{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","publisher":"Federal Deposit Insurance Corporation","title":"Annual Summary of Deposits, 2015-2025","url":"https://banks.data.fdic.gov/bankfind-suite/SOD","profileHref":"/sources/fdic-sod-2025"},"guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth.","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","matchedCount":11,"count":11,"filters":{"states":[],"statesMatched":true,"matchedStateCodes":[],"county":null,"countyMatched":null,"fips":"01095","fipsMatched":true,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":"true","historyMatched":true,"from":2015,"fromMatched":true,"to":2025,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"year","sortMatched":true,"order":"asc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["year","hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":35,"concentrationClass":"unconcentrated","countyFips":"01095","countyName":"Marshall","depositRank":596,"hhi":1208,"hhiPercentile":6.8,"hhiRank":2900,"leadingOrganization":"REGIONS FINANCIAL CORPORATION","leadingOrganizationSharePct":22.3,"leaderShareRank":2786,"organizationCount":16,"organizationDepthRank":329,"organizationsOver5pct":7,"profileHref":"/geographies/banking/01095","stateCode":"AL","stateCountyCount":67,"stateHref":"/geographies/alabama","stateHhiRank":62,"stateMedianHhi":2406,"stateName":"Alabama","totalDepositsThousands":1483817,"year":2015,"annualCountyCount":3112,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":36,"concentrationClass":"unconcentrated","countyFips":"01095","countyName":"Marshall","depositRank":594,"hhi":1201,"hhiPercentile":6.4,"hhiRank":2911,"leadingOrganization":"REGIONS FINANCIAL CORPORATION","leadingOrganizationSharePct":21.8,"leaderShareRank":2814,"organizationCount":17,"organizationDepthRank":282,"organizationsOver5pct":6,"profileHref":"/geographies/banking/01095","stateCode":"AL","stateCountyCount":67,"stateHref":"/geographies/alabama","stateHhiRank":62,"stateMedianHhi":2459,"stateName":"Alabama","totalDepositsThousands":1545807,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":35,"concentrationClass":"unconcentrated","countyFips":"01095","countyName":"Marshall","depositRank":589,"hhi":1260,"hhiPercentile":7.6,"hhiRank":2872,"leadingOrganization":"REGIONS FINANCIAL CORPORATION","leadingOrganizationSharePct":22.5,"leaderShareRank":2766,"organizationCount":17,"organizationDepthRank":279,"organizationsOver5pct":6,"profileHref":"/geographies/banking/01095","stateCode":"AL","stateCountyCount":67,"stateHref":"/geographies/alabama","stateHhiRank":61,"stateMedianHhi":2457,"stateName":"Alabama","totalDepositsThousands":1655244,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":34,"concentrationClass":"unconcentrated","countyFips":"01095","countyName":"Marshall","depositRank":586,"hhi":1235,"hhiPercentile":7.2,"hhiRank":2887,"leadingOrganization":"REGIONS FINANCIAL CORPORATION","leadingOrganizationSharePct":20.5,"leaderShareRank":2883,"organizationCount":17,"organizationDepthRank":271,"organizationsOver5pct":7,"profileHref":"/geographies/banking/01095","stateCode":"AL","stateCountyCount":67,"stateHref":"/geographies/alabama","stateHhiRank":61,"stateMedianHhi":2410,"stateName":"Alabama","totalDepositsThousands":1727355,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":34,"concentrationClass":"unconcentrated","countyFips":"01095","countyName":"Marshall","depositRank":585,"hhi":1223,"hhiPercentile":6.7,"hhiRank":2903,"leadingOrganization":"CITIZENS B & T