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HHI is the source-reported state-level value for the ACA-regulated individual market; firm-level shares are not re-derived here.","sourceId":"kff-individual-insurance-market-2024","sourceUrl":"https://www.kff.org/state-health-policy-data/state-indicator/individual-insurance-market-competition/","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A source link records indicator custody and does not extend the source beyond its stated universe, period, or unit."},{"id":"indicator-source:state-health-leader-share:kff-individual-insurance-market-2024","layer":"measurement","relationshipType":"indicator_source","relationshipLabel":"Indicator source custody","fromId":"indicator:state-health-leader-share","fromKind":"indicator","fromLabel":"State leading-insurer share","fromHref":"/indicators/state-health-leader-share","toId":"source:kff-individual-insurance-market-2024","toKind":"source","toLabel":"Individual Insurance Market Competition (HHI by state)","toHref":"/sources/kff-individual-insurance-market-2024","evidenceLabel":"KFF / Individual Insurance Market Competition (HHI by state)","evidenceDetail":"KFF analysis of Medical Loss Ratio (MLR) Part 1 data from the Health Coverage Portal maintained by Mark Farrah Associates. HHI is the source-reported state-level value for the ACA-regulated individual market; firm-level shares are not re-derived here.","sourceId":"kff-individual-insurance-market-2024","sourceUrl":"https://www.kff.org/state-health-policy-data/state-indicator/individual-insurance-market-competition/","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A source link records indicator custody and does not extend the source beyond its stated universe, period, or unit."},{"id":"local-geography-scope:56001:WY","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:56001","fromKind":"geography","fromLabel":"Albany, WY","fromHref":"/geographies/banking/56001","toId":"geography:WY","toKind":"geography","toLabel":"Wyoming","toHref":"/geographies/wyoming","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Albany (56001) carries the exact Wyoming (WY) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:56003:WY","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:56003","fromKind":"geography","fromLabel":"Big Horn, WY","fromHref":"/geographies/banking/56003","toId":"geography:WY","toKind":"geography","toLabel":"Wyoming","toHref":"/geographies/wyoming","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Big Horn (56003) carries the exact Wyoming (WY) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:56005:WY","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:56005","fromKind":"geography","fromLabel":"Campbell, WY","fromHref":"/geographies/banking/56005","toId":"geography:WY","toKind":"geography","toLabel":"Wyoming","toHref":"/geographies/wyoming","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Campbell (56005) carries the exact Wyoming (WY) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:56007:WY","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:56007","fromKind":"geography","fromLabel":"Carbon, WY","fromHref":"/geographies/banking/56007","toId":"geography:WY","toKind":"geography","toLabel":"Wyoming","toHref":"/geographies/wyoming","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Carbon (56007) carries the exact Wyoming (WY) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:56009:WY","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:56009","fromKind":"geography","fromLabel":"Converse, WY","fromHref":"/geographies/banking/56009","toId":"geography:WY","toKind":"geography","toLabel":"Wyoming","toHref":"/geographies/wyoming","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Converse (56009) carries the exact Wyoming (WY) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:56011:WY","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:56011","fromKind":"geography","fromLabel":"Crook, WY","fromHref":"/geographies/banking/56011","toId":"geography:WY","toKind":"geography","toLabel":"Wyoming","toHref":"/geographies/wyoming","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Crook (56011) carries the exact Wyoming (WY) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:56013:WY","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:56013","fromKind":"geography","fromLabel":"Fremont, WY","fromHref":"/geographies/banking/56013","toId":"geography:WY","toKind":"geography","toLabel":"Wyoming","toHref":"/geographies/wyoming","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Fremont (56013) carries the exact Wyoming (WY) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:56015:WY","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:56015","fromKind":"geography","fromLabel":"Goshen, WY","fromHref":"/geographies/banking/56015","toId":"geography:WY","toKind":"geography","toLabel":"Wyoming","toHref":"/geographies/wyoming","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Goshen (56015) carries the exact Wyoming (WY) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:56017:WY","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:56017","fromKind":"geography","fromLabel":"Hot Springs, WY","fromHref":"/geographies/banking/56017","toId":"geography:WY","toKind":"geography","toLabel":"Wyoming","toHref":"/geographies/wyoming","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Hot Springs (56017) carries the exact Wyoming (WY) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:56019:WY","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:56019","fromKind":"geography","fromLabel":"Johnson, WY","fromHref":"/geographies/banking/56019","toId":"geography:WY","toKind":"geography","toLabel":"Wyoming","toHref":"/geographies/wyoming","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Johnson (56019) carries the exact Wyoming (WY) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:56021:WY","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:56021","fromKind":"geography","fromLabel":"Laramie, WY","fromHref":"/geographies/banking/56021","toId":"geography:WY","toKind":"geography","toLabel":"Wyoming","toHref":"/geographies/wyoming","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Laramie (56021) carries the exact Wyoming (WY) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:56023:WY","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:56023","fromKind":"geography","fromLabel":"Lincoln, WY","fromHref":"/geographies/banking/56023","toId":"geography:WY","toKind":"geography","toLabel":"Wyoming","toHref":"/geographies/wyoming","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Lincoln (56023) carries the exact Wyoming (WY) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:56025:WY","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:56025","fromKind":"geography","fromLabel":"Natrona, WY","fromHref":"/geographies/banking/56025","toId":"geography:WY","toKind":"geography","toLabel":"Wyoming","toHref":"/geographies/wyoming","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Natrona (56025) carries the exact Wyoming (WY) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:56027:WY","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:56027","fromKind":"geography","fromLabel":"Niobrara, WY","fromHref":"/geographies/banking/56027","toId":"geography:WY","toKind":"geography","toLabel":"Wyoming","toHref":"/geographies/wyoming","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Niobrara (56027) carries the exact Wyoming (WY) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:56029:WY","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:56029","fromKind":"geography","fromLabel":"Park, WY","fromHref":"/geographies/banking/56029","toId":"geography:WY","toKind":"geography","toLabel":"Wyoming","toHref":"/geographies/wyoming","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Park (56029) carries the exact Wyoming (WY) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. 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The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:56037:WY","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:56037","fromKind":"geography","fromLabel":"Sweetwater, WY","fromHref":"/geographies/banking/56037","toId":"geography:WY","toKind":"geography","toLabel":"Wyoming","toHref":"/geographies/wyoming","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Sweetwater (56037) carries the exact Wyoming (WY) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. 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The relationship does not define a legal geographic market, make separate state evidence systems interchangeable, allocate national values, establish causation, or support a composite score."},{"id":"profile-indicator:geography:WY:state-bank-deposit-hhi","layer":"measurement","relationshipType":"profile_indicator","relationshipLabel":"Observed by indicator","fromId":"geography:WY","fromKind":"geography","fromLabel":"Wyoming","fromHref":"/geographies/wyoming","toId":"indicator:state-bank-deposit-hhi","toKind":"indicator","toLabel":"State bank-deposit HHI","toHref":"/indicators/state-bank-deposit-hhi","evidenceLabel":"State bank-deposit HHI registry","evidenceDetail":"Wyoming has 1 exact Bank-deposit HHI row spanning 2025-2025 across 1 registered source.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"bounded","indicatorId":"state-bank-deposit-hhi","entityCode":"WY","observationCount":1,"firstYear":2025,"latestYear":2025,"preferredView":"ranking","sourceIds":"fdic-sod-2025","guardrail":"A profile-indicator edge records exact rows in one documented indicator contract; it does not make unlike measures comparable, define an antitrust market, or establish a legal or causal conclusion."},{"id":"profile-indicator:geography:WY:state-bank-deposit-leader-share","layer":"measurement","relationshipType":"profile_indicator","relationshipLabel":"Observed by indicator","fromId":"geography:WY","fromKind":"geography","fromLabel":"Wyoming","fromHref":"/geographies/wyoming","toId":"indicator:state-bank-deposit-leader-share","toKind":"indicator","toLabel":"State leading bank-holder share","toHref":"/indicators/state-bank-deposit-leader-share","evidenceLabel":"State leading bank-holder share registry","evidenceDetail":"Wyoming has 1 exact Bank leader share row spanning 2025-2025 across 1 registered source.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"bounded","indicatorId":"state-bank-deposit-leader-share","entityCode":"WY","observationCount":1,"firstYear":2025,"latestYear":2025,"preferredView":"ranking","sourceIds":"fdic-sod-2025","guardrail":"A profile-indicator edge records exact rows in one documented indicator contract; it does not make unlike measures comparable, define an antitrust market, or establish a legal or causal conclusion."},{"id":"profile-indicator:geography:WY:state-health-hhi","layer":"measurement","relationshipType":"profile_indicator","relationshipLabel":"Observed by indicator","fromId":"geography:WY","fromKind":"geography","fromLabel":"Wyoming","fromHref":"/geographies/wyoming","toId":"indicator:state-health-hhi","toKind":"indicator","toLabel":"State individual-health HHI","toHref":"/indicators/state-health-hhi","evidenceLabel":"State individual-health HHI registry","evidenceDetail":"Wyoming has 1 exact State HHI row spanning 2024-2024 across 1 registered source.","sourceId":"kff-individual-insurance-market-2024","sourceUrl":"https://www.kff.org/state-health-policy-data/state-indicator/individual-insurance-market-competition/","confidenceLevel":"bounded","indicatorId":"state-health-hhi","entityCode":"WY","observationCount":1,"firstYear":2024,"latestYear":2024,"preferredView":"map","sourceIds":"kff-individual-insurance-market-2024","guardrail":"A profile-indicator edge records exact rows in one documented indicator contract; it does not make unlike measures comparable, define an antitrust market, or establish a legal or causal conclusion."},{"id":"profile-indicator:geography:WY:state-health-leader-share","layer":"measurement","relationshipType":"profile_indicator","relationshipLabel":"Observed by indicator","fromId":"geography:WY","fromKind":"geography","fromLabel":"Wyoming","fromHref":"/geographies/wyoming","toId":"indicator:state-health-leader-share","toKind":"indicator","toLabel":"State leading-insurer share","toHref":"/indicators/state-health-leader-share","evidenceLabel":"State leading-insurer share registry","evidenceDetail":"Wyoming has 1 exact State leader share row spanning 2024-2024 across 1 registered source.","sourceId":"kff-individual-insurance-market-2024","sourceUrl":"https://www.kff.org/state-health-policy-data/state-indicator/individual-insurance-market-competition/","confidenceLevel":"bounded","indicatorId":"state-health-leader-share","entityCode":"WY","observationCount":1,"firstYear":2024,"latestYear":2024,"preferredView":"map","sourceIds":"kff-individual-insurance-market-2024","guardrail":"A profile-indicator edge records exact rows in one documented indicator contract; it does not make unlike measures comparable, define an antitrust market, or establish a legal or causal conclusion."}]}