{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"banking-markets","screenKey":"us-county-bank-branch-deposits","screenLabel":"County FDIC-insured branch deposits","history":true,"temporalCoverage":{"firstYear":2015,"latestYear":2025,"yearCount":11},"years":[2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025],"metricLabel":"County deposit HHI","metricUnit":"HHI (0-10,000)","summary":{"firstYear":2015,"latestYear":2025,"latestYearCountyCount":3104,"observationCount":34193,"observationsByYear":[{"countyCount":3112,"year":2015},{"countyCount":3108,"year":2016},{"countyCount":3108,"year":2017},{"countyCount":3109,"year":2018},{"countyCount":3111,"year":2019},{"countyCount":3110,"year":2020},{"countyCount":3109,"year":2021},{"countyCount":3109,"year":2022},{"countyCount":3108,"year":2023},{"countyCount":3105,"year":2024},{"countyCount":3104,"year":2025}],"yearCount":11},"source":{"accessDate":"2026-07-20","apiUrl":"https://api.fdic.gov/banks/sod?filters=YEAR%3A%5B2015%20TO%202025%5D&fields=YEAR%2CCERT%2CNAMEFULL%2CSTALPBR%2CSTNAMEBR%2CSTCNTYBR%2CCNTYNAMB%2CDEPSUMBR%2CRSSDHCR%2CNAMEHCR","confidenceLevel":"high","dataStatus":"estimated_public","id":"fdic-sod-2025","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":34,"concentrationClass":"unconcentrated","countyFips":"01077","countyName":"Lauderdale","depositRank":562,"hhi":1134,"hhiPercentile":4.6,"hhiRank":2965,"leadingOrganization":"BANCINDEPENDENT, INCORPORATED","leadingOrganizationSharePct":20,"leaderShareRank":2918,"organizationCount":12,"organizationDepthRank":528,"organizationsOver5pct":9,"profileHref":"/geographies/banking/01077","stateCode":"AL","stateCountyCount":67,"stateHref":"/geographies/alabama","stateHhiRank":64,"stateMedianHhi":2457,"stateName":"Alabama","totalDepositsThousands":1775625,"year":2017,"annualCountyCount":3108,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. 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Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":33,"concentrationClass":"unconcentrated","countyFips":"01077","countyName":"Lauderdale","depositRank":569,"hhi":1126,"hhiPercentile":4.4,"hhiRank":2974,"leadingOrganization":"BANCINDEPENDENT, INCORPORATED","leadingOrganizationSharePct":20.3,"leaderShareRank":2897,"organizationCount":12,"organizationDepthRank":523,"organizationsOver5pct":9,"profileHref":"/geographies/banking/01077","stateCode":"AL","stateCountyCount":67,"stateHref":"/geographies/alabama","stateHhiRank":63,"stateMedianHhi":2410,"stateName":"Alabama","totalDepositsThousands":1815020,"year":2018,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":35,"concentrationClass":"unconcentrated","countyFips":"01077","countyName":"Lauderdale","depositRank":571,"hhi":1144,"hhiPercentile":4.1,"hhiRank":2984,"leadingOrganization":"BANCINDEPENDENT, INCORPORATED","leadingOrganizationSharePct":21.4,"leaderShareRank":2868,"organizationCount":13,"organizationDepthRank":455,"organizationsOver5pct":9,"profileHref":"/geographies/banking/01077","stateCode":"AL","stateCountyCount":67,"stateHref":"/geographies/alabama","stateHhiRank":63,"stateMedianHhi":2458,"stateName":"Alabama","totalDepositsThousands":2190754,"year":2020,"annualCountyCount":3110,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":33,"concentrationClass":"unconcentrated","countyFips":"01077","countyName":"Lauderdale","depositRank":594,"hhi":1232,"hhiPercentile":5.9,"hhiRank":2926,"leadingOrganization":"BANCINDEPENDENT, INCORPORATED","leadingOrganizationSharePct":22.8,"leaderShareRank":2803,"organizationCount":13,"organizationDepthRank":456,"organizationsOver5pct":8,"profileHref":"/geographies/banking/01077","stateCode":"AL","stateCountyCount":67,"stateHref":"/geographies/alabama","stateHhiRank":63,"stateMedianHhi":2665,"stateName":"Alabama","totalDepositsThousands":2477302,"year":2022,"annualCountyCount":3109,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. 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No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":33,"concentrationClass":"unconcentrated","countyFips":"01077","countyName":"Lauderdale","depositRank":577,"hhi":1415,"hhiPercentile":11,"hhiRank":2763,"leadingOrganization":"BANCINDEPENDENT, INCORPORATED","leadingOrganizationSharePct":26.7,"leaderShareRank":2515,"organizationCount":14,"organizationDepthRank":398,"organizationsOver5pct":6,"profileHref":"/geographies/banking/01077","stateCode":"AL","stateCountyCount":66,"stateHref":"/geographies/alabama","stateHhiRank":59,"stateMedianHhi":2919,"stateName":"Alabama","totalDepositsThousands":2565685,"year":2024,"annualCountyCount":3105,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."},{"branchCount":34,"concentrationClass":"unconcentrated","countyFips":"01077","countyName":"Lauderdale","depositRank":560,"hhi":1320,"hhiPercentile":8.9,"hhiRank":2828,"leadingOrganization":"BANCINDEPENDENT, INCORPORATED","leadingOrganizationSharePct":24.8,"leaderShareRank":2629,"organizationCount":15,"organizationDepthRank":364,"organizationsOver5pct":7,"profileHref":"/geographies/banking/01077","stateCode":"AL","stateCountyCount":66,"stateHref":"/geographies/alabama","stateHhiRank":61,"stateMedianHhi":2737,"stateName":"Alabama","totalDepositsThousands":2678870,"year":2025,"annualCountyCount":3104,"sourceId":"fdic-sod-2025","sourceTitle":"Annual Summary of Deposits, 2015-2025","sourcePublisher":"Federal Deposit Insurance Corporation","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","sourceProfileHref":"/sources/fdic-sod-2025","accessDate":"2026-07-20","dataStatus":"estimated_public","confidenceLevel":"high","methodologyNote":"Antitrust Radar independently aggregates each annual June 30 Summary of Deposits vintage from 2015 through 2025 using the FDIC-reported top bank holding company when available and otherwise the insured institution certificate. No values are interpolated across missing or changed geographies.","methodologyHref":"/methodology#county-banking-screen","guardrail":"Annual county rows are independent June 30 branch-deposit screens, not interpolated observations or legal market definitions. Reported ownership structures, branch booking, county names, and FIPS boundaries can change between vintages; deposit values are nominal and should not be read as inflation-adjusted growth."}]}