{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"12027","countyName":"DeSoto","depositRank":1880,"hhi":3059,"hhiPercentile":58.8,"hhiRank":1283,"leadingOrganization":"CREWS BANKING CORPORATION","leadingOrganizationSharePct":39.1,"leaderShareRank":1561,"organizationCount":4,"organizationDepthRank":1990,"organizationsOver5pct":4,"profileHref":"/geographies/banking/12027","stateCode":"FL","stateCountyCount":67,"stateHref":"/geographies/florida","stateHhiRank":22,"stateMedianHhi":1646,"stateName":"Florida","totalDepositsThousands":323708,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":5,"concentrationClass":"highly_concentrated","countyFips":"12027","countyName":"DeSoto","depositRank":1838,"hhi":3026,"hhiPercentile":57.7,"hhiRank":1318,"leadingOrganization":"CREWS BANKING CORPORATION","leadingOrganizationSharePct":41.1,"leaderShareRank":1443,"organizationCount":4,"organizationDepthRank":1977,"organizationsOver5pct":4,"profileHref":"/geographies/banking/12027","stateCode":"FL","stateCountyCount":68,"stateHref":"/geographies/florida","stateHhiRank":23,"stateMedianHhi":1631,"stateName":"Florida","totalDepositsThousands":342086,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":4,"concentrationClass":"highly_concentrated","countyFips":"12027","countyName":"Desoto","depositRank":2002,"hhi":3835,"hhiPercentile":70.6,"hhiRank":914,"leadingOrganization":"CREWS BANKING CORPORATION","leadingOrganizationSharePct":48.5,"leaderShareRank":1090,"organizationCount":3,"organizationDepthRank":2282,"organizationsOver5pct":3,"profileHref":"/geographies/banking/12027","stateCode":"FL","stateCountyCount":68,"stateHref":"/geographies/florida","stateHhiRank":19,"stateMedianHhi":1762,"stateName":"Florida","totalDepositsThousands":369170,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"12027","countyName":"Desoto","depositRank":2142,"hhi":5008,"hhiPercentile":80.2,"hhiRank":616,"leadingOrganization":"CREWS BANKING CORPORATION","leadingOrganizationSharePct":51.9,"leaderShareRank":987,"organizationCount":2,"organizationDepthRank":2602,"organizationsOver5pct":2,"profileHref":"/geographies/banking/12027","stateCode":"FL","stateCountyCount":68,"stateHref":"/geographies/florida","stateHhiRank":15,"stateMedianHhi":1775,"stateName":"Florida","totalDepositsThousands":332995,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"12027","countyName":"DeSoto","depositRank":2211,"hhi":5015,"hhiPercentile":80.5,"hhiRank":605,"leadingOrganization":"CREWS BANKING CORPORATION","leadingOrganizationSharePct":52.8,"leaderShareRank":934,"organizationCount":2,"organizationDepthRank":2590,"organizationsOver5pct":2,"profileHref":"/geographies/banking/12027","stateCode":"FL","stateCountyCount":68,"stateHref":"/geographies/florida","stateHhiRank":15,"stateMedianHhi":1731,"stateName":"Florida","totalDepositsThousands":309391,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":3,"concentrationClass":"highly_concentrated","countyFips":"12027","countyName":"DeSoto","depositRank":2199,"hhi":5041,"hhiPercentile":80.9,"hhiRank":595,"leadingOrganization":"CREWS BANKING CORPORATION","leadingOrganizationSharePct":54.5,"leaderShareRank":858,"organizationCount":2,"organizationDepthRank":2581,"organizationsOver5pct":2,"profileHref":"/geographies/banking/12027","stateCode":"FL","stateCountyCount":67,"stateHref":"/geographies/florida","stateHhiRank":15,"stateMedianHhi":1762,"stateName":"Florida","totalDepositsThousands":316378,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}