{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":13,"concentrationClass":"moderately_concentrated","countyFips":"06033","countyName":"Lake","depositRank":1050,"hhi":1590,"hhiPercentile":18,"hhiRank":2550,"leadingOrganization":"WESTAMERICA BANCORPORATION","leadingOrganizationSharePct":26,"leaderShareRank":2547,"organizationCount":8,"organizationDepthRank":1033,"organizationsOver5pct":7,"profileHref":"/geographies/banking/06033","stateCode":"CA","stateCountyCount":57,"stateHref":"/geographies/california","stateHhiRank":26,"stateMedianHhi":1550,"stateName":"California","totalDepositsThousands":765707,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":12,"concentrationClass":"moderately_concentrated","countyFips":"06033","countyName":"Lake","depositRank":1097,"hhi":1823,"hhiPercentile":25.7,"hhiRank":2310,"leadingOrganization":"WESTAMERICA BANCORPORATION","leadingOrganizationSharePct":28.6,"leaderShareRank":2313,"organizationCount":7,"organizationDepthRank":1192,"organizationsOver5pct":7,"profileHref":"/geographies/banking/06033","stateCode":"CA","stateCountyCount":57,"stateHref":"/geographies/california","stateHhiRank":21,"stateMedianHhi":1547,"stateName":"California","totalDepositsThousands":745844,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"06033","countyName":"Lake","depositRank":1102,"hhi":1803,"hhiPercentile":24.8,"hhiRank":2341,"leadingOrganization":"WESTAMERICA BANCORPORATION","leadingOrganizationSharePct":26.8,"leaderShareRank":2466,"organizationCount":7,"organizationDepthRank":1189,"organizationsOver5pct":7,"profileHref":"/geographies/banking/06033","stateCode":"CA","stateCountyCount":57,"stateHref":"/geographies/california","stateHhiRank":22,"stateMedianHhi":1511,"stateName":"California","totalDepositsThousands":759274,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"06033","countyName":"Lake","depositRank":1087,"hhi":1822,"hhiPercentile":24.2,"hhiRank":2359,"leadingOrganization":"WESTAMERICA BANCORPORATION","leadingOrganizationSharePct":26.7,"leaderShareRank":2487,"organizationCount":7,"organizationDepthRank":1168,"organizationsOver5pct":7,"profileHref":"/geographies/banking/06033","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":20,"stateMedianHhi":1510,"stateName":"California","totalDepositsThousands":865661,"year":2020,"annualCountyCount":3110,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"06033","countyName":"Lake","depositRank":1124,"hhi":1818,"hhiPercentile":23,"hhiRank":2396,"leadingOrganization":"WESTAMERICA BANCORPORATION","leadingOrganizationSharePct":27.9,"leaderShareRank":2452,"organizationCount":7,"organizationDepthRank":1128,"organizationsOver5pct":7,"profileHref":"/geographies/banking/06033","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":19,"stateMedianHhi":1534,"stateName":"California","totalDepositsThousands":990861,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"06033","countyName":"Lake","depositRank":1198,"hhi":1808,"hhiPercentile":22.7,"hhiRank":2405,"leadingOrganization":"WESTAMERICA BANCORPORATION","leadingOrganizationSharePct":28.3,"leaderShareRank":2419,"organizationCount":7,"organizationDepthRank":1130,"organizationsOver5pct":7,"profileHref":"/geographies/banking/06033","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":22,"stateMedianHhi":1604,"stateName":"California","totalDepositsThousands":891901,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"06033","countyName":"Lake","depositRank":1260,"hhi":1752,"hhiPercentile":20.8,"hhiRank":2461,"leadingOrganization":"WESTAMERICA BANCORPORATION","leadingOrganizationSharePct":26.3,"leaderShareRank":2543,"organizationCount":7,"organizationDepthRank":1133,"organizationsOver5pct":7,"profileHref":"/geographies/banking/06033","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":23,"stateMedianHhi":1586,"stateName":"California","totalDepositsThousands":852928,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":11,"concentrationClass":"moderately_concentrated","countyFips":"06033","countyName":"Lake","depositRank":1293,"hhi":1726,"hhiPercentile":20.4,"hhiRank":2472,"leadingOrganization":"WESTAMERICA BANCORPORATION","leadingOrganizationSharePct":25.1,"leaderShareRank":2613,"organizationCount":7,"organizationDepthRank":1119,"organizationsOver5pct":7,"profileHref":"/geographies/banking/06033","stateCode":"CA","stateCountyCount":56,"stateHref":"/geographies/california","stateHhiRank":23,"stateMedianHhi":1642,"stateName":"California","totalDepositsThousands":845539,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}