{"license":"https://creativecommons.org/licenses/by/4.0/","dataset":"atlas","updatedThrough":"2026-08-15","guardrail":"The atlas exposes only relationships declared in the current public data. A link or issue grouping does not make unlike measures comparable, establish ownership or control, define an antitrust market, assign liability, or show that a policy event caused an economic outcome.","filters":{"depth":1,"edgeType":"all","edgeTypeMatched":true,"focus":"report:insight-geographic-screen-divergence","focusMatched":true,"kind":"all","kindMatched":true,"layer":"research","layerMatched":true,"query":"","view":"network"},"summary":{"nodeCount":5478,"edgeCount":19193,"sourceCount":45,"profileCount":5433,"nodeKindCount":13,"layerCount":4,"eligibleEdgeCount":547,"matchedNodeCount":4,"plottedEdgeCount":3,"plottedNodeCount":4,"hiddenNodeCount":0,"directNeighborCount":3},"focusNode":{"id":"report:insight-geographic-screen-divergence","kind":"report","label":"Geographic concentration screens point in different directions at different scales.","shortLabel":"Geographic screens","description":"Six FCC and FDIC comparisons retain their own geography, ownership rule, reporting universe, and time interval. FCC broadband summaries and FDIC branch-deposit screens use different sectors, units, ownership rules, and periods. Their directions are not combined into a geographic competition index.","href":"/insights/geographic-concentration-screen-divergence","metricLabel":"Exact signals","metricValue":"6","detail":"AR-CI-2026-04 / Domain readout","status":"current insight","year":2026,"color":"#6366f1","searchText":"geographic concentration screens point in different directions at different scales. geographic screens six fcc and fdic comparisons retain their own geography, ownership rule, reporting universe, and time interval. broadband geographies domain readout ar-ci-2026-04 five screens moved lower and one moved higher. across 6 exact latest-to-prior rows, 1 increased, 5 decreased. that split spans two public systems and two unequal observation windows. the national fixed-broadband hhi rose while three geographic medians fell. united states moved from hhi 1,195 in dec 2023 to 1,501 in dec 2024 (+306 hhi points). median state moved from hhi 2,994 in dec 2023 to 2,937 in dec 2024 (-57 hhi points). median county moved from hhi 5,356 in dec 2023 to 4,599 in dec 2024 (-757 hhi points). median census tract moved from hhi 5,859 in dec 2023 to 5,504 in dec 2024 (-355 hhi points). national and median-state branch-deposit screens both moved lower over 2015-2025. the national branch-deposit hhi moved from 410 in 2015 to 401 in 2025 (-9.0 hhi points). the annual 51-jurisdiction median branch-deposit hhi moved from 958 in 2015 to 903 in 2025 (-55.0 hhi points). median census tract residential fixed broadband tract median median county residential fixed broadband county median median state residential fixed broadband state median statewide branch-deposit screens median statewide bank-deposit hhi u.s. fixed broadband connections residential fixed broadband national hhi united states branch-deposit screen national bank-deposit hhi","connectionCount":3},"nodes":[{"id":"report:insight-geographic-screen-divergence","kind":"report","label":"Geographic concentration screens point in different directions at different scales.","shortLabel":"Geographic screens","description":"Six FCC and FDIC comparisons retain their own geography, ownership rule, reporting universe, and time interval. FCC broadband summaries and FDIC branch-deposit screens use different sectors, units, ownership rules, and periods. Their directions are not combined into a geographic competition index.","href":"/insights/geographic-concentration-screen-divergence","metricLabel":"Exact signals","metricValue":"6","detail":"AR-CI-2026-04 / Domain readout","status":"current insight","year":2026,"color":"#6366f1","searchText":"geographic concentration screens point in different directions at different scales. geographic screens six fcc and fdic comparisons retain their own geography, ownership rule, reporting universe, and time interval. broadband geographies domain readout ar-ci-2026-04 five screens moved lower and one moved higher. across 6 exact latest-to-prior rows, 1 increased, 5 decreased. that split spans two public systems and two unequal observation windows. the national fixed-broadband hhi rose while three geographic medians fell. united states moved from hhi 1,195 in dec 2023 to 1,501 in dec 2024 (+306 hhi points). median state moved from hhi 2,994 in dec 2023 to 2,937 in dec 2024 (-57 hhi points). median county moved from hhi 5,356 in dec 2023 to 4,599 in dec 2024 (-757 hhi points). median census tract moved from hhi 5,859 in dec 2023 to 5,504 in dec 2024 (-355 hhi points). national and median-state branch-deposit screens both moved lower over 2015-2025. the national branch-deposit hhi moved from 410 in 2015 to 401 in 2025 (-9.0 hhi points). the annual 51-jurisdiction median branch-deposit hhi moved from 958 in 2015 to 903 in 2025 (-55.0 hhi points). median census tract residential fixed broadband tract median median county residential fixed broadband county median median state residential fixed broadband state median statewide branch-deposit screens median statewide bank-deposit hhi u.s. fixed broadband connections residential fixed broadband national hhi united states branch-deposit screen national bank-deposit hhi","connectionCount":3,"distance":0,"labelVisible":true,"radius":20,"x":450,"y":260},{"id":"topic:geographic-competition","kind":"topic","label":"Geographic Competition","shortLabel":"Geographic Competition","description":"How does competitive structure vary across national, state, county, tract, route, and other local frames?","href":"/research/topics/geographic-competition","metricLabel":"Publication memberships","metricValue":"7","detail":"AR-T04 / 4 issue programs / 5 evidence lanes","status":"institutional research topic","year":2026,"color":"#ea580c","searchText":"ar-t04 geographic competition places how does competitive structure vary across national, state, county, tract, route, and other local frames? connect place-based concentration screens to their exact geography, source vintage, ownership