HOLDINGS, INC.","leadingOrganizationSharePct":20.6,"leaderShareRank":2889,"organizationCount":17,"organizationDepthRank":275,"organizationsOver5pct":7,"profileHref":"/geographies/banking/01095","stateCode":"AL","stateCountyCount":67,"stateHref":"/geographies/alabama","stateHhiRank":61,"stateMedianHhi":2430,"stateName":"Alabama","totalDepositsThousands":1769568,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":35,"concentrationClass":"unconcentrated","countyFips":"01095","countyName":"Marshall","depositRank":587,"hhi":1270,"hhiPercentile":7.3,"hhiRank":2883,"leadingOrganization":"CITIZENS B & T HOLDINGS, INC.","leadingOrganizationSharePct":22.3,"leaderShareRank":2812,"organizationCount":18,"organizationDepthRank":237,"organizationsOver5pct":7,"profileHref":"/geographies/banking/01095","stateCode":"AL","stateCountyCount":67,"stateHref":"/geographies/alabama","stateHhiRank":61,"stateMedianHhi":2458,"stateName":"Alabama","totalDepositsThousands":2106446,"year":2020,"annualCountyCount":3110,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":34,"concentrationClass":"unconcentrated","countyFips":"01095","countyName":"Marshall","depositRank":576,"hhi":1407,"hhiPercentile":10.8,"hhiRank":2773,"leadingOrganization":"CITIZENS B & T HOLDINGS, INC.","leadingOrganizationSharePct":23.7,"leaderShareRank":2736,"organizationCount":17,"organizationDepthRank":264,"organizationsOver5pct":7,"profileHref":"/geographies/banking/01095","stateCode":"AL","stateCountyCount":67,"stateHref":"/geographies/alabama","stateHhiRank":58,"stateMedianHhi":2509,"stateName":"Alabama","totalDepositsThousands":2413783,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":33,"concentrationClass":"unconcentrated","countyFips":"01095","countyName":"Marshall","depositRank":574,"hhi":1478,"hhiPercentile":12.6,"hhiRank":2718,"leadingOrganization":"CITIZENS B & T HOLDINGS, INC.","leadingOrganizationSharePct":26.1,"leaderShareRank":2568,"organizationCount":16,"organizationDepthRank":298,"organizationsOver5pct":7,"profileHref":"/geographies/banking/01095","stateCode":"AL","stateCountyCount":67,"stateHref":"/geographies/alabama","stateHhiRank":57,"stateMedianHhi":2665,"stateName":"Alabama","totalDepositsThousands":2603967,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":33,"concentrationClass":"moderately_concentrated","countyFips":"01095","countyName":"Marshall","depositRank":577,"hhi":1525,"hhiPercentile":13.6,"hhiRank":2685,"leadingOrganization":"CITIZENS B & T HOLDINGS, INC.","leadingOrganizationSharePct":28.6,"leaderShareRank":2409,"organizationCount":17,"organizationDepthRank":271,"organizationsOver5pct":7,"profileHref":"/geographies/banking/01095","stateCode":"AL","stateCountyCount":67,"stateHref":"/geographies/alabama","stateHhiRank":57,"stateMedianHhi":2680,"stateName":"Alabama","totalDepositsThousands":2514915,"year":2023,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":33,"concentrationClass":"unconcentrated","countyFips":"01095","countyName":"Marshall","depositRank":573,"hhi":1455,"hhiPercentile":12.3,"hhiRank":2725,"leadingOrganization":"CITIZENS B & T HOLDINGS, INC.","leadingOrganizationSharePct":27.3,"leaderShareRank":2475,"organizationCount":17,"organizationDepthRank":269,"organizationsOver5pct":7,"profileHref":"/geographies/banking/01095","stateCode":"AL","stateCountyCount":66,"stateHref":"/geographies/alabama","stateHhiRank":56,"stateMedianHhi":2919,"stateName":"Alabama","totalDepositsThousands":2597480,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":32,"concentrationClass":"unconcentrated","countyFips":"01095","countyName":"Marshall","depositRank":529,"hhi":1451,"hhiPercentile":12.6,"hhiRank":2715,"leadingOrganization":"CITIZENS B & T HOLDINGS, INC.","leadingOrganizationSharePct":27.1,"leaderShareRank":2478,"organizationCount":16,"organizationDepthRank":316,"organizationsOver5pct":7,"profileHref":"/geographies/banking/01095","stateCode":"AL","stateCountyCount":66,"stateHref":"/geographies/alabama","stateHhiRank":55,"stateMedianHhi":2737,"stateName":"Alabama","totalDepositsThousands":2835326,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}