{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","publisher":"Federal Deposit Insurance Corporation","title":"Annual Summary of Deposits, 2015-2025","url":"https://banks.data.fdic.gov/bankfind-suite/SOD","profileHref":"/sources/fdic-sod-2025"},"guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth.","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","matchedCount":11,"count":11,"filters":{"states":[],"statesMatched":true,"matchedStateCodes":[],"county":null,"countyMatched":null,"fips":"04017","fipsMatched":true,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":"true","historyMatched":true,"from":2015,"fromMatched":true,"to":2025,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"year","sortMatched":true,"order":"asc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["year","hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":16,"concentrationClass":"moderately_concentrated","countyFips":"04017","countyName":"Navajo","depositRank":1181,"hhi":2251,"hhiPercentile":39.9,"hhiRank":1871,"leadingOrganization":"ZIONS BANCORPORATION","leadingOrganizationSharePct":29,"leaderShareRank":2270,"organizationCount":6,"organizationDepthRank":1459,"organizationsOver5pct":6,"profileHref":"/geographies/banking/04017","stateCode":"AZ","stateCountyCount":15,"stateHref":"/geographies/arizona","stateHhiRank":6,"stateMedianHhi":2003,"stateName":"Arizona","totalDepositsThousands":625472,"year":2015,"annualCountyCount":3112,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":16,"concentrationClass":"moderately_concentrated","countyFips":"04017","countyName":"Navajo","depositRank":1126,"hhi":2315,"hhiPercentile":41.4,"hhiRank":1823,"leadingOrganization":"ZIONS BANCORPORATION","leadingOrganizationSharePct":29.9,"leaderShareRank":2199,"organizationCount":6,"organizationDepthRank":1449,"organizationsOver5pct":4,"profileHref":"/geographies/banking/04017","stateCode":"AZ","stateCountyCount":15,"stateHref":"/geographies/arizona","stateHhiRank":6,"stateMedianHhi":2042,"stateName":"Arizona","totalDepositsThousands":680372,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":16,"concentrationClass":"moderately_concentrated","countyFips":"04017","countyName":"Navajo","depositRank":1080,"hhi":2326,"hhiPercentile":41.5,"hhiRank":1820,"leadingOrganization":"ZIONS BANCORPORATION","leadingOrganizationSharePct":30,"leaderShareRank":2213,"organizationCount":6,"organizationDepthRank":1431,"organizationsOver5pct":4,"profileHref":"/geographies/banking/04017","stateCode":"AZ","stateCountyCount":15,"stateHref":"/geographies/arizona","stateHhiRank":6,"stateMedianHhi":2050,"stateName":"Arizona","totalDepositsThousands":741076,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":16,"concentrationClass":"moderately_concentrated","countyFips":"04017","countyName":"Navajo","depositRank":1024,"hhi":2368,"hhiPercentile":41.9,"hhiRank":1806,"leadingOrganization":"ZIONS BANCORPORATION","leadingOrganizationSharePct":30.7,"leaderShareRank":2155,"organizationCount":6,"organizationDepthRank":1415,"organizationsOver5pct":4,"profileHref":"/geographies/banking/04017","stateCode":"AZ","stateCountyCount":15,"stateHref":"/geographies/arizona","stateHhiRank":6,"stateMedianHhi":2046,"stateName":"Arizona","totalDepositsThousands":799249,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":16,"concentrationClass":"moderately_concentrated","countyFips":"04017","countyName":"Navajo","depositRank":1030,"hhi":2345,"hhiPercentile":40.8,"hhiRank":1843,"leadingOrganization":"Zions