{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","publisher":"Federal Deposit Insurance Corporation","title":"Annual Summary of Deposits, 2015-2025","url":"https://banks.data.fdic.gov/bankfind-suite/SOD","profileHref":"/sources/fdic-sod-2025"},"guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth.","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","matchedCount":11,"count":11,"filters":{"states":[],"statesMatched":true,"matchedStateCodes":[],"county":null,"countyMatched":null,"fips":"12023","fipsMatched":true,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":"true","historyMatched":true,"from":2015,"fromMatched":true,"to":2025,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"year","sortMatched":true,"order":"asc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["year","hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":15,"concentrationClass":"highly_concentrated","countyFips":"12023","countyName":"Columbia","depositRank":841,"hhi":2828,"hhiPercentile":54.9,"hhiRank":1405,"leadingOrganization":"First Federal Bank of Florida","leadingOrganizationSharePct":45.2,"leaderShareRank":1165,"organizationCount":6,"organizationDepthRank":1459,"organizationsOver5pct":5,"profileHref":"/geographies/banking/12023","stateCode":"FL","stateCountyCount":67,"stateHref":"/geographies/florida","stateHhiRank":23,"stateMedianHhi":1566,"stateName":"Florida","totalDepositsThousands":961741,"year":2015,"annualCountyCount":3112,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":14,"concentrationClass":"moderately_concentrated","countyFips":"12023","countyName":"Columbia","depositRank":919,"hhi":2447,"hhiPercentile":45,"hhiRank":1710,"leadingOrganization":"FIRST FEDERAL BANCORP, MHC","leadingOrganizationSharePct":37.6,"leaderShareRank":1615,"organizationCount":6,"organizationDepthRank":1449,"organizationsOver5pct":5,"profileHref":"/geographies/banking/12023","stateCode":"FL","stateCountyCount":67,"stateHref":"/geographies/florida","stateHhiRank":26,"stateMedianHhi":1634,"stateName":"Florida","totalDepositsThousands":882023,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":14,"concentrationClass":"highly_concentrated","countyFips":"12023","countyName":"Columbia","depositRank":813,"hhi":2822,"hhiPercentile":53.7,"hhiRank":1440,"leadingOrganization":"FIRST FEDERAL BANCORP, MHC","leadingOrganizationSharePct":44.8,"leaderShareRank":1212,"organizationCount":6,"organizationDepthRank":1431,"organizationsOver5pct":5,"profileHref":"/geographies/banking/12023","stateCode":"FL","stateCountyCount":67,"stateHref":"/geographies/florida","stateHhiRank":24,"stateMedianHhi":1584,"stateName":"Florida","totalDepositsThousands":1069578,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":13,"concentrationClass":"highly_concentrated","countyFips":"12023","countyName":"Columbia","depositRank":889,"hhi":2559,"hhiPercentile":46.6,"hhiRank":1660,"leadingOrganization":"FIRST FEDERAL BANCORP, MHC","leadingOrganizationSharePct":40.6,"leaderShareRank":1458,"organizationCount":6,"organizationDepthRank":1415,"organizationsOver5pct":5,"profileHref":"/geographies/banking/12023","stateCode":"FL","stateCountyCount":67,"stateHref":"/geographies/florida","stateHhiRank":24,"stateMedianHhi":1646,"stateName":"Florida","totalDepositsThousands":974858,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":14,"concentrationClass":"highly_concentrated","countyFips":"12023","countyName":"Columbia","depositRank":909,"hhi":2646,"hhiPercentile":48.6,"hhiRank":1600,"leadingOrganization":"FIRST FEDERAL