{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","publisher":"Federal Deposit Insurance Corporation","title":"Annual Summary of Deposits, 2015-2025","url":"https://banks.data.fdic.gov/bankfind-suite/SOD","profileHref":"/sources/fdic-sod-2025"},"guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth.","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","matchedCount":11,"count":11,"filters":{"states":[],"statesMatched":true,"matchedStateCodes":[],"county":null,"countyMatched":null,"fips":"12035","fipsMatched":true,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":"true","historyMatched":true,"from":2015,"fromMatched":true,"to":2025,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"year","sortMatched":true,"order":"asc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["year","hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":21,"concentrationClass":"moderately_concentrated","countyFips":"12035","countyName":"Flagler","depositRank":624,"hhi":1849,"hhiPercentile":27.2,"hhiRank":2265,"leadingOrganization":"BANK OF AMERICA CORPORATION","leadingOrganizationSharePct":24.4,"leaderShareRank":2642,"organizationCount":8,"organizationDepthRank":1041,"organizationsOver5pct":5,"profileHref":"/geographies/banking/12035","stateCode":"FL","stateCountyCount":67,"stateHref":"/geographies/florida","stateHhiRank":28,"stateMedianHhi":1566,"stateName":"Florida","totalDepositsThousands":1405632,"year":2015,"annualCountyCount":3112,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":20,"concentrationClass":"moderately_concentrated","countyFips":"12035","countyName":"Flagler","depositRank":611,"hhi":1888,"hhiPercentile":28.3,"hhiRank":2229,"leadingOrganization":"BANK OF AMERICA CORPORATION","leadingOrganizationSharePct":24.4,"leaderShareRank":2643,"organizationCount":7,"organizationDepthRank":1215,"organizationsOver5pct":5,"profileHref":"/geographies/banking/12035","stateCode":"FL","stateCountyCount":67,"stateHref":"/geographies/florida","stateHhiRank":29,"stateMedianHhi":1634,"stateName":"Florida","totalDepositsThousands":1494603,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":22,"concentrationClass":"moderately_concentrated","countyFips":"12035","countyName":"Flagler","depositRank":599,"hhi":1779,"hhiPercentile":24.3,"hhiRank":2355,"leadingOrganization":"BANK OF AMERICA CORPORATION","leadingOrganizationSharePct":23.7,"leaderShareRank":2689,"organizationCount":9,"organizationDepthRank":861,"organizationsOver5pct":6,"profileHref":"/geographies/banking/12035","stateCode":"FL","stateCountyCount":67,"stateHref":"/geographies/florida","stateHhiRank":30,"stateMedianHhi":1584,"stateName":"Florida","totalDepositsThousands":1623135,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":20,"concentrationClass":"moderately_concentrated","countyFips":"12035","countyName":"Flagler","depositRank":591,"hhi":1739,"hhiPercentile":22.7,"hhiRank":2403,"leadingOrganization":"BANK OF AMERICA CORPORATION","leadingOrganizationSharePct":23.3,"leaderShareRank":2711,"organizationCount":9,"organizationDepthRank":848,"organizationsOver5pct":5,"profileHref":"/geographies/banking/12035","stateCode":"FL","stateCountyCount":67,"stateHref":"/geographies/florida","stateHhiRank":32,"stateMedianHhi":1646,"stateName":"Florida","totalDepositsThousands":1687990,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":18,"concentrationClass":"moderately_concentrated","countyFips":"12035","countyName":"Flagler","depositRank":592,"hhi":1697,"hhiPercentile":21.1,"hhiRank":2456,"leadingOrganization":"BANK OF AMERICA