Bancorporation, N.A.","leadingOrganizationSharePct":30.6,"leaderShareRank":2176,"organizationCount":6,"organizationDepthRank":1405,"organizationsOver5pct":5,"profileHref":"/geographies/banking/04017","stateCode":"AZ","stateCountyCount":15,"stateHref":"/geographies/arizona","stateHhiRank":6,"stateMedianHhi":2047,"stateName":"Arizona","totalDepositsThousands":825864,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":16,"concentrationClass":"moderately_concentrated","countyFips":"04017","countyName":"Navajo","depositRank":980,"hhi":2361,"hhiPercentile":40.6,"hhiRank":1848,"leadingOrganization":"Zions Bancorporation, N.A.","leadingOrganizationSharePct":30.9,"leaderShareRank":2184,"organizationCount":6,"organizationDepthRank":1385,"organizationsOver5pct":5,"profileHref":"/geographies/banking/04017","stateCode":"AZ","stateCountyCount":15,"stateHref":"/geographies/arizona","stateHhiRank":6,"stateMedianHhi":2058,"stateName":"Arizona","totalDepositsThousands":983556,"year":2020,"annualCountyCount":3110,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":16,"concentrationClass":"highly_concentrated","countyFips":"04017","countyName":"Navajo","depositRank":922,"hhi":2582,"hhiPercentile":45.9,"hhiRank":1682,"leadingOrganization":"Zions Bancorporation, N.A.","leadingOrganizationSharePct":34,"leaderShareRank":1973,"organizationCount":6,"organizationDepthRank":1361,"organizationsOver5pct":4,"profileHref":"/geographies/banking/04017","stateCode":"AZ","stateCountyCount":15,"stateHref":"/geographies/arizona","stateHhiRank":6,"stateMedianHhi":2057,"stateName":"Arizona","totalDepositsThousands":1226012,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":16,"concentrationClass":"highly_concentrated","countyFips":"04017","countyName":"Navajo","depositRank":925,"hhi":2587,"hhiPercentile":44.7,"hhiRank":1720,"leadingOrganization":"Zions Bancorporation, N.A.","leadingOrganizationSharePct":32.2,"leaderShareRank":2137,"organizationCount":6,"organizationDepthRank":1346,"organizationsOver5pct":4,"profileHref":"/geographies/banking/04017","stateCode":"AZ","stateCountyCount":15,"stateHref":"/geographies/arizona","stateHhiRank":6,"stateMedianHhi":2006,"stateName":"Arizona","totalDepositsThousands":1274954,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":16,"concentrationClass":"highly_concentrated","countyFips":"04017","countyName":"Navajo","depositRank":949,"hhi":2553,"hhiPercentile":44,"hhiRank":1742,"leadingOrganization":"Zions Bancorporation, N.A.","leadingOrganizationSharePct":30.6,"leaderShareRank":2273,"organizationCount":6,"organizationDepthRank":1341,"organizationsOver5pct":4,"profileHref":"/geographies/banking/04017","stateCode":"AZ","stateCountyCount":15,"stateHref":"/geographies/arizona","stateHhiRank":6,"stateMedianHhi":2183,"stateName":"Arizona","totalDepositsThousands":1211026,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":16,"concentrationClass":"highly_concentrated","countyFips":"04017","countyName":"Navajo","depositRank":962,"hhi":2564,"hhiPercentile":44.3,"hhiRank":1732,"leadingOrganization":"Zions Bancorporation, N.A.","leadingOrganizationSharePct":30.9,"leaderShareRank":2237,"organizationCount":6,"organizationDepthRank":1340,"organizationsOver5pct":4,"profileHref":"/geographies/banking/04017","stateCode":"AZ","stateCountyCount":15,"stateHref":"/geographies/arizona","stateHhiRank":6,"stateMedianHhi":2137,"stateName":"Arizona","totalDepositsThousands":1223865,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":16,"concentrationClass":"moderately_concentrated","countyFips":"04017","countyName":"Navajo","depositRank":972,"hhi":2499,"hhiPercentile":42.2,"hhiRank":1796,"leadingOrganization":"Zions Bancorporation, N.A.","leadingOrganizationSharePct":30.9,"leaderShareRank":2224,"organizationCount":6,"organizationDepthRank":1326,"organizationsOver5pct":5,"profileHref":"/geographies/banking/04017","stateCode":"AZ","stateCountyCount":15,"stateHref":"/geographies/arizona","stateHhiRank":6,"stateMedianHhi":2123,"stateName":"Arizona","totalDepositsThousands":1232939,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}