rules, and local-market research needs. a statewide, county, tract, or national screen does not establish a legal geographic market. medians of local hhis are not interchangeable with one national hhi. area-level shares and distributions, ownership and entry histories, local prices and quality, commuting or procurement patterns, capacity, switching, and stable geographic definitions. local officials, researchers, journalists, and community advocates ar-sc-2026-01 the u.s. competition landscape ar-dn-2026-02 housing competition needs local ownership data ar-rb-2026-03 state banking structure, 2015-2025 ar-rb-2026-06 fixed broadband concentration across geographic scales, 2020-2024 ar-rb-2026-07 state individual insurance concentration, 2024 ar-ci-2026-04 geographic concentration screens point in different directions at different scales. ar-ci-2026-05 national fixed-broadband hhi rose while three geographic medians fell.","connectionCount":17,"x":450,"y":112,"distance":1,"radius":11,"labelVisible":true},{"id":"source:fdic-sod-2025","kind":"source","label":"2025 Summary of Deposits","shortLabel":"Federal Deposit Insur...","description":"Annual branch-level deposits for FDIC-insured institutions as of June 30 2025 with institution state and reported bank holding company identifiers.","href":"/sources/fdic-sod-2025","metricLabel":"Access date","metricValue":"2026-07-19","detail":"Federal Deposit Insurance Corporation","status":"public dataset","year":2026,"color":"#64748b","searchText":"fdic-sod-2025 2025 summary of deposits federal deposit insurance corporation annual branch-level deposits for fdic-insured institutions as of june 30 2025 with institution state and reported bank holding company identifiers. federal deposit insurance corporation, 2025 summary of deposits, branch-level public api records as of june 30 2025. public_dataset","connectionCount":3162,"x":578.172,"y":334,"distance":1,"radius":11,"labelVisible":true},{"id":"source:fcc-internet-access-dec-2024","kind":"source","label":"Internet Access Services: Status as of December 31 2024","shortLabel":"Federal Communication...","description":"FCC statistical report publishing national and median state county and census-tract HHI for residential fixed connections of at least 100 Mbps downstream and 20 Mbps upstream from December 2020 through December 2024.","href":"/sources/fcc-internet-access-dec-2024","metricLabel":"Access date","metricValue":"2026-07-21","detail":"Federal Communications Commission","status":"agency report","year":2026,"color":"#64748b","searchText":"fcc-internet-access-dec-2024 internet access services: status as of december 31 2024 federal communications commission fcc statistical report publishing national and median state county and census-tract hhi for residential fixed connections of at least 100 mbps downstream and 20 mbps upstream from december 2020 through december 2024. federal communications commission, internet access services: status as of december 31, 2024, figure 5, published 2026. agency_report","connectionCount":7,"x":321.828,"y":334,"distance":1,"radius":11,"labelVisible":true}],"rows":[{"id":"report-source:insight-geographic-screen-divergence:fcc-internet-access-dec-2024","layer":"research","relationshipType":"report_source","relationshipLabel":"Declared publication source","fromId":"report:insight-geographic-screen-divergence","fromKind":"report","fromLabel":"Geographic concentration screens point in different directions at different scales.","fromHref":"/insights/geographic-concentration-screen-divergence","toId":"source:fcc-internet-access-dec-2024","toKind":"source","toLabel":"Internet Access Services: Status as of December 31 2024","toHref":"/sources/fcc-internet-access-dec-2024","evidenceLabel":"Federal Communications Commission","evidenceDetail":"Internet Access Services: Status as of December 31 2024 appears in the source-custodied signal packet for AR-CI-2026-04.","sourceId":"fcc-internet-access-dec-2024","sourceUrl":"https://docs.fcc.gov/public/attachments/DOC-418459A1.pdf","confidenceLevel":"bounded","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A source edge records the public evidence basis declared by the publication and does not erase the source's limitations."},{"id":"report-source:insight-geographic-screen-divergence:fdic-sod-2025","layer":"research","relationshipType":"report_source","relationshipLabel":"Declared publication source","fromId":"report:insight-geographic-screen-divergence","fromKind":"report","fromLabel":"Geographic concentration screens point in different directions at different scales.","fromHref":"/insights/geographic-concentration-screen-divergence","toId":"source:fdic-sod-2025","toKind":"source","toLabel":"2025 Summary of Deposits","toHref":"/sources/fdic-sod-2025","evidenceLabel":"Federal Deposit Insurance Corporation","evidenceDetail":"2025 Summary of Deposits appears in the source-custodied signal packet for AR-CI-2026-04.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"bounded","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A source edge records the public evidence basis declared by the publication and does not erase the source's limitations."},{"id":"topic-publication:geographic-competition:AR-CI-2026-04","layer":"research","relationshipType":"topic_publication","relationshipLabel":"Declared topic membership","fromId":"topic:geographic-competition","fromKind":"topic","fromLabel":"Geographic Competition","fromHref":"/research/topics/geographic-competition","toId":"report:insight-geographic-screen-divergence","toKind":"report","toLabel":"Geographic concentration screens point in different directions at different scales.","toHref":"/insights/geographic-concentration-screen-divergence","evidenceLabel":"Publication theme contract","evidenceDetail":"AR-CI-2026-04, Geographic concentration screens point in different directions at different scales., carries the exact Geographic Competition publication-theme membership.","sourceId":null,"sourceUrl":null,"confidenceLevel":"bounded","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A topic-to-publication link records one exact editorial theme membership. It does not rank publication quality, evidence strength, importance, impact, or policy effect."}]}