BANCORP, MHC","leadingOrganizationSharePct":41.6,"leaderShareRank":1405,"organizationCount":6,"organizationDepthRank":1405,"organizationsOver5pct":5,"profileHref":"/geographies/banking/12023","stateCode":"FL","stateCountyCount":68,"stateHref":"/geographies/florida","stateHhiRank":25,"stateMedianHhi":1631,"stateName":"Florida","totalDepositsThousands":968643,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":14,"concentrationClass":"highly_concentrated","countyFips":"12023","countyName":"Columbia","depositRank":754,"hhi":3921,"hhiPercentile":73,"hhiRank":840,"leadingOrganization":"FIRST FEDERAL BANCORP, MHC","leadingOrganizationSharePct":58.7,"leaderShareRank":628,"organizationCount":6,"organizationDepthRank":1385,"organizationsOver5pct":4,"profileHref":"/geographies/banking/12023","stateCode":"FL","stateCountyCount":67,"stateHref":"/geographies/florida","stateHhiRank":16,"stateMedianHhi":1658,"stateName":"Florida","totalDepositsThousands":1460977,"year":2020,"annualCountyCount":3110,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":12,"concentrationClass":"highly_concentrated","countyFips":"12023","countyName":"Columbia","depositRank":752,"hhi":3865,"hhiPercentile":71.1,"hhiRank":900,"leadingOrganization":"FIRST FEDERAL BANCORP, MHC","leadingOrganizationSharePct":58.4,"leaderShareRank":664,"organizationCount":6,"organizationDepthRank":1361,"organizationsOver5pct":5,"profileHref":"/geographies/banking/12023","stateCode":"FL","stateCountyCount":68,"stateHref":"/geographies/florida","stateHhiRank":17,"stateMedianHhi":1762,"stateName":"Florida","totalDepositsThousands":1630297,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":12,"concentrationClass":"highly_concentrated","countyFips":"12023","countyName":"Columbia","depositRank":735,"hhi":4163,"hhiPercentile":74.2,"hhiRank":803,"leadingOrganization":"FIRST FEDERAL BANCORP, MHC","leadingOrganizationSharePct":61.6,"leaderShareRank":589,"organizationCount":6,"organizationDepthRank":1346,"organizationsOver5pct":5,"profileHref":"/geographies/banking/12023","stateCode":"FL","stateCountyCount":68,"stateHref":"/geographies/florida","stateHhiRank":17,"stateMedianHhi":1752,"stateName":"Florida","totalDepositsThousands":1797700,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":10,"concentrationClass":"highly_concentrated","countyFips":"12023","countyName":"Columbia","depositRank":629,"hhi":5302,"hhiPercentile":84.7,"hhiRank":477,"leadingOrganization":"FIRST FEDERAL BANCORP, MHC","leadingOrganizationSharePct":71.4,"leaderShareRank":381,"organizationCount":6,"organizationDepthRank":1341,"organizationsOver5pct":4,"profileHref":"/geographies/banking/12023","stateCode":"FL","stateCountyCount":68,"stateHref":"/geographies/florida","stateHhiRank":13,"stateMedianHhi":1775,"stateName":"Florida","totalDepositsThousands":2211363,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":10,"concentrationClass":"highly_concentrated","countyFips":"12023","countyName":"Columbia","depositRank":609,"hhi":5467,"hhiPercentile":85.8,"hhiRank":442,"leadingOrganization":"FIRST FEDERAL BANCORP, MHC","leadingOrganizationSharePct":72.6,"leaderShareRank":362,"organizationCount":6,"organizationDepthRank":1340,"organizationsOver5pct":4,"profileHref":"/geographies/banking/12023","stateCode":"FL","stateCountyCount":68,"stateHref":"/geographies/florida","stateHhiRank":13,"stateMedianHhi":1731,"stateName":"Florida","totalDepositsThousands":2388863,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":9,"concentrationClass":"highly_concentrated","countyFips":"12023","countyName":"Columbia","depositRank":680,"hhi":5025,"hhiPercentile":80.5,"hhiRank":607,"leadingOrganization":"FIRST FEDERAL BANCORP, MHC","leadingOrganizationSharePct":69.2,"leaderShareRank":426,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/12023","stateCode":"FL","stateCountyCount":67,"stateHref":"/geographies/florida","stateHhiRank":16,"stateMedianHhi":1762,"stateName":"Florida","totalDepositsThousands":2035061,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}