CORPORATION","leadingOrganizationSharePct":22.5,"leaderShareRank":2768,"organizationCount":9,"organizationDepthRank":845,"organizationsOver5pct":5,"profileHref":"/geographies/banking/12035","stateCode":"FL","stateCountyCount":68,"stateHref":"/geographies/florida","stateHhiRank":33,"stateMedianHhi":1631,"stateName":"Florida","totalDepositsThousands":1749360,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":18,"concentrationClass":"moderately_concentrated","countyFips":"12035","countyName":"Flagler","depositRank":601,"hhi":1744,"hhiPercentile":21.7,"hhiRank":2437,"leadingOrganization":"TRUIST FINANCIAL CORPORATION","leadingOrganizationSharePct":23.1,"leaderShareRank":2756,"organizationCount":8,"organizationDepthRank":987,"organizationsOver5pct":5,"profileHref":"/geographies/banking/12035","stateCode":"FL","stateCountyCount":67,"stateHref":"/geographies/florida","stateHhiRank":32,"stateMedianHhi":1658,"stateName":"Florida","totalDepositsThousands":1990341,"year":2020,"annualCountyCount":3110,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":17,"concentrationClass":"moderately_concentrated","countyFips":"12035","countyName":"Flagler","depositRank":596,"hhi":1712,"hhiPercentile":19.8,"hhiRank":2493,"leadingOrganization":"BANK OF AMERICA CORPORATION","leadingOrganizationSharePct":22.4,"leaderShareRank":2812,"organizationCount":8,"organizationDepthRank":962,"organizationsOver5pct":6,"profileHref":"/geographies/banking/12035","stateCode":"FL","stateCountyCount":68,"stateHref":"/geographies/florida","stateHhiRank":37,"stateMedianHhi":1762,"stateName":"Florida","totalDepositsThousands":2276496,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":17,"concentrationClass":"moderately_concentrated","countyFips":"12035","countyName":"Flagler","depositRank":590,"hhi":1660,"hhiPercentile":18.1,"hhiRank":2546,"leadingOrganization":"BANK OF AMERICA CORPORATION","leadingOrganizationSharePct":22.6,"leaderShareRank":2814,"organizationCount":9,"organizationDepthRank":797,"organizationsOver5pct":6,"profileHref":"/geographies/banking/12035","stateCode":"FL","stateCountyCount":68,"stateHref":"/geographies/florida","stateHhiRank":38,"stateMedianHhi":1752,"stateName":"Florida","totalDepositsThousands":2506054,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":17,"concentrationClass":"moderately_concentrated","countyFips":"12035","countyName":"Flagler","depositRank":592,"hhi":1626,"hhiPercentile":17.3,"hhiRank":2572,"leadingOrganization":"BANK OF AMERICA CORPORATION","leadingOrganizationSharePct":21.9,"leaderShareRank":2853,"organizationCount":9,"organizationDepthRank":805,"organizationsOver5pct":7,"profileHref":"/geographies/banking/12035","stateCode":"FL","stateCountyCount":68,"stateHref":"/geographies/florida","stateHhiRank":39,"stateMedianHhi":1775,"stateName":"Florida","totalDepositsThousands":2426291,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":17,"concentrationClass":"moderately_concentrated","countyFips":"12035","countyName":"Flagler","depositRank":579,"hhi":1557,"hhiPercentile":15.1,"hhiRank":2636,"leadingOrganization":"BANK OF AMERICA CORPORATION","leadingOrganizationSharePct":20.5,"leaderShareRank":2907,"organizationCount":9,"organizationDepthRank":798,"organizationsOver5pct":7,"profileHref":"/geographies/banking/12035","stateCode":"FL","stateCountyCount":68,"stateHref":"/geographies/florida","stateHhiRank":41,"stateMedianHhi":1731,"stateName":"Florida","totalDepositsThousands":2551205,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":17,"concentrationClass":"moderately_concentrated","countyFips":"12035","countyName":"Flagler","depositRank":584,"hhi":1532,"hhiPercentile":14.9,"hhiRank":2641,"leadingOrganization":"WELLS FARGO & COMPANY","leadingOrganizationSharePct":20.2,"leaderShareRank":2912,"organizationCount":9,"organizationDepthRank":797,"organizationsOver5pct":7,"profileHref":"/geographies/banking/12035","stateCode":"FL","stateCountyCount":67,"stateHref":"/geographies/florida","stateHhiRank":40,"stateMedianHhi":1762,"stateName":"Florida","totalDepositsThousands":2568068,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}