{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","matchedCount":11,"count":11,"filters":{"states":[],"statesMatched":true,"matchedStateCodes":[],"county":null,"countyMatched":null,"fips":"01081","fipsMatched":true,"fipses":[],"fipsesMatched":null,"matchedFipses":[],"unmatchedFipses":[],"selectionOrder":false,"history":"true","historyMatched":true,"from":2015,"fromMatched":true,"to":2025,"toMatched":true,"rangeMatched":true,"query":null,"concentrationClass":null,"concentrationClassMatched":true,"source":null,"sourceMatched":null,"year":null,"yearMatched":null,"sort":"year","sortMatched":true,"order":"asc","orderMatched":true,"limit":null,"limitMatched":true},"availableSorts":["year","hhi","leader_share","organizations","branches","deposits","county"],"availableConcentrationClasses":["unconcentrated","moderately_concentrated","highly_concentrated"],"rows":[{"branchCount":41,"concentrationClass":"unconcentrated","countyFips":"01081","countyName":"Lee","depositRank":428,"hhi":1360,"hhiPercentile":11,"hhiRank":2770,"leadingOrganization":"AUBURN NATIONAL BANCORPORATION, INC.","leadingOrganizationSharePct":29.4,"leaderShareRank":2234,"organizationCount":17,"organizationDepthRank":288,"organizationsOver5pct":8,"profileHref":"/geographies/banking/01081","stateCode":"AL","stateCountyCount":67,"stateHref":"/geographies/alabama","stateHhiRank":58,"stateMedianHhi":2406,"stateName":"Alabama","totalDepositsThousands":2258478,"year":2015,"annualCountyCount":3112,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":42,"concentrationClass":"unconcentrated","countyFips":"01081","countyName":"Lee","depositRank":411,"hhi":1260,"hhiPercentile":7.8,"hhiRank":2867,"leadingOrganization":"AUBURN NATIONAL BANCORPORATION, INC.","leadingOrganizationSharePct":28.2,"leaderShareRank":2332,"organizationCount":17,"organizationDepthRank":282,"organizationsOver5pct":8,"profileHref":"/geographies/banking/01081","stateCode":"AL","stateCountyCount":67,"stateHref":"/geographies/alabama","stateHhiRank":60,"stateMedianHhi":2459,"stateName":"Alabama","totalDepositsThousands":2481551,"year":2016,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":43,"concentrationClass":"unconcentrated","countyFips":"01081","countyName":"Lee","depositRank":395,"hhi":1158,"hhiPercentile":5.2,"hhiRank":2948,"leadingOrganization":"AUBURN NATIONAL BANCORPORATION, INC.","leadingOrganizationSharePct":25.6,"leaderShareRank":2572,"organizationCount":19,"organizationDepthRank":219,"organizationsOver5pct":9,"profileHref":"/geographies/banking/01081","stateCode":"AL","stateCountyCount":67,"stateHref":"/geographies/alabama","stateHhiRank":63,"stateMedianHhi":2457,"stateName":"Alabama","totalDepositsThousands":2712027,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":43,"concentrationClass":"unconcentrated","countyFips":"01081","countyName":"Lee","depositRank":386,"hhi":1104,"hhiPercentile":3.8,"hhiRank":2992,"leadingOrganization":"AUBURN NATIONAL BANCORPORATION, INC.","leadingOrganizationSharePct":23.2,"leaderShareRank":2718,"organizationCount":19,"organizationDepthRank":216,"organizationsOver5pct":8,"profileHref":"/geographies/banking/01081","stateCode":"AL","stateCountyCount":67,"stateHref":"/geographies/alabama","stateHhiRank":64,"stateMedianHhi":2410,"stateName":"Alabama","totalDepositsThousands":2900903,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":42,"concentrationClass":"unconcentrated","countyFips":"01081","countyName":"Lee","depositRank":380,"hhi":1064,"hhiPercentile":3.2,"hhiRank":3012,"leadingOrganization":"AUBURN NATIONAL BANCORPORATION, INC.","leadingOrganizationSharePct":22.1,"leaderShareRank":2795,"organizationCount":18,"organizationDepthRank":244,"organizationsOver5pct":9,"profileHref":"/geographies/banking/01081","stateCode":"AL","stateCountyCount":67,"stateHref":"/geographies/alabama","stateHhiRank":65,"stateMedianHhi":2430,"stateName":"Alabama","totalDepositsThousands":3080569,"year":2019,"annualCountyCount":3111,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":41,"concentrationClass":"unconcentrated","countyFips":"01081","countyName":"Lee","depositRank":370,"hhi":1047,"hhiPercentile":2.3,"hhiRank":3039,"leadingOrganization":"AUBURN NATIONAL BANCORPORATION, INC.","leadingOrganizationSharePct":20,"leaderShareRank":2922,"organizationCount":18,"organizationDepthRank":239,"organizationsOver5pct":10,"profileHref":"/geographies/banking/01081","stateCode":"AL","stateCountyCount":67,"stateHref":"/geographies/alabama","stateHhiRank":65,"stateMedianHhi":2509,"stateName":"Alabama","totalDepositsThousands":4275228,"year":2021,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":40,"concentrationClass":"unconcentrated","countyFips":"01081","countyName":"Lee","depositRank":391,"hhi":991,"hhiPercentile":1.9,"hhiRank":3046,"leadingOrganization":"AUBURN NATIONAL BANCORPORATION, INC.","leadingOrganizationSharePct":21,"leaderShareRank":2879,"organizationCount":19,"organizationDepthRank":217,"organizationsOver5pct":9,"profileHref":"/geographies/banking/01081","stateCode":"AL","stateCountyCount":66,"stateHref":"/geographies/alabama","stateHhiRank":64,"stateMedianHhi":2919,"stateName":"Alabama","totalDepositsThousands":4186292,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":40,"concentrationClass":"unconcentrated","countyFips":"01081","countyName":"Lee","depositRank":379,"hhi":945,"hhiPercentile":1.6,"hhiRank":3056,"leadingOrganization":"AUBURN NATIONAL BANCORPORATION, INC.","leadingOrganizationSharePct":19.6,"leaderShareRank":2942,"organizationCount":21,"organizationDepthRank":186,"organizationsOver5pct":9,"profileHref":"/geographies/banking/01081","stateCode":"AL","stateCountyCount":66,"stateHref":"/geographies/alabama","stateHhiRank":64,"stateMedianHhi":2737,"stateName":"Alabama","totalDepositsThousands":4421715,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}