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Business applications, insurance HHI, and branch-deposit HHI remain separate and do not form an economy score or legal market."},{"id":"indicator-source:state-bank-deposit-hhi:fdic-sod-2025","layer":"measurement","relationshipType":"indicator_source","relationshipLabel":"Indicator source custody","fromId":"indicator:state-bank-deposit-hhi","fromKind":"indicator","fromLabel":"State bank-deposit HHI","fromHref":"/indicators/state-bank-deposit-hhi","toId":"source:fdic-sod-2025","toKind":"source","toLabel":"2025 Summary of Deposits","toHref":"/sources/fdic-sod-2025","evidenceLabel":"Federal Deposit Insurance Corporation / 2025 Summary of Deposits","evidenceDetail":"Antitrust Radar sums positive June 30, 2025 branch deposits within each state, groups branches to the FDIC-reported top bank holding company when RSSDHCR is available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A source link records indicator custody and does not extend the source beyond its stated universe, period, or unit."},{"id":"indicator-source:state-bank-deposit-leader-share:fdic-sod-2025","layer":"measurement","relationshipType":"indicator_source","relationshipLabel":"Indicator source custody","fromId":"indicator:state-bank-deposit-leader-share","fromKind":"indicator","fromLabel":"State leading bank-holder share","fromHref":"/indicators/state-bank-deposit-leader-share","toId":"source:fdic-sod-2025","toKind":"source","toLabel":"2025 Summary of Deposits","toHref":"/sources/fdic-sod-2025","evidenceLabel":"Federal Deposit Insurance Corporation / 2025 Summary of Deposits","evidenceDetail":"Antitrust Radar sums positive June 30, 2025 branch deposits within each state, groups branches to the FDIC-reported top bank holding company when RSSDHCR is available and otherwise to the insured institution certificate, then calculates shares and HHI from those grouped balances.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A source link records indicator custody and does not extend the source beyond its stated universe, period, or unit."},{"id":"indicator-source:state-health-hhi:kff-individual-insurance-market-2024","layer":"measurement","relationshipType":"indicator_source","relationshipLabel":"Indicator source custody","fromId":"indicator:state-health-hhi","fromKind":"indicator","fromLabel":"State individual-health HHI","fromHref":"/indicators/state-health-hhi","toId":"source:kff-individual-insurance-market-2024","toKind":"source","toLabel":"Individual Insurance Market Competition (HHI by state)","toHref":"/sources/kff-individual-insurance-market-2024","evidenceLabel":"KFF / Individual Insurance Market Competition (HHI by state)","evidenceDetail":"KFF analysis of Medical Loss Ratio (MLR) Part 1 data from the Health Coverage Portal maintained by Mark Farrah Associates. HHI is the source-reported state-level value for the ACA-regulated individual market; firm-level shares are not re-derived here.","sourceId":"kff-individual-insurance-market-2024","sourceUrl":"https://www.kff.org/state-health-policy-data/state-indicator/individual-insurance-market-competition/","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A source link records indicator custody and does not extend the source beyond its stated universe, period, or unit."},{"id":"indicator-source:state-health-leader-share:kff-individual-insurance-market-2024","layer":"measurement","relationshipType":"indicator_source","relationshipLabel":"Indicator source custody","fromId":"indicator:state-health-leader-share","fromKind":"indicator","fromLabel":"State leading-insurer share","fromHref":"/indicators/state-health-leader-share","toId":"source:kff-individual-insurance-market-2024","toKind":"source","toLabel":"Individual Insurance Market Competition (HHI by state)","toHref":"/sources/kff-individual-insurance-market-2024","evidenceLabel":"KFF / Individual Insurance Market Competition (HHI by state)","evidenceDetail":"KFF analysis of Medical Loss Ratio (MLR) Part 1 data from the Health Coverage Portal maintained by Mark Farrah Associates. HHI is the source-reported state-level value for the ACA-regulated individual market; firm-level shares are not re-derived here.","sourceId":"kff-individual-insurance-market-2024","sourceUrl":"https://www.kff.org/state-health-policy-data/state-indicator/individual-insurance-market-competition/","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A source link records indicator custody and does not extend the source beyond its stated universe, period, or unit."},{"id":"local-geography-scope:49001:UT","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:49001","fromKind":"geography","fromLabel":"Beaver, UT","fromHref":"/geographies/banking/49001","toId":"geography:UT","toKind":"geography","toLabel":"Utah","toHref":"/geographies/utah","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Beaver (49001) carries the exact Utah (UT) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:49003:UT","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:49003","fromKind":"geography","fromLabel":"Box Elder, UT","fromHref":"/geographies/banking/49003","toId":"geography:UT","toKind":"geography","toLabel":"Utah","toHref":"/geographies/utah","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Box Elder (49003) carries the exact Utah (UT) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:49005:UT","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:49005","fromKind":"geography","fromLabel":"Cache, UT","fromHref":"/geographies/banking/49005","toId":"geography:UT","toKind":"geography","toLabel":"Utah","toHref":"/geographies/utah","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Cache (49005) carries the exact Utah (UT) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:49007:UT","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:49007","fromKind":"geography","fromLabel":"Carbon, UT","fromHref":"/geographies/banking/49007","toId":"geography:UT","toKind":"geography","toLabel":"Utah","toHref":"/geographies/utah","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Carbon (49007) carries the exact Utah (UT) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:49011:UT","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:49011","fromKind":"geography","fromLabel":"Davis, UT","fromHref":"/geographies/banking/49011","toId":"geography:UT","toKind":"geography","toLabel":"Utah","toHref":"/geographies/utah","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Davis (49011) carries the exact Utah (UT) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:49013:UT","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:49013","fromKind":"geography","fromLabel":"Duchesne, UT","fromHref":"/geographies/banking/49013","toId":"geography:UT","toKind":"geography","toLabel":"Utah","toHref":"/geographies/utah","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Duchesne (49013) carries the exact Utah (UT) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:49015:UT","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:49015","fromKind":"geography","fromLabel":"Emery, UT","fromHref":"/geographies/banking/49015","toId":"geography:UT","toKind":"geography","toLabel":"Utah","toHref":"/geographies/utah","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Emery (49015) carries the exact Utah (UT) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:49017:UT","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:49017","fromKind":"geography","fromLabel":"Garfield, UT","fromHref":"/geographies/banking/49017","toId":"geography:UT","toKind":"geography","toLabel":"Utah","toHref":"/geographies/utah","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Garfield (49017) carries the exact Utah (UT) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:49019:UT","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:49019","fromKind":"geography","fromLabel":"Grand, UT","fromHref":"/geographies/banking/49019","toId":"geography:UT","toKind":"geography","toLabel":"Utah","toHref":"/geographies/utah","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Grand (49019) carries the exact Utah (UT) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:49021:UT","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:49021","fromKind":"geography","fromLabel":"Iron, UT","fromHref":"/geographies/banking/49021","toId":"geography:UT","toKind":"geography","toLabel":"Utah","toHref":"/geographies/utah","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Iron (49021) carries the exact Utah (UT) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:49023:UT","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:49023","fromKind":"geography","fromLabel":"Juab, UT","fromHref":"/geographies/banking/49023","toId":"geography:UT","toKind":"geography","toLabel":"Utah","toHref":"/geographies/utah","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Juab (49023) carries the exact Utah (UT) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:49025:UT","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:49025","fromKind":"geography","fromLabel":"Kane, UT","fromHref":"/geographies/banking/49025","toId":"geography:UT","toKind":"geography","toLabel":"Utah","toHref":"/geographies/utah","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Kane (49025) carries the exact Utah (UT) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:49027:UT","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:49027","fromKind":"geography","fromLabel":"Millard, UT","fromHref":"/geographies/banking/49027","toId":"geography:UT","toKind":"geography","toLabel":"Utah","toHref":"/geographies/utah","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Millard (49027) carries the exact Utah (UT) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:49029:UT","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:49029","fromKind":"geography","fromLabel":"Morgan, UT","fromHref":"/geographies/banking/49029","toId":"geography:UT","toKind":"geography","toLabel":"Utah","toHref":"/geographies/utah","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Morgan (49029) carries the exact Utah (UT) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:49031:UT","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:49031","fromKind":"geography","fromLabel":"Piute, UT","fromHref":"/geographies/banking/49031","toId":"geography:UT","toKind":"geography","toLabel":"Utah","toHref":"/geographies/utah","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Piute (49031) carries the exact Utah (UT) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:49033:UT","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:49033","fromKind":"geography","fromLabel":"Rich, UT","fromHref":"/geographies/banking/49033","toId":"geography:UT","toKind":"geography","toLabel":"Utah","toHref":"/geographies/utah","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Rich (49033) carries the exact Utah (UT) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:49035:UT","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:49035","fromKind":"geography","fromLabel":"Salt Lake, UT","fromHref":"/geographies/banking/49035","toId":"geography:UT","toKind":"geography","toLabel":"Utah","toHref":"/geographies/utah","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Salt Lake (49035) carries the exact Utah (UT) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:49037:UT","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:49037","fromKind":"geography","fromLabel":"San Juan, UT","fromHref":"/geographies/banking/49037","toId":"geography:UT","toKind":"geography","toLabel":"Utah","toHref":"/geographies/utah","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"San Juan (49037) carries the exact Utah (UT) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:49039:UT","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:49039","fromKind":"geography","fromLabel":"Sanpete, UT","fromHref":"/geographies/banking/49039","toId":"geography:UT","toKind":"geography","toLabel":"Utah","toHref":"/geographies/utah","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Sanpete (49039) carries the exact Utah (UT) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:49041:UT","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:49041","fromKind":"geography","fromLabel":"Sevier, UT","fromHref":"/geographies/banking/49041","toId":"geography:UT","toKind":"geography","toLabel":"Utah","toHref":"/geographies/utah","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Sevier (49041) carries the exact Utah (UT) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. The relationship does not define a legal geographic market, make county and statewide measures interchangeable, allocate values, establish causation, or support a composite score."},{"id":"local-geography-scope:49043:UT","layer":"measurement","relationshipType":"local_geography_scope","relationshipLabel":"State profile membership","fromId":"geography:49043","fromKind":"geography","fromLabel":"Summit, UT","fromHref":"/geographies/banking/49043","toId":"geography:UT","toKind":"geography","toLabel":"Utah","toHref":"/geographies/utah","evidenceLabel":"Federal Deposit Insurance Corporation / exact county FIPS and state code","evidenceDetail":"Summit (49043) carries the exact Utah (UT) geography fields in its 2025 FDIC county row.","sourceId":"fdic-sod-2025","sourceUrl":"https://banks.data.fdic.gov/bankfind-suite/SOD","confidenceLevel":"high","indicatorId":null,"entityCode":null,"observationCount":null,"firstYear":null,"latestYear":null,"preferredView":null,"sourceIds":null,"guardrail":"A county or county-equivalent screen is linked through the exact state code in its FDIC row. 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