,"leadingOrganization":"Bank of the Ozarks","leadingOrganizationSharePct":34.4,"leaderShareRank":1872,"organizationCount":10,"organizationDepthRank":714,"organizationsOver5pct":6,"profileHref":"/geographies/banking/13013","stateCode":"GA","stateCountyCount":156,"stateHref":"/geographies/georgia","stateHhiRank":129,"stateMedianHhi":3162,"stateName":"Georgia","totalDepositsThousands":910265,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":15,"concentrationClass":"moderately_concentrated","countyFips":"13013","countyName":"Barrow","depositRank":839,"hhi":1661,"hhiPercentile":20.3,"hhiRank":2478,"leadingOrganization":"Bank of the Ozarks","leadingOrganizationSharePct":32.1,"leaderShareRank":2047,"organizationCount":11,"organizationDepthRank":599,"organizationsOver5pct":7,"profileHref":"/geographies/banking/13013","stateCode":"GA","stateCountyCount":156,"stateHref":"/geographies/georgia","stateHhiRank":133,"stateMedianHhi":3195,"stateName":"Georgia","totalDepositsThousands":1050888,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":15,"concentrationClass":"unconcentrated","countyFips":"13013","countyName":"Barrow","depositRank":908,"hhi":1429,"hhiPercentile":12.8,"hhiRank":2713,"leadingOrganization":"Bank OZK","leadingOrganizationSharePct":29.7,"leaderShareRank":2237,"organizationCount":11,"organizationDepthRank":600,"organizationsOver5pct":8,"profileHref":"/geographies/banking/13013","stateCode":"GA","stateCountyCount":156,"stateHref":"/geographies/georgia","stateHhiRank":137,"stateMedianHhi":3193,"stateName":"Georgia","totalDepositsThousands":970365,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":15,"concentrationClass":"moderately_concentrated","countyFips":"13013","countyName":"Barrow","depositRank":865,"hhi":1735,"hhiPercentile":21.5,"hhiRank":2442,"leadingOrganization":"Bank Ozk","leadingOrganizationSharePct":31.6,"leaderShareRank":2126,"organizationCount":9,"organizationDepthRank":817,"organizationsOver5pct":7,"profileHref":"/geographies/banking/13013","stateCode":"GA","stateCountyCount":156,"stateHref":"/geographies/georgia","stateHhiRank":133,"stateMedianHhi":3210,"stateName":"Georgia","totalDepositsThousands":1175737,"year":2020,"annualCountyCount":3110,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":15,"concentrationClass":"moderately_concentrated","countyFips":"13013","countyName":"Barrow","depositRank":837,"hhi":1832,"hhiPercentile":23.9,"hhiRank":2367,"leadingOrganization":"Bank Ozk","leadingOrganizationSharePct":34.3,"leaderShareRank":1941,"organizationCount":9,"organizationDepthRank":802,"organizationsOver5pct":7,"profileHref":"/geographies/banking/13013","stateCode":"GA","stateCountyCount":156,"stateHref":"/geographies/georgia","stateHhiRank":128,"stateMedianHhi":3305,"stateName":"Georgia","totalDepositsThousands":1395382,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":14,"concentrationClass":"moderately_concentrated","countyFips":"13013","countyName":"Barrow","depositRank":839,"hhi":1808,"hhiPercentile":22.6,"hhiRank":2407,"leadingOrganization":"Bank Ozk","leadingOrganizationSharePct":33.6,"leaderShareRank":2008,"organizationCount":9,"organizationDepthRank":797,"organizationsOver5pct":6,"profileHref":"/geographies/banking/13013","stateCode":"GA","stateCountyCount":156,"stateHref":"/geographies/georgia","stateHhiRank":131,"stateMedianHhi":3411,"stateName":"Georgia","totalDepositsThousands":1476020,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":14,"concentrationClass":"moderately_concentrated","countyFips":"13013","countyName":"Barrow","depositRank":837,"hhi":1977,"hhiPercentile":27.7,"hhiRank":2248,"leadingOrganization":"Bank OZK","leadingOrganizationSharePct":37.5,"leaderShareRank":1749,"organizationCount":9,"organizationDepthRank":805,"organizationsOver5pct":8,"profileHref":"/geographies/banking/13013","stateCode":"GA","stateCountyCount":156,"stateHref":"/geographies/georgia","stateHhiRank":120,"stateMedianHhi":3418,"stateName":"Georgia","totalDepositsThousands":1457307,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":14,"concentrationClass":"moderately_concentrated","countyFips":"13013","countyName":"Barrow","depositRank":796,"hhi":2191,"hhiPercentile":33.9,"hhiRank":2053,"leadingOrganization":"Bank OZK","leadingOrganizationSharePct":40.9,"leaderShareRank":1540,"organizationCount":9,"organizationDepthRank":798,"organizationsOver5pct":8,"profileHref":"/geographies/banking/13013","stateCode":"GA","stateCountyCount":156,"stateHref":"/geographies/georgia","stateHhiRank":114,"stateMedianHhi":3531,"stateName":"Georgia","totalDepositsThousands":1605072,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":14,"concentrationClass":"moderately_concentrated","countyFips":"13013","countyName":"Barrow","depositRank":779,"hhi":2234,"hhiPercentile":34.8,"hhiRank":2024,"leadingOrganization":"Bank OZK","leadingOrganizationSharePct":42,"leaderShareRank":1484,"organizationCount":9,"organizationDepthRank":797,"organizationsOver5pct":8,"profileHref":"/geographies/banking/13013","stateCode":"GA","stateCountyCount":156,"stateHref":"/geographies/georgia","stateHhiRank":113,"stateMedianHhi":3587,"stateName":"Georgia","totalDepositsThousands":1